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Is it CR to reduce 401k contributions in light of market peak and tax cut?

...
Pearly macaca
  01/18/18
people were saying a year ago, two years ago, etc. that not ...
Flickering temple telephone
  01/18/18
...
Pearly macaca
  01/18/18
i don't get what you mean. do you mean you should invest th...
Flickering temple telephone
  01/18/18
Cr little dude may have forgotten that 401k investments are ...
vibrant church corn cake
  01/18/18
and if he is in a low-paying shit job, could be cr to do a r...
Flickering temple telephone
  01/18/18
u can't time the market like this, just keep slow and steady...
Slate pozpig
  01/18/18
Are you 50? If not, no.
pontificating orchestra pit doctorate
  01/18/18
Do what you want but make sure to max out the company match.
Big Scarlet Wrinkle Halford
  01/18/18
...
impressive vivacious location faggot firefighter
  01/18/18
yes, stop contributing to that scam shit
sable round eye
  01/18/18
just max dat ROTH. then you are diversifying your future-tax...
dun main people skinny woman
  01/18/18
...
impressive vivacious location faggot firefighter
  01/18/18
Don't throw away the 24-35% tax savings from a 401k. If you ...
Mind-boggling mad cow disease
  01/18/18
That, Gold and even 401k compliant rental property purchases...
Brilliant jew
  01/18/18
cr
pontificating orchestra pit doctorate
  01/18/18
Cop instant savings today from doing 401k. They'll continue ...
Hairless Learning Disabled Resort Boltzmann
  01/18/18
Bad idea. If you think a crash is coming, put your $$ in sho...
lavender 180 gaping trailer park
  01/18/18
notice it took like 35+ years for taxes to get overhauled, t...
Emerald Marvelous Abode Friendly Grandma
  01/18/18
...
Pearly macaca
  01/20/18


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Date: January 18th, 2018 10:47 AM
Author: Pearly macaca



(http://www.autoadmit.com/thread.php?thread_id=3863600&forum_id=2#35182565)



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Date: January 18th, 2018 10:48 AM
Author: Flickering temple telephone

people were saying a year ago, two years ago, etc. that not only would the market not continue to go up, it was overdue for a correction.

anyone who acted on that advice has missed out bigly.

the market will correct, but who the fuck knows when. just keep to your investment strategy. you cannot time the market.

(http://www.autoadmit.com/thread.php?thread_id=3863600&forum_id=2#35182578)



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Date: January 18th, 2018 11:00 AM
Author: Pearly macaca



(http://www.autoadmit.com/thread.php?thread_id=3863600&forum_id=2#35182669)



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Date: January 18th, 2018 11:16 AM
Author: Flickering temple telephone

i don't get what you mean. do you mean you should invest the same money after you have paid taxes on it? you will then pay taxes on dividends, etc., as it grows and then on the realized gains when you withdraw it. you are also going to pay income tax and not capital gains tax if you use after-tax money, which likely is higher.

why not shield it from taxes now and get the benefit of the deduction? moreover, you are much more likely to be in a lower tax bracket when you retire than you are in now, unless you work some poor shitjob.

(http://www.autoadmit.com/thread.php?thread_id=3863600&forum_id=2#35182783)



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Date: January 18th, 2018 11:26 AM
Author: vibrant church corn cake

Cr little dude may have forgotten that 401k investments are made w pre-tax dollars

(http://www.autoadmit.com/thread.php?thread_id=3863600&forum_id=2#35182869)



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Date: January 18th, 2018 11:30 AM
Author: Flickering temple telephone

and if he is in a low-paying shit job, could be cr to do a roth 401k if his employer offers it.

interestingly, i never had that option until i came to biglaw, but i don't think at my salary doing the roth 401k makes sense. i do max backdoor roths for my wife and me, though.

(http://www.autoadmit.com/thread.php?thread_id=3863600&forum_id=2#35182900)



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Date: January 18th, 2018 10:54 AM
Author: Slate pozpig

u can't time the market like this, just keep slow and steady. In the future, if it corrects to say >10% drop, then you just start plowing assets in. But it's stupid to try to jump on the elevator before it even starts to fall

(http://www.autoadmit.com/thread.php?thread_id=3863600&forum_id=2#35182619)



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Date: January 18th, 2018 10:55 AM
Author: pontificating orchestra pit doctorate

Are you 50? If not, no.

(http://www.autoadmit.com/thread.php?thread_id=3863600&forum_id=2#35182624)



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Date: January 18th, 2018 11:02 AM
Author: Big Scarlet Wrinkle Halford

Do what you want but make sure to max out the company match.

(http://www.autoadmit.com/thread.php?thread_id=3863600&forum_id=2#35182691)



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Date: January 18th, 2018 11:22 AM
Author: impressive vivacious location faggot firefighter



(http://www.autoadmit.com/thread.php?thread_id=3863600&forum_id=2#35182828)



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Date: January 18th, 2018 11:03 AM
Author: sable round eye

yes, stop contributing to that scam shit

(http://www.autoadmit.com/thread.php?thread_id=3863600&forum_id=2#35182697)



Reply Favorite

Date: January 18th, 2018 11:16 AM
Author: dun main people skinny woman

just max dat ROTH. then you are diversifying your future-tax strategy as well

(http://www.autoadmit.com/thread.php?thread_id=3863600&forum_id=2#35182782)



Reply Favorite

Date: January 18th, 2018 11:23 AM
Author: impressive vivacious location faggot firefighter



(http://www.autoadmit.com/thread.php?thread_id=3863600&forum_id=2#35182835)



Reply Favorite

Date: January 18th, 2018 11:20 AM
Author: Mind-boggling mad cow disease

Don't throw away the 24-35% tax savings from a 401k. If you fear a crash, just invest in something safe. Your 401k should have some cash like options.

(http://www.autoadmit.com/thread.php?thread_id=3863600&forum_id=2#35182812)



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Date: January 18th, 2018 11:21 AM
Author: Brilliant jew

That, Gold and even 401k compliant rental property purchases are all good non-equity ways

(http://www.autoadmit.com/thread.php?thread_id=3863600&forum_id=2#35182815)



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Date: January 18th, 2018 11:31 AM
Author: pontificating orchestra pit doctorate

cr

(http://www.autoadmit.com/thread.php?thread_id=3863600&forum_id=2#35182913)



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Date: January 18th, 2018 11:31 AM
Author: Hairless Learning Disabled Resort Boltzmann

Cop instant savings today from doing 401k. They'll continue to fuck around with future tax rates for next 30 years but at least you'll not have paid taxes today on that money

(http://www.autoadmit.com/thread.php?thread_id=3863600&forum_id=2#35182916)



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Date: January 18th, 2018 11:33 AM
Author: lavender 180 gaping trailer park

Bad idea. If you think a crash is coming, put your $$ in short term corporate debt, a vangaurd bond fund, or something of that nature.

(http://www.autoadmit.com/thread.php?thread_id=3863600&forum_id=2#35182932)



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Date: January 18th, 2018 11:35 AM
Author: Emerald Marvelous Abode Friendly Grandma

notice it took like 35+ years for taxes to get overhauled, through multiple periods of one party rule and divisiveness and three serious booms and busts

huge tax hikes aren't written in stone.



(http://www.autoadmit.com/thread.php?thread_id=3863600&forum_id=2#35182956)



Reply Favorite

Date: January 20th, 2018 3:13 PM
Author: Pearly macaca



(http://www.autoadmit.com/thread.php?thread_id=3863600&forum_id=2#35197718)