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Extended warranty claims on Chase Sapphire and Amex

Amex: made a single claim for a $100 electronic device. I fi...
Metal narrow-minded quadroon
  05/23/18
I have not had a non-Amex card in over decade.
dashing trailer park
  05/23/18
I got rid of Amex because I felt bad about them taking a big...
Metal narrow-minded quadroon
  05/23/18
I pay cash at small businesses I like. GC gets the Amex...
dashing trailer park
  05/24/18
sounds like the cr approach.
Metal narrow-minded quadroon
  05/24/18
...
Odious vermilion piazza
  05/30/18
have both and feel like the chase card is still super prole ...
Slimy volcanic crater chad
  05/23/18
the benefits look good on paper until you try to use them, i...
Metal narrow-minded quadroon
  05/23/18
im kinda stuck. have all my points with csr. maybe once i bl...
Slimy volcanic crater chad
  05/23/18
had the same experience after coming off Amex platinum bro. ...
big smoky twinkling uncleanness hell
  05/23/18
i tried to use the extended warranty benefit on an iPhone I ...
big smoky twinkling uncleanness hell
  05/23/18
the penny pinching and 7 layers of proof they require are in...
Metal narrow-minded quadroon
  05/23/18
Easiest thing in the world is get a 2% cashback, periodicall...
Twinkling Gunner
  05/23/18
Best card for 2% cb?
Mahogany Brethren Space
  05/30/18
https://www.fidelity.com/cash-management/visa-signature-card...
crystalline point pistol
  06/22/18
...
Metal narrow-minded quadroon
  05/24/18
This would make me nuts.
flesh underhanded dysfunction
  05/30/18
Heh who keeps receipts of anything?
Histrionic frisky locale puppy
  05/30/18
I tried to use the CSR car rental coverage once and they sen...
Puce Doobsian Library Liquid Oxygen
  05/30/18
No hassle when I had to deal with Amex.
Metal narrow-minded quadroon
  05/31/18
The check finally arrived today after uploading a dozen docu...
Metal narrow-minded quadroon
  06/22/18
I made an amex claim like 2 weeks ago, uploaded my shit, and...
Contagious Resort
  06/22/18
when i filed a claim with amex, it took them like a month, b...
Metal narrow-minded quadroon
  06/22/18
ATTN GOYIM: ITT is why i buy anything major/returnable on my...
Soul-stirring Elastic Band
  06/22/18
Do free Amex cards have the same purchase protection as the ...
Metal narrow-minded quadroon
  06/22/18
yep, i only have an amex free (the blue cash) currently. it'...
Soul-stirring Elastic Band
  06/22/18
how often do you guys actually use these benefits? I've neve...
Self-centered voyeur
  06/22/18
almost never. this was my first claim with chase sapphire in...
Metal narrow-minded quadroon
  06/22/18
The CSR is my first "big boy" credit card, I've on...
Self-centered voyeur
  06/22/18
i think the fees and benefits are comparable to amex platinu...
Metal narrow-minded quadroon
  06/22/18
nothing major but probably portends badness to come I'm r...
Self-centered voyeur
  06/22/18
GOY TELL
Soul-stirring Elastic Band
  06/22/18
Chase has good price change guarantee. Earny app monitors a...
nighttime spot striped hyena
  06/22/18
180, but looks like Chase is getting rid of it: https://t...
Metal narrow-minded quadroon
  06/22/18
Wtf man that sucks. Wells Fargo just added that benefit tho...
nighttime spot striped hyena
  06/22/18
made a travel insurance claim with them, got 3k back easy, w...
Racy Shrine
  06/22/18
amex or chase?
Metal narrow-minded quadroon
  06/22/18


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Reply Favorite

Date: May 23rd, 2018 5:50 PM
Author: Metal narrow-minded quadroon

Amex: made a single claim for a $100 electronic device. I fill out a simple form with date of purchase, purchase amount, and a description of the problem.

