Will you Bros give me real advice on buying a condo????
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Date: May 22nd, 2018 12:25 AM Author: Cheese-eating Dog Poop Step-uncle's House
Parents will give me 10 percent to contribute to down payment on a cheap condo
Should I do it or rent again for another year?
They say the offer remains open so I don't have to rush, but time value of money and all... Hmmmmm
(http://www.autoadmit.com/thread.php?thread_id=3983458&forum_id=2#36102199) |
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Date: May 22nd, 2018 12:33 AM Author: sadistic jewess range
Yeah, really only ten percent? So on a 250k condo, they're going to give you just $5k for down payment. Ummmm
REAL parents GIVE the down payment.
(http://www.autoadmit.com/thread.php?thread_id=3983458&forum_id=2#36102289) |
Date: May 22nd, 2018 12:31 AM Author: sadistic jewess range
WTF is wrong with a condo?
It's cheaper than renting for sure, and if it's a good area, value will probably appreciate, so you sell at a profit when you're ready to get a house.
Called a start home. Jfc you people give terrible advice.
(http://www.autoadmit.com/thread.php?thread_id=3983458&forum_id=2#36102270) |
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Date: May 22nd, 2018 12:41 AM Author: elite flatulent tanning salon shitlib
i agree renting is retarded.
when i was in this situation, i bought the shittiest single family in the best neighborhood i could find. that's a "starter home."
i have now owned 4 different single family homes in three different metro areas and have made money on each sale even factoring in maintenance and improvements.
(http://www.autoadmit.com/thread.php?thread_id=3983458&forum_id=2#36102367) |
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Date: May 22nd, 2018 10:14 AM Author: sadistic jewess range
You realize not all condos have a HOA fee right?
Obviously you'd have to crunch the numbers to determine what's best, that goes without saying. But generally, a mortgage on a condo even with tax & ins would probably be cheaper than rent in many cases + your money is going towards owning an asset rather than nothing.
You seem dumb.
(http://www.autoadmit.com/thread.php?thread_id=3983458&forum_id=2#36103635) |
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Date: May 22nd, 2018 11:14 AM Author: Flirting Kitchen
Ah, the old dumb fucking boomer logic: "but home ownership is an investment!"
For most people, taking out a 90% mortgage (which will be more like 95-97% with settlement fees) on a condo is a shit financial decision, and will take 8-10 years to break even over renting.
I understand the pros and cons of rent vs own, so save your breath. Based on the limited information from OP, who can't even afford the down payment for a conventional 30 year mortgage, it does not appear he understands or appreciates all of the factors that go into this financial decision.
(http://www.autoadmit.com/thread.php?thread_id=3983458&forum_id=2#36104051) |
Date: May 22nd, 2018 12:35 AM Author: provocative silver coldplay fan scourge upon the earth
Is the neighborhood where you are buying a condo completely built out, or are there new buildings going up or will be started in the near future? If there are new buildings going up, do not buy the condo.
Was the building originally built as a condo building, or is it a converted apartment building? If the latter, do not buy the condo unless you have contacts in the local construction industry you trust who vouch for the developer.
Is it reasonably likely you will want to buy a single family home in the next 5 to 7 years? Do not buy the condo.
(http://www.autoadmit.com/thread.php?thread_id=3983458&forum_id=2#36102318) |
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Date: May 22nd, 2018 10:22 AM Author: sadistic jewess range
Whoa, I know someone who moved down to that exact place.
They built a house from scratch for dirt cheap (not rich ppl) and are minutes from the beach.
I mean it's Alabama (yuck) but this could be cr.
(http://www.autoadmit.com/thread.php?thread_id=3983458&forum_id=2#36103675) |
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