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I know a Medical Doctor who paid off 400K of loans and didn't save any money

Got Disabled (didn't buy disability insurance) and now makes...
Lavender Concupiscible Athletic Conference
  01/15/18
no, the moral of the story is get long term disability insur...
thriller place of business
  01/15/18
getting insurance is never the moral of a story
Aromatic big-titted hairy legs organic girlfriend
  01/15/18
Not being a full blown retard is the moral of the story
motley water buffalo center
  02/11/18
is long term disability insurance CR for an office drone in ...
effete yellow native
  01/15/18
yes. anyone who makes a good living from his career should h...
thriller place of business
  01/15/18
I can get long term disability insurance through work but it...
effete yellow native
  01/15/18
you should definitely get it. it's arguably the 2nd most imp...
thriller place of business
  01/15/18
Someone who sits at a desk all day and on a couch all weeken...
frozen national security agency
  01/15/18
shit
effete yellow native
  01/15/18
How did he become disabled? Why can he work in a lab but no...
know-it-all station
  01/15/18
General Surgeon. Accident. Can't stand or walk much. All he ...
Lavender Concupiscible Athletic Conference
  01/15/18
Can he become some other kind of doctor?
know-it-all station
  01/15/18
It's tough to try to get a second residency after completing...
Lavender Concupiscible Athletic Conference
  01/15/18
Even to work in an urgent care facility handing out flu meds...
citrine coldplay fan
  01/15/18
They pay midlevels for that
Lavender Concupiscible Athletic Conference
  01/15/18
Car accident? Sucks he was a surgeon that relies heavily ...
citrine coldplay fan
  01/15/18
lmao
Aphrodisiac olive community account
  02/11/18
don't most employers automatically enroll bros in long term ...
Floppy hospital
  01/15/18
Private practice, contracted with surgery center
Lavender Concupiscible Athletic Conference
  01/15/18
hypothetically, how hard is it to get longterm disability pa...
sinister pea-brained feces corner
  01/15/18
Difficult but not impossible. These companies will hire priv...
Lavender Concupiscible Athletic Conference
  01/15/18
JFC!!!
Violent digit ratio regret
  01/15/18
Cr, but how are they going to prove that you’re not bipolar ...
Pearly histrionic wrinkle new version
  01/16/18
My long term disability plan has a two year limit for chroni...
Pearly histrionic wrinkle new version
  01/16/18
Being a surgeon seems risky tbh - your entire job relies on ...
citrine coldplay fan
  01/15/18
u'd be really old for that to happen usually
charcoal painfully honest range elastic band
  02/11/18
"old" as in 50s
citrine coldplay fan
  02/11/18
right, really old
charcoal painfully honest range elastic band
  02/11/18
...
Appetizing roast beef state
  02/11/18
wow, guess i should get this insurance
beady-eyed salmon dingle berry
  02/11/18
Lol at ever paying back student "debt" when you ca...
Talented Office Filthpig
  02/11/18


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Reply Favorite

Date: January 15th, 2018 2:10 PM
Author: Lavender Concupiscible Athletic Conference

Got Disabled (didn't buy disability insurance) and now makes 40K in NYC working in a lab, trying to get by. Moral is don't pay off all your loans at once. Either IBR/PAYE or PSLF

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161040)



Reply Favorite

Date: January 15th, 2018 2:11 PM
Author: thriller place of business

no, the moral of the story is get long term disability insurance, especially if youre a freaking dr

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161042)



Reply Favorite

Date: January 15th, 2018 2:12 PM
Author: Aromatic big-titted hairy legs organic girlfriend

getting insurance is never the moral of a story

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161047)



Reply Favorite

Date: February 11th, 2018 9:24 PM
Author: motley water buffalo center

Not being a full blown retard is the moral of the story

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380409)



Reply Favorite

Date: January 15th, 2018 2:12 PM
Author: effete yellow native

is long term disability insurance CR for an office drone in his 30's?

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161046)



Reply Favorite

Date: January 15th, 2018 2:15 PM
Author: thriller place of business

yes. anyone who makes a good living from his career should have a solid lt disability policy. usually employers will offer it as part of a standard benefits package.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161064)



Reply Favorite

Date: January 15th, 2018 3:19 PM
Author: effete yellow native

I can get long term disability insurance through work but it's not automatic. I have to fill out extra paperwork to get it and pay an extra premium.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161520)



Reply Favorite

Date: January 15th, 2018 8:49 PM
Author: thriller place of business

you should definitely get it. it's arguably the 2nd most important insurance to have after health.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35163845)



Reply Favorite

Date: January 15th, 2018 2:17 PM
Author: frozen national security agency

Someone who sits at a desk all day and on a couch all weekend while his arteries harden and experiences 10 pre-BlackBerry-lives' worth of stress? Yes. Far more likely to use it than you are life insurance.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161076)



Reply Favorite

Date: January 15th, 2018 3:18 PM
Author: effete yellow native

shit

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161518)



Reply Favorite

Date: January 15th, 2018 2:13 PM
Author: know-it-all station

How did he become disabled? Why can he work in a lab but not as a doctor?

