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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
stimulating step-uncle's house yarmulke
  09/18/17
uh because it's a perk and perks help influence people's dec...
big-titted chocolate pit chad
  09/18/17
how about just increase the salary and not resources stuff o...
stimulating step-uncle's house yarmulke
  09/18/17
(Biglawyer)
fiercely-loyal knife locale
  09/18/17
nope. more like salesman.
stimulating step-uncle's house yarmulke
  09/18/17
(guy who doesn't understand taxes)
Gaped passionate piazza
  09/19/17
...
Diverse shrine
  09/19/17
...
contagious obsidian gay wizard goyim
  09/19/17
...
magical multi-colored school cafeteria
  09/18/17
free money is not a $cam bro. at least contribute up to the...
cowardly curious love of her life incel
  09/18/17
i don't know man...
stimulating step-uncle's house yarmulke
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Pale Big International Law Enforcement Agency
  09/19/17
CR
Maroon point
  09/19/17
JFC you are way too dumb to post here.
glittery genital piercing abode
  09/18/17
*invests in 401k* *loses more than half of it during a re...
stimulating step-uncle's house yarmulke
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Chrome alcoholic native laser beams
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Charcoal soul-stirring dragon party of the first part
  09/18/17
How much do they match for you bozos
Bat-shit-crazy crackhouse foreskin
  09/18/17
why do you hate me?
Charcoal soul-stirring dragon party of the first part
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
stimulating step-uncle's house yarmulke
  09/18/17
Because it's free money for them - part of what otherwise wo...
Spectacular walnut sound barrier
  09/18/17
...
Boyish Flushed Ratface Double Fault
  09/18/17
hmm...
stimulating step-uncle's house yarmulke
  09/18/17
Employer contributions are a tax write off.
contagious obsidian gay wizard goyim
  09/18/17
Isn't salary a write off?
electric church building french chef
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
bisexual bipolar background story
  09/18/17
Price discrimination. They tell all potential employees that...
Turquoise mexican
  09/19/17
Is there any tax benefit that employer match has over a sala...
adulterous set associate
  09/19/17
hehe
canary swashbuckling people who are hurt
  09/19/17
rare cr from you ted. its a scam
canary swashbuckling people who are hurt
  09/19/17
Ty
stimulating step-uncle's house yarmulke
  09/19/17
Tax favored contributions to executives are limited to a mul...
stirring bistre plaza
  09/19/17
...
Appetizing onyx nursing home athletic conference
  09/19/17
gotta incentivize somehow.
Pale Big International Law Enforcement Agency
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Vengeful wonderful home messiness
  09/19/17
...
Pale Big International Law Enforcement Agency
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Charcoal soul-stirring dragon party of the first part
  09/19/17
Euro/international stock funds are doing super well
Maroon point
  09/19/17
music will end any day now...
Charcoal soul-stirring dragon party of the first part
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Unholy half-breed office
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: stimulating step-uncle's house yarmulke

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: big-titted chocolate pit chad

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: stimulating step-uncle's house yarmulke

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: fiercely-loyal knife locale

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: stimulating step-uncle's house yarmulke

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Gaped passionate piazza

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Diverse shrine



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: contagious obsidian gay wizard goyim



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: magical multi-colored school cafeteria



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: cowardly curious love of her life incel

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: stimulating step-uncle's house yarmulke

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Pale Big International Law Enforcement Agency

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Maroon point

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: glittery genital piercing abode

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: stimulating step-uncle's house yarmulke

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Chrome alcoholic native laser beams

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Charcoal soul-stirring dragon party of the first part

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Bat-shit-crazy crackhouse foreskin

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Charcoal soul-stirring dragon party of the first part

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: stimulating step-uncle's house yarmulke

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Spectacular walnut sound barrier

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Boyish Flushed Ratface Double Fault



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: stimulating step-uncle's house yarmulke

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: contagious obsidian gay wizard goyim

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: electric church building french chef

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: bisexual bipolar background story

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Turquoise mexican

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: adulterous set associate

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: canary swashbuckling people who are hurt

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: canary swashbuckling people who are hurt

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: stimulating step-uncle's house yarmulke

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: stirring bistre plaza

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Appetizing onyx nursing home athletic conference



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Pale Big International Law Enforcement Agency

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Vengeful wonderful home messiness

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Pale Big International Law Enforcement Agency



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Charcoal soul-stirring dragon party of the first part

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Maroon point

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Charcoal soul-stirring dragon party of the first part

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Unholy half-breed office

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)