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How to make $200k and just get by (pic/chart

https://qph.ec.quoracdn.net/main-qimg-a6249a6a24542e93745985...
territorial stage degenerate
  01/14/18
Problem: children
bisexual excitant house newt
  01/14/18
This is like the perfect chart for an XO 100-post thread.
Slimy exhilarant shitlib
  01/15/18
that misc is way too low and child care way too high.
Insecure tattoo
  01/14/18
That childcare cost is common in DC; it's insane.
Odious headpube therapy
  01/14/18
Nah, $2k/mo is normal in any major metro. It works out to l...
Slimy exhilarant shitlib
  01/15/18
More like $2,800-$3k in NYC for full-time care.
180 pearl meetinghouse
  03/08/18
Just scraping by contributing max to 401k and paying off 3k ...
Bipolar box office
  01/14/18
If a kid goes to 2 or 3 lessons a week, that's 5k. If you ha...
umber scourge upon the earth center
  01/14/18
also lolled at $8k a year on vacations
laughsome gas station selfie
  01/14/18
Also 4800 in gas. Are they fucking truck drivers or somethin...
Bipolar box office
  01/14/18
...
Bearded school
  01/15/18
Both have long commutes in SUVs
Titillating parlor
  01/15/18
Yet somehow still manage to pay an absurd mortgage even thou...
Crimson bespoke feces striped hyena
  01/15/18
Yeah, McMansions don’t pay for themselves
Titillating parlor
  01/15/18
the whole point of living far out (at least in the coastal c...
Crimson bespoke feces striped hyena
  01/15/18
To you. To them it’s about getting a giant fucking house.
Titillating parlor
  01/15/18
thats actually reasonable. i have a 17-mile one-way commute ...
Adventurous cyan kitty
  01/15/18
40 miles a day, 25 mpg, $2.50 gas, 6 days a week, is $24 per...
Cobalt pungent sandwich
  01/19/18
If his fill up costs 50 bucks, he’s probably not driving a c...
Titillating parlor
  01/19/18
gas = booger sugar
rose fanboi nowag
  01/19/18
I spend that on one vacation a year.
Glittery slap-happy psychic
  01/15/18
...
transparent marvelous fortuitous meteor
  01/15/18
(not my wife)
Copper toilet seat persian
  01/15/18
that one actually seems reasonable to me. if we assume 4 ...
Aggressive National Security Agency Church
  01/15/18
Yeah who doesn't have 4 weeks off for luxury vacations?
Crimson bespoke feces striped hyena
  01/15/18
...
medicated son of senegal
  01/15/18
for a family, thats actually reasonable
Multi-colored green digit ratio cuckold
  01/15/18
...
Wonderful soggy hissy fit whorehouse
  01/15/18
...
Multi-colored green digit ratio cuckold
  01/15/18
spin, ratfucks
Insanely creepy parlour
  01/15/18
kikes definitely made this "chart"
Buck-toothed very tactful address
  01/14/18
kikes do not spend like this. these are 100% goys.
Bearded school
  01/15/18
Twist: you are both right. Kikes made this chart for goys
Titillating parlor
  01/15/18
...
hyperventilating toaster
  01/15/18
yeah thought that was my obvious meaning
Buck-toothed very tactful address
  01/15/18
...
vigorous hospital
  01/15/18
...
Bearded school
  01/15/18
...
Slimy exhilarant shitlib
  01/15/18
...
Rough-skinned Supple Stock Car
  03/08/18
...
Slimy exhilarant shitlib
  01/15/18
Missed the more obvious way to make 200k and only get by: Ha...
Odious headpube therapy
  01/15/18
great troll job making me mad as fuck
Thriller kitchen affirmative action
  01/15/18
...
Multi-colored green digit ratio cuckold
  01/15/18
Maxing retirement savings Taking two oppulent vacations a y...
coiffed ruddy community account
  01/15/18
LOL @ "opulent" 2 vacations for a family of 4 tota...
heady ceo
  01/15/18
You should write an article about it lmao
cerebral cuck resort
  01/15/18
...
startled grizzly church building
  01/15/18
Underrated
Slimy exhilarant shitlib
  01/15/18
This is a solidly UMC life for 140k + 60k incomes. Don't see...
Startling sooty boiling water stage
  01/15/18
significant savings, discretionary spending, and a good life...
stimulating blathering dilemma mood
  01/15/18
they are not 'just getting by'. they are living lavishly, co...
Multi-colored green digit ratio cuckold
  01/15/18
agreed. could delay having kids, could cut the lessons if a...
Aggressive National Security Agency Church
  01/15/18
TBF, if both are working they can’t afford to max both IRAs.
Slimy exhilarant shitlib
  01/15/18
Is that 30% rate all inclusive or just Federal? If just Fed...
Aggressive National Security Agency Church
  01/15/18
Why would it not be all inclusive? Do u see state, payroll, ...
Copper toilet seat persian
  01/15/18
I don't see state, but I've never seen "federal + state...
Aggressive National Security Agency Church
  01/15/18
Yeah that’s not the normal usage of that term but whatever. ...
Copper toilet seat persian
  01/15/18
And why does it list donations to charity coming out of post...
carmine fragrant garrison roast beef