Chase: faced with a $150 claim, turfs me over to a third-party claims processor, who requires original receipt, a copy of the credit card statement, description of the problem, manufacturer warranty statement. Now they are asking me to take the monitor to an "authorized repair facility" to get an estimate for repair.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114139)



Reply Favorite

Date: May 23rd, 2018 5:51 PM
Author: dashing trailer park

I have not had a non-Amex card in over decade.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114150)



Reply Favorite

Date: May 23rd, 2018 6:01 PM
Author: Metal narrow-minded quadroon

I got rid of Amex because I felt bad about them taking a bigger cut of purchases, esp at small businesses and restaurants.

But I would gladly pay a higher annual fee to avoid this nonsense. I'm going back.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114226)



Reply Favorite

Date: May 24th, 2018 1:09 AM
Author: dashing trailer park

I pay cash at small businesses I like.

GC gets the Amex.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36116806)



Reply Favorite

Date: May 24th, 2018 1:12 AM
Author: Metal narrow-minded quadroon

sounds like the cr approach.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36116817)



Reply Favorite

Date: May 30th, 2018 8:13 PM
Author: Odious vermilion piazza



(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36155052)



Reply Favorite

Date: May 23rd, 2018 5:55 PM
Author: Slimy volcanic crater chad

have both and feel like the chase card is still super prole all the way around.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114177)



Reply Favorite

Date: May 23rd, 2018 6:03 PM
Author: Metal narrow-minded quadroon

the benefits look good on paper until you try to use them, i guess.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114245)



Reply Favorite

Date: May 23rd, 2018 6:07 PM
Author: Slimy volcanic crater chad

im kinda stuck. have all my points with csr. maybe once i blow through them...

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114271)



Reply Favorite

Date: May 23rd, 2018 6:11 PM
Author: big smoky twinkling uncleanness hell

had the same experience after coming off Amex platinum bro. lmao at third-party benefits administrators. it's prole as shit

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114300)



Reply Favorite

Date: May 23rd, 2018 6:13 PM
Author: big smoky twinkling uncleanness hell

i tried to use the extended warranty benefit on an iPhone I dropped 3 months after Apple care ended. I sent them the credit card statement, the serial #, and only asked for the 275 that Apple charges to repair it. they won't do anything for me until I send them the paper receipt of the original iPhone purchase at a t-mobile store.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114306)



Reply Favorite

Date: May 23rd, 2018 6:21 PM
Author: Metal narrow-minded quadroon

the penny pinching and 7 layers of proof they require are infuriating because i never abuse this shit, and i'm paying them an annual fee for the privilege of letting them cornhole me.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114356)



Reply Favorite

Date: May 23rd, 2018 6:13 PM
Author: Twinkling Gunner

Easiest thing in the world is get a 2% cashback, periodically collect your cashback.

Citi is super easy to do chargebacks with, too. A different cc fucked me out of getting my money back from a $50 cab ride from a gypsy cab. Wish I had citi then.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114308)



Reply Favorite

Date: May 30th, 2018 8:19 PM
Author: Mahogany Brethren Space

Best card for 2% cb?

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36155091)



Reply Favorite

Date: June 22nd, 2018 10:06 PM
Author: crystalline point pistol

https://www.fidelity.com/cash-management/visa-signature-card

BOA premium rewards can be more if you have money with them:

https://www.nerdwallet.com/blog/credit-cards/bank-america-premium-rewards-review/

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294241)



Reply Favorite

Date: May 24th, 2018 1:07 AM
Author: Metal narrow-minded quadroon



(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36116798)



Reply Favorite

Date: May 30th, 2018 8:23 PM
Author: flesh underhanded dysfunction

This would make me nuts.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36155109)



Reply Favorite

Date: May 30th, 2018 8:30 PM
Author: Histrionic frisky locale puppy

Heh who keeps receipts of anything?

