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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
multi-colored point party of the first part
  09/18/17
uh because it's a perk and perks help influence people's dec...
Twinkling violent church cuckoldry
  09/18/17
how about just increase the salary and not resources stuff o...
multi-colored point party of the first part
  09/18/17
(Biglawyer)
Silver institution
  09/18/17
nope. more like salesman.
multi-colored point party of the first part
  09/18/17
(guy who doesn't understand taxes)
Aphrodisiac harsh hospital
  09/19/17
...
cordovan learning disabled degenerate public bath
  09/19/17
...
marvelous box office round eye
  09/19/17
...
Frum titillating chapel travel guidebook
  09/18/17
free money is not a $cam bro. at least contribute up to the...
180 cruise ship
  09/18/17
i don't know man...
multi-colored point party of the first part
  09/18/17
you always go AT LEAST to the match. it's free money that y...
apoplectic water buffalo parlour
  09/19/17
CR
Stirring dingle berry
  09/19/17
JFC you are way too dumb to post here.
canary racy menage ape
  09/18/17
*invests in 401k* *loses more than half of it during a re...
multi-colored point party of the first part
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Chrome aromatic piazza international law enforcement agency
  09/18/17
do you mean you dont vest so they match 100% automatically u...
doobsian organic girlfriend
  09/18/17
How much do they match for you bozos
Bearded boltzmann
  09/18/17
why do you hate me?
doobsian organic girlfriend
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
multi-colored point party of the first part
  09/18/17
Because it's free money for them - part of what otherwise wo...
Unhinged Contagious Haunted Graveyard Tank
  09/18/17
...
Jet Bearded Sandwich
  09/18/17
hmm...
multi-colored point party of the first part
  09/18/17
Employer contributions are a tax write off.
marvelous box office round eye
  09/18/17
Isn't salary a write off?
Wild space jew
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
excitant zippy blood rage
  09/18/17
Price discrimination. They tell all potential employees that...
startling pale hall
  09/19/17
Is there any tax benefit that employer match has over a sala...
Motley Private Investor Field
  09/19/17
hehe
Diverse scarlet foreskin
  09/19/17
rare cr from you ted. its a scam
Diverse scarlet foreskin
  09/19/17
Ty
multi-colored point party of the first part
  09/19/17
Tax favored contributions to executives are limited to a mul...
stimulating preventive strike library
  09/19/17
...
milky heady shitlib corner
  09/19/17
gotta incentivize somehow.
apoplectic water buffalo parlour
  09/19/17
Avoid failing the IRS' nondiscrimination test?
concupiscible principal's office volcanic crater
  09/19/17
...
apoplectic water buffalo parlour
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
doobsian organic girlfriend
  09/19/17
Euro/international stock funds are doing super well
Stirring dingle berry
  09/19/17
music will end any day now...
doobsian organic girlfriend
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
flesh exciting mexican dilemma
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: multi-colored point party of the first part

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Twinkling violent church cuckoldry

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: multi-colored point party of the first part

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Silver institution

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: multi-colored point party of the first part

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Aphrodisiac harsh hospital

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: cordovan learning disabled degenerate public bath



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: marvelous box office round eye



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Frum titillating chapel travel guidebook



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: 180 cruise ship

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: multi-colored point party of the first part

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: apoplectic water buffalo parlour

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Stirring dingle berry

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: canary racy menage ape

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: multi-colored point party of the first part

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Chrome aromatic piazza international law enforcement agency

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: doobsian organic girlfriend

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Bearded boltzmann

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: doobsian organic girlfriend

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: multi-colored point party of the first part

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Unhinged Contagious Haunted Graveyard Tank

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Jet Bearded Sandwich



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: multi-colored point party of the first part

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: marvelous box office round eye

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Wild space jew

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: excitant zippy blood rage

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: startling pale hall

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Motley Private Investor Field

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Diverse scarlet foreskin

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Diverse scarlet foreskin

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: multi-colored point party of the first part

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: stimulating preventive strike library

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: milky heady shitlib corner



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: apoplectic water buffalo parlour

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: concupiscible principal's office volcanic crater

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: apoplectic water buffalo parlour



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: doobsian organic girlfriend

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Stirring dingle berry

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: doobsian organic girlfriend

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: flesh exciting mexican dilemma

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)