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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Chocolate travel guidebook indian lodge
  09/18/17
uh because it's a perk and perks help influence people's dec...
charcoal chad space
  09/18/17
how about just increase the salary and not resources stuff o...
Chocolate travel guidebook indian lodge
  09/18/17
(Biglawyer)
Avocado Foreskin Stage
  09/18/17
nope. more like salesman.
Chocolate travel guidebook indian lodge
  09/18/17
(guy who doesn't understand taxes)
aphrodisiac sinister jap
  09/19/17
...
motley field
  09/19/17
...
nubile knife incel
  09/19/17
...
lascivious location gay wizard
  09/18/17
free money is not a $cam bro. at least contribute up to the...
House-broken church building candlestick maker
  09/18/17
i don't know man...
Chocolate travel guidebook indian lodge
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Violent stag film boltzmann
  09/19/17
CR
azure antidepressant drug parlor
  09/19/17
JFC you are way too dumb to post here.
Passionate iridescent headpube legend
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Chocolate travel guidebook indian lodge
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
seedy adulterous pisswyrm orchestra pit
  09/18/17
do you mean you dont vest so they match 100% automatically u...
unholy provocative dilemma idiot
  09/18/17
How much do they match for you bozos
Swashbuckling Turquoise Immigrant
  09/18/17
why do you hate me?
unholy provocative dilemma idiot
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Chocolate travel guidebook indian lodge
  09/18/17
Because it's free money for them - part of what otherwise wo...
Swollen maroon gas station mood
  09/18/17
...
mentally impaired heady dopamine sneaky criminal
  09/18/17
hmm...
Chocolate travel guidebook indian lodge
  09/18/17
Employer contributions are a tax write off.
nubile knife incel
  09/18/17
Isn't salary a write off?
fear-inspiring macaca
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
wonderful carnelian chapel feces
  09/18/17
Price discrimination. They tell all potential employees that...
Shaky Hyperactive Market Background Story
  09/19/17
Is there any tax benefit that employer match has over a sala...
Appetizing institution
  09/19/17
hehe
ivory theatre
  09/19/17
rare cr from you ted. its a scam
ivory theatre
  09/19/17
Ty
Chocolate travel guidebook indian lodge
  09/19/17
Tax favored contributions to executives are limited to a mul...
abusive temple stain
  09/19/17
...
At-the-ready big-titted kitty
  09/19/17
gotta incentivize somehow.
Violent stag film boltzmann
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Histrionic magical roommate
  09/19/17
...
Violent stag film boltzmann
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
unholy provocative dilemma idiot
  09/19/17
Euro/international stock funds are doing super well
azure antidepressant drug parlor
  09/19/17
music will end any day now...
unholy provocative dilemma idiot
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Orange piazza nowag
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Chocolate travel guidebook indian lodge

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: charcoal chad space

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Chocolate travel guidebook indian lodge

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Avocado Foreskin Stage

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Chocolate travel guidebook indian lodge

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: aphrodisiac sinister jap

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: motley field



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: nubile knife incel



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: lascivious location gay wizard



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: House-broken church building candlestick maker

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Chocolate travel guidebook indian lodge

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Violent stag film boltzmann

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: azure antidepressant drug parlor

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Passionate iridescent headpube legend

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Chocolate travel guidebook indian lodge

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: seedy adulterous pisswyrm orchestra pit

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: unholy provocative dilemma idiot

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Swashbuckling Turquoise Immigrant

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: unholy provocative dilemma idiot

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Chocolate travel guidebook indian lodge

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Swollen maroon gas station mood

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: mentally impaired heady dopamine sneaky criminal



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Chocolate travel guidebook indian lodge

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: nubile knife incel

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: fear-inspiring macaca

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: wonderful carnelian chapel feces

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Shaky Hyperactive Market Background Story

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Appetizing institution

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: ivory theatre

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: ivory theatre

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Chocolate travel guidebook indian lodge

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: abusive temple stain

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: At-the-ready big-titted kitty



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Violent stag film boltzmann

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Histrionic magical roommate

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Violent stag film boltzmann



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: unholy provocative dilemma idiot

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: azure antidepressant drug parlor

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: unholy provocative dilemma idiot

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Orange piazza nowag

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)