The most prestigious law school admissions discussion board in the world.
|
 |
 
|
Vanguard: YOU'RE FUCKED, MILLENNIALS. Next 10 years returns to be 3% to 5%
| bat-shit-crazy business firm digit ratio | 07/08/18 |
| bat-shit-crazy business firm digit ratio | 07/08/18 |
| floppy hospital sweet tailpipe | 07/08/18 |
| bat-shit-crazy business firm digit ratio | 07/08/18 |
| multi-colored arrogant crotch | 07/08/18 |
| idiotic queen of the night | 07/08/18 |
| bat-shit-crazy business firm digit ratio | 07/08/18 |
| idiotic queen of the night | 07/08/18 |
| bat-shit-crazy business firm digit ratio | 07/08/18 |
| idiotic queen of the night | 07/08/18 |
| bat-shit-crazy business firm digit ratio | 07/08/18 |
| idiotic queen of the night | 07/08/18 |
| bat-shit-crazy business firm digit ratio | 07/08/18 |
| Flesh Geriatric Shrine Fortuitous Meteor | 07/08/18 |
| bat-shit-crazy business firm digit ratio | 07/08/18 |
| splenetic gunner | 07/08/18 |
| ungodly translucent double fault abode | 07/08/18 |
| bat-shit-crazy business firm digit ratio | 07/08/18 |
| titillating masturbator church building | 07/08/18 |
| Cracking Garrison | 07/08/18 |
| Appetizing Underhanded Indian Lodge Internal Respiration | 07/08/18 |
| Rambunctious Home Pozpig | 07/14/18 |
| splenetic gunner | 07/08/18 |
| Cracking Garrison | 07/08/18 |
| Appetizing Underhanded Indian Lodge Internal Respiration | 07/08/18 |
| Hyperventilating rigor | 07/08/18 |
| vigorous goal in life | 07/08/18 |
| pea-brained claret dilemma incel | 07/08/18 |
| fluffy kitchen | 07/08/18 |
| Talented shaky preventive strike dragon | 07/08/18 |
| idiotic queen of the night | 07/08/18 |
| Talented shaky preventive strike dragon | 07/08/18 |
| swollen ruddy ape address | 07/08/18 |
| irradiated mad cow disease | 07/08/18 |
| violent stirring private investor forum | 07/08/18 |
| Flesh Geriatric Shrine Fortuitous Meteor | 07/08/18 |
| swollen ruddy ape address | 07/08/18 |
| bat-shit-crazy business firm digit ratio | 07/08/18 |
| violent stirring private investor forum | 07/08/18 |
| Infuriating Cuckoldry | 07/08/18 |
| Curious Hot Office | 07/08/18 |
| Talented shaky preventive strike dragon | 07/08/18 |
| bat-shit-crazy business firm digit ratio | 07/08/18 |
| crawly jewess | 07/08/18 |
| vigorous goal in life | 07/08/18 |
| bat-shit-crazy business firm digit ratio | 07/08/18 |
| Wonderful ruby boiling water | 07/08/18 |
| Cracking Garrison | 07/08/18 |
| Irate bawdyhouse | 07/08/18 |
| Excitant faggotry range | 07/08/18 |
| idiotic queen of the night | 07/08/18 |
| Stimulating Field | 07/08/18 |
| hairraiser olive nursing home | 07/08/18 |
| Peach native | 07/08/18 |
| Bipolar burgundy university jap | 07/08/18 |
| Peach native | 07/08/18 |
| idiotic queen of the night | 07/08/18 |
| Bipolar burgundy university jap | 07/08/18 |
| Peach native | 07/10/18 |
| Bipolar burgundy university jap | 07/11/18 |
| orchid naked theater stage sound barrier | 07/14/18 |
| Zippy mind-boggling legend school cafeteria | 07/08/18 |
| vibrant resort foreskin | 07/08/18 |
| razzle-dazzle talking heaven elastic band | 07/08/18 |
| Silver Fragrant Den Generalized Bond | 07/08/18 |
| Fear-inspiring property azn | 07/08/18 |
| Talented shaky preventive strike dragon | 07/08/18 |
| hairraiser olive nursing home | 07/08/18 |
| Stimulating Field | 07/08/18 |
| swollen ruddy ape address | 07/08/18 |
| bat-shit-crazy business firm digit ratio | 07/11/18 |
| khaki ratface philosopher-king | 07/08/18 |
| idiotic queen of the night | 07/08/18 |
| khaki ratface philosopher-king | 07/08/18 |
| amethyst institution keepsake machete | 07/08/18 |
| Self-absorbed Messiness | 07/08/18 |
| khaki ratface philosopher-king | 07/08/18 |
| swollen ruddy ape address | 07/08/18 |
| High-end bateful plaza | 07/08/18 |
| bat-shit-crazy business firm digit ratio | 07/09/18 |
