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Wife and I make $215k, she wants to buy $925k house

We have $720k saved up, mostly in stocks. It comes with a...
opaque aggressive tattoo
  01/23/18
so you almost have the entire price of the house in savings ...
Bearded Public Bath
  01/23/18
sounds like you can do this
Chestnut disgusting police squad stag film
  01/23/18
does it? i dunno mang
opaque aggressive tattoo
  01/23/18
how much will you put down as a downpayment? It really all c...
Chestnut disgusting police squad stag film
  01/23/18
? standard 20% down seems most cost-effective...
opaque aggressive tattoo
  01/23/18
so you've got about $740,000 mortgage there assuming 30 yea...
Chestnut disgusting police squad stag film
  01/23/18
not gonna lie, it's a nice house. it's a landmarked house, b...
opaque aggressive tattoo
  01/23/18
@realdonaldtrump- 2m ago: She said she wanted a 900k hous...
lime french space
  01/23/18
...
flesh balding selfie
  01/23/18
...
Big naked brethren useless brakes
  01/23/18
...
Galvanic vengeful point
  01/23/18
...
internet-worthy canary hospital pistol
  01/23/18
...
anal national
  01/23/18
...
passionate love of her life
  01/23/18
What’s the issue here?
Pearly bat shit crazy internal respiration
  01/23/18
Whats your monthly budget?
fighting heaven
  01/23/18
We live like paupers, mostly because we fear COL will only g...
opaque aggressive tattoo
  01/23/18
LMAO. She’s going the other direction now buddy
adulterous cordovan yarmulke ticket booth
  01/23/18
This. Hos big is thr house? Get ready for a 6 figure furnitu...
sienna den mad-dog skullcap
  01/24/18
$18k rent for the both of you? that's pretty good.
Vigorous glassy dragon stead
  01/24/18
lmao the worst part of it is you're going to be forced to sh...
lime french space
  01/23/18
? the garden apt is completely separate. but yeah, no nud...
opaque aggressive tattoo
  01/23/18
Do things that make you STRONG. Jfc clean your room.
lime french space
  01/23/18
Go for it
Mustard swashbuckling hell
  01/23/18
Um this scenario sounds entirely plausible, fuck you and you...
Rose seedy faggot firefighter
  01/23/18
...
anal national
  01/23/18
...
gold indecent library sex offender
  01/23/18
tell her you pick the tenant. advertise to backpage hookers ...
hot ivory state
  01/23/18
...
Chestnut disgusting police squad stag film
  01/23/18
...
passionate love of her life
  01/23/18
woah Cr
Khaki Fragrant Nursing Home
  01/23/18
sounds good in theory but she's gonna bring a crazy/trashy v...
Vigorous glassy dragon stead
  01/24/18
how much are the taxes?
exhilarant peach dysfunction
  01/23/18
~$13k
opaque aggressive tattoo
  01/23/18
how much is your current rent? how much is it to rent a pla...
Beady-eyed kitchen athletic conference
  01/23/18
current rent is $1500, rent controlled so it can only go up ...
opaque aggressive tattoo
  01/23/18
well done. $215k and living on $18000 rent is admirable. i...
Beady-eyed kitchen athletic conference
  01/23/18
thanks mang. one of the reasons we've been supersaving is b...
opaque aggressive tattoo
  01/23/18
son of a bitch you've done well being that young. if one of...
Beady-eyed kitchen athletic conference
  01/23/18
...
Beady-eyed kitchen athletic conference
  01/23/18
Lmao
odious address gunner
  01/23/18
explain
opaque aggressive tattoo
  01/23/18
...
lime french space
  01/23/18
...
Galvanic vengeful point
  01/23/18
...
Orchid theatre
  01/23/18
You could comfortably do it with a tenant, but you'd be bett...
shimmering potus
  01/23/18
Or up his ass but let’s be real, it’s going to the house
adulterous cordovan yarmulke ticket booth
  01/23/18
the tenant will likely "rape" your wife
fiercely-loyal station
  01/23/18
can't wait till he comes home and it's some tatted up badboy...
lime french space
  01/23/18
For me, one of the main purposes of home ownership is securi...
Heady bespoke codepig