  01/15/18
It’s not a top line deduction so it’s not that simple. Also...
Alcoholic drunken lodge messiness
  01/15/18
$3,000 in consumer debt? No one with a college degree should...
gay racy laser beams piazza
  01/15/18
$6000 on car payments?
Glassy idea he suggested goal in life
  01/15/18
Yeah, seems low
Titillating parlor
  01/15/18
And how the hell would they be spending $400 a month on fuel...
chest-beating cracking set gunner
  01/19/18
My wife and I make over 400k (like 480k with full bonus) and...
pink crusty sweet tailpipe
  01/15/18
LMAO pepper angus, bro
Titillating parlor
  01/15/18
Ya man. I’m definitely a biglaw slave now.
pink crusty sweet tailpipe
  01/15/18
(profligate guy with no budget)
coiffed ruddy community account
  01/15/18
The draw of home ownership is what’s doing this to me. I cou...
pink crusty sweet tailpipe
  01/15/18
400k is about 22k a month after taxes. A 30 year mortagag...
coiffed ruddy community account
  01/15/18
I pay 5500 for property taxes, homeowners insurance, and mor...
pink crusty sweet tailpipe
  01/15/18
with maxed 401ks, a 45% federal, state, and local effective ...
coiffed ruddy community account
  01/15/18
You're leaking a lot of money somewhere. Get a fuckin budget...
Copper toilet seat persian
  01/15/18
You’re right. Also some of this is hard to analyze because w...
pink crusty sweet tailpipe
  01/15/18
Protup: she's giving an allowance to Darnell You're budge...
Crimson bespoke feces striped hyena
  01/19/18
CR is to not have kids
galvanic tank antidepressant drug
  01/15/18
(Shlomo Kikesteinberg)
thirsty yapping area dog poop
  01/15/18
thats what i make and i can tell you mortgage is way too hig...
Adventurous cyan kitty
  01/15/18
lol why the fuck does someone making $200k think they xan af...
Adventurous cyan kitty
  01/15/18
In dc houses under 700k have bullets flying over them.
pink crusty sweet tailpipe
  01/15/18
then dont work in dc
Adventurous cyan kitty
  01/15/18
if you're buying a house in DC why are you spending $5000 pe...
Crimson bespoke feces striped hyena
  01/15/18
...
aphrodisiac deer antler
  01/15/18
it's a made-up budget by some financial porn site, specifica...
Unhinged market
  01/15/18
Who makes 200k and still has a $500 car payment per month
Aromatic Den Legend
  01/15/18
...
Wonderful soggy hissy fit whorehouse
  01/15/18
I do. And my HHI is $350k. Lots of much richer people tha...
Shimmering slippery masturbator
  01/15/18
Most Americans making 200k
Titillating parlor
  01/19/18
Forgot the 20k/yr line item for cocaine
Crimson bespoke feces striped hyena
  01/15/18
(XO 2018)
aphrodisiac deer antler
  01/15/18
In the cities where it's feasible to get a wagecuck salary o...
thirsty yapping area dog poop
  01/15/18
...
Nighttime red skinny woman casino
  01/15/18
Amazing how so many high functioning autistic dweebs with to...
High-end Twinkling Marketing Idea Stead
  01/15/18
and then make "prole tell" posts
Puce wagecucks
  01/15/18
i hate people who act like their 401k doesnt count as money
mint naked rehab
  01/15/18
they gutted social security and took away pensions, yeah, fu...
Nighttime red skinny woman casino
  01/15/18
Protip: in 30 years after the social security fund is fully ...
Crimson bespoke feces striped hyena
  01/19/18
I don't have kids and I made $200k when I was 25 with $0 loa...
black vivacious principal's office karate
  01/15/18
I assume someone making so little qualifies for public assis...
Alcoholic drunken lodge messiness
  01/15/18
How does he afford crippling alcoholism?
Slimy exhilarant shitlib
  01/15/18
"consumer debt" lmao
Puce wagecucks
  01/15/18
why didn't they just buy crypto?
Puce wagecucks
  01/15/18
they didnt want to be -200k in the hole
territorial stage degenerate
  01/17/18
?
Alcoholic drunken lodge messiness
  01/19/18
?
know-it-all french gay wizard property
  01/19/18
Ljl at 5k for "children's lessons"
Passionate Doctorate State
  01/17/18
"Children's lessons" gives it away that this list ...
Appetizing Ticket Booth Travel Guidebook
  01/19/18
We deal with it by asking, “Where does it all go?” and retu...
soul-stirring school cafeteria
  01/19/18
"I'm barely getting by!" she screeched as she chec...
gay racy laser beams piazza
  01/19/18
*his ballet lesson
territorial stage degenerate
  01/19/18
$1000 for food for a family of four is low. Basically 100% ...
razzmatazz scarlet trailer park chad
  01/19/18
Agree, if you make 200k you're gonna eat out with the family...
violent associate
  03/08/18
Their main issue is that nobody making $200k should be buyin...
fighting lavender party of the first part
  01/19/18
found it! https://www.financialsamurai.com/how-to-make-si...
misanthropic lemon senate partner
  03/08/18
lol they actually forgot healthcare insurance
lime big sound barrier
  03/08/18