| Soul-stirring Internet-worthy Laser Beams Love Of Her Life | 07/11/18 |
| bat-shit-crazy business firm digit ratio | 07/14/18 |
| puce quadroon | 07/14/18 |
| canary mewling whorehouse trump supporter | 07/14/18 |
| Aromatic Medicated Base Son Of Senegal | 07/14/18 |
Poast new message in this thread
Date: July 8th, 2018 3:37 AM Author: bat-shit-crazy business firm digit ratio https://vgi.vg/2u0isi2
"While inflation is expected to remain low, investors should expect the nominal rate of return on their investments to be in the range of 3% to 5%, compared with historical averages of 9% to 11%, a panel of Vanguard economists said." |
Date: July 8th, 2018 3:46 AM Author: bat-shit-crazy business firm digit ratio Retirement is passe anyway. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36383974) |
|
Date: July 8th, 2018 3:47 AM Author: floppy hospital sweet tailpipe Millenials are going into crypto anyways (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36383976) |
 |
Date: July 8th, 2018 3:53 AM Author: bat-shit-crazy business firm digit ratio May Tezos have mercy on your soul. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36383983) |
|
Date: July 8th, 2018 7:22 PM Author: multi-colored arrogant crotch (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36387205) |
|
Date: July 8th, 2018 3:47 AM Author: idiotic queen of the night people who expect 10% returns to continue forever are retarded (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36383977) |
|
Date: July 8th, 2018 3:52 AM Author: bat-shit-crazy business firm digit ratio What sort of comment is that? Beating a straw man? Cool "history is silly" contrarianism? Oddly recharacterizing the original post? Something else? (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36383979) |
|
Date: July 8th, 2018 3:55 AM Author: idiotic queen of the night people here are constantly assuming historical returns will continue in predicting their future net worh/retirement income (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36383986) |
|
Date: July 8th, 2018 3:56 AM Author: bat-shit-crazy business firm digit ratio What do you predict for the next 10, 20, and 30 years? (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36383988) |
|
Date: July 8th, 2018 3:58 AM Author: idiotic queen of the night 10 years we'll prob be about the same level we're at today, we'll for sure go through a significant market pullback before then. 20 years, maybe 2-3% annual returns. 30 years who knows (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36383996) |
|
Date: July 8th, 2018 4:04 AM Author: bat-shit-crazy business firm digit ratio Are you going with savings accounts, CDs, and treasuries for the next decade? (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384003) |
|
Date: July 8th, 2018 5:04 AM Author: idiotic queen of the night Nope (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384028) |
|
Date: July 8th, 2018 8:31 AM Author: bat-shit-crazy business firm digit ratio ? (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384255) |
|
Date: July 8th, 2018 8:32 AM Author: Flesh Geriatric Shrine Fortuitous Meteor (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384261) |
|
Date: July 8th, 2018 3:57 AM Author: bat-shit-crazy business firm digit ratio We're overdue for a recession, too. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36383993) |
|
Date: July 8th, 2018 5:02 AM Author: splenetic gunner LOL at saving money for retirement. I don't know what retard came up with that idea. I think about the very concept of that and just laugh to myself. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384027) |
|
Date: July 8th, 2018 5:05 AM Author: ungodly translucent double fault abode (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384030) |
|