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161050)



Reply Favorite

Date: January 15th, 2018 2:14 PM
Author: Lavender Concupiscible Athletic Conference

General Surgeon. Accident. Can't stand or walk much. All he does is sit and do bench work.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161059)



Reply Favorite

Date: January 15th, 2018 2:17 PM
Author: know-it-all station

Can he become some other kind of doctor?

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161073)



Reply Favorite

Date: January 15th, 2018 2:38 PM
Author: Lavender Concupiscible Athletic Conference

It's tough to try to get a second residency after completing one because of funding issues

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161225)



Reply Favorite

Date: January 15th, 2018 3:20 PM
Author: citrine coldplay fan

Even to work in an urgent care facility handing out flu meds?

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161529)



Reply Favorite

Date: January 15th, 2018 8:52 PM
Author: Lavender Concupiscible Athletic Conference

They pay midlevels for that

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35163866)



Reply Favorite

Date: January 15th, 2018 3:19 PM
Author: citrine coldplay fan

Car accident?

Sucks he was a surgeon that relies heavily on fine motor abilities.

He could have probably still practiced as a family med physician - literally just lie there and hand out flu medication

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161521)



Reply Favorite

Date: February 11th, 2018 9:20 PM
Author: Aphrodisiac olive community account

lmao

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380378)



Reply Favorite

Date: January 15th, 2018 2:35 PM
Author: Floppy hospital

don't most employers automatically enroll bros in long term disability insurance

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161198)



Reply Favorite

Date: January 15th, 2018 2:39 PM
Author: Lavender Concupiscible Athletic Conference

Private practice, contracted with surgery center

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161228)



Reply Favorite

Date: January 15th, 2018 2:40 PM
Author: sinister pea-brained feces corner

hypothetically, how hard is it to get longterm disability paid out?

like let's say I am 29 and make 300k. I get on a longterm disability plan to pay me like 5k+ per month up until age 65.

Then, three years later, I develop crippling clinical depression or an anxiety disorder or something like that. Is that enough? How about "back pain"? Chronic fatigue syndrome?

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161242)



Reply Favorite

Date: January 15th, 2018 2:41 PM
Author: Lavender Concupiscible Athletic Conference

Difficult but not impossible. These companies will hire private investigators to snoop on you and build a case to show you aren't really disabled

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161252)



Reply Favorite

Date: January 15th, 2018 3:18 PM
Author: Violent digit ratio regret

JFC!!!

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161514)



Reply Favorite

Date: January 16th, 2018 9:52 AM
Author: Pearly histrionic wrinkle new version

Cr, but how are they going to prove that you’re not bipolar II or whatever. Could just be hypomanic any time you leave the house.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35166990)



Reply Favorite

Date: January 16th, 2018 9:51 AM
Author: Pearly histrionic wrinkle new version

My long term disability plan has a two year limit for chronic fatigue,, chronic pain, fibromyalgia, and psychiatric disorders other than bipolar and schizophrenia.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35166987)



Reply Favorite

Date: January 15th, 2018 3:21 PM
Author: citrine coldplay fan

Being a surgeon seems risky tbh - your entire job relies on your fine motor abilities. The moment you get arthritis, get shaky hands due to aging, something bad happens to your body, you have to quit.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161539)



Reply Favorite

Date: February 11th, 2018 9:21 PM
Author: charcoal painfully honest range elastic band

u'd be really old for that to happen usually

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380386)



Reply Favorite

Date: February 11th, 2018 10:13 PM
Author: citrine coldplay fan

"old" as in 50s

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380785)



Reply Favorite

Date: February 11th, 2018 10:18 PM
Author: charcoal painfully honest range elastic band

right, really old

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380815)



Reply Favorite

Date: February 11th, 2018 10:19 PM
Author: Appetizing roast beef state



(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380822)



Reply Favorite

Date: February 11th, 2018 9:32 PM
Author: beady-eyed salmon dingle berry

wow, guess i should get this insurance

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380474)



Reply Favorite

Date: February 11th, 2018 10:46 PM
Author: Talented Office Filthpig

Lol at ever paying back student "debt" when you can defer it forever by taking 6 units at a community college once a year.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35381069)