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36155145)



Reply Favorite

Date: May 30th, 2018 8:36 PM
Author: Puce Doobsian Library Liquid Oxygen

I tried to use the CSR car rental coverage once and they sent me to a third party with a mountain of paperwork and weird deadlines -- ended up skipping it because it wasn't worth the hassle. Not sure what it's like for Amex, but this was nearly worthless if your time is worth anything.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36155181)



Reply Favorite

Date: May 31st, 2018 9:00 AM
Author: Metal narrow-minded quadroon

No hassle when I had to deal with Amex.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36157561)



Reply Favorite

Date: June 22nd, 2018 9:45 PM
Author: Metal narrow-minded quadroon

The check finally arrived today after uploading a dozen documents, a trip to Best Buy, and calling Chase five times.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294149)



Reply Favorite

Date: June 22nd, 2018 9:47 PM
Author: Contagious Resort

I made an amex claim like 2 weeks ago, uploaded my shit, and havent heard from them.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294158)



Reply Favorite

Date: June 22nd, 2018 9:47 PM
Author: Metal narrow-minded quadroon

when i filed a claim with amex, it took them like a month, but they came through.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294160)



Reply Favorite

Date: June 22nd, 2018 9:48 PM
Author: Soul-stirring Elastic Band

ATTN GOYIM: ITT is why i buy anything major/returnable on my amex. i dont care about the "points" as much as amex protections. chase/citi is for groceries.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294161)



Reply Favorite

Date: June 22nd, 2018 9:58 PM
Author: Metal narrow-minded quadroon

Do free Amex cards have the same purchase protection as the ones with annual fees? I used to have Amex gold. Thinking about Everyday card.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294202)



Reply Favorite

Date: June 22nd, 2018 10:00 PM
Author: Soul-stirring Elastic Band

yep, i only have an amex free (the blue cash) currently. it's mostly the same shit and you're treated the same, except if u have platinum i think some of the annual caps are higher.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294214)



Reply Favorite

Date: June 22nd, 2018 10:04 PM
Author: Self-centered voyeur

how often do you guys actually use these benefits? I've never even disputed a CC purchase, yet alone use one of those warranty or insurance benefits.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294232)



Reply Favorite

Date: June 22nd, 2018 10:06 PM
Author: Metal narrow-minded quadroon

almost never. this was my first claim with chase sapphire in four or five years. that's why i'm MAF. they charge an annual fee, too.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294243)



Reply Favorite

Date: June 22nd, 2018 10:08 PM
Author: Self-centered voyeur

The CSR is my first "big boy" credit card, I've only had no fee cards from my bank before this. It's so much fancier than anything I've ever had before, it's like I'm 10 years old again and staying in a Marriott for the first time after only knowing roadside motels. Amex seems like an entirely different universe from the one that I inhabit.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294249)



Reply Favorite

Date: June 22nd, 2018 10:18 PM
Author: Metal narrow-minded quadroon

i think the fees and benefits are comparable to amex platinum. amex seems to be better at covering your back when something goes wrong. it seems like CSR is tossing out some benefits.

https://thepointsguy.com/news/devaluation-coming-to-csr-benefits/

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294293)



Reply Favorite

Date: June 22nd, 2018 10:24 PM
Author: Self-centered voyeur

nothing major but probably portends badness to come

I'm really just using the CSR's 50,000 point bonus to fund my next vacation. I'll probably explore Amex products to fund my next vacation after that.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294315)



Reply Favorite

Date: June 22nd, 2018 10:07 PM
Author: Soul-stirring Elastic Band

GOY TELL

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294245)



Reply Favorite

Date: June 22nd, 2018 10:12 PM
Author: nighttime spot striped hyena

Chase has good price change guarantee. Earny app monitors and submits price change for you automatically too. I get several checks a month from chase for things that have dropped in price in the last 60 days

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294262)



Reply Favorite

Date: June 22nd, 2018 10:20 PM
Author: Metal narrow-minded quadroon

180, but looks like Chase is getting rid of it:

https://thepointsguy.com/news/chase-eliminates-price-protection-ink-preferred/

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294298)



Reply Favorite

Date: June 22nd, 2018 10:28 PM
Author: nighttime spot striped hyena

Wtf man that sucks. Wells Fargo just added that benefit though

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294336)



Reply Favorite

Date: June 22nd, 2018 10:26 PM
Author: Racy Shrine

made a travel insurance claim with them, got 3k back easy, was cr

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294323)



Reply Favorite

Date: June 22nd, 2018 10:29 PM
Author: Metal narrow-minded quadroon

amex or chase?

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294338)