Date: July 8th, 2018 8:08 AM Author: bat-shit-crazy business firm digit ratio Widgets have to be made. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384211) |
|
Date: July 8th, 2018 10:28 AM Author: titillating masturbator church building Why? Obviously you have to. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384569) |
|
Date: July 8th, 2018 11:06 AM Author: Cracking Garrison in a healthy society you wouldn't need to (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384701) |
|
Date: July 8th, 2018 11:42 AM Author: Appetizing Underhanded Indian Lodge Internal Respiration (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384808) |
|
Date: July 14th, 2018 1:11 AM Author: Rambunctious Home Pozpig Lol at soyboy farmcuck society. Hunter gatherer societies are the only healthy ones. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36423731) |
|
Date: July 8th, 2018 12:05 PM Author: splenetic gunner Why would you have to when it is impossible? (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384909) |
|
Date: July 8th, 2018 11:05 AM Author: Cracking Garrison (((I WONDER WHO CAME UP WITH IT??))) (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384691) |
|
Date: July 8th, 2018 11:41 AM Author: Appetizing Underhanded Indian Lodge Internal Respiration (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384805) |
|
Date: July 8th, 2018 5:08 AM Author: Hyperventilating rigor guy with a defined pension plan here, sup (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384031) |
|
Date: July 8th, 2018 7:00 AM Author: vigorous goal in life I have one of those on top of my 401k, bro. Unfortunately big banks are cheap with the defined benefit pensions. They put 3% of my annual comp in there and it only earns 4% per year. But they also give me a 5% 401k match so I'm not complaining about the 8% free money. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384112) |
|
Date: July 8th, 2018 1:05 PM Author: pea-brained claret dilemma incel (guy who just outted self as working at Chase (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36385177) |
|
Date: July 8th, 2018 5:51 AM Author: fluffy kitchen Hehe. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384066) |
|
Date: July 8th, 2018 6:03 AM Author: Talented shaky preventive strike dragon This isn’t really bad news for millennials. You want the high growth years to happen late in your saving cycle when your principal is highest, not earlier when it’s lower. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384068) |
|
Date: July 8th, 2018 6:04 AM Author: idiotic queen of the night millennials are like 30-40 now, they want the growth to hit soon (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384070) |
|
Date: July 8th, 2018 6:19 AM Author: Talented shaky preventive strike dragon Not really. Far better for the growth to hit at 45 or 50 than at 35. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384074) |
|
Date: July 8th, 2018 8:38 AM Author: swollen ruddy ape address (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384281) |
|
Date: July 8th, 2018 12:12 PM Author: irradiated mad cow disease (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384937) |
|
Date: July 8th, 2018 8:06 AM Author: violent stirring private investor forum (Compound interest masterman) (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384202) |
|
Date: July 8th, 2018 8:17 AM Author: Flesh Geriatric Shrine Fortuitous Meteor (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384225) |
|
Date: July 8th, 2018 3:00 PM Author: swollen ruddy ape address How is he wrong? You want the largest growth to occur with the greatest AUM. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36385666) |
|
Date: July 8th, 2018 8:11 AM Author: bat-shit-crazy business firm digit ratio I don't know what your assumptions are, but...