Poast new message in this thread



Reply Favorite

Date: January 14th, 2018 11:51 PM
Author: territorial stage degenerate

https://qph.ec.quoracdn.net/main-qimg-a6249a6a24542e93745985a058acdbdb

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158058)



Reply Favorite

Date: January 14th, 2018 11:53 PM
Author: bisexual excitant house newt

Problem: children

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158069)



Reply Favorite

Date: January 15th, 2018 7:29 PM
Author: Slimy exhilarant shitlib

This is like the perfect chart for an XO 100-post thread.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163373)



Reply Favorite

Date: January 14th, 2018 11:53 PM
Author: Insecure tattoo

that misc is way too low and child care way too high.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158071)



Reply Favorite

Date: January 14th, 2018 11:58 PM
Author: Odious headpube therapy

That childcare cost is common in DC; it's insane.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158095)



Reply Favorite

Date: January 15th, 2018 7:31 PM
Author: Slimy exhilarant shitlib

Nah, $2k/mo is normal in any major metro. It works out to like $16/hour.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163384)



Reply Favorite

Date: March 8th, 2018 3:33 PM
Author: 180 pearl meetinghouse

More like $2,800-$3k in NYC for full-time care.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35563302)



Reply Favorite

Date: January 14th, 2018 11:54 PM
Author: Bipolar box office

Just scraping by contributing max to 401k and paying off 3k of consumer debt with 5k in "lessons". Truly middle class salt of the earth problems

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158073)



Reply Favorite

Date: January 14th, 2018 11:56 PM
Author: umber scourge upon the earth center

If a kid goes to 2 or 3 lessons a week, that's 5k. If you have two kids and they go to a single lesson a week, that's 5k as well.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158080)



