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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
sapphire blathering wagecucks
  09/18/17
uh because it's a perk and perks help influence people's dec...
Adventurous brilliant library persian
  09/18/17
how about just increase the salary and not resources stuff o...
sapphire blathering wagecucks
  09/18/17
(Biglawyer)
Canary Hideous Associate
  09/18/17
nope. more like salesman.
sapphire blathering wagecucks
  09/18/17
(guy who doesn't understand taxes)
startled beady-eyed parlor
  09/19/17
...
Pearl Passionate Kitchen Pisswyrm
  09/19/17
...
salmon point striped hyena
  09/19/17
...
internet-worthy motley idiot
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Glittery Pocket Flask Coldplay Fan
  09/18/17
i don't know man...
sapphire blathering wagecucks
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Pale insecure water buffalo
  09/19/17
CR
Heady Faggotry Roommate
  09/19/17
JFC you are way too dumb to post here.
Fantasy-prone windowlicker state
  09/18/17
*invests in 401k* *loses more than half of it during a re...
sapphire blathering wagecucks
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Cordovan big-titted abode mother
  09/18/17
do you mean you dont vest so they match 100% automatically u...
adulterous hell hissy fit
  09/18/17
How much do they match for you bozos
learning disabled doctorate internal respiration
  09/18/17
why do you hate me?
adulterous hell hissy fit
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
sapphire blathering wagecucks
  09/18/17
Because it's free money for them - part of what otherwise wo...
Translucent stimulating meetinghouse candlestick maker
  09/18/17
...
Swollen Navy Theatre Mediation
  09/18/17
hmm...
sapphire blathering wagecucks
  09/18/17
Employer contributions are a tax write off.
salmon point striped hyena
  09/18/17
Isn't salary a write off?
chartreuse chapel
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
talented stage police squad
  09/18/17
Price discrimination. They tell all potential employees that...
Greedy Lilac Knife
  09/19/17
Is there any tax benefit that employer match has over a sala...
Stirring dopamine
  09/19/17
hehe
Mewling Dead Forum
  09/19/17
rare cr from you ted. its a scam
Mewling Dead Forum
  09/19/17
Ty
sapphire blathering wagecucks
  09/19/17
Tax favored contributions to executives are limited to a mul...
silver bateful bawdyhouse
  09/19/17
...
Rose alcoholic sneaky criminal location
  09/19/17
gotta incentivize somehow.
Pale insecure water buffalo
  09/19/17
Avoid failing the IRS' nondiscrimination test?
excitant round eye
  09/19/17
...
Pale insecure water buffalo
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
adulterous hell hissy fit
  09/19/17
Euro/international stock funds are doing super well
Heady Faggotry Roommate
  09/19/17
music will end any day now...
adulterous hell hissy fit
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Drab Resort
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: sapphire blathering wagecucks

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Adventurous brilliant library persian

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: sapphire blathering wagecucks

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Canary Hideous Associate

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: sapphire blathering wagecucks

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: startled beady-eyed parlor

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Pearl Passionate Kitchen Pisswyrm



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: salmon point striped hyena



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: internet-worthy motley idiot



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Glittery Pocket Flask Coldplay Fan

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: sapphire blathering wagecucks

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Pale insecure water buffalo

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Heady Faggotry Roommate

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Fantasy-prone windowlicker state

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: sapphire blathering wagecucks

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Cordovan big-titted abode mother

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: adulterous hell hissy fit

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: learning disabled doctorate internal respiration

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: adulterous hell hissy fit

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: sapphire blathering wagecucks

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Translucent stimulating meetinghouse candlestick maker

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Swollen Navy Theatre Mediation



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: sapphire blathering wagecucks

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: salmon point striped hyena

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: chartreuse chapel

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: talented stage police squad

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Greedy Lilac Knife

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Stirring dopamine

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Mewling Dead Forum

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Mewling Dead Forum

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: sapphire blathering wagecucks

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: silver bateful bawdyhouse

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Rose alcoholic sneaky criminal location



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Pale insecure water buffalo

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: excitant round eye

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Pale insecure water buffalo



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: adulterous hell hissy fit

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Heady Faggotry Roommate

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: adulterous hell hissy fit

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Drab Resort

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)