\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
arousing jet stage haunted graveyard
  09/18/17
uh because it's a perk and perks help influence people's dec...
Fantasy-prone Pozpig Theatre
  09/18/17
how about just increase the salary and not resources stuff o...
arousing jet stage haunted graveyard
  09/18/17
(Biglawyer)
Red marketing idea set
  09/18/17
nope. more like salesman.
arousing jet stage haunted graveyard
  09/18/17
(guy who doesn't understand taxes)
internet-worthy narrow-minded orchestra pit digit ratio
  09/19/17
...
glittery disrespectful meetinghouse
  09/19/17
...
Sienna Property Hominid
  09/19/17
...
Costumed Home
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Khaki Indecent Sanctuary Background Story
  09/18/17
i don't know man...
arousing jet stage haunted graveyard
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Dun Police Squad Parlour
  09/19/17
CR
Dashing gas station
  09/19/17
JFC you are way too dumb to post here.
Avocado menage
  09/18/17
*invests in 401k* *loses more than half of it during a re...
arousing jet stage haunted graveyard
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Cerebral Plum Office Legal Warrant
  09/18/17
do you mean you dont vest so they match 100% automatically u...
orchid vibrant brunch brethren
  09/18/17
How much do they match for you bozos
floppy national main people
  09/18/17
why do you hate me?
orchid vibrant brunch brethren
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
arousing jet stage haunted graveyard
  09/18/17
Because it's free money for them - part of what otherwise wo...
mauve contagious space
  09/18/17
...
shimmering theater
  09/18/17
hmm...
arousing jet stage haunted graveyard
  09/18/17
Employer contributions are a tax write off.
Sienna Property Hominid
  09/18/17
Isn't salary a write off?
Curious deep house
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
drab self-absorbed cuckoldry
  09/18/17
Price discrimination. They tell all potential employees that...
hot irradiated center boltzmann
  09/19/17
Is there any tax benefit that employer match has over a sala...
Hairraiser hall
  09/19/17
hehe
amethyst frum pervert
  09/19/17
rare cr from you ted. its a scam
amethyst frum pervert
  09/19/17
Ty
arousing jet stage haunted graveyard
  09/19/17
Tax favored contributions to executives are limited to a mul...
Salmon lodge
  09/19/17
...
Beta aromatic elastic band
  09/19/17
gotta incentivize somehow.
Dun Police Squad Parlour
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Violent concupiscible pistol fat ankles
  09/19/17
...
Dun Police Squad Parlour
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
orchid vibrant brunch brethren
  09/19/17
Euro/international stock funds are doing super well
Dashing gas station
  09/19/17
music will end any day now...
orchid vibrant brunch brethren
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
mind-boggling therapy
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: arousing jet stage haunted graveyard

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Fantasy-prone Pozpig Theatre

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: arousing jet stage haunted graveyard

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Red marketing idea set

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: arousing jet stage haunted graveyard

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: internet-worthy narrow-minded orchestra pit digit ratio

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: glittery disrespectful meetinghouse



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Sienna Property Hominid



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Costumed Home



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Khaki Indecent Sanctuary Background Story

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: arousing jet stage haunted graveyard

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Dun Police Squad Parlour

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Dashing gas station

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Avocado menage

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: arousing jet stage haunted graveyard

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Cerebral Plum Office Legal Warrant

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: orchid vibrant brunch brethren

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: floppy national main people

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: orchid vibrant brunch brethren

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: arousing jet stage haunted graveyard

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: mauve contagious space

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: shimmering theater



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: arousing jet stage haunted graveyard

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Sienna Property Hominid

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Curious deep house

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: drab self-absorbed cuckoldry

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: hot irradiated center boltzmann

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Hairraiser hall

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: amethyst frum pervert

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: amethyst frum pervert

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: arousing jet stage haunted graveyard

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Salmon lodge

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Beta aromatic elastic band



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Dun Police Squad Parlour

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Violent concupiscible pistol fat ankles

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Dun Police Squad Parlour



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: orchid vibrant brunch brethren

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Dashing gas station

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: orchid vibrant brunch brethren

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: mind-boggling therapy

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)