Reply Favorite

Date: January 14th, 2018 11:56 PM
Author: laughsome gas station selfie

also lolled at $8k a year on vacations

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158081)



Reply Favorite

Date: January 14th, 2018 11:58 PM
Author: Bipolar box office

Also 4800 in gas. Are they fucking truck drivers or something?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158090)



Reply Favorite

Date: January 15th, 2018 12:01 AM
Author: Bearded school



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158119)



Reply Favorite

Date: January 15th, 2018 8:13 AM
Author: Titillating parlor

Both have long commutes in SUVs

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159184)



Reply Favorite

Date: January 15th, 2018 9:10 AM
Author: Crimson bespoke feces striped hyena

Yet somehow still manage to pay an absurd mortgage even though they live way out in the burbs

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159293)



Reply Favorite

Date: January 15th, 2018 12:35 PM
Author: Titillating parlor

Yeah, McMansions don’t pay for themselves

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35160396)



Reply Favorite

Date: January 15th, 2018 3:24 PM
Author: Crimson bespoke feces striped hyena

the whole point of living far out (at least in the coastal cities) is that it's cheaper...

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161556)



Reply Favorite

Date: January 15th, 2018 3:48 PM
Author: Titillating parlor

To you. To them it’s about getting a giant fucking house.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161727)



Reply Favorite

Date: January 15th, 2018 8:21 AM
Author: Adventurous cyan kitty

thats actually reasonable. i have a 17-mile one-way commute that i make 6 days a week on average. wife has a shorter commute. between the two of us on average we fill up each vehicle once a week at ~$50 each, so call it $5,200/yr

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159202)



Reply Favorite

Date: January 19th, 2018 10:57 AM
Author: Cobalt pungent sandwich

40 miles a day, 25 mpg, $2.50 gas, 6 days a week, is $24 per week, broski.

In order to spend $5200 on gas, EACH of you would have to average 75 miles driving EVERY DAY.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188658)



Reply Favorite

Date: January 19th, 2018 12:11 PM
Author: Titillating parlor

If his fill up costs 50 bucks, he’s probably not driving a car that gets 25 mpg. He’s still off but average couple with commutes are paying easily 3 grand a year. It’s not hard to see someone paying 5k if they have long commutes and cars with shit gas mileage.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189179)



Reply Favorite

Date: January 19th, 2018 10:56 AM
Author: rose fanboi nowag

gas = booger sugar

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188653)



Reply Favorite

Date: January 15th, 2018 12:01 AM
Author: Glittery slap-happy psychic

I spend that on one vacation a year.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158113)



Reply Favorite

Date: January 15th, 2018 12:05 AM
Author: transparent marvelous fortuitous meteor



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158142)



Reply Favorite

Date: January 15th, 2018 1:48 AM
Author: Copper toilet seat persian

(not my wife)

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158622)



Reply Favorite

Date: January 15th, 2018 2:13 AM
Author: Aggressive National Security Agency Church

that one actually seems reasonable to me.

if we assume 4 weeks off and a family, even if you just went on 2 main vacations, the plane tickets, hotels, etc. add up.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158691)



Reply Favorite

Date: January 15th, 2018 9:12 AM
Author: Crimson bespoke feces striped hyena

Yeah who doesn't have 4 weeks off for luxury vacations?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159294)



Reply Favorite

Date: January 15th, 2018 7:08 PM
Author: medicated son of senegal



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163247)



Reply Favorite

Date: January 15th, 2018 2:15 AM
Author: Multi-colored green digit ratio cuckold

for a family, thats actually reasonable

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158693)



Reply Favorite

Date: January 15th, 2018 8:27 AM
Author: Wonderful soggy hissy fit whorehouse



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159208)



Reply Favorite

Date: January 15th, 2018 2:04 AM
Author: Multi-colored green digit ratio cuckold



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158667)



Reply Favorite

Date: January 15th, 2018 2:06 AM
Author: Insanely creepy parlour

spin, ratfucks

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158673)



Reply Favorite

Date: January 14th, 2018 11:57 PM
Author: Buck-toothed very tactful address

kikes definitely made this "chart"

