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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Big splenetic stage doctorate
  09/18/17
uh because it's a perk and perks help influence people's dec...
balding friendly grandma
  09/18/17
how about just increase the salary and not resources stuff o...
Big splenetic stage doctorate
  09/18/17
(Biglawyer)
walnut dead rehab
  09/18/17
nope. more like salesman.
Big splenetic stage doctorate
  09/18/17
(guy who doesn't understand taxes)
insanely creepy kitchen faggot firefighter
  09/19/17
...
frum passionate location mad-dog skullcap
  09/19/17
...
Aphrodisiac amber house main people
  09/19/17
...
snowy crotch feces
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Yapping Tank Abode
  09/18/17
i don't know man...
Big splenetic stage doctorate
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Racy violent factory reset button heaven
  09/19/17
CR
misunderstood pungent boiling water digit ratio
  09/19/17
JFC you are way too dumb to post here.
Supple Knife Public Bath
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Big splenetic stage doctorate
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
chest-beating seedy organic girlfriend
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Bespoke stain hairy legs
  09/18/17
How much do they match for you bozos
talented drunken chad shrine
  09/18/17
why do you hate me?
Bespoke stain hairy legs
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Big splenetic stage doctorate
  09/18/17
Because it's free money for them - part of what otherwise wo...
deep field pervert
  09/18/17
...
buff area
  09/18/17
hmm...
Big splenetic stage doctorate
  09/18/17
Employer contributions are a tax write off.
Aphrodisiac amber house main people
  09/18/17
Isn't salary a write off?
pearly address
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Tan mischievous hospital
  09/18/17
Price discrimination. They tell all potential employees that...
lemon pisswyrm
  09/19/17
Is there any tax benefit that employer match has over a sala...
motley embarrassed to the bone faggotry
  09/19/17
hehe
histrionic medicated telephone indian lodge
  09/19/17
rare cr from you ted. its a scam
histrionic medicated telephone indian lodge
  09/19/17
Ty
Big splenetic stage doctorate
  09/19/17
Tax favored contributions to executives are limited to a mul...
peach provocative hunting ground
  09/19/17
...
aquamarine irate toaster
  09/19/17
gotta incentivize somehow.
Racy violent factory reset button heaven
  09/19/17
Avoid failing the IRS' nondiscrimination test?
obsidian prole
  09/19/17
...
Racy violent factory reset button heaven
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Bespoke stain hairy legs
  09/19/17
Euro/international stock funds are doing super well
misunderstood pungent boiling water digit ratio
  09/19/17
music will end any day now...
Bespoke stain hairy legs
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
wonderful dun nibblets
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Big splenetic stage doctorate

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: balding friendly grandma

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Big splenetic stage doctorate

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: walnut dead rehab

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Big splenetic stage doctorate

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: insanely creepy kitchen faggot firefighter

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: frum passionate location mad-dog skullcap



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Aphrodisiac amber house main people



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: snowy crotch feces



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Yapping Tank Abode

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Big splenetic stage doctorate

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Racy violent factory reset button heaven

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: misunderstood pungent boiling water digit ratio

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Supple Knife Public Bath

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Big splenetic stage doctorate

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: chest-beating seedy organic girlfriend

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Bespoke stain hairy legs

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: talented drunken chad shrine

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Bespoke stain hairy legs

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Big splenetic stage doctorate

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: deep field pervert

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: buff area



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Big splenetic stage doctorate

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Aphrodisiac amber house main people

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: pearly address

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Tan mischievous hospital

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: lemon pisswyrm

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: motley embarrassed to the bone faggotry

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: histrionic medicated telephone indian lodge

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: histrionic medicated telephone indian lodge

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Big splenetic stage doctorate

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: peach provocative hunting ground

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: aquamarine irate toaster



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Racy violent factory reset button heaven

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: obsidian prole

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Racy violent factory reset button heaven



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Bespoke stain hairy legs

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: misunderstood pungent boiling water digit ratio

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Bespoke stain hairy legs

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: wonderful dun nibblets

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)