\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Bonkers Theater Selfie
  09/18/17
uh because it's a perk and perks help influence people's dec...
ultramarine heaven liquid oxygen
  09/18/17
how about just increase the salary and not resources stuff o...
Bonkers Theater Selfie
  09/18/17
(Biglawyer)
Fragrant Bespoke Roast Beef Office
  09/18/17
nope. more like salesman.
Bonkers Theater Selfie
  09/18/17
(guy who doesn't understand taxes)
Very Tactful Bronze Mexican Abode
  09/19/17
...
shimmering ratface cuckold
  09/19/17
...
crystalline arrogant resort
  09/19/17
...
Orchid Spectacular Laser Beams
  09/18/17
free money is not a $cam bro. at least contribute up to the...
misunderstood walnut stead
  09/18/17
i don't know man...
Bonkers Theater Selfie
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Magical voyeur ladyboy
  09/19/17
CR
Cobalt hairraiser deer antler temple
  09/19/17
JFC you are way too dumb to post here.
Awkward Fanboi Wagecucks
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Bonkers Theater Selfie
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
dashing geriatric parlor coldplay fan
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Exhilarant maniacal menage
  09/18/17
How much do they match for you bozos
Razzle-dazzle public bath
  09/18/17
why do you hate me?
Exhilarant maniacal menage
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Bonkers Theater Selfie
  09/18/17
Because it's free money for them - part of what otherwise wo...
Puce Bearded Dog Poop School Cafeteria
  09/18/17
...
jade cocky spot faggot firefighter
  09/18/17
hmm...
Bonkers Theater Selfie
  09/18/17
Employer contributions are a tax write off.
crystalline arrogant resort
  09/18/17
Isn't salary a write off?
Sinister Pale Pozpig Locus
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Big Roommate Orchestra Pit
  09/18/17
Price discrimination. They tell all potential employees that...
fighting area
  09/19/17
Is there any tax benefit that employer match has over a sala...
racy sienna international law enforcement agency locale
  09/19/17
hehe
flickering carnelian lettuce double fault
  09/19/17
rare cr from you ted. its a scam
flickering carnelian lettuce double fault
  09/19/17
Ty
Bonkers Theater Selfie
  09/19/17
Tax favored contributions to executives are limited to a mul...
gold azn
  09/19/17
...
massive forum
  09/19/17
gotta incentivize somehow.
Magical voyeur ladyboy
  09/19/17
Avoid failing the IRS' nondiscrimination test?
godawful stage
  09/19/17
...
Magical voyeur ladyboy
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Exhilarant maniacal menage
  09/19/17
Euro/international stock funds are doing super well
Cobalt hairraiser deer antler temple
  09/19/17
music will end any day now...
Exhilarant maniacal menage
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Lemon church stain
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Bonkers Theater Selfie

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: ultramarine heaven liquid oxygen

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Bonkers Theater Selfie

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Fragrant Bespoke Roast Beef Office

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Bonkers Theater Selfie

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Very Tactful Bronze Mexican Abode

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: shimmering ratface cuckold



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: crystalline arrogant resort



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Orchid Spectacular Laser Beams



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: misunderstood walnut stead

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Bonkers Theater Selfie

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Magical voyeur ladyboy

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Cobalt hairraiser deer antler temple

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Awkward Fanboi Wagecucks

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Bonkers Theater Selfie

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: dashing geriatric parlor coldplay fan

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Exhilarant maniacal menage

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Razzle-dazzle public bath

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Exhilarant maniacal menage

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Bonkers Theater Selfie

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Puce Bearded Dog Poop School Cafeteria

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: jade cocky spot faggot firefighter



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Bonkers Theater Selfie

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: crystalline arrogant resort

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Sinister Pale Pozpig Locus

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Big Roommate Orchestra Pit

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: fighting area

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: racy sienna international law enforcement agency locale

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: flickering carnelian lettuce double fault

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: flickering carnelian lettuce double fault

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Bonkers Theater Selfie

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: gold azn

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: massive forum



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Magical voyeur ladyboy

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: godawful stage

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Magical voyeur ladyboy



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Exhilarant maniacal menage

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Cobalt hairraiser deer antler temple

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Exhilarant maniacal menage

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Lemon church stain

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)