\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Stirring persian hospital
  09/18/17
uh because it's a perk and perks help influence people's dec...
Arrogant amber voyeur
  09/18/17
how about just increase the salary and not resources stuff o...
Stirring persian hospital
  09/18/17
(Biglawyer)
Effete generalized bond shrine
  09/18/17
nope. more like salesman.
Stirring persian hospital
  09/18/17
(guy who doesn't understand taxes)
Rebellious Big-titted Internal Respiration Sweet Tailpipe
  09/19/17
...
scarlet market incel
  09/19/17
...
bateful zippy base
  09/19/17
...
abnormal lemon fat ankles famous landscape painting
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Cobalt Glittery Theater
  09/18/17
i don't know man...
Stirring persian hospital
  09/18/17
you always go AT LEAST to the match. it's free money that y...
cruel-hearted blue casino death wish
  09/19/17
CR
Frisky Dashing Range
  09/19/17
JFC you are way too dumb to post here.
Insane adventurous black woman
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Stirring persian hospital
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
charismatic avocado telephone pocket flask
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Razzle greedy sneaky criminal half-breed
  09/18/17
How much do they match for you bozos
Chocolate bonkers quadroon corner
  09/18/17
why do you hate me?
Razzle greedy sneaky criminal half-breed
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Stirring persian hospital
  09/18/17
Because it's free money for them - part of what otherwise wo...
puce hell
  09/18/17
...
Violet Disrespectful Area Knife
  09/18/17
hmm...
Stirring persian hospital
  09/18/17
Employer contributions are a tax write off.
bateful zippy base
  09/18/17
Isn't salary a write off?
insecure national dingle berry
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Unhinged Beady-eyed Volcanic Crater Forum
  09/18/17
Price discrimination. They tell all potential employees that...
Sapphire Infuriating Stead
  09/19/17
Is there any tax benefit that employer match has over a sala...
swollen public bath
  09/19/17
hehe
purple beta institution multi-billionaire
  09/19/17
rare cr from you ted. its a scam
purple beta institution multi-billionaire
  09/19/17
Ty
Stirring persian hospital
  09/19/17
Tax favored contributions to executives are limited to a mul...
Filthy Mewling Giraffe
  09/19/17
...
Demanding native dysfunction
  09/19/17
gotta incentivize somehow.
cruel-hearted blue casino death wish
  09/19/17
Avoid failing the IRS' nondiscrimination test?
multi-colored yellow set
  09/19/17
...
cruel-hearted blue casino death wish
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Razzle greedy sneaky criminal half-breed
  09/19/17
Euro/international stock funds are doing super well
Frisky Dashing Range
  09/19/17
music will end any day now...
Razzle greedy sneaky criminal half-breed
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
deep at-the-ready school
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Stirring persian hospital

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Arrogant amber voyeur

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Stirring persian hospital

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Effete generalized bond shrine

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Stirring persian hospital

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Rebellious Big-titted Internal Respiration Sweet Tailpipe

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: scarlet market incel



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: bateful zippy base



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: abnormal lemon fat ankles famous landscape painting



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Cobalt Glittery Theater

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Stirring persian hospital

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: cruel-hearted blue casino death wish

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Frisky Dashing Range

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Insane adventurous black woman

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Stirring persian hospital

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: charismatic avocado telephone pocket flask

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Razzle greedy sneaky criminal half-breed

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Chocolate bonkers quadroon corner

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Razzle greedy sneaky criminal half-breed

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Stirring persian hospital

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: puce hell

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Violet Disrespectful Area Knife



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Stirring persian hospital

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: bateful zippy base

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: insecure national dingle berry

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Unhinged Beady-eyed Volcanic Crater Forum

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Sapphire Infuriating Stead

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: swollen public bath

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: purple beta institution multi-billionaire

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: purple beta institution multi-billionaire

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Stirring persian hospital

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Filthy Mewling Giraffe

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Demanding native dysfunction



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: cruel-hearted blue casino death wish

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: multi-colored yellow set

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: cruel-hearted blue casino death wish



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Razzle greedy sneaky criminal half-breed

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Frisky Dashing Range

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Razzle greedy sneaky criminal half-breed

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: deep at-the-ready school

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)