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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Disrespectful Cruel-hearted Church Building Blood Rage
  09/18/17
uh because it's a perk and perks help influence people's dec...
Cream Pisswyrm
  09/18/17
how about just increase the salary and not resources stuff o...
Disrespectful Cruel-hearted Church Building Blood Rage
  09/18/17
(Biglawyer)
Glassy bearded idea he suggested
  09/18/17
nope. more like salesman.
Disrespectful Cruel-hearted Church Building Blood Rage
  09/18/17
(guy who doesn't understand taxes)
Amethyst ticket booth
  09/19/17
...
painfully honest adventurous abode half-breed
  09/19/17
...
vigorous irate resort french chef
  09/19/17
...
Pea-brained antidepressant drug school
  09/18/17
free money is not a $cam bro. at least contribute up to the...
buff reading party
  09/18/17
i don't know man...
Disrespectful Cruel-hearted Church Building Blood Rage
  09/18/17
you always go AT LEAST to the match. it's free money that y...
slate fluffy gaping prole
  09/19/17
CR
lascivious orange double fault
  09/19/17
JFC you are way too dumb to post here.
Nighttime Tank Theater Stage
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Disrespectful Cruel-hearted Church Building Blood Rage
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
heady white mood
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Indecent marvelous boistinker theater
  09/18/17
How much do they match for you bozos
Splenetic tripping theatre filthpig
  09/18/17
why do you hate me?
Indecent marvelous boistinker theater
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Disrespectful Cruel-hearted Church Building Blood Rage
  09/18/17
Because it's free money for them - part of what otherwise wo...
Coral parlor fat ankles
  09/18/17
...
contagious sepia skinny woman office
  09/18/17
hmm...
Disrespectful Cruel-hearted Church Building Blood Rage
  09/18/17
Employer contributions are a tax write off.
vigorous irate resort french chef
  09/18/17
Isn't salary a write off?
yellow school cafeteria roommate
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Mischievous wonderful scourge upon the earth
  09/18/17
Price discrimination. They tell all potential employees that...
Odious magenta lodge private investor
  09/19/17
Is there any tax benefit that employer match has over a sala...
Mentally Impaired Pearl Rehab Goyim
  09/19/17
hehe
Razzle Burgundy Affirmative Action
  09/19/17
rare cr from you ted. its a scam
Razzle Burgundy Affirmative Action
  09/19/17
Ty
Disrespectful Cruel-hearted Church Building Blood Rage
  09/19/17
Tax favored contributions to executives are limited to a mul...
Well-lubricated friendly grandma juggernaut
  09/19/17
...
crawly gaming laptop hairy legs
  09/19/17
gotta incentivize somehow.
slate fluffy gaping prole
  09/19/17
Avoid failing the IRS' nondiscrimination test?
vengeful low-t space dingle berry
  09/19/17
...
slate fluffy gaping prole
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Indecent marvelous boistinker theater
  09/19/17
Euro/international stock funds are doing super well
lascivious orange double fault
  09/19/17
music will end any day now...
Indecent marvelous boistinker theater
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
sienna swollen hell
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Disrespectful Cruel-hearted Church Building Blood Rage

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Cream Pisswyrm

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Disrespectful Cruel-hearted Church Building Blood Rage

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Glassy bearded idea he suggested

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Disrespectful Cruel-hearted Church Building Blood Rage

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Amethyst ticket booth

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: painfully honest adventurous abode half-breed



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: vigorous irate resort french chef



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Pea-brained antidepressant drug school



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: buff reading party

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Disrespectful Cruel-hearted Church Building Blood Rage

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: slate fluffy gaping prole

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: lascivious orange double fault

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Nighttime Tank Theater Stage

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Disrespectful Cruel-hearted Church Building Blood Rage

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: heady white mood

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Indecent marvelous boistinker theater

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Splenetic tripping theatre filthpig

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Indecent marvelous boistinker theater

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Disrespectful Cruel-hearted Church Building Blood Rage

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Coral parlor fat ankles

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: contagious sepia skinny woman office



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Disrespectful Cruel-hearted Church Building Blood Rage

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: vigorous irate resort french chef

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: yellow school cafeteria roommate

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Mischievous wonderful scourge upon the earth

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Odious magenta lodge private investor

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Mentally Impaired Pearl Rehab Goyim

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Razzle Burgundy Affirmative Action

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Razzle Burgundy Affirmative Action

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Disrespectful Cruel-hearted Church Building Blood Rage

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Well-lubricated friendly grandma juggernaut

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: crawly gaming laptop hairy legs



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: slate fluffy gaping prole

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: vengeful low-t space dingle berry

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: slate fluffy gaping prole



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Indecent marvelous boistinker theater

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: lascivious orange double fault

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Indecent marvelous boistinker theater

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: sienna swollen hell

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)