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I know a Medical Doctor who paid off 400K of loans and didn't save any money

Got Disabled (didn't buy disability insurance) and now makes...
Harsh Rigpig Giraffe
  01/15/18
no, the moral of the story is get long term disability insur...
Frisky comical locale background story
  01/15/18
getting insurance is never the moral of a story
Diverse Charcoal Principal's Office
  01/15/18
Not being a full blown retard is the moral of the story
cracking hideous spot
  02/11/18
is long term disability insurance CR for an office drone in ...
Bat shit crazy bearded box office
  01/15/18
yes. anyone who makes a good living from his career should h...
Frisky comical locale background story
  01/15/18
I can get long term disability insurance through work but it...
Bat shit crazy bearded box office
  01/15/18
you should definitely get it. it's arguably the 2nd most imp...
Frisky comical locale background story
  01/15/18
Someone who sits at a desk all day and on a couch all weeken...
Useless Exhilarant School Cafeteria Double Fault
  01/15/18
shit
Bat shit crazy bearded box office
  01/15/18
How did he become disabled? Why can he work in a lab but no...
Lime sex offender
  01/15/18
General Surgeon. Accident. Can't stand or walk much. All he ...
Harsh Rigpig Giraffe
  01/15/18
Can he become some other kind of doctor?
Lime sex offender
  01/15/18
It's tough to try to get a second residency after completing...
Harsh Rigpig Giraffe
  01/15/18
Even to work in an urgent care facility handing out flu meds...
mind-boggling hospital
  01/15/18
They pay midlevels for that
Harsh Rigpig Giraffe
  01/15/18
Car accident? Sucks he was a surgeon that relies heavily ...
mind-boggling hospital
  01/15/18
lmao
gold weed whacker
  02/11/18
don't most employers automatically enroll bros in long term ...
carnelian quadroon school
  01/15/18
Private practice, contracted with surgery center
Harsh Rigpig Giraffe
  01/15/18
hypothetically, how hard is it to get longterm disability pa...
Stimulating point water buffalo
  01/15/18
Difficult but not impossible. These companies will hire priv...
Harsh Rigpig Giraffe
  01/15/18
JFC!!!
Balding trailer park
  01/15/18
Cr, but how are they going to prove that you’re not bipolar ...
aquamarine exciting space
  01/16/18
My long term disability plan has a two year limit for chroni...
aquamarine exciting space
  01/16/18
Being a surgeon seems risky tbh - your entire job relies on ...
mind-boggling hospital
  01/15/18
u'd be really old for that to happen usually
Blathering beady-eyed market athletic conference
  02/11/18
"old" as in 50s
mind-boggling hospital
  02/11/18
right, really old
Blathering beady-eyed market athletic conference
  02/11/18
...
Walnut dopamine really tough guy
  02/11/18
wow, guess i should get this insurance
Cyan irradiated office
  02/11/18
Lol at ever paying back student "debt" when you ca...
deep chad
  02/11/18


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Reply Favorite

Date: January 15th, 2018 2:10 PM
Author: Harsh Rigpig Giraffe

Got Disabled (didn't buy disability insurance) and now makes 40K in NYC working in a lab, trying to get by. Moral is don't pay off all your loans at once. Either IBR/PAYE or PSLF

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161040)



Reply Favorite

Date: January 15th, 2018 2:11 PM
Author: Frisky comical locale background story

no, the moral of the story is get long term disability insurance, especially if youre a freaking dr

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161042)



Reply Favorite

Date: January 15th, 2018 2:12 PM
Author: Diverse Charcoal Principal's Office

getting insurance is never the moral of a story

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161047)



Reply Favorite

Date: February 11th, 2018 9:24 PM
Author: cracking hideous spot

Not being a full blown retard is the moral of the story

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380409)



Reply Favorite

Date: January 15th, 2018 2:12 PM
Author: Bat shit crazy bearded box office

is long term disability insurance CR for an office drone in his 30's?

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161046)



Reply Favorite

Date: January 15th, 2018 2:15 PM
Author: Frisky comical locale background story

yes. anyone who makes a good living from his career should have a solid lt disability policy. usually employers will offer it as part of a standard benefits package.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161064)



Reply Favorite

Date: January 15th, 2018 3:19 PM
Author: Bat shit crazy bearded box office

I can get long term disability insurance through work but it's not automatic. I have to fill out extra paperwork to get it and pay an extra premium.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161520)



Reply Favorite

Date: January 15th, 2018 8:49 PM
Author: Frisky comical locale background story

you should definitely get it. it's arguably the 2nd most important insurance to have after health.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35163845)



Reply Favorite

Date: January 15th, 2018 2:17 PM
Author: Useless Exhilarant School Cafeteria Double Fault

Someone who sits at a desk all day and on a couch all weekend while his arteries harden and experiences 10 pre-BlackBerry-lives' worth of stress? Yes. Far more likely to use it than you are life insurance.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161076)



Reply Favorite

Date: January 15th, 2018 3:18 PM
Author: Bat shit crazy bearded box office

shit

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161518)



Reply Favorite

Date: January 15th, 2018 2:13 PM
Author: Lime sex offender

How did he become disabled? Why can he work in a lab but not as a doctor?