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158086)



Reply Favorite

Date: January 15th, 2018 12:02 AM
Author: Bearded school

kikes do not spend like this. these are 100% goys.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158122)



Reply Favorite

Date: January 15th, 2018 8:10 AM
Author: Titillating parlor

Twist: you are both right. Kikes made this chart for goys

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159175)



Reply Favorite

Date: January 15th, 2018 8:22 AM
Author: hyperventilating toaster



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159204)



Reply Favorite

Date: January 15th, 2018 9:51 AM
Author: Buck-toothed very tactful address

yeah thought that was my obvious meaning

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159396)



Reply Favorite

Date: January 15th, 2018 10:23 AM
Author: vigorous hospital



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159567)



Reply Favorite

Date: January 15th, 2018 4:21 PM
Author: Bearded school



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161991)



Reply Favorite

Date: January 15th, 2018 7:31 PM
Author: Slimy exhilarant shitlib



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163386)



Reply Favorite

Date: March 8th, 2018 3:15 PM
Author: Rough-skinned Supple Stock Car



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35563128)



Reply Favorite

Date: January 15th, 2018 7:31 PM
Author: Slimy exhilarant shitlib



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163385)



Reply Favorite

Date: January 15th, 2018 12:01 AM
Author: Odious headpube therapy

Missed the more obvious way to make 200k and only get by: Having to spend 20k or more a year paying down massive law school debt.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158120)



Reply Favorite

Date: January 15th, 2018 12:04 AM
Author: Thriller kitchen affirmative action

great troll job making me mad as fuck

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158133)



Reply Favorite

Date: January 15th, 2018 2:04 AM
Author: Multi-colored green digit ratio cuckold



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158668)



Reply Favorite

Date: January 15th, 2018 12:08 AM
Author: coiffed ruddy community account

Maxing retirement savings

Taking two oppulent vacations a year

Living in a 700k house

Driving a nice car

And, having thousands left over

Is a very good life

He makes 200k. It's classic UMC.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158159)



Reply Favorite

Date: January 15th, 2018 8:57 AM
Author: heady ceo

LOL @ "opulent" 2 vacations for a family of 4 totaling $8k sounds pretty bare bones. They should get in DAT points game.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159268)



Reply Favorite

Date: January 15th, 2018 9:15 AM
Author: cerebral cuck resort

You should write an article about it lmao

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159299)



Reply Favorite

Date: January 15th, 2018 10:29 AM
Author: startled grizzly church building



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159603)



Reply Favorite

Date: January 15th, 2018 7:32 PM
Author: Slimy exhilarant shitlib

Underrated

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163392)



Reply Favorite

Date: January 15th, 2018 1:42 AM
Author: Startling sooty boiling water stage

This is a solidly UMC life for 140k + 60k incomes. Don't see the problem here

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158609)



Reply Favorite

Date: January 15th, 2018 1:48 AM
Author: stimulating blathering dilemma mood

significant savings, discretionary spending, and a good lifestyle. this is a clownworld shitlib definition of 'just getting by.'



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158624)



Reply Favorite

Date: January 15th, 2018 2:05 AM
Author: Multi-colored green digit ratio cuckold

they are not 'just getting by'. they are living lavishly, contributing handsomely to retirement and spending liberally on ridiculous shit. could easily tighten things up substantially.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158669)



Reply Favorite

Date: January 15th, 2018 2:11 AM
Author: Aggressive National Security Agency Church

agreed. could delay having kids, could cut the lessons if already had kids. cut the charity if just scraping by.

also, 3k sounds like not that much for clothing, but that's quite a bit if you're doing it every year. 4800 on gas seems like too much too.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158689)



Reply Favorite

Date: January 15th, 2018 7:32 PM
Author: Slimy exhilarant shitlib

TBF, if both are working they can’t afford to max both IRAs.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163394)



Reply Favorite

Date: January 15th, 2018 2:07 AM
Author: Aggressive National Security Agency Church

Is that 30% rate all inclusive or just Federal? If just Federal that seems way too high.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158678)



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Date: January 15th, 2018 2:09 AM
Author: Copper toilet seat persian

Why would it not be all inclusive? Do u see state, payroll, property, sales, etc. somewhere else?

