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I've met so many millenials in their late 20s and early 30s who have never

invested in mutual funds or planned for retirement. I know ...
twinkling curious gaming laptop abode
  01/21/18
Is he paying off loans?
milky dashing field
  01/21/18
He plans to work as a hospitalist for the first decade of hi...
twinkling curious gaming laptop abode
  01/21/18
I think income based repayment plans will go away. Just k...
milky dashing field
  01/21/18
He'll get grandfathered in. I think it's better to pay the m...
twinkling curious gaming laptop abode
  01/21/18
Doesn't he have to work for a public agency? What is the opp...
milky dashing field
  01/21/18
Hospitalist means he works for a hospital and thus a non-pro...
twinkling curious gaming laptop abode
  01/21/18
Sounds like a good plan then.
milky dashing field
  01/21/18
u dont become an internal med doc until you're at least 32
Mauve massive legend set
  01/21/18
Not true
twinkling curious gaming laptop abode
  01/21/18
Huh? It's 29 for most people.
milky dashing field
  01/21/18
graduate college at 22 graduate med school at 26 gradu...
Mauve massive legend set
  01/21/18
IM residencies are 3 years.
milky dashing field
  01/21/18
oh... which residencies are 8 years/
Mauve massive legend set
  01/21/18
I don't know if any are 8 years. Maybe with fellowships. If ...
milky dashing field
  01/21/18
Neurosurgery is 7 years
twinkling curious gaming laptop abode
  01/21/18
hehe they know that your retirement funds will help pay for ...
Irradiated Azn
  01/21/18
The number of urban early 30s (almost all females) that rent...
misunderstood piazza
  01/21/18
this. i know plenty who do this and work as hostess or se...
Mauve massive legend set
  01/21/18
I know software engineer chicks who do 2-3 expensive Europe ...
twinkling curious gaming laptop abode
  01/21/18
The work-funemployment cycle seems to be a SW engineer subcu...
milky dashing field
  01/21/18
the ones I know who do this are all executive assistants or ...
misunderstood piazza
  01/22/18
Crypto is the saver's only hope. Lol you're going to have to...
milky dashing field
  01/21/18
they went all in on eth at 20
Twisted hyperventilating kitty cat office
  01/21/18
The fact you need to have 1.4 MILLION saved to live off 40k ...
Stirring Tan Dilemma
  01/22/18
Seriously. No way can most people accomplish this. It is imp...
Bearded brindle pit mood
  01/22/18
...
erotic low-t location giraffe
  01/22/18


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Reply Favorite

Date: January 21st, 2018 8:41 PM
Author: twinkling curious gaming laptop abode

invested in mutual funds or planned for retirement. I know a young internal med doc who spends his whole paycheck the moment he gets it

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206001)



Reply Favorite

Date: January 21st, 2018 8:41 PM
Author: milky dashing field

Is he paying off loans?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206005)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: twinkling curious gaming laptop abode

He plans to work as a hospitalist for the first decade of his career. I told him to invest and go on PAYE for PSLF. Is that sound advice?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206033)



Reply Favorite

Date: January 21st, 2018 8:45 PM
Author: milky dashing field

I think income based repayment plans will go away.

Just keep living like a resident until your loans are paid off. It should only take a few years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206048)



Reply Favorite

Date: January 21st, 2018 8:47 PM
Author: twinkling curious gaming laptop abode

He'll get grandfathered in. I think it's better to pay the minimum and invest the rest and then have him have those loans wiped with no tax bomb

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206065)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: milky dashing field

Doesn't he have to work for a public agency? What is the opportunity cost if any for salary?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206078)



Reply Favorite

Date: January 21st, 2018 8:49 PM
Author: twinkling curious gaming laptop abode

Hospitalist means he works for a hospital and thus a non-profit. He makes 225K.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206084)



Reply Favorite

Date: January 21st, 2018 8:51 PM
Author: milky dashing field

Sounds like a good plan then.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206114)



Reply Favorite

Date: January 21st, 2018 8:42 PM
Author: Mauve massive legend set

u dont become an internal med doc until you're at least 32

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206013)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: twinkling curious gaming laptop abode

Not true

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206024)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: milky dashing field

Huh? It's 29 for most people.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206029)



Reply Favorite

Date: January 21st, 2018 8:44 PM
Author: Mauve massive legend set

graduate college at 22

graduate med school at 26

graduate 4 year residency at 30

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206043)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: milky dashing field

IM residencies are 3 years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206057)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: Mauve massive legend set

oh... which residencies are 8 years/

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206071)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: milky dashing field

I don't know if any are 8 years. Maybe with fellowships. If you become a brain surgeon I could see 8 years of training after med school.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206103)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: twinkling curious gaming laptop abode

Neurosurgery is 7 years

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206112)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: Irradiated Azn

hehe they know that your retirement funds will help pay for theirs hehe

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206062)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: misunderstood piazza

The number of urban early 30s (almost all females) that rent, have significant CC debt, and no retirement saving is mind boggling. They somehow come up with cash for at least one European vacation per year, though

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206080)



Reply Favorite

Date: January 21st, 2018 8:51 PM
Author: Mauve massive legend set

this.

i know plenty who do this and work as hostess or servers... it's insane they can travel so damn much

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206125)



Reply Favorite

Date: January 21st, 2018 8:52 PM
Author: twinkling curious gaming laptop abode

I know software engineer chicks who do 2-3 expensive Europe trips a year...No savings

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206134)



Reply Favorite

Date: January 21st, 2018 8:54 PM
Author: milky dashing field

The work-funemployment cycle seems to be a SW engineer subculture.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206153)



Reply Favorite

Date: January 22nd, 2018 8:56 AM
Author: misunderstood piazza

the ones I know who do this are all executive assistants or work in marketing

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208396)



Reply Favorite

Date: January 21st, 2018 8:52 PM
Author: milky dashing field

Crypto is the saver's only hope. Lol you're going to have to be secretly rich for the rest of your life.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206136)



Reply Favorite

Date: January 21st, 2018 8:55 PM
Author: Twisted hyperventilating kitty cat office

they went all in on eth at 20

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206160)



Reply Favorite

Date: January 22nd, 2018 9:06 AM
Author: Stirring Tan Dilemma

The fact you need to have 1.4 MILLION saved to live off 40k per year when you retire, which will be min wage when we do, makes this pointless for 80% of millenials.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208422)



Reply Favorite

Date: January 22nd, 2018 9:27 AM
Author: Bearded brindle pit mood

Seriously. No way can most people accomplish this. It is impossible.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208509)



Reply Favorite

Date: January 22nd, 2018 9:55 AM
Author: erotic low-t location giraffe



(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208639)