1.1 x 1.03 = 1.133
1.03 x 1.1 = 1.133 |
|
Date: July 8th, 2018 8:12 AM Author: violent stirring private investor forum People have had the same arguments over Roth versus standard IRAs. *shrug* (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384219) |
|
Date: July 8th, 2018 12:46 PM Author: Infuriating Cuckoldry It all turns on your expectations wrt tax rates (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36385055) |
|
Date: July 8th, 2018 8:51 AM Author: Curious Hot Office Xo 2018 or 180 tongue in cheek classic, not sure which (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384313) |
|
Date: July 8th, 2018 10:34 AM Author: Talented shaky preventive strike dragon You seem pretty dumb tbh
https://mobile.nytimes.com/2014/07/26/upshot/why-a-soaring-stock-market-is-wasted-on-the-young.html |
|
Date: July 8th, 2018 6:42 PM Author: bat-shit-crazy business firm digit ratio That illustrates why the assumptions matter. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36386868) |
|
Date: July 8th, 2018 6:19 AM Author: crawly jewess (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384073) |
|
Date: July 8th, 2018 6:58 AM Author: vigorous goal in life I'm 37. I was investing during the craziest years of the bull market. I got nothing to complain about now :-)
|
|
Date: July 8th, 2018 8:12 AM Author: bat-shit-crazy business firm digit ratio This thread is now about you and nyuug. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384220) |
|
Date: July 8th, 2018 11:06 AM Author: Wonderful ruby boiling water Want to take a free helicopter ride? (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384698) |
|
Date: July 8th, 2018 11:07 AM Author: Cracking Garrison no one cares you stupid faggot (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384703) |
|
Date: July 8th, 2018 12:13 PM Author: Irate bawdyhouse (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384940) |
|
Date: July 8th, 2018 8:37 AM Author: Excitant faggotry range I’ve written about this since 2013. We simply can’t get the compound interest growth and as a result will have to work even longer. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384278) |
|
Date: July 8th, 2018 8:43 AM Author: idiotic queen of the night but if you can cop dat inheritance, youll be set! ljl fuck this country (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384297) |
|
Date: July 8th, 2018 10:29 AM Author: Stimulating Field Whole lot of downside for only a little upside (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384572) |
|
Date: July 8th, 2018 10:31 AM Author: hairraiser olive nursing home Not reading the article but does this include dividends?
If a big corp doesn’t even grow it’s profits but has a 15/1 PE, you can still expect 6.66% earnings through dividends and buybacks |
|
Date: July 8th, 2018 10:31 AM Author: Peach native Avoid index funds and ETF's - if you look at a chart of the assets in these vehicles, it explains the herd behavior - basically a giant ponzificaion of the stock market for boomers.
|
|
Date: July 8th, 2018 11:11 AM Author: Bipolar burgundy university jap Show me a fund that beats the S&P 500 over 50 years and I'll put all my money in it today.
Hint: the kike casino always wins. |
|
Date: July 8th, 2018 11:12 AM Author: Peach native BRK.A (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384720) |
|
Date: July 8th, 2018 11:27 AM Author: idiotic queen of the night what happens when warren croaks (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384754) |
|
Date: July 8th, 2018 11:37 AM Author: Bipolar burgundy university jap Buffett himself says this is a bad idea, simply because "it's harder to double the value of a 100BB company than a 1BB one" and that makes sense to me. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384787) |
|
Date: July 10th, 2018 11:12 PM Author: Peach native There are smaller Berkshire esque companies that are built for our times (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36402403) |
|
Date: July 11th, 2018 1:33 PM Author: Bipolar burgundy university jap such as? (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36405538) |
|
Date: July 14th, 2018 12:12 AM Author: orchid naked theater stage sound barrier Explain? (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36423513) |
|
Date: July 8th, 2018 11:21 AM Author: Zippy mind-boggling legend school cafeteria Just put your money in a capital one 2.5% CD and reassess (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384743) |
|
Date: July 8th, 2018 11:33 AM Author: vibrant resort foreskin http://www.xoxohth.com/thread.php?thread_id=2512155&mc=112&forum_id=2 (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384767) |
|
