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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
sepia nighttime step-uncle's house
  09/18/17
uh because it's a perk and perks help influence people's dec...
Hairraiser crusty scourge upon the earth cuckold
  09/18/17
how about just increase the salary and not resources stuff o...
sepia nighttime step-uncle's house
  09/18/17
(Biglawyer)
Bearded coral lay
  09/18/17
nope. more like salesman.
sepia nighttime step-uncle's house
  09/18/17
(guy who doesn't understand taxes)
Contagious field fat ankles
  09/19/17
...
fuchsia underhanded goyim cuck
  09/19/17
...
comical geriatric parlor nowag
  09/19/17
...
idiotic dopamine
  09/18/17
free money is not a $cam bro. at least contribute up to the...
provocative coffee pot orchestra pit
  09/18/17
i don't know man...
sepia nighttime step-uncle's house
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Multi-colored Bistre Theater Sweet Tailpipe
  09/19/17
CR
Fluffy exhilarant internal respiration
  09/19/17
JFC you are way too dumb to post here.
House-broken faggotry space
  09/18/17
*invests in 401k* *loses more than half of it during a re...
sepia nighttime step-uncle's house
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Hateful elite milk love of her life
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Slap-happy Abnormal Chapel Really Tough Guy
  09/18/17
How much do they match for you bozos
Hyperactive Cordovan Sex Offender
  09/18/17
why do you hate me?
Slap-happy Abnormal Chapel Really Tough Guy
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
sepia nighttime step-uncle's house
  09/18/17
Because it's free money for them - part of what otherwise wo...
Glittery Obsidian Area
  09/18/17
...
rebellious mint useless brakes regret
  09/18/17
hmm...
sepia nighttime step-uncle's house
  09/18/17
Employer contributions are a tax write off.
comical geriatric parlor nowag
  09/18/17
Isn't salary a write off?
bisexual telephone
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
lascivious zombie-like gas station psychic
  09/18/17
Price discrimination. They tell all potential employees that...
Galvanic therapy turdskin
  09/19/17
Is there any tax benefit that employer match has over a sala...
chest-beating lodge
  09/19/17
hehe
Razzle ruby jew macaca
  09/19/17
rare cr from you ted. its a scam
Razzle ruby jew macaca
  09/19/17
Ty
sepia nighttime step-uncle's house
  09/19/17
Tax favored contributions to executives are limited to a mul...
mind-boggling public bath chad
  09/19/17
...
pontificating university partner
  09/19/17
gotta incentivize somehow.
Multi-colored Bistre Theater Sweet Tailpipe
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Supple cruel-hearted personal credit line rigor
  09/19/17
...
Multi-colored Bistre Theater Sweet Tailpipe
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Slap-happy Abnormal Chapel Really Tough Guy
  09/19/17
Euro/international stock funds are doing super well
Fluffy exhilarant internal respiration
  09/19/17
music will end any day now...
Slap-happy Abnormal Chapel Really Tough Guy
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
salmon impressive stage
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: sepia nighttime step-uncle's house

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Hairraiser crusty scourge upon the earth cuckold

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: sepia nighttime step-uncle's house

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Bearded coral lay

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: sepia nighttime step-uncle's house

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Contagious field fat ankles

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: fuchsia underhanded goyim cuck



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: comical geriatric parlor nowag



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: idiotic dopamine



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: provocative coffee pot orchestra pit

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: sepia nighttime step-uncle's house

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Multi-colored Bistre Theater Sweet Tailpipe

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Fluffy exhilarant internal respiration

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: House-broken faggotry space

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: sepia nighttime step-uncle's house

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Hateful elite milk love of her life

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Slap-happy Abnormal Chapel Really Tough Guy

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Hyperactive Cordovan Sex Offender

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Slap-happy Abnormal Chapel Really Tough Guy

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: sepia nighttime step-uncle's house

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Glittery Obsidian Area

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: rebellious mint useless brakes regret



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: sepia nighttime step-uncle's house

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: comical geriatric parlor nowag

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: bisexual telephone

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: lascivious zombie-like gas station psychic

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Galvanic therapy turdskin

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: chest-beating lodge

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Razzle ruby jew macaca

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Razzle ruby jew macaca

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: sepia nighttime step-uncle's house

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: mind-boggling public bath chad

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: pontificating university partner



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Multi-colored Bistre Theater Sweet Tailpipe

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Supple cruel-hearted personal credit line rigor

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Multi-colored Bistre Theater Sweet Tailpipe



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Slap-happy Abnormal Chapel Really Tough Guy

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Fluffy exhilarant internal respiration

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Slap-happy Abnormal Chapel Really Tough Guy

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: salmon impressive stage

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)