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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Rough-skinned Twinkling State
  09/18/17
uh because it's a perk and perks help influence people's dec...
Harsh quadroon
  09/18/17
how about just increase the salary and not resources stuff o...
Rough-skinned Twinkling State
  09/18/17
(Biglawyer)
Appetizing native
  09/18/17
nope. more like salesman.
Rough-skinned Twinkling State
  09/18/17
(guy who doesn't understand taxes)
violent shrine french chef
  09/19/17
...
stirring sandwich nowag
  09/19/17
...
disgusting glittery university newt
  09/19/17
...
charismatic box office mental disorder
  09/18/17
free money is not a $cam bro. at least contribute up to the...
diverse hell macaca
  09/18/17
i don't know man...
Rough-skinned Twinkling State
  09/18/17
you always go AT LEAST to the match. it's free money that y...
onyx concupiscible giraffe pit
  09/19/17
CR
grizzly spectacular temple
  09/19/17
JFC you are way too dumb to post here.
cerebral trailer park
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Rough-skinned Twinkling State
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Histrionic Pungent Crackhouse Cumskin
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Milky Beady-eyed Coldplay Fan
  09/18/17
How much do they match for you bozos
salmon razzmatazz idiot nursing home
  09/18/17
why do you hate me?
Milky Beady-eyed Coldplay Fan
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Rough-skinned Twinkling State
  09/18/17
Because it's free money for them - part of what otherwise wo...
saffron self-centered market incel
  09/18/17
...
irate fighting deer antler
  09/18/17
hmm...
Rough-skinned Twinkling State
  09/18/17
Employer contributions are a tax write off.
disgusting glittery university newt
  09/18/17
Isn't salary a write off?
white theater filthpig
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
bistre heady tattoo blood rage
  09/18/17
Price discrimination. They tell all potential employees that...
Rusted messiness
  09/19/17
Is there any tax benefit that employer match has over a sala...
galvanic pontificating brethren set
  09/19/17
hehe
Misunderstood vigorous generalized bond
  09/19/17
rare cr from you ted. its a scam
Misunderstood vigorous generalized bond
  09/19/17
Ty
Rough-skinned Twinkling State
  09/19/17
Tax favored contributions to executives are limited to a mul...
Orchid sickened dopamine
  09/19/17
...
exciting hominid hairy legs
  09/19/17
gotta incentivize somehow.
onyx concupiscible giraffe pit
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Bat-shit-crazy mind-boggling stage water buffalo
  09/19/17
...
onyx concupiscible giraffe pit
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Milky Beady-eyed Coldplay Fan
  09/19/17
Euro/international stock funds are doing super well
grizzly spectacular temple
  09/19/17
music will end any day now...
Milky Beady-eyed Coldplay Fan
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
crawly rehab kitty cat
  09/19/17


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Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Rough-skinned Twinkling State

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Harsh quadroon

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Rough-skinned Twinkling State

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Appetizing native

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Rough-skinned Twinkling State

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: violent shrine french chef

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: stirring sandwich nowag



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: disgusting glittery university newt



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: charismatic box office mental disorder



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: diverse hell macaca

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Rough-skinned Twinkling State

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: onyx concupiscible giraffe pit

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: grizzly spectacular temple

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: cerebral trailer park

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Rough-skinned Twinkling State

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Histrionic Pungent Crackhouse Cumskin

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Milky Beady-eyed Coldplay Fan

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: salmon razzmatazz idiot nursing home

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Milky Beady-eyed Coldplay Fan

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Rough-skinned Twinkling State

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: saffron self-centered market incel

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: irate fighting deer antler



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Rough-skinned Twinkling State

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: disgusting glittery university newt

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: white theater filthpig

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: bistre heady tattoo blood rage

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Rusted messiness

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: galvanic pontificating brethren set

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Misunderstood vigorous generalized bond

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Misunderstood vigorous generalized bond

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Rough-skinned Twinkling State

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Orchid sickened dopamine

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: exciting hominid hairy legs



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: onyx concupiscible giraffe pit

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Bat-shit-crazy mind-boggling stage water buffalo

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: onyx concupiscible giraffe pit



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Milky Beady-eyed Coldplay Fan

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: grizzly spectacular temple

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Milky Beady-eyed Coldplay Fan

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: crawly rehab kitty cat

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)