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I've met so many millenials in their late 20s and early 30s who have never

invested in mutual funds or planned for retirement. I know ...
fragrant frisky son of senegal
  01/21/18
Is he paying off loans?
Self-centered striped hyena
  01/21/18
He plans to work as a hospitalist for the first decade of hi...
fragrant frisky son of senegal
  01/21/18
I think income based repayment plans will go away. Just k...
Self-centered striped hyena
  01/21/18
He'll get grandfathered in. I think it's better to pay the m...
fragrant frisky son of senegal
  01/21/18
Doesn't he have to work for a public agency? What is the opp...
Self-centered striped hyena
  01/21/18
Hospitalist means he works for a hospital and thus a non-pro...
fragrant frisky son of senegal
  01/21/18
Sounds like a good plan then.
Self-centered striped hyena
  01/21/18
u dont become an internal med doc until you're at least 32
Curious Territorial Weed Whacker Mexican
  01/21/18
Not true
fragrant frisky son of senegal
  01/21/18
Huh? It's 29 for most people.
Self-centered striped hyena
  01/21/18
graduate college at 22 graduate med school at 26 gradu...
Curious Territorial Weed Whacker Mexican
  01/21/18
IM residencies are 3 years.
Self-centered striped hyena
  01/21/18
oh... which residencies are 8 years/
Curious Territorial Weed Whacker Mexican
  01/21/18
I don't know if any are 8 years. Maybe with fellowships. If ...
Self-centered striped hyena
  01/21/18
Neurosurgery is 7 years
fragrant frisky son of senegal
  01/21/18
hehe they know that your retirement funds will help pay for ...
Avocado hunting ground hall
  01/21/18
The number of urban early 30s (almost all females) that rent...
diverse den halford
  01/21/18
this. i know plenty who do this and work as hostess or se...
Curious Territorial Weed Whacker Mexican
  01/21/18
I know software engineer chicks who do 2-3 expensive Europe ...
fragrant frisky son of senegal
  01/21/18
The work-funemployment cycle seems to be a SW engineer subcu...
Self-centered striped hyena
  01/21/18
the ones I know who do this are all executive assistants or ...
diverse den halford
  01/22/18
Crypto is the saver's only hope. Lol you're going to have to...
Self-centered striped hyena
  01/21/18
they went all in on eth at 20
razzmatazz potus
  01/21/18
The fact you need to have 1.4 MILLION saved to live off 40k ...
comical chapel boltzmann
  01/22/18
Seriously. No way can most people accomplish this. It is imp...
Electric dog poop
  01/22/18
...
histrionic very tactful meetinghouse incel
  01/22/18


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Date: January 21st, 2018 8:41 PM
Author: fragrant frisky son of senegal

invested in mutual funds or planned for retirement. I know a young internal med doc who spends his whole paycheck the moment he gets it

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206001)



Reply Favorite

Date: January 21st, 2018 8:41 PM
Author: Self-centered striped hyena

Is he paying off loans?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206005)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: fragrant frisky son of senegal

He plans to work as a hospitalist for the first decade of his career. I told him to invest and go on PAYE for PSLF. Is that sound advice?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206033)



Reply Favorite

Date: January 21st, 2018 8:45 PM
Author: Self-centered striped hyena

I think income based repayment plans will go away.

Just keep living like a resident until your loans are paid off. It should only take a few years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206048)



Reply Favorite

Date: January 21st, 2018 8:47 PM
Author: fragrant frisky son of senegal

He'll get grandfathered in. I think it's better to pay the minimum and invest the rest and then have him have those loans wiped with no tax bomb

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206065)



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Date: January 21st, 2018 8:48 PM
Author: Self-centered striped hyena

Doesn't he have to work for a public agency? What is the opportunity cost if any for salary?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206078)



Reply Favorite

Date: January 21st, 2018 8:49 PM
Author: fragrant frisky son of senegal

Hospitalist means he works for a hospital and thus a non-profit. He makes 225K.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206084)



Reply Favorite

Date: January 21st, 2018 8:51 PM
Author: Self-centered striped hyena

Sounds like a good plan then.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206114)



Reply Favorite

Date: January 21st, 2018 8:42 PM
Author: Curious Territorial Weed Whacker Mexican

u dont become an internal med doc until you're at least 32

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206013)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: fragrant frisky son of senegal

Not true

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206024)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: Self-centered striped hyena

Huh? It's 29 for most people.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206029)



Reply Favorite

Date: January 21st, 2018 8:44 PM
Author: Curious Territorial Weed Whacker Mexican

graduate college at 22

graduate med school at 26

graduate 4 year residency at 30

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206043)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: Self-centered striped hyena

IM residencies are 3 years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206057)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: Curious Territorial Weed Whacker Mexican

oh... which residencies are 8 years/

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206071)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: Self-centered striped hyena

I don't know if any are 8 years. Maybe with fellowships. If you become a brain surgeon I could see 8 years of training after med school.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206103)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: fragrant frisky son of senegal

Neurosurgery is 7 years

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206112)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: Avocado hunting ground hall

hehe they know that your retirement funds will help pay for theirs hehe

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206062)



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Date: January 21st, 2018 8:48 PM
Author: diverse den halford

The number of urban early 30s (almost all females) that rent, have significant CC debt, and no retirement saving is mind boggling. They somehow come up with cash for at least one European vacation per year, though

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206080)



Reply Favorite

Date: January 21st, 2018 8:51 PM
Author: Curious Territorial Weed Whacker Mexican

this.

i know plenty who do this and work as hostess or servers... it's insane they can travel so damn much

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206125)



Reply Favorite

Date: January 21st, 2018 8:52 PM
Author: fragrant frisky son of senegal

I know software engineer chicks who do 2-3 expensive Europe trips a year...No savings

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206134)



Reply Favorite

Date: January 21st, 2018 8:54 PM
Author: Self-centered striped hyena

The work-funemployment cycle seems to be a SW engineer subculture.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206153)



Reply Favorite

Date: January 22nd, 2018 8:56 AM
Author: diverse den halford

the ones I know who do this are all executive assistants or work in marketing

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208396)



Reply Favorite

Date: January 21st, 2018 8:52 PM
Author: Self-centered striped hyena

Crypto is the saver's only hope. Lol you're going to have to be secretly rich for the rest of your life.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206136)



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Date: January 21st, 2018 8:55 PM
Author: razzmatazz potus

they went all in on eth at 20

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206160)



Reply Favorite

Date: January 22nd, 2018 9:06 AM
Author: comical chapel boltzmann

The fact you need to have 1.4 MILLION saved to live off 40k per year when you retire, which will be min wage when we do, makes this pointless for 80% of millenials.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208422)



Reply Favorite

Date: January 22nd, 2018 9:27 AM
Author: Electric dog poop

Seriously. No way can most people accomplish this. It is impossible.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208509)



Reply Favorite

Date: January 22nd, 2018 9:55 AM
Author: histrionic very tactful meetinghouse incel



(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208639)