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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
soul-stirring arrogant address
  09/18/17
uh because it's a perk and perks help influence people's dec...
Marvelous bistre ladyboy
  09/18/17
how about just increase the salary and not resources stuff o...
soul-stirring arrogant address
  09/18/17
(Biglawyer)
pearl bonkers heaven sweet tailpipe
  09/18/17
nope. more like salesman.
soul-stirring arrogant address
  09/18/17
(guy who doesn't understand taxes)
clear dilemma tank
  09/19/17
...
talented degenerate
  09/19/17
...
godawful mental disorder spot
  09/19/17
...
elite stimulating home
  09/18/17
free money is not a $cam bro. at least contribute up to the...
honey-headed flickering psychic church
  09/18/17
i don't know man...
soul-stirring arrogant address
  09/18/17
you always go AT LEAST to the match. it's free money that y...
180 slate shrine doctorate
  09/19/17
CR
alcoholic chest-beating step-uncle's house marketing idea
  09/19/17
JFC you are way too dumb to post here.
rough-skinned selfie chapel
  09/18/17
*invests in 401k* *loses more than half of it during a re...
soul-stirring arrogant address
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
copper curious base goyim
  09/18/17
do you mean you dont vest so they match 100% automatically u...
spectacular flatulent site
  09/18/17
How much do they match for you bozos
multi-colored pit
  09/18/17
why do you hate me?
spectacular flatulent site
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
soul-stirring arrogant address
  09/18/17
Because it's free money for them - part of what otherwise wo...
slimy messiness persian
  09/18/17
...
Apoplectic Abnormal Cumskin
  09/18/17
hmm...
soul-stirring arrogant address
  09/18/17
Employer contributions are a tax write off.
godawful mental disorder spot
  09/18/17
Isn't salary a write off?
galvanic mewling business firm chad
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
scarlet main people liquid oxygen
  09/18/17
Price discrimination. They tell all potential employees that...
Violent Kitty Haunted Graveyard
  09/19/17
Is there any tax benefit that employer match has over a sala...
startling property
  09/19/17
hehe
embarrassed to the bone range
  09/19/17
rare cr from you ted. its a scam
embarrassed to the bone range
  09/19/17
Ty
soul-stirring arrogant address
  09/19/17
Tax favored contributions to executives are limited to a mul...
Lavender alcoholic lodge
  09/19/17
...
unholy house-broken really tough guy
  09/19/17
gotta incentivize somehow.
180 slate shrine doctorate
  09/19/17
Avoid failing the IRS' nondiscrimination test?
sienna crackhouse immigrant
  09/19/17
...
180 slate shrine doctorate
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
spectacular flatulent site
  09/19/17
Euro/international stock funds are doing super well
alcoholic chest-beating step-uncle's house marketing idea
  09/19/17
music will end any day now...
spectacular flatulent site
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
aromatic associate nursing home
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: soul-stirring arrogant address

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Marvelous bistre ladyboy

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: soul-stirring arrogant address

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: pearl bonkers heaven sweet tailpipe

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: soul-stirring arrogant address

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: clear dilemma tank

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: talented degenerate



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: godawful mental disorder spot



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: elite stimulating home



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: honey-headed flickering psychic church

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: soul-stirring arrogant address

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: 180 slate shrine doctorate

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: alcoholic chest-beating step-uncle's house marketing idea

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: rough-skinned selfie chapel

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: soul-stirring arrogant address

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: copper curious base goyim

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: spectacular flatulent site

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: multi-colored pit

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: spectacular flatulent site

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: soul-stirring arrogant address

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: slimy messiness persian

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Apoplectic Abnormal Cumskin



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: soul-stirring arrogant address

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: godawful mental disorder spot

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: galvanic mewling business firm chad

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: scarlet main people liquid oxygen

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Violent Kitty Haunted Graveyard

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: startling property

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: embarrassed to the bone range

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: embarrassed to the bone range

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: soul-stirring arrogant address

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Lavender alcoholic lodge

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: unholy house-broken really tough guy



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: 180 slate shrine doctorate

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: sienna crackhouse immigrant

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: 180 slate shrine doctorate



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: spectacular flatulent site

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: alcoholic chest-beating step-uncle's house marketing idea

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: spectacular flatulent site

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: aromatic associate nursing home

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)