Edit: property is listed separate tif. Still pretty close tho, at least in a high tax state..

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158685)



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Date: January 15th, 2018 2:12 AM
Author: Aggressive National Security Agency Church

I don't see state, but I've never seen "federal + state" described as "effective" rate before.

but 30% seems like a good estimate of total tax rate on 200K for the average state.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158690)



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Date: January 15th, 2018 2:17 AM
Author: Copper toilet seat persian

Yeah that’s not the normal usage of that term but whatever.

Feds should grab mid to high teens in income tax for a guy with mortgage interest n 2 kids. 7.5 percent for payroll. If the state takes 5%, ur getting close.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158697)



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Date: January 15th, 2018 3:57 PM
Author: carmine fragrant garrison roast beef

And why does it list donations to charity coming out of post-tax dollars? I'm no tax masterman, but wouldn't that basically be pre-tax if you deduct it?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161807)



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Date: January 15th, 2018 8:58 PM
Author: Alcoholic drunken lodge messiness

It’s not a top line deduction so it’s not that simple. Also, presumably this flame budget accounts for that in the effective tax rate

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163928)



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Date: January 15th, 2018 7:52 AM
Author: gay racy laser beams piazza

$3,000 in consumer debt? No one with a college degree should have this.

$5,000 in lessons for your child? LJL if they're young enough to need $24k in "childcare" (younger than 5) why are they taking lessons? If it's a second child, live in a good school district where they offer music, dance, etc., and avoid paying for this flame.

$8,000 in vacations? If your barely getting by use points and take one vacation.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159161)



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Date: January 15th, 2018 7:57 AM
Author: Glassy idea he suggested goal in life

$6000 on car payments?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159166)



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Date: January 15th, 2018 8:12 AM
Author: Titillating parlor

Yeah, seems low

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159179)



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Date: January 19th, 2018 10:57 AM
Author: chest-beating cracking set gunner

And how the hell would they be spending $400 a month on fuel?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188659)



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Date: January 15th, 2018 8:14 AM
Author: pink crusty sweet tailpipe

My wife and I make over 400k (like 480k with full bonus) and we’re scraping by. Just stopped putting money in our 401ks.

Houses and child care here are stupid expensive and I think we probably spent too much on both. We’re canceling vacations this year.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159185)



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Date: January 15th, 2018 8:15 AM
Author: Titillating parlor

LMAO

pepper angus, bro

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159189)



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Date: January 15th, 2018 8:17 AM
Author: pink crusty sweet tailpipe

Ya man. I’m definitely a biglaw slave now.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159197)



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Date: January 15th, 2018 8:35 AM
Author: coiffed ruddy community account

(profligate guy with no budget)

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159217)



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Date: January 15th, 2018 8:50 AM
Author: pink crusty sweet tailpipe

The draw of home ownership is what’s doing this to me. I could rent and be fine.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159252)



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Date: January 15th, 2018 8:55 AM
Author: coiffed ruddy community account

400k is about 22k a month after taxes.

A 30 year mortagage on a 2 million house is only about 9k a month. You could buy one and have 13k a month left over for other expenses. Seems eminently doable.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159264)



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Date: January 15th, 2018 9:03 AM
Author: pink crusty sweet tailpipe

I pay 5500 for property taxes, homeowners insurance, and mortgage.

Daycare is 2000 per month.

Until this month my wife and I were maxing out 401k.

Food/gas and things like that are 3000 per month.

Almost half our money goes to state and federal taxes, FICA, Social Security, and other bullshit like that.