  01/23/18
...
Big naked brethren useless brakes
  01/23/18
pretend it's a serf.
hot ivory state
  01/23/18
...
Galvanic vengeful point
  01/23/18
it could also be a nigger or a beaner, lol at paying 1 mil t...
Abnormal trip office
  01/23/18
would b3 great for an au pair or something assuming kids one...
Razzle-dazzle Maniacal Filthpig
  01/23/18
for us it would be living in a non-shithold without having t...
opaque aggressive tattoo
  01/23/18
u=cuck
silver dashing toilet seat
  01/23/18
if your wife even proposes something like this, you know she...
lime french space
  01/23/18
...
silver dashing toilet seat
  01/23/18
Will the renter also fuck the insanity out of your wife? If ...
Big naked brethren useless brakes
  01/23/18
We have a $1.3 million house on dual biglaw incomes and I fe...
garnet casino shitlib
  01/23/18
Because it is
maroon theater stage blood rage
  01/23/18
no it's not, assuming they're not first years.
Bearded Public Bath
  01/23/18
Assuming they are not partners, it is
maroon theater stage blood rage
  01/24/18
Guaranteed she'll want a Cayenne and 150k in new furniture w...
salmon organic girlfriend
  01/23/18
If he divorces he will have to pay alimony lol
Burgundy electric senate
  01/23/18
* Murder
Mustard swashbuckling hell
  01/23/18
Is this legal advice?
startling university wagecucks
  01/23/18
nope
opaque aggressive tattoo
  01/23/18
I bought an expensive house and liked it but god damn . . . ...
Chrome painfully honest base main people
  01/23/18
If you're coastal global elites, do it. It's insane but you...
startling university wagecucks
  01/23/18
LJL at calling this poormo a coastal elite
Mustard swashbuckling hell
  01/23/18
He and wife can still eat food. I'm assuming their parents ...
startling university wagecucks
  01/23/18
no, we're self-made. essentially saved up $100k per year ove...
opaque aggressive tattoo
  01/23/18
doable, until she gets pregnant and you are down to one inco...
passionate love of her life
  01/23/18
and up to 3 tenants.
hot ivory state
  01/23/18
...
gold indecent library sex offender
  01/23/18
we already have a kid, but our parents take care of him duri...
opaque aggressive tattoo
  01/23/18
sounds completely within your means.
Fuchsia spectacular whorehouse queen of the night
  01/23/18
How’s dc
curious box office
  01/23/18
something like that
opaque aggressive tattoo
  01/23/18
Howd you save so much money? That's ~$200k household income,...
Turquoise Electric Furnace Hall
  01/23/18
yeah, we live like poors. pay $1500/month for a rent-control...
opaque aggressive tattoo
  01/23/18
in your shoes, i'd rather retire early. if that's not as imp...
Beady-eyed kitchen athletic conference
  01/23/18
impressive
Turquoise Electric Furnace Hall
  01/23/18
good job. she's a keeper if she's happily participating.
Vigorous glassy dragon stead
  01/24/18
Wife and I earn about $250k. We'd have to be more careful w...
Magical Church Building Elastic Band
  01/23/18
yeah but at 250K I wouldn't recommend that. the key fact he...
Bearded Public Bath
  01/23/18
of course you can afford it, retard.
Orchid theatre
  01/23/18
cr. some of these threads are so ridiculous I wonder if p...
Bearded Public Bath
  01/23/18
...
Titillating cream locale volcanic crater
  01/24/18
$300k income here. House was $350k. It has plywood on some o...
Aromatic yellow sneaky criminal lettuce
  01/23/18
current mortgage on said property?
Bearded Public Bath
  01/23/18
Like everybody else said, be careful about who you choose as...
very tactful lodge travel guidebook
  01/24/18
Buying an expensive home is a complete money pit that has ve...
Nudist shrine
  01/24/18
Alternative question based on OP: What's the ideal price ...
Vigorous glassy dragon stead
  01/24/18
I fucking hate the UMC
dun cuck
  01/24/18
move to the suburbs. fuck raising kids in some urban shitho...
carnelian cheese-eating juggernaut
  01/24/18