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161050)



Reply Favorite

Date: January 15th, 2018 2:14 PM
Author: Harsh Rigpig Giraffe

General Surgeon. Accident. Can't stand or walk much. All he does is sit and do bench work.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161059)



Reply Favorite

Date: January 15th, 2018 2:17 PM
Author: Lime sex offender

Can he become some other kind of doctor?

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161073)



Reply Favorite

Date: January 15th, 2018 2:38 PM
Author: Harsh Rigpig Giraffe

It's tough to try to get a second residency after completing one because of funding issues

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161225)



Reply Favorite

Date: January 15th, 2018 3:20 PM
Author: mind-boggling hospital

Even to work in an urgent care facility handing out flu meds?

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161529)



Reply Favorite

Date: January 15th, 2018 8:52 PM
Author: Harsh Rigpig Giraffe

They pay midlevels for that

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35163866)



Reply Favorite

Date: January 15th, 2018 3:19 PM
Author: mind-boggling hospital

Car accident?

Sucks he was a surgeon that relies heavily on fine motor abilities.

He could have probably still practiced as a family med physician - literally just lie there and hand out flu medication

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161521)



Reply Favorite

Date: February 11th, 2018 9:20 PM
Author: gold weed whacker

lmao

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380378)



Reply Favorite

Date: January 15th, 2018 2:35 PM
Author: carnelian quadroon school

don't most employers automatically enroll bros in long term disability insurance

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161198)



Reply Favorite

Date: January 15th, 2018 2:39 PM
Author: Harsh Rigpig Giraffe

Private practice, contracted with surgery center

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161228)



Reply Favorite

Date: January 15th, 2018 2:40 PM
Author: Stimulating point water buffalo

hypothetically, how hard is it to get longterm disability paid out?

like let's say I am 29 and make 300k. I get on a longterm disability plan to pay me like 5k+ per month up until age 65.

Then, three years later, I develop crippling clinical depression or an anxiety disorder or something like that. Is that enough? How about "back pain"? Chronic fatigue syndrome?

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161242)



Reply Favorite

Date: January 15th, 2018 2:41 PM
Author: Harsh Rigpig Giraffe

Difficult but not impossible. These companies will hire private investigators to snoop on you and build a case to show you aren't really disabled

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161252)



Reply Favorite

Date: January 15th, 2018 3:18 PM
Author: Balding trailer park

JFC!!!

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161514)



Reply Favorite

Date: January 16th, 2018 9:52 AM
Author: aquamarine exciting space

Cr, but how are they going to prove that you’re not bipolar II or whatever. Could just be hypomanic any time you leave the house.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35166990)



Reply Favorite

Date: January 16th, 2018 9:51 AM
Author: aquamarine exciting space

My long term disability plan has a two year limit for chronic fatigue,, chronic pain, fibromyalgia, and psychiatric disorders other than bipolar and schizophrenia.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35166987)



Reply Favorite

Date: January 15th, 2018 3:21 PM
Author: mind-boggling hospital

Being a surgeon seems risky tbh - your entire job relies on your fine motor abilities. The moment you get arthritis, get shaky hands due to aging, something bad happens to your body, you have to quit.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161539)



Reply Favorite

Date: February 11th, 2018 9:21 PM
Author: Blathering beady-eyed market athletic conference

u'd be really old for that to happen usually

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380386)



Reply Favorite

Date: February 11th, 2018 10:13 PM
Author: mind-boggling hospital

"old" as in 50s

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380785)



Reply Favorite

Date: February 11th, 2018 10:18 PM
Author: Blathering beady-eyed market athletic conference

right, really old

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380815)



Reply Favorite

Date: February 11th, 2018 10:19 PM
Author: Walnut dopamine really tough guy



(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380822)



Reply Favorite

Date: February 11th, 2018 9:32 PM
Author: Cyan irradiated office

wow, guess i should get this insurance

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380474)



Reply Favorite

Date: February 11th, 2018 10:46 PM
Author: deep chad

Lol at ever paying back student "debt" when you can defer it forever by taking 6 units at a community college once a year.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35381069)