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I've met so many millenials in their late 20s and early 30s who have never

invested in mutual funds or planned for retirement. I know ...
aqua disrespectful old irish cottage doctorate
  01/21/18
Is he paying off loans?
Cordovan talented native
  01/21/18
He plans to work as a hospitalist for the first decade of hi...
aqua disrespectful old irish cottage doctorate
  01/21/18
I think income based repayment plans will go away. Just k...
Cordovan talented native
  01/21/18
He'll get grandfathered in. I think it's better to pay the m...
aqua disrespectful old irish cottage doctorate
  01/21/18
Doesn't he have to work for a public agency? What is the opp...
Cordovan talented native
  01/21/18
Hospitalist means he works for a hospital and thus a non-pro...
aqua disrespectful old irish cottage doctorate
  01/21/18
Sounds like a good plan then.
Cordovan talented native
  01/21/18
u dont become an internal med doc until you're at least 32
Vibrant Hyperactive Institution Voyeur
  01/21/18
Not true
aqua disrespectful old irish cottage doctorate
  01/21/18
Huh? It's 29 for most people.
Cordovan talented native
  01/21/18
graduate college at 22 graduate med school at 26 gradu...
Vibrant Hyperactive Institution Voyeur
  01/21/18
IM residencies are 3 years.
Cordovan talented native
  01/21/18
oh... which residencies are 8 years/
Vibrant Hyperactive Institution Voyeur
  01/21/18
I don't know if any are 8 years. Maybe with fellowships. If ...
Cordovan talented native
  01/21/18
Neurosurgery is 7 years
aqua disrespectful old irish cottage doctorate
  01/21/18
hehe they know that your retirement funds will help pay for ...
turquoise preventive strike prole
  01/21/18
The number of urban early 30s (almost all females) that rent...
Brilliant swashbuckling factory reset button
  01/21/18
this. i know plenty who do this and work as hostess or se...
Vibrant Hyperactive Institution Voyeur
  01/21/18
I know software engineer chicks who do 2-3 expensive Europe ...
aqua disrespectful old irish cottage doctorate
  01/21/18
The work-funemployment cycle seems to be a SW engineer subcu...
Cordovan talented native
  01/21/18
the ones I know who do this are all executive assistants or ...
Brilliant swashbuckling factory reset button
  01/22/18
Crypto is the saver's only hope. Lol you're going to have to...
Cordovan talented native
  01/21/18
they went all in on eth at 20
chocolate multi-billionaire parlour
  01/21/18
The fact you need to have 1.4 MILLION saved to live off 40k ...
Aggressive chestnut partner dilemma
  01/22/18
Seriously. No way can most people accomplish this. It is imp...
claret marvelous base
  01/22/18
...
Sapphire headpube cruise ship
  01/22/18


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Reply Favorite

Date: January 21st, 2018 8:41 PM
Author: aqua disrespectful old irish cottage doctorate

invested in mutual funds or planned for retirement. I know a young internal med doc who spends his whole paycheck the moment he gets it

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206001)



Reply Favorite

Date: January 21st, 2018 8:41 PM
Author: Cordovan talented native

Is he paying off loans?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206005)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: aqua disrespectful old irish cottage doctorate

He plans to work as a hospitalist for the first decade of his career. I told him to invest and go on PAYE for PSLF. Is that sound advice?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206033)



Reply Favorite

Date: January 21st, 2018 8:45 PM
Author: Cordovan talented native

I think income based repayment plans will go away.

Just keep living like a resident until your loans are paid off. It should only take a few years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206048)



Reply Favorite

Date: January 21st, 2018 8:47 PM
Author: aqua disrespectful old irish cottage doctorate

He'll get grandfathered in. I think it's better to pay the minimum and invest the rest and then have him have those loans wiped with no tax bomb

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206065)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: Cordovan talented native

Doesn't he have to work for a public agency? What is the opportunity cost if any for salary?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206078)



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Date: January 21st, 2018 8:49 PM
Author: aqua disrespectful old irish cottage doctorate

Hospitalist means he works for a hospital and thus a non-profit. He makes 225K.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206084)



Reply Favorite

Date: January 21st, 2018 8:51 PM
Author: Cordovan talented native

Sounds like a good plan then.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206114)



Reply Favorite

Date: January 21st, 2018 8:42 PM
Author: Vibrant Hyperactive Institution Voyeur

u dont become an internal med doc until you're at least 32

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206013)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: aqua disrespectful old irish cottage doctorate

Not true

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206024)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: Cordovan talented native

Huh? It's 29 for most people.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206029)



Reply Favorite

Date: January 21st, 2018 8:44 PM
Author: Vibrant Hyperactive Institution Voyeur

graduate college at 22

graduate med school at 26

graduate 4 year residency at 30

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206043)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: Cordovan talented native

IM residencies are 3 years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206057)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: Vibrant Hyperactive Institution Voyeur

oh... which residencies are 8 years/

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206071)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: Cordovan talented native

I don't know if any are 8 years. Maybe with fellowships. If you become a brain surgeon I could see 8 years of training after med school.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206103)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: aqua disrespectful old irish cottage doctorate

Neurosurgery is 7 years

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206112)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: turquoise preventive strike prole

hehe they know that your retirement funds will help pay for theirs hehe

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206062)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: Brilliant swashbuckling factory reset button

The number of urban early 30s (almost all females) that rent, have significant CC debt, and no retirement saving is mind boggling. They somehow come up with cash for at least one European vacation per year, though

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206080)



Reply Favorite

Date: January 21st, 2018 8:51 PM
Author: Vibrant Hyperactive Institution Voyeur

this.

i know plenty who do this and work as hostess or servers... it's insane they can travel so damn much

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206125)



Reply Favorite

Date: January 21st, 2018 8:52 PM
Author: aqua disrespectful old irish cottage doctorate

I know software engineer chicks who do 2-3 expensive Europe trips a year...No savings

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206134)



Reply Favorite

Date: January 21st, 2018 8:54 PM
Author: Cordovan talented native

The work-funemployment cycle seems to be a SW engineer subculture.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206153)



Reply Favorite

Date: January 22nd, 2018 8:56 AM
Author: Brilliant swashbuckling factory reset button

the ones I know who do this are all executive assistants or work in marketing

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208396)



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Date: January 21st, 2018 8:52 PM
Author: Cordovan talented native

Crypto is the saver's only hope. Lol you're going to have to be secretly rich for the rest of your life.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206136)



Reply Favorite

Date: January 21st, 2018 8:55 PM
Author: chocolate multi-billionaire parlour

they went all in on eth at 20

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206160)



Reply Favorite

Date: January 22nd, 2018 9:06 AM
Author: Aggressive chestnut partner dilemma

The fact you need to have 1.4 MILLION saved to live off 40k per year when you retire, which will be min wage when we do, makes this pointless for 80% of millenials.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208422)



Reply Favorite

Date: January 22nd, 2018 9:27 AM
Author: claret marvelous base

Seriously. No way can most people accomplish this. It is impossible.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208509)



Reply Favorite

Date: January 22nd, 2018 9:55 AM
Author: Sapphire headpube cruise ship



(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208639)