Poast new message in this thread



Reply Favorite

Date: January 23rd, 2018 8:15 PM
Author: opaque aggressive tattoo

We have $720k saved up, mostly in stocks.

It comes with a garden-level apartment that could rent out for $1400/month.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221323)



Reply Favorite

Date: January 23rd, 2018 11:52 PM
Author: Bearded Public Bath

so you almost have the entire price of the house in savings and it comes with an apartment that rents out for $1400 now and will likely go up in rental price over the years...

is this a serious question?

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223380)



Reply Favorite

Date: January 23rd, 2018 8:16 PM
Author: Chestnut disgusting police squad stag film

sounds like you can do this

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221325)



Reply Favorite

Date: January 23rd, 2018 8:16 PM
Author: opaque aggressive tattoo

does it? i dunno mang

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221328)



Reply Favorite

Date: January 23rd, 2018 8:19 PM
Author: Chestnut disgusting police squad stag film

how much will you put down as a downpayment? It really all comes down to that.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221367)



Reply Favorite

Date: January 23rd, 2018 8:23 PM
Author: opaque aggressive tattoo

? standard 20% down seems most cost-effective...

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221417)



Reply Favorite

Date: January 23rd, 2018 8:30 PM
Author: Chestnut disgusting police squad stag film

so you've got about $740,000 mortgage there

assuming 30 year mortgage at 4.3% (estimate), that is $3,662.05 per month.

$3,662.05 minus $1400 for the garden apartment = $2262 (EDIT - you will be paying monthly taxes and insurance of a couple hundred bucks extra each month FYI)

Extremely doable for a couple making $215k a year. Probably a nice house too. I'm jealous.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221474)



Reply Favorite

Date: January 23rd, 2018 9:58 PM
Author: opaque aggressive tattoo

not gonna lie, it's a nice house. it's a landmarked house, but gut reno'd.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222356)



Reply Favorite

Date: January 23rd, 2018 8:16 PM
Author: lime french space

@realdonaldtrump- 2m ago:

She said she wanted a 900k house on a 200k income. I said no!

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221334)



Reply Favorite

Date: January 23rd, 2018 8:18 PM
Author: flesh balding selfie



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221359)



Reply Favorite

Date: January 23rd, 2018 8:48 PM
Author: Big naked brethren useless brakes



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221671)



Reply Favorite

Date: January 23rd, 2018 8:48 PM
Author: Galvanic vengeful point



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221678)



Reply Favorite

Date: January 23rd, 2018 8:51 PM
Author: internet-worthy canary hospital pistol



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221703)



Reply Favorite

Date: January 23rd, 2018 9:15 PM
Author: anal national



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221943)



Reply Favorite

Date: January 23rd, 2018 9:19 PM
Author: passionate love of her life



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221983)



Reply Favorite

Date: January 23rd, 2018 8:17 PM
Author: Pearly bat shit crazy internal respiration

What’s the issue here?

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221336)



Reply Favorite

Date: January 23rd, 2018 8:17 PM
Author: fighting heaven

Whats your monthly budget?

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221337)



Reply Favorite

Date: January 23rd, 2018 8:19 PM
Author: opaque aggressive tattoo

We live like paupers, mostly because we fear COL will only go up in our area and we'll be priced out.

