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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Provocative selfie skinny woman
  09/18/17
uh because it's a perk and perks help influence people's dec...
bearded orange stock car brunch
  09/18/17
how about just increase the salary and not resources stuff o...
Provocative selfie skinny woman
  09/18/17
(Biglawyer)
Impertinent Gaming Laptop
  09/18/17
nope. more like salesman.
Provocative selfie skinny woman
  09/18/17
(guy who doesn't understand taxes)
glassy razzle newt bawdyhouse
  09/19/17
...
Amber doobsian indian lodge love of her life
  09/19/17
...
Wonderful feces
  09/19/17
...
cracking lake abode
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Diverse Beta Dingle Berry Prole
  09/18/17
i don't know man...
Provocative selfie skinny woman
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Cowardly stage fat ankles
  09/19/17
CR
Lascivious Violent University Milk
  09/19/17
JFC you are way too dumb to post here.
Crusty Organic Girlfriend
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Provocative selfie skinny woman
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
hot wine principal's office
  09/18/17
do you mean you dont vest so they match 100% automatically u...
racy cocky base clown
  09/18/17
How much do they match for you bozos
up-to-no-good duck-like cuckold garrison
  09/18/17
why do you hate me?
racy cocky base clown
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Provocative selfie skinny woman
  09/18/17
Because it's free money for them - part of what otherwise wo...
Mind-boggling Canary Cruise Ship French Chef
  09/18/17
...
Wild aqua windowlicker
  09/18/17
hmm...
Provocative selfie skinny woman
  09/18/17
Employer contributions are a tax write off.
Wonderful feces
  09/18/17
Isn't salary a write off?
hideous casino
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Dun abusive keepsake machete
  09/18/17
Price discrimination. They tell all potential employees that...
electric institution
  09/19/17
Is there any tax benefit that employer match has over a sala...
puce kitchen
  09/19/17
hehe
Disrespectful gay wizard
  09/19/17
rare cr from you ted. its a scam
Disrespectful gay wizard
  09/19/17
Ty
Provocative selfie skinny woman
  09/19/17
Tax favored contributions to executives are limited to a mul...
hyperventilating trip mad cow disease
  09/19/17
...
Greedy Spot Mother
  09/19/17
gotta incentivize somehow.
Cowardly stage fat ankles
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Charismatic menage macaca
  09/19/17
...
Cowardly stage fat ankles
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
racy cocky base clown
  09/19/17
Euro/international stock funds are doing super well
Lascivious Violent University Milk
  09/19/17
music will end any day now...
racy cocky base clown
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Mewling twinkling uncleanness idiot
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Provocative selfie skinny woman

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: bearded orange stock car brunch

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Provocative selfie skinny woman

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Impertinent Gaming Laptop

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Provocative selfie skinny woman

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: glassy razzle newt bawdyhouse

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Amber doobsian indian lodge love of her life



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Wonderful feces



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: cracking lake abode



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Diverse Beta Dingle Berry Prole

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Provocative selfie skinny woman

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Cowardly stage fat ankles

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Lascivious Violent University Milk

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Crusty Organic Girlfriend

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Provocative selfie skinny woman

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: hot wine principal's office

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: racy cocky base clown

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: up-to-no-good duck-like cuckold garrison

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: racy cocky base clown

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Provocative selfie skinny woman

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Mind-boggling Canary Cruise Ship French Chef

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Wild aqua windowlicker



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Provocative selfie skinny woman

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Wonderful feces

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: hideous casino

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Dun abusive keepsake machete

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: electric institution

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: puce kitchen

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Disrespectful gay wizard

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Disrespectful gay wizard

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Provocative selfie skinny woman

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: hyperventilating trip mad cow disease

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Greedy Spot Mother



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Cowardly stage fat ankles

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Charismatic menage macaca

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Cowardly stage fat ankles



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: racy cocky base clown

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Lascivious Violent University Milk

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: racy cocky base clown

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Mewling twinkling uncleanness idiot

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)