And last year we spent too much on vacations, would give in and eat out too often. Would say yes when our kid would beg for a toy. Would say fuck it and buy a new suit for work or a new screw gun because I really wanted them. This is the shit we need to clean up this year.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159276)



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Date: January 15th, 2018 9:14 AM
Author: coiffed ruddy community account

with maxed 401ks, a 45% federal, state, and local effective tax rate, and the expeses you listed, you still have

16,683-5,500-2,000-3,000

=6,183

per month left over for random expenses or saving

that's a lot of money

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159297)



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Date: January 15th, 2018 10:07 AM
Author: Copper toilet seat persian

You're leaking a lot of money somewhere. Get a fuckin budget.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159486)



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Date: January 15th, 2018 10:30 AM
Author: pink crusty sweet tailpipe

You’re right. Also some of this is hard to analyze because we just bought the house and spent a ton on a ski trip, so the sample size is small and skewed high. I’ve definitely looked over our expenses and talked to my wife about the shit we need to cut out. Still a little fucking anxious about owning an expensive ass houses.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159609)



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Date: January 19th, 2018 12:06 PM
Author: Crimson bespoke feces striped hyena

Protup: she's giving an allowance to Darnell

You're budget isn't the only thing that's leaking

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189135)



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Date: January 15th, 2018 8:15 AM
Author: galvanic tank antidepressant drug

CR is to not have kids

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159190)



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Date: January 15th, 2018 11:14 AM
Author: thirsty yapping area dog poop

(Shlomo Kikesteinberg)

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159856)



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Date: January 15th, 2018 8:18 AM
Author: Adventurous cyan kitty

thats what i make and i can tell you mortgage is way too high in that chart. so is childcare. car payments are low.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159200)



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Date: January 15th, 2018 8:25 AM
Author: Adventurous cyan kitty

lol why the fuck does someone making $200k think they xan afford a $700k home? $450 tops on that salary, but more like $350k if you're responsible

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159205)



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Date: January 15th, 2018 8:31 AM
Author: pink crusty sweet tailpipe

In dc houses under 700k have bullets flying over them.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159211)



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Date: January 15th, 2018 8:34 AM
Author: Adventurous cyan kitty

then dont work in dc

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159215)



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Date: January 15th, 2018 10:20 AM
Author: Crimson bespoke feces striped hyena

if you're buying a house in DC why are you spending $5000 per year on gas (and over $12k/year overall on cars)?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159551)



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Date: January 15th, 2018 10:31 AM
Author: aphrodisiac deer antler



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159621)



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Date: January 15th, 2018 8:37 AM
Author: Unhinged market

it's a made-up budget by some financial porn site, specifically intended to rile u up

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159220)



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Date: January 15th, 2018 8:31 AM
Author: Aromatic Den Legend

Who makes 200k and still has a $500 car payment per month

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159210)



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Date: January 15th, 2018 8:41 AM
Author: Wonderful soggy hissy fit whorehouse



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159225)



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Date: January 15th, 2018 10:39 AM
Author: Shimmering slippery masturbator

I do. And my HHI is $350k.

Lots of much richer people than I have car payments.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159675)



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Date: January 19th, 2018 11:57 AM
Author: Titillating parlor

Most Americans making 200k

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189068)



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Date: January 15th, 2018 9:13 AM
Author: Crimson bespoke feces striped hyena

Forgot the 20k/yr line item for cocaine

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159295)



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Date: January 15th, 2018 10:30 AM
Author: aphrodisiac deer antler

(XO 2018)

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159612)



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Date: January 15th, 2018 11:19 AM
Author: thirsty yapping area dog poop

In the cities where it's feasible to get a wagecuck salary of $200K it's $800K to get a cookie cutter mini McMansion with a 1-1.5 hour commute and your kids will still go to school with fobs. If they want to play competitive sports that's $5K per kid per year. Effective tax rate is higher and so are most of the other expenses listed besides vacations which can be forgone. Solution: don't be a wagecuck and live in are country

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159898)



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Date: January 15th, 2018 3:26 PM
Author: Nighttime red skinny woman casino



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161570)



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Date: January 15th, 2018 11:22 AM
Author: High-end Twinkling Marketing Idea Stead

Amazing how so many high functioning autistic dweebs with top 1% earnings can be so utterly retarded with money

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159909)



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Date: January 15th, 2018 7:53 PM
Author: Puce wagecucks

and then make "prole tell" posts

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163542)