$140k take-home

-$18k rent

-$25k other expenses

----------------

Save like $97k/year

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221376)



Reply Favorite

Date: January 23rd, 2018 8:26 PM
Author: adulterous cordovan yarmulke ticket booth

LMAO. She’s going the other direction now buddy

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221445)



Reply Favorite

Date: January 24th, 2018 9:06 AM
Author: sienna den mad-dog skullcap

This. Hos big is thr house? Get ready for a 6 figure furniture bill

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35224777)



Reply Favorite

Date: January 24th, 2018 12:21 AM
Author: Vigorous glassy dragon stead

$18k rent for the both of you? that's pretty good.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223518)



Reply Favorite

Date: January 23rd, 2018 8:18 PM
Author: lime french space

lmao the worst part of it is you're going to be forced to share your home with an absolute stranger in the garden apt and you can't even walk around in your underwear like a MAN in his KINGDOM. You're a pussy if you agree to that.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221352)



Reply Favorite

Date: January 23rd, 2018 8:20 PM
Author: opaque aggressive tattoo

? the garden apt is completely separate.

but yeah, no nude sunbathing in backyard.

wouldn't be possible anyway even without a garden apartment, bc it's an urban neighborhood

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221385)



Reply Favorite

Date: January 23rd, 2018 8:22 PM
Author: lime french space

Do things that make you STRONG. Jfc clean your room.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221407)



Reply Favorite

Date: January 23rd, 2018 8:19 PM
Author: Mustard swashbuckling hell

Go for it

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221368)



Reply Favorite

Date: January 23rd, 2018 8:21 PM
Author: Rose seedy faggot firefighter

Um this scenario sounds entirely plausible, fuck you and your non problems and rational life planning, some of us are trying to MAEK it

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221391)



Reply Favorite

Date: January 23rd, 2018 9:16 PM
Author: anal national



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221946)



Reply Favorite

Date: January 23rd, 2018 9:22 PM
Author: gold indecent library sex offender



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222004)



Reply Favorite

Date: January 23rd, 2018 8:22 PM
Author: hot ivory state

tell her you pick the tenant. advertise to backpage hookers and strippers telling them $150/mo and pick the hottest.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221396)



Reply Favorite

Date: January 23rd, 2018 8:22 PM
Author: Chestnut disgusting police squad stag film



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221412)



Reply Favorite

Date: January 23rd, 2018 9:14 PM
Author: passionate love of her life



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221908)



Reply Favorite

Date: January 23rd, 2018 10:11 PM
Author: Khaki Fragrant Nursing Home

woah Cr

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222494)



Reply Favorite

Date: January 24th, 2018 12:23 AM
Author: Vigorous glassy dragon stead

sounds good in theory but she's gonna bring a crazy/trashy vibe to your house. better to rent it out to a quiet superstudy asian chick.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223523)



Reply Favorite

Date: January 23rd, 2018 8:23 PM
Author: exhilarant peach dysfunction

how much are the taxes?

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221413)



Reply Favorite

Date: January 23rd, 2018 8:24 PM
Author: opaque aggressive tattoo

~$13k

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221420)



Reply Favorite

Date: January 23rd, 2018 8:25 PM
Author: Beady-eyed kitchen athletic conference

how much is your current rent?

how much is it to rent a place comparable to the house?

do you need a place comparable to the house?



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221437)



Reply Favorite

Date: January 23rd, 2018 9:59 PM
Author: opaque aggressive tattoo

current rent is $1500, rent controlled so it can only go up with inflation but it's a dilapidated shithold.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222369)



Reply Favorite

Date: January 23rd, 2018 10:07 PM
Author: Beady-eyed kitchen athletic conference

well done. $215k and living on $18000 rent is admirable.

it's put you into a position to consider overspending for housing.

i don't like buying a house so expensive under these circumstances, but if this is the house you intend to retire in, then it's probably doable.

how old are you both? how safe are the jobs? you know you are one less job away from being foreclosed upon if you get such an expensive house vs being able to live where you are at indefinitely even without a single income

edit. i forgot about the rent out apartment. that makes it a much more viable option



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222465)



Reply Favorite

Date: January 23rd, 2018 10:13 PM
Author: opaque aggressive tattoo

thanks mang. one of the reasons we've been supersaving is because future rents/prices in the area we live in are so uncertain. market rents have gone up like 10% year-over-year for the last 10 years. and house prices have gone up 20% just in the last year.

