The most prestigious law school admissions discussion board in the world.
|
 |
 
|
why do employers match 100 percent of an employees 401k?
Poast new message in this thread
Date: September 18th, 2017 8:53 PM Author: hyperventilating range kitty what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?
it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money. |
Date: September 18th, 2017 8:53 PM Author: Zippy state uh because it's a perk and perks help influence people's decision to work there or not? if everyone else in the market is doing it, you have to too |
 |
Date: September 18th, 2017 8:55 PM Author: hyperventilating range kitty how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275) |
|
Date: September 18th, 2017 8:59 PM Author: marvelous frisky stain institution (Biglawyer) (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300) |
|
Date: September 18th, 2017 9:00 PM Author: hyperventilating range kitty nope. more like salesman. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311) |
|
Date: September 19th, 2017 2:46 PM Author: Learning disabled vibrant stead striped hyena (guy who doesn't understand taxes) (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039) |
|
Date: September 19th, 2017 6:53 PM Author: fragrant fat ankles (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152) |
|
Date: September 19th, 2017 6:56 PM Author: Exhilarant partner kitchen (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186) |
|
Date: September 18th, 2017 9:35 PM Author: brass trailer park (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624) |
|
Date: September 18th, 2017 8:53 PM Author: Mildly autistic headpube yarmulke free money is not a $cam bro. at least contribute up to the match jfc. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256) |
|
Date: September 18th, 2017 8:56 PM Author: hyperventilating range kitty i don't know man... (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284) |
|
Date: September 19th, 2017 2:49 PM Author: Ruby swashbuckling mental disorder you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061) |
|
Date: September 19th, 2017 7:34 PM Author: pink shitlib CR (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429) |
|
Date: September 18th, 2017 8:54 PM Author: Light Site JFC you are way too dumb to post here.
|
|
Date: September 18th, 2017 8:57 PM Author: hyperventilating range kitty *invests in 401k*
*loses more than half of it during a recession* |
|
Date: September 18th, 2017 9:09 PM Author: Lascivious dilemma Doesnt invest in 401k for whole life.
Misses out on 7% average post-tax returns. |
|
Date: September 18th, 2017 8:55 PM Author: Aphrodisiac step-uncle's house coffee pot do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273) |
|
Date: September 18th, 2017 8:57 PM Author: Sick boyish double fault How much do they match for you bozos (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288) |
|
Date: September 18th, 2017 8:58 PM Author: Aphrodisiac step-uncle's house coffee pot why do you hate me? (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292) |
|
Date: September 18th, 2017 8:58 PM Author: hyperventilating range kitty i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294) |
|
Date: September 18th, 2017 9:11 PM Author: Charismatic clown brunch Because it's free money for them - part of what otherwise would be your salary - when you don't.
|
|
Date: September 18th, 2017 9:15 PM Author: salmon spot gunner (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439) |
|
Date: September 18th, 2017 9:35 PM Author: hyperventilating range kitty hmm... (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621) |
|
Date: September 18th, 2017 9:13 PM Author: Exhilarant partner kitchen Employer contributions are a tax write off. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422) |
|
Date: September 18th, 2017 9:36 PM Author: mind-boggling vengeful hissy fit Isn't salary a write off? (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629) |
|
Date: September 18th, 2017 9:42 PM Author: avocado genital piercing potus Generally, but there are some exceptions. E.g., IRC § 162(m). (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665) |
|
Date: September 19th, 2017 2:03 PM Author: Aromatic idiotic den Price discrimination. They tell all potential employees that the perk is there but not all will use it. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616) |
|
Date: September 19th, 2017 2:12 PM Author: bat-shit-crazy idiot Is there any tax benefit that employer match has over a salary increase?
I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care. |
|
Date: September 19th, 2017 2:13 PM Author: ebony school cafeteria hehe (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703) |
|
Date: September 19th, 2017 2:13 PM Author: ebony school cafeteria rare cr from you ted. its a scam (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707) |
|
Date: September 19th, 2017 4:23 PM Author: hyperventilating range kitty Ty (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922) |
|
Date: September 19th, 2017 2:36 PM Author: metal umber toaster legend Tax favored contributions to executives are limited to a multiple of the average employee. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956) |
|
Date: September 19th, 2017 2:38 PM Author: magenta ladyboy alpha (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972) |
|
Date: September 19th, 2017 2:55 PM Author: Ruby swashbuckling mental disorder gotta incentivize somehow. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108) |
|
Date: September 19th, 2017 2:39 PM Author: Crimson wrinkle Avoid failing the IRS' nondiscrimination test? (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978) |
|
Date: September 19th, 2017 2:55 PM Author: Ruby swashbuckling mental disorder (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110) |
|
Date: September 19th, 2017 6:44 PM Author: Aphrodisiac step-uncle's house coffee pot bros, just checked and 401k is at 14.9% ytd lol wtf...
s&p is at 13.5%?! where's all this expansion coming from |
|
Date: September 19th, 2017 7:37 PM Author: pink shitlib Euro/international stock funds are doing super well (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445) |
|
Date: September 19th, 2017 7:50 PM Author: Aphrodisiac step-uncle's house coffee pot music will end any day now... (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515) |
|
Date: September 19th, 2017 10:46 PM Author: beady-eyed clear sanctuary bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611) |