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Date: January 15th, 2018 3:26 PM
Author: mint naked rehab

i hate people who act like their 401k doesnt count as money

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161577)



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Date: January 15th, 2018 3:27 PM
Author: Nighttime red skinny woman casino

they gutted social security and took away pensions, yeah, fuck you, it's another tax that responsible people choose to pay so we're not sucking dick when we're 73

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161589)



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Date: January 19th, 2018 12:01 PM
Author: Crimson bespoke feces striped hyena

Protip: in 30 years after the social security fund is fully echausted , they'll start taxing you're 401k to pay for the vast irresponsible majority's retirement

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189099)



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Date: January 15th, 2018 3:46 PM
Author: black vivacious principal's office karate

I don't have kids and I made $200k when I was 25 with $0 loans/debt/etc.

Add another $100k for future wife's salary and it seems like a pretty good life. $300k gets you UMC pretty easily.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161720)



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Date: January 15th, 2018 7:05 PM
Author: Alcoholic drunken lodge messiness

I assume someone making so little qualifies for public assistance, right?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163228)



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Date: January 15th, 2018 7:33 PM
Author: Slimy exhilarant shitlib

How does he afford crippling alcoholism?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163398)



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Date: January 15th, 2018 7:51 PM
Author: Puce wagecucks

"consumer debt" lmao

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163528)



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Date: January 15th, 2018 7:54 PM
Author: Puce wagecucks

why didn't they just buy crypto?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163546)



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Date: January 17th, 2018 11:12 AM
Author: territorial stage degenerate

they didnt want to be -200k in the hole

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35175100)



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Date: January 19th, 2018 10:46 AM
Author: Alcoholic drunken lodge messiness

?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188595)



Reply Favorite

Date: January 19th, 2018 10:49 AM
Author: know-it-all french gay wizard property

?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188612)



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Date: January 17th, 2018 11:15 AM
Author: Passionate Doctorate State

Ljl at 5k for "children's lessons"

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35175135)



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Date: January 19th, 2018 10:54 AM
Author: Appetizing Ticket Booth Travel Guidebook

"Children's lessons" gives it away that this list was made by some chink

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188645)



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Date: January 19th, 2018 11:05 AM
Author: soul-stirring school cafeteria

We deal with it by asking, “Where does it all go?” and returning to the treadmill without doing the depressing analysis you kindly provided.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188711)



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Date: January 19th, 2018 11:43 AM
Author: gay racy laser beams piazza

"I'm barely getting by!" she screeched as she checked her 401(k) balance on her phone (maxed it out again this month) while waiting in line in her leased Mercedes to pick up Harper from her ballet lessons. "I hope Harper finishes up soon," she thought to herself. "I still have to pack for our vacation to the Bahamas next week."

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188976)



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Date: January 19th, 2018 12:20 PM
Author: territorial stage degenerate

*his ballet lesson

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189279)



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Date: January 19th, 2018 12:16 PM
Author: razzmatazz scarlet trailer park chad

$1000 for food for a family of four is low. Basically 100% groceries, bring lunch from home, almost no eating out. Also, not sure where things like cell and internet are in this--I guess "home maintenance"?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189229)



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Date: March 8th, 2018 3:23 PM
Author: violent associate

Agree, if you make 200k you're gonna eat out with the family some. That's hardly an absurd extravagance, since lots of proles eat out.



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35563207)



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Date: January 19th, 2018 12:23 PM
Author: fighting lavender party of the first part

Their main issue is that nobody making $200k should be buying a $700k house. Math also doesn’t check out since mortgage amount is $3000/mo so they only put like $50k down?

Also stupid spending here and there like $8k on vacation, $3k “consumer debt,” expensive car payments, expensive kids lessons etc.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189314)



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Date: March 8th, 2018 3:12 PM
Author: misanthropic lemon senate partner

found it!

https://www.financialsamurai.com/how-to-make-six-figures-a-year-and-not-feel-rich-200000-income-edition/

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35563090)



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Date: March 8th, 2018 3:17 PM
Author: lime big sound barrier

lol they actually forgot healthcare insurance

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35563152)