"how old are you both? how safe are the jobs? you know you are one less job away from being foreclosed upon if you get such an expensive house vs being able to live where you are at indefinitely even without a single income"

I'm 31, wife is 28. my job is probably pretty safe, but hers is in a cyclical industry. yeah, good point about what happens if there's a recession and we lose a job--we've discussed it.

i mean, all in as long as my job is safe i think we could afford it without dipping into savings. if i lose my job, we'd probably have to dip into savings, but we have almost $720k saved up. but if there's a recession that $720k is gonna only be like $500k (it's invested in index fund ETFs)

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222510)



Reply Favorite

Date: January 23rd, 2018 10:19 PM
Author: Beady-eyed kitchen athletic conference

son of a bitch you've done well being that young.

if one of you loses a job, i think you take steps right away to preserve cash from savings so you don't get double bitch slapped from no job and etf going to shit.

otherwise, i think you can cruise along as you are. in some sense, this is just diversifying your investments. that's good. real estate has gone up a lot recently. bad. but so have stocks. good.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222578)



Reply Favorite

Date: January 23rd, 2018 8:24 PM
Author: Beady-eyed kitchen athletic conference



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221421)



Reply Favorite

Date: January 23rd, 2018 8:23 PM
Author: odious address gunner

Lmao

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221418)



Reply Favorite

Date: January 23rd, 2018 8:24 PM
Author: opaque aggressive tattoo

explain

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221426)



Reply Favorite

Date: January 23rd, 2018 8:25 PM
Author: lime french space



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221434)



Reply Favorite

Date: January 23rd, 2018 8:47 PM
Author: Galvanic vengeful point



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221665)



Reply Favorite

Date: January 23rd, 2018 11:53 PM
Author: Orchid theatre



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223385)



Reply Favorite

Date: January 23rd, 2018 8:26 PM
Author: shimmering potus

You could comfortably do it with a tenant, but you'd be better off putting the 720k into ZIL.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221448)



Reply Favorite

Date: January 23rd, 2018 8:28 PM
Author: adulterous cordovan yarmulke ticket booth

Or up his ass but let’s be real, it’s going to the house

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221462)



Reply Favorite

Date: January 23rd, 2018 8:30 PM
Author: fiercely-loyal station

the tenant will likely "rape" your wife

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221478)



Reply Favorite

Date: January 23rd, 2018 8:44 PM
Author: lime french space

can't wait till he comes home and it's some tatted up badboy and his wife is like "he's perfect! and he can do manual labor stuff around the house!"

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221637)



Reply Favorite

Date: January 23rd, 2018 8:48 PM
Author: Heady bespoke codepig

For me, one of the main purposes of home ownership is security and privacy.

I can't imagine paying $1 million and having a random living on my property 365 days a year.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221667)



Reply Favorite

Date: January 23rd, 2018 8:48 PM
Author: Big naked brethren useless brakes



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221674)



Reply Favorite

Date: January 23rd, 2018 8:49 PM
Author: hot ivory state

pretend it's a serf.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221679)



Reply Favorite

Date: January 23rd, 2018 8:49 PM
Author: Galvanic vengeful point



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221683)



Reply Favorite

Date: January 23rd, 2018 8:52 PM
Author: Abnormal trip office

it could also be a nigger or a beaner, lol at paying 1 mil to share your home with a nigger

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221713)



Reply Favorite

Date: January 23rd, 2018 10:00 PM
Author: Razzle-dazzle Maniacal Filthpig

would b3 great for an au pair or something assuming kids one day.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222389)