Date: July 8th, 2018 11:33 AM Author: razzle-dazzle talking heaven elastic band OH WOW RETURNS ARE GOING TO BE MEDIOCRE IF YOU MEASURE STARTING AT THE TOP OF THE CYCLE HOT TAKE! (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384769) |
|
Date: July 8th, 2018 12:12 PM Author: Silver Fragrant Den Generalized Bond (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384934) |
|
Date: July 8th, 2018 12:13 PM Author: Fear-inspiring property azn ljl (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384939) |
|
Date: July 8th, 2018 12:18 PM Author: Talented shaky preventive strike dragon (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384955) |
|
Date: July 8th, 2018 12:19 PM Author: hairraiser olive nursing home People have been predicting the top of the cycle for literally 4 years now ljl. I wish I could find the classic post from CongloseSpaceRat where he went all cash in October of 2016
NO ONE FUCKING KNOWS |
|
Date: July 8th, 2018 12:51 PM Author: Stimulating Field People experienced the 2008 crash and saw the movie "The Big Short" and now they all think they're market wizards. Like you've said, these goons have been "predicting" the crash will come any day now for the past 5 years. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36385071) |
|
Date: July 8th, 2018 3:02 PM Author: swollen ruddy ape address We do know that this is now the longest expansion in history. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36385673) |
|
Date: July 11th, 2018 12:27 PM Author: bat-shit-crazy business firm digit ratio I imagine you running around Reddit, squawking, "correlation, not causation," beaming with pride. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36405059) |
|
Date: July 8th, 2018 11:34 AM Author: khaki ratface philosopher-king I always assume 3-5% annual growth when calculating my retirement. Anything higher seems irresponsible to simply assume. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384772) |
|
Date: July 8th, 2018 11:36 AM Author: idiotic queen of the night how much do you think youll need (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384781) |
|
Date: July 8th, 2018 11:44 AM Author: khaki ratface philosopher-king No idea how much I'll NEED - I can't predict future prices and shit.
But if I take the retirement savings I have today, assume that my annual contributions stay the same, and assume 4% annual growth, I would end up with $2.5 million by age 60.
Probably I'll be able to increase my contributions over time so it would be more like $3 million. But $2.5 million is the conservative estimate. |
|
Date: July 8th, 2018 12:32 PM Author: amethyst institution keepsake machete LOL - if only state pension funds like Calpers used your same prudence. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36384999) |
|
Date: July 8th, 2018 12:32 PM Author: Self-absorbed Messiness (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36385001) |
|
Date: July 8th, 2018 2:54 PM Author: khaki ratface philosopher-king (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36385640) |
|
Date: July 8th, 2018 3:05 PM Author: swollen ruddy ape address (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36385689) |
|
Date: July 8th, 2018 7:39 PM Author: High-end bateful plaza (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36387325) |
|
Date: July 9th, 2018 1:37 AM Author: bat-shit-crazy business firm digit ratio I would be a bit more cavalier if I had a state budget to tap in retirement. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36389282) |
|
Date: July 11th, 2018 12:28 PM Author: Soul-stirring Internet-worthy Laser Beams Love Of Her Life So we get another 70s. That means after that we'll get another 80s. It all evens out. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36405073) |
|
Date: July 14th, 2018 12:30 AM Author: bat-shit-crazy business firm digit ratio The long run is a misleading guide to current affairs. In the long run we are all dead. Economists set themselves too easy, too useless a task if in tempestuous seasons they can only tell us that when the storm is past the ocean is flat again. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36423599) |
|
Date: July 14th, 2018 12:15 AM Author: puce quadroon lol at these know nothing economists. the chances of something other than what they predict happening are high. no one can predict the future. (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36423522) |
|
Date: July 14th, 2018 12:19 AM Author: canary mewling whorehouse trump supporter Over a 10 to 20 year period, GC will find a way, stocks will be fine
It's the continual squeeze of the average worker I worry about |
|
Date: July 14th, 2018 12:42 AM Author: Aromatic Medicated Base Son Of Senegal Buy ethereum now (http://www.autoadmit.com/thread.php?thread_id=4020476&forum_id=2#36423636) |