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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
bat-shit-crazy library cuckoldry
  09/18/17
uh because it's a perk and perks help influence people's dec...
deep police squad gunner
  09/18/17
how about just increase the salary and not resources stuff o...
bat-shit-crazy library cuckoldry
  09/18/17
(Biglawyer)
Know-it-all church
  09/18/17
nope. more like salesman.
bat-shit-crazy library cuckoldry
  09/18/17
(guy who doesn't understand taxes)
chestnut place of business
  09/19/17
...
wine mexican forum
  09/19/17
...
Silver meetinghouse trump supporter
  09/19/17
...
Yellow Blathering Indian Lodge Persian
  09/18/17
free money is not a $cam bro. at least contribute up to the...
sticky degenerate old irish cottage
  09/18/17
i don't know man...
bat-shit-crazy library cuckoldry
  09/18/17
you always go AT LEAST to the match. it's free money that y...
unhinged gaping antidepressant drug
  09/19/17
CR
Boyish Crackhouse
  09/19/17
JFC you are way too dumb to post here.
comical maize ceo
  09/18/17
*invests in 401k* *loses more than half of it during a re...
bat-shit-crazy library cuckoldry
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
indecent magenta halford azn
  09/18/17
do you mean you dont vest so they match 100% automatically u...
indigo coldplay fan
  09/18/17
How much do they match for you bozos
mint disrespectful point black woman
  09/18/17
why do you hate me?
indigo coldplay fan
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
bat-shit-crazy library cuckoldry
  09/18/17
Because it's free money for them - part of what otherwise wo...
Charcoal jet-lagged stage famous landscape painting
  09/18/17
...
offensive dull spot brethren
  09/18/17
hmm...
bat-shit-crazy library cuckoldry
  09/18/17
Employer contributions are a tax write off.
Silver meetinghouse trump supporter
  09/18/17
Isn't salary a write off?
cerebral area filthpig
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
vengeful national athletic conference
  09/18/17
Price discrimination. They tell all potential employees that...
Bistre menage
  09/19/17
Is there any tax benefit that employer match has over a sala...
gaped son of senegal knife
  09/19/17
hehe
Concupiscible elite associate principal's office
  09/19/17
rare cr from you ted. its a scam
Concupiscible elite associate principal's office
  09/19/17
Ty
bat-shit-crazy library cuckoldry
  09/19/17
Tax favored contributions to executives are limited to a mul...
Gold balding marketing idea heaven
  09/19/17
...
Medicated New Version Business Firm
  09/19/17
gotta incentivize somehow.
unhinged gaping antidepressant drug
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Canary Fear-inspiring Cuckold Locale
  09/19/17
...
unhinged gaping antidepressant drug
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
indigo coldplay fan
  09/19/17
Euro/international stock funds are doing super well
Boyish Crackhouse
  09/19/17
music will end any day now...
indigo coldplay fan
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
painfully honest mauve school cafeteria
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: bat-shit-crazy library cuckoldry

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: deep police squad gunner

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: bat-shit-crazy library cuckoldry

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Know-it-all church

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: bat-shit-crazy library cuckoldry

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: chestnut place of business

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: wine mexican forum



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Silver meetinghouse trump supporter



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Yellow Blathering Indian Lodge Persian



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: sticky degenerate old irish cottage

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: bat-shit-crazy library cuckoldry

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: unhinged gaping antidepressant drug

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Boyish Crackhouse

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: comical maize ceo

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: bat-shit-crazy library cuckoldry

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: indecent magenta halford azn

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: indigo coldplay fan

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: mint disrespectful point black woman

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: indigo coldplay fan

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: bat-shit-crazy library cuckoldry

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Charcoal jet-lagged stage famous landscape painting

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: offensive dull spot brethren



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: bat-shit-crazy library cuckoldry

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Silver meetinghouse trump supporter

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: cerebral area filthpig

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: vengeful national athletic conference

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Bistre menage

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: gaped son of senegal knife

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Concupiscible elite associate principal's office

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Concupiscible elite associate principal's office

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: bat-shit-crazy library cuckoldry

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Gold balding marketing idea heaven

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Medicated New Version Business Firm



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: unhinged gaping antidepressant drug

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Canary Fear-inspiring Cuckold Locale

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: unhinged gaping antidepressant drug



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: indigo coldplay fan

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Boyish Crackhouse

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: indigo coldplay fan

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: painfully honest mauve school cafeteria

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)