Reply Favorite

Date: January 23rd, 2018 10:01 PM
Author: opaque aggressive tattoo

for us it would be living in a non-shithold without having to fear that rents will continue to rise 10% per annum forever

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222402)



Reply Favorite

Date: January 23rd, 2018 8:48 PM
Author: silver dashing toilet seat

u=cuck

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221673)



Reply Favorite

Date: January 23rd, 2018 8:49 PM
Author: lime french space

if your wife even proposes something like this, you know she doesn't respect you

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221680)



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Date: January 23rd, 2018 8:51 PM
Author: silver dashing toilet seat



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221698)



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Date: January 23rd, 2018 8:49 PM
Author: Big naked brethren useless brakes

Will the renter also fuck the insanity out of your wife? If not, then I wouldn't go through with it.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221685)



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Date: January 23rd, 2018 8:50 PM
Author: garnet casino shitlib

We have a $1.3 million house on dual biglaw incomes and I feel like it’s too much.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221694)



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Date: January 23rd, 2018 9:18 PM
Author: maroon theater stage blood rage

Because it is

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221968)



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Date: January 23rd, 2018 11:51 PM
Author: Bearded Public Bath

no it's not, assuming they're not first years.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223371)



Reply Favorite

Date: January 24th, 2018 12:22 AM
Author: maroon theater stage blood rage

Assuming they are not partners, it is

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223519)



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Date: January 23rd, 2018 8:54 PM
Author: salmon organic girlfriend

Guaranteed she'll want a Cayenne and 150k in new furniture within 90 days of closing. My advice: divorce and start over.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221727)



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Date: January 23rd, 2018 9:11 PM
Author: Burgundy electric senate

If he divorces he will have to pay alimony lol

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221887)



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Date: January 23rd, 2018 9:15 PM
Author: Mustard swashbuckling hell

* Murder

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221929)



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Date: January 23rd, 2018 9:22 PM
Author: startling university wagecucks

Is this legal advice?

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222012)



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Date: January 23rd, 2018 9:59 PM
Author: opaque aggressive tattoo

nope

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222375)



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Date: January 23rd, 2018 9:03 PM
Author: Chrome painfully honest base main people

I bought an expensive house and liked it but god damn . . . I was stretched really thin when the crypto boom started and could barely put anything in. Literally the difference between working and wagecucking for the rest of my life. You can AFFORD it but it isn't the best use of your $$$.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221835)



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Date: January 23rd, 2018 9:16 PM
Author: startling university wagecucks

If you're coastal global elites, do it. It's insane but you won't get poured out in the worst case. Also, never ever divorce.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221950)



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Date: January 23rd, 2018 9:17 PM
Author: Mustard swashbuckling hell

LJL at calling this poormo a coastal elite

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221956)



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Date: January 23rd, 2018 9:21 PM
Author: startling university wagecucks

He and wife can still eat food. I'm assuming their parents pay for down payment.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221997)



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Date: January 23rd, 2018 10:00 PM
Author: opaque aggressive tattoo

no, we're self-made. essentially saved up $100k per year over last 7 years.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222385)



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Date: January 23rd, 2018 9:19 PM
Author: passionate love of her life

doable, until she gets pregnant and you are down to one income

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221982)



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Date: January 23rd, 2018 9:23 PM
Author: hot ivory state

and up to 3 tenants.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222018)



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Date: January 23rd, 2018 9:24 PM
Author: gold indecent library sex offender



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222038)



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Date: January 23rd, 2018 10:01 PM
Author: opaque aggressive tattoo

we already have a kid, but our parents take care of him during the day

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222391)



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Date: January 23rd, 2018 9:22 PM
Author: Fuchsia spectacular whorehouse queen of the night

sounds completely within your means.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222011)



Reply Favorite

Date: January 23rd, 2018 9:40 PM
Author: curious box office

How’s dc

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222184)



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Date: January 23rd, 2018 10:02 PM
Author: opaque aggressive tattoo

something like that

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222407)



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Date: January 23rd, 2018 10:12 PM
Author: Turquoise Electric Furnace Hall

Howd you save so much money? That's ~$200k household income, right?

