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Is it true 1/3 of Americans couldn't come up with $1,000 for an emergency?
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Date: February 19th, 2018 11:03 AM Author: irradiated stubborn reading party I think the gulf between the coasts and interior America is far more vast than we can imagine. (http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436337) |
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Date: February 19th, 2018 11:11 AM Author: saffron bisexual feces station it blows my mind, i'm from interior america and still can't believe this is true (http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436424) |
Date: February 19th, 2018 11:10 AM Author: Ebony forum nibblets goyim go buckwild at the sight of a paycheck. many of these same people likely have giant pickup trucks, 4 pets, 8 rifles, 5 game consoles, etc. goys spend on stupid shit and then complain about money. (http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436406) |
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Date: February 19th, 2018 11:12 AM Author: unhinged cerebral internal respiration rigpig Even in DC I've always been amazed by the people at work who were eager to eat out because it was "payday" and their accounts had cash again. (http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436435) |
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Date: February 19th, 2018 11:14 AM Author: pea-brained dog poop Getting excited about regular paydays is a prole tell. (http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436458) |
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Date: February 19th, 2018 11:22 AM Author: Swashbuckling locus This. (http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436528) |
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Date: February 19th, 2018 11:34 AM Author: unhinged cerebral internal respiration rigpig They'd get REALLY excited in the two months of the year where they got three paychecks instead of two.
"Omg time to buy a PS4!" |
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Date: February 19th, 2018 1:15 PM Author: pea-brained dog poop The most preftigious pay period is bimonthly: on the first or last day of the month and on the 15th day. (http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437284) |
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Date: February 19th, 2018 1:18 PM Author: Splenetic racy famous landscape painting Monthly draw, actually (http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437308) |
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Date: February 19th, 2018 1:20 PM Author: pea-brained dog poop I'm only talking about salaries, not profits. So dividends, draws, and all that are a different issue. (http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437318) |
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Date: February 19th, 2018 11:34 AM Author: Ebony forum nibblets You'll be surprised how many biglawyers (associates and partners) wait for payday to make an expenditure. Some people simply are unable to save. (http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436631) |
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Date: February 19th, 2018 11:54 AM Author: Lascivious narrow-minded immigrant My biglaw firm normally had two pay periods a month, but in December they had one big one on the 15th (or first business day after the 15th) and none on the 31st. I'm not sure what the intent of this was, maybe an accounting thing, but in practice several biglawyers used this money to free up space on their credit cards to buy shit for Christmas. Complete insanity. (http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436740) |
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Date: February 19th, 2018 3:02 PM Author: Swashbuckling locus I understand bonuses, but actual payday? (http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35438059) |
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Date: February 19th, 2018 11:53 AM Author: Lascivious narrow-minded immigrant (http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436732) |
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Date: February 19th, 2018 11:13 AM Author: Startled Orange Preventive Strike Factory Reset Button did I always have $1000 when I lived in the states? ok no
could I have gotten my hands on it? of course |
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Date: February 19th, 2018 11:15 AM Author: Sapphire greedy stage goal in life Most of these people are happy and live life to fullest, consuming everything they can.
Many xo misers will die of a heart attack from stress at 48 with unused 500k in the bank.
http://www.xoxohth.com/thread.php?thread_id=2341112&mc=155&forum_id=2&PHPSESSID=76456b8077443975b14f33d2c48990cc#23887291 |
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Date: February 19th, 2018 11:15 AM Author: arousing canary center the amount of people living paycheck to paycheck on the coasts is larger than you'd think (http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436467) |
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Date: February 19th, 2018 11:15 AM Author: blathering mother hell (http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436474) |
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Date: February 19th, 2018 11:16 AM Author: 180 set of course. we need to force some of you umc spawn to spend some time with regular proles to get some perspective (http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436486) |
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Date: February 19th, 2018 11:32 AM Author: Exhilarant judgmental menage newt Why don’t they just sell some stocks? (http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436615) |
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Date: February 19th, 2018 11:38 AM Author: Shivering Snowy Parlor Haunted Graveyard How do you think payday/title loan joints stay in business? (http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436651) |
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Date: February 19th, 2018 11:52 AM Author: Lascivious narrow-minded immigrant There's some truth to this, but the way these statistics are gathered is egregious flame.
https://www.cnbc.com/2018/01/18/few-americans-have-enough-savings-to-cover-a-1000-emergency.html
(39% say they would pay out of savings, 19% with a credit card, 13% by reducing spending on other things, 12% with a family/friend loan, 5% with a personal loan).
Paying "with a credit card" is something you might do even if you have plenty of savings-- cop that 0% interest and rewards, otherwise you're basically throwing money away. Similarly, even if you're saving plenty, you might got back on spending on other things rather than dip into your savings. So surveys like this really only show that at least 17% are hahabrokefucked, 39% are fine-ish, and it's hard to tell for the rest. It's always like this, there will be some headline like "only 15% of Americans have $1,000 saved" but when you actually check the survey it asks specifically about savings accounts (who keeps money in a savings account any more??) |
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Date: February 19th, 2018 11:56 AM Author: Very tactful ape old irish cottage Cr. Similarly, articles on the "retirement crisis" have ramped up to garner boomer clicks the last few years but that story has been around for decades. And I don't see the streets filled with homeless seniors, which is about what they usually predict. (http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436750) |
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Date: February 19th, 2018 1:13 PM Author: Lascivious narrow-minded immigrant *buys a new car every three years, vacations twice a year.*
*can't afford to do so in retirement*
"IT'S A CRISIS!" |
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Date: February 19th, 2018 1:17 PM Author: pea-brained dog poop Social security is enough to keep people out of the streets. (http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437296) |
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Date: February 19th, 2018 7:19 PM Author: Lascivious narrow-minded immigrant (http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35439970) |
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Date: February 19th, 2018 7:23 PM Author: bossy aromatic parlour we just need more diversity (http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35440000) |
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Date: February 19th, 2018 7:25 PM Author: Razzmatazz codepig becky to be fair, how many americans 19 or younger can come up with $1000? (http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35440015) |