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30-year mortgage seems insane given housing market cycles

not to mention the fact literally no one has that kind of jo...
Appetizing native pozpig
  02/20/18
If we had any balls at all, working in the mortgage or banni...
Self-absorbed School Cafeteria
  02/20/18
I don't know what you're getting at with respect to cycles. ...
trip fishy dingle berry stage
  02/20/18
What if you buy the house at the top and the market crashes ...
Appetizing native pozpig
  02/20/18
how is that any different with a 15-yr mortgage?
vivacious field gunner
  02/20/18
The crash doesn't hurt until you sell.
trip fishy dingle berry stage
  02/20/18
HODL your HOEM
High-end locale ratface
  02/20/18
...
concupiscible piazza wrinkle
  02/20/18
...
hot excitant station brethren
  02/20/18
Most people can't comfortably make the 15 year payment on th...
Light Frum Sound Barrier
  02/20/18
japan has 100 year mortgages
diverse trailer park
  02/20/18
OP is very very dumb
Mentally impaired provocative travel guidebook casino
  02/20/18
the 30-year mortgage is an awesome deal for homebuyers. it's...
Beta Kitty Cat
  02/20/18
CR. Where else can you get a 30-year loan at 3.75% interest?
french copper prole
  02/20/18
only a matter of time before Fannie and Freddie go bankrupt ...
harsh stubborn really tough guy
  02/20/18
I literally never considered, nor could I have afforded, any...
snowy bipolar cuckoldry jew
  02/20/18


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Date: February 20th, 2018 4:20 PM
Author: Appetizing native pozpig

not to mention the fact literally no one has that kind of job security anymore

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446626)



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Date: February 20th, 2018 4:26 PM
Author: Self-absorbed School Cafeteria

If we had any balls at all, working in the mortgage or banning industries would be extremely hazardous for one's health.

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446658)



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Date: February 20th, 2018 4:32 PM
Author: trip fishy dingle berry stage

I don't know what you're getting at with respect to cycles.

And houses can be sold if the owner can no longer afford it.

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446689)



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Date: February 20th, 2018 4:52 PM
Author: Appetizing native pozpig

What if you buy the house at the top and the market crashes the next week? You’re fucked. It can be hard to unload if you need to move depending on the market as well

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446844)



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Date: February 20th, 2018 4:55 PM
Author: vivacious field gunner

how is that any different with a 15-yr mortgage?

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446862)



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Date: February 20th, 2018 5:00 PM
Author: trip fishy dingle berry stage

The crash doesn't hurt until you sell.

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446894)



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Date: February 20th, 2018 6:01 PM
Author: High-end locale ratface

HODL your HOEM

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447311)



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Date: February 20th, 2018 6:02 PM
Author: concupiscible piazza wrinkle



(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447321)



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Date: February 20th, 2018 6:05 PM
Author: hot excitant station brethren



(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447344)



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Date: February 20th, 2018 4:38 PM
Author: Light Frum Sound Barrier

Most people can't comfortably make the 15 year payment on the house they want to buy. Even if they can, it makes sense to take the lower payment on the 30 year and invest at a higher rate, pocketing the difference and becoming more liquid. The calculus changes a little with the mortgage deduction capped, but the 30 year is still optimal for those with some risk tolerance.

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446747)



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Date: February 20th, 2018 4:57 PM
Author: diverse trailer park

japan has 100 year mortgages

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446878)



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Date: February 20th, 2018 6:12 PM
Author: Mentally impaired provocative travel guidebook casino

OP is very very dumb

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447387)



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Date: February 20th, 2018 6:15 PM
Author: Beta Kitty Cat

the 30-year mortgage is an awesome deal for homebuyers. it's mostly possible due to subsidies from the federal government.

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447419)



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Date: February 20th, 2018 6:17 PM
Author: french copper prole

CR. Where else can you get a 30-year loan at 3.75% interest?

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447431)



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Date: February 20th, 2018 6:30 PM
Author: harsh stubborn really tough guy

only a matter of time before Fannie and Freddie go bankrupt again

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447521)



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Date: February 20th, 2018 6:19 PM
Author: snowy bipolar cuckoldry jew

I literally never considered, nor could I have afforded, anything other than a 30-year loan.

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447445)