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222501)



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Date: January 23rd, 2018 10:14 PM
Author: opaque aggressive tattoo

yeah, we live like poors. pay $1500/month for a rent-controlled 2-BR shithold apartment, cook at home rather than eating out, our mothers take care of our toddler, live in an urban neighborhood where we don't need to own a car to get around, etc.

it's easy for me because i grew up prole as fuck.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222524)



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Date: January 23rd, 2018 10:21 PM
Author: Beady-eyed kitchen athletic conference

in your shoes, i'd rather retire early. if that's not as important to you both, and it's obviously not, then buy

one of your parents is going to end up in your garden renter

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222603)



Reply Favorite

Date: January 23rd, 2018 10:33 PM
Author: Turquoise Electric Furnace Hall

impressive

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222757)



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Date: January 24th, 2018 12:25 AM
Author: Vigorous glassy dragon stead

good job. she's a keeper if she's happily participating.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223538)



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Date: January 23rd, 2018 11:52 PM
Author: Magical Church Building Elastic Band

Wife and I earn about $250k. We'd have to be more careful with money, but i think we could afford a house in that ballpark.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223381)



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Date: January 23rd, 2018 11:55 PM
Author: Bearded Public Bath

yeah but at 250K I wouldn't recommend that. the key fact here is that OP has 700K+ saved up already so he could pay the mortgage for years on that alone.



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223398)



Reply Favorite

Date: January 23rd, 2018 11:55 PM
Author: Orchid theatre

of course you can afford it, retard.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223400)



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Date: January 23rd, 2018 11:56 PM
Author: Bearded Public Bath

cr.

some of these threads are so ridiculous I wonder if people like that just want us all to pat him on the back and tell him how good he's doing. not gonna do it, no sir.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223403)



Reply Favorite

Date: January 24th, 2018 6:46 AM
Author: Titillating cream locale volcanic crater



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35224357)



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Date: January 23rd, 2018 11:58 PM
Author: Aromatic yellow sneaky criminal lettuce

$300k income here. House was $350k. It has plywood on some of the walls.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223409)



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Date: January 23rd, 2018 11:59 PM
Author: Bearded Public Bath

current mortgage on said property?

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223413)



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Date: January 24th, 2018 12:00 AM
Author: very tactful lodge travel guidebook

Like everybody else said, be careful about who you choose as the tenant; you'll have less geographic flexibility than you do renting; and do your homework as far as making sure the house is priced similar to comps (because it's a big decision. Sure if you stay many years it evens out to some degree, but you don't want to overpay up front on something so expensive). But if you're already cool with all that and you just have the cash flow question yeah you can totally afford it.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223421)



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Date: January 24th, 2018 12:28 AM
Author: Nudist shrine

Buying an expensive home is a complete money pit that has very poor ROI once you factor in mortgage interest, property taxes, and property maintenance.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223547)



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Date: January 24th, 2018 12:30 AM
Author: Vigorous glassy dragon stead

Alternative question based on OP:

What's the ideal price of a home for couple making $215K (before taxes)?

$720K in savings is substantial. I'd say they can definitely afford the house. Aside from the down payment, if they didn't want to dip into their savings, if they rent out the room at $1400/mo and save $97K/yr, they could pay the house off, they could pay it off in 7 yrs.



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223554)



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Date: January 24th, 2018 2:59 AM
Author: dun cuck

I fucking hate the UMC

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35224060)



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Date: January 24th, 2018 8:58 AM
Author: carnelian cheese-eating juggernaut

move to the suburbs. fuck raising kids in some urban shithole.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35224726)