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I've met so many millenials in their late 20s and early 30s who have never

invested in mutual funds or planned for retirement. I know ...
Exciting dull rehab
  01/21/18
Is he paying off loans?
Fighting parlor
  01/21/18
He plans to work as a hospitalist for the first decade of hi...
Exciting dull rehab
  01/21/18
I think income based repayment plans will go away. Just k...
Fighting parlor
  01/21/18
He'll get grandfathered in. I think it's better to pay the m...
Exciting dull rehab
  01/21/18
Doesn't he have to work for a public agency? What is the opp...
Fighting parlor
  01/21/18
Hospitalist means he works for a hospital and thus a non-pro...
Exciting dull rehab
  01/21/18
Sounds like a good plan then.
Fighting parlor
  01/21/18
u dont become an internal med doc until you're at least 32
Saffron cerebral institution half-breed
  01/21/18
Not true
Exciting dull rehab
  01/21/18
Huh? It's 29 for most people.
Fighting parlor
  01/21/18
graduate college at 22 graduate med school at 26 gradu...
Saffron cerebral institution half-breed
  01/21/18
IM residencies are 3 years.
Fighting parlor
  01/21/18
oh... which residencies are 8 years/
Saffron cerebral institution half-breed
  01/21/18
I don't know if any are 8 years. Maybe with fellowships. If ...
Fighting parlor
  01/21/18
Neurosurgery is 7 years
Exciting dull rehab
  01/21/18
hehe they know that your retirement funds will help pay for ...
beady-eyed school
  01/21/18
The number of urban early 30s (almost all females) that rent...
Maniacal home
  01/21/18
this. i know plenty who do this and work as hostess or se...
Saffron cerebral institution half-breed
  01/21/18
I know software engineer chicks who do 2-3 expensive Europe ...
Exciting dull rehab
  01/21/18
The work-funemployment cycle seems to be a SW engineer subcu...
Fighting parlor
  01/21/18
the ones I know who do this are all executive assistants or ...
Maniacal home
  01/22/18
Crypto is the saver's only hope. Lol you're going to have to...
Fighting parlor
  01/21/18
they went all in on eth at 20
Dead Sanctuary
  01/21/18
The fact you need to have 1.4 MILLION saved to live off 40k ...
Cordovan Dashing Faggot Firefighter
  01/22/18
Seriously. No way can most people accomplish this. It is imp...
Unhinged codepig gas station
  01/22/18
...
house-broken market regret
  01/22/18


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Reply Favorite

Date: January 21st, 2018 8:41 PM
Author: Exciting dull rehab

invested in mutual funds or planned for retirement. I know a young internal med doc who spends his whole paycheck the moment he gets it

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206001)



Reply Favorite

Date: January 21st, 2018 8:41 PM
Author: Fighting parlor

Is he paying off loans?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206005)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: Exciting dull rehab

He plans to work as a hospitalist for the first decade of his career. I told him to invest and go on PAYE for PSLF. Is that sound advice?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206033)



Reply Favorite

Date: January 21st, 2018 8:45 PM
Author: Fighting parlor

I think income based repayment plans will go away.

Just keep living like a resident until your loans are paid off. It should only take a few years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206048)



Reply Favorite

Date: January 21st, 2018 8:47 PM
Author: Exciting dull rehab

He'll get grandfathered in. I think it's better to pay the minimum and invest the rest and then have him have those loans wiped with no tax bomb

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206065)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: Fighting parlor

Doesn't he have to work for a public agency? What is the opportunity cost if any for salary?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206078)



Reply Favorite

Date: January 21st, 2018 8:49 PM
Author: Exciting dull rehab

Hospitalist means he works for a hospital and thus a non-profit. He makes 225K.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206084)



Reply Favorite

Date: January 21st, 2018 8:51 PM
Author: Fighting parlor

Sounds like a good plan then.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206114)



Reply Favorite

Date: January 21st, 2018 8:42 PM
Author: Saffron cerebral institution half-breed

u dont become an internal med doc until you're at least 32

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206013)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: Exciting dull rehab

Not true

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206024)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: Fighting parlor

Huh? It's 29 for most people.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206029)



Reply Favorite

Date: January 21st, 2018 8:44 PM
Author: Saffron cerebral institution half-breed

graduate college at 22

graduate med school at 26

graduate 4 year residency at 30

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206043)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: Fighting parlor

IM residencies are 3 years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206057)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: Saffron cerebral institution half-breed

oh... which residencies are 8 years/

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206071)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: Fighting parlor

I don't know if any are 8 years. Maybe with fellowships. If you become a brain surgeon I could see 8 years of training after med school.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206103)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: Exciting dull rehab

Neurosurgery is 7 years

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206112)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: beady-eyed school

hehe they know that your retirement funds will help pay for theirs hehe

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206062)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: Maniacal home

The number of urban early 30s (almost all females) that rent, have significant CC debt, and no retirement saving is mind boggling. They somehow come up with cash for at least one European vacation per year, though

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206080)



Reply Favorite

Date: January 21st, 2018 8:51 PM
Author: Saffron cerebral institution half-breed

this.

i know plenty who do this and work as hostess or servers... it's insane they can travel so damn much

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206125)



Reply Favorite

Date: January 21st, 2018 8:52 PM
Author: Exciting dull rehab

I know software engineer chicks who do 2-3 expensive Europe trips a year...No savings

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206134)



Reply Favorite

Date: January 21st, 2018 8:54 PM
Author: Fighting parlor

The work-funemployment cycle seems to be a SW engineer subculture.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206153)



Reply Favorite

Date: January 22nd, 2018 8:56 AM
Author: Maniacal home

the ones I know who do this are all executive assistants or work in marketing

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208396)



Reply Favorite

Date: January 21st, 2018 8:52 PM
Author: Fighting parlor

Crypto is the saver's only hope. Lol you're going to have to be secretly rich for the rest of your life.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206136)



Reply Favorite

Date: January 21st, 2018 8:55 PM
Author: Dead Sanctuary

they went all in on eth at 20

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206160)



Reply Favorite

Date: January 22nd, 2018 9:06 AM
Author: Cordovan Dashing Faggot Firefighter

The fact you need to have 1.4 MILLION saved to live off 40k per year when you retire, which will be min wage when we do, makes this pointless for 80% of millenials.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208422)



Reply Favorite

Date: January 22nd, 2018 9:27 AM
Author: Unhinged codepig gas station

Seriously. No way can most people accomplish this. It is impossible.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208509)



Reply Favorite

Date: January 22nd, 2018 9:55 AM
Author: house-broken market regret



(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208639)