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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
shimmering big death wish
  09/18/17
uh because it's a perk and perks help influence people's dec...
Comical Abnormal Stage Boltzmann
  09/18/17
how about just increase the salary and not resources stuff o...
shimmering big death wish
  09/18/17
(Biglawyer)
Claret Cuck Dog Poop
  09/18/17
nope. more like salesman.
shimmering big death wish
  09/18/17
(guy who doesn't understand taxes)
beady-eyed canary quadroon plaza
  09/19/17
...
effete tattoo
  09/19/17
...
Domesticated Hideous Knife Institution
  09/19/17
...
Razzle roast beef mad cow disease
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Autistic crackhouse
  09/18/17
i don't know man...
shimmering big death wish
  09/18/17
you always go AT LEAST to the match. it's free money that y...
razzmatazz son of senegal pistol
  09/19/17
CR
Crystalline partner center
  09/19/17
JFC you are way too dumb to post here.
mewling grizzly ape community account
  09/18/17
*invests in 401k* *loses more than half of it during a re...
shimmering big death wish
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Onyx diverse blood rage
  09/18/17
do you mean you dont vest so they match 100% automatically u...
fragrant crawly fanboi mood
  09/18/17
How much do they match for you bozos
Self-centered Big-titted Coldplay Fan Hairy Legs
  09/18/17
why do you hate me?
fragrant crawly fanboi mood
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
shimmering big death wish
  09/18/17
Because it's free money for them - part of what otherwise wo...
Lascivious useless halford goal in life
  09/18/17
...
Arousing up-to-no-good station factory reset button
  09/18/17
hmm...
shimmering big death wish
  09/18/17
Employer contributions are a tax write off.
Domesticated Hideous Knife Institution
  09/18/17
Isn't salary a write off?
Federal Codepig
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Irradiated Jap
  09/18/17
Price discrimination. They tell all potential employees that...
Painfully honest rigor
  09/19/17
Is there any tax benefit that employer match has over a sala...
concupiscible splenetic multi-billionaire crotch
  09/19/17
hehe
Motley Fuchsia Pit
  09/19/17
rare cr from you ted. its a scam
Motley Fuchsia Pit
  09/19/17
Ty
shimmering big death wish
  09/19/17
Tax favored contributions to executives are limited to a mul...
aromatic doobsian space potus
  09/19/17
...
Olive garrison
  09/19/17
gotta incentivize somehow.
razzmatazz son of senegal pistol
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Fiercely-loyal Brunch
  09/19/17
...
razzmatazz son of senegal pistol
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
fragrant crawly fanboi mood
  09/19/17
Euro/international stock funds are doing super well
Crystalline partner center
  09/19/17
music will end any day now...
fragrant crawly fanboi mood
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
glittery translucent queen of the night
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: shimmering big death wish

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Comical Abnormal Stage Boltzmann

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: shimmering big death wish

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Claret Cuck Dog Poop

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: shimmering big death wish

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: beady-eyed canary quadroon plaza

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: effete tattoo



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Domesticated Hideous Knife Institution



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Razzle roast beef mad cow disease



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Autistic crackhouse

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: shimmering big death wish

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: razzmatazz son of senegal pistol

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Crystalline partner center

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: mewling grizzly ape community account

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: shimmering big death wish

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Onyx diverse blood rage

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: fragrant crawly fanboi mood

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Self-centered Big-titted Coldplay Fan Hairy Legs

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: fragrant crawly fanboi mood

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: shimmering big death wish

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Lascivious useless halford goal in life

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Arousing up-to-no-good station factory reset button



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: shimmering big death wish

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Domesticated Hideous Knife Institution

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Federal Codepig

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Irradiated Jap

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Painfully honest rigor

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: concupiscible splenetic multi-billionaire crotch

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Motley Fuchsia Pit

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Motley Fuchsia Pit

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: shimmering big death wish

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: aromatic doobsian space potus

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Olive garrison



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: razzmatazz son of senegal pistol

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Fiercely-loyal Brunch

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: razzmatazz son of senegal pistol



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: fragrant crawly fanboi mood

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Crystalline partner center

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: fragrant crawly fanboi mood

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: glittery translucent queen of the night

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)