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What is a responsible mortgage for guy making around 150k?
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Date: August 18th, 2018 3:03 PM Author: henna mediation cruise ship Assume working remote and no substantial down payment (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639525) |
Date: August 18th, 2018 3:07 PM Author: Glittery Startled Selfie Home More curious to hear down payment without mi (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639544) |
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Date: August 18th, 2018 3:08 PM Author: mahogany seedy stag film 300k loan in a high property tax area.
I live in a suburb of a major city in a flood prone area. My mortgage is 300k, property taxes are 14k and insurance is 3k a year, monthly payment of like 2,800. |
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Date: August 18th, 2018 3:08 PM Author: henna mediation cruise ship Nice. No doobs but can you hint at the region, roughly? (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639549) |
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Date: August 18th, 2018 3:10 PM Author: mahogany seedy stag film Suburb of NYC.
For whatever it’s worth I bought in 2014 and could never afford to buy my house in today’s market. |
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Date: August 18th, 2018 3:11 PM Author: henna mediation cruise ship Lol well that was kind of a relevant bit of information. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639553) |
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Date: August 18th, 2018 3:13 PM Author: mahogany seedy stag film Not really. The question was the mortgage. The fact that it’s a 300k loan doesn’t change. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639561) |
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Date: August 18th, 2018 4:20 PM Author: Self-centered house therapy Lol at those property taxes (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639890) |
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Date: August 18th, 2018 10:14 PM Author: Gold Brethren 14k, JFC. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36641439) |
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Date: August 19th, 2018 12:20 AM Author: Boyish abusive lettuce Property taxes in Westchester, LI, NJ are all that or more. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36641877) |
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Date: August 18th, 2018 3:13 PM Author: trip copper legend You can get a 700,000 dollar house for that (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639564) |
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Date: August 18th, 2018 3:14 PM Author: henna mediation cruise ship No you can’t. Did you miss the part where I said no down payment? (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639569) |
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Date: August 18th, 2018 3:16 PM Author: Razzle-dazzle Native Wrinkle Rent a shithole until you save enough to buy a small home for cash. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639575) |
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Date: August 18th, 2018 3:17 PM Author: henna mediation cruise ship I am renting a shithole but it’s expensive and I will never be able to save that much cash outside of IRA/401k/HSA (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639578) |
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Date: August 18th, 2018 3:20 PM Author: mahogany seedy stag film What’s your rent? Where do you live? (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639592) |
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Date: August 18th, 2018 3:23 PM Author: henna mediation cruise ship I live in Manhattan. Spare me the finger wagging because I have to live here for work.
I want to move to a town in the PNW, preferably near Seattle. The salary cap for my line of work if I go remote and don’t go into management is about 150. I should be able to take out a loan and get something around 400-500k? |
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Date: August 18th, 2018 3:29 PM Author: mahogany seedy stag film How big of a loan depends on a lot of factors. Interest rate? Property taxes? Other debts? Dependents?
With a wife, 2 kids and my location I could never do a 400k loan on 150k. |
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Date: August 18th, 2018 3:44 PM Author: henna mediation cruise ship No other debt or dependents. Is interest rate based on credit score or something? (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639702) |
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Date: August 18th, 2018 3:45 PM Author: mahogany seedy stag film I think you need to start doing some research. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639707) |
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Date: August 18th, 2018 3:47 PM Author: henna mediation cruise ship (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639717) |
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Date: August 18th, 2018 3:45 PM Author: impressive ladyboy Sounds pretty shitty to move to a small town when you’re not in an LTR (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639709) |
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Date: August 18th, 2018 4:11 PM Author: Hateful Voyeur correct.
also from personal experience avoid buying ethereum if this is your strategy |
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Date: August 18th, 2018 3:20 PM Author: Abnormal pit Buy a ~150k house and save save save for upgrades + retirement. Bonus of having prole neighbors is being able to slack on lawncare without pissing anyone off. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639591) |
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Date: August 18th, 2018 3:47 PM Author: Pea-brained antidepressant drug $50k mortgage max (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639716) |
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Date: August 18th, 2018 4:09 PM Author: Glittery Startled Selfie Home Honest answer:
You got BOOMER PWND and have zero business taking out any mortgage in a peaking market unless you are military or have fam money
Save what you can for when the market crashes in next 2-3yrs and get a 3-4unit livein one and have 2-3 abject fucking proles like you pay your mortgage
And don’t be dumb enough to not put any $ down so you have to pay kike fraud mortgage insurance jfc
Htfh and please pull out or wear a rubber bc we don’t any more poor white fucking trash goys polluting this (((country))) |
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Date: August 18th, 2018 4:10 PM Author: henna mediation cruise ship :-( (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639827) |
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Date: August 18th, 2018 4:12 PM Author: Glittery Startled Selfie Home Sorry friend but that’s the truth
Best case scenario is enough boomers die and boom it all away so theyre shitty fucking kids don’t inherit anything and we clean up |
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Date: August 18th, 2018 4:16 PM Author: henna mediation cruise ship I won't have kids, you can be certain of that, I just want my own space, I don't want to be in the thick of it when this country really starts falling apart at the seams. I know I'm prole but relative to other proles I'm doing "ok" as a single and could probably get away with overextending myself until I bite the dust...or is this dumb (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639858) |
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Date: August 18th, 2018 4:25 PM Author: Glittery Startled Selfie Home In the same boat and fairly certain this country is fucking | done | here in hopefully 20 yrs so I’m also looking for places off beaten path that haven’t been boomerfucked to death
If you’re looking to overleverage yourself do it through seller financing on a real shithole steal and stay tf away from banks and kikes in general as they will pull all kinds of shit to take away property when it gets ugly |
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Date: August 18th, 2018 4:11 PM Author: Hateful Voyeur great, great response (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639834) |
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Date: August 18th, 2018 4:25 PM Author: Glittery Startled Selfie Home ty r u buying moar eth here (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639930) |
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Date: August 18th, 2018 4:35 PM Author: Hateful Voyeur I will make my DCA purchase tomorrow morning unless there's a massive spike (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36640005) |
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Date: August 18th, 2018 4:36 PM Author: Glittery Startled Selfie Home It just dipped to just below weekly close may want to pull trigger now (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36640010) |
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Date: August 18th, 2018 4:10 PM Author: Hateful Voyeur 0. don't feed the mortgage beast (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639831) |
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Date: August 18th, 2018 4:13 PM Author: Glittery Startled Selfie Home Cr
All any mouth breather needs to do is look up the original definition of mortgage and ljl |
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Date: August 18th, 2018 4:27 PM Author: Mind-boggling Translucent Lodge Mood Lol just looked it up (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639944) |
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Date: August 18th, 2018 4:22 PM Author: Self-centered house therapy If you can really live anywhere you want then this is the wrong question to ask. You should be trying to figure out how cheaply you can get a halfway decent house in a halfway decent place. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639909) |
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Date: August 18th, 2018 4:22 PM Author: charcoal frisky lay Depends on job security and shit. If you aren't getting fired then whatever. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639911) |
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Date: August 18th, 2018 4:26 PM Author: Ruddy Titillating Jap Church Building $120k (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639935) |
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Date: August 18th, 2018 4:27 PM Author: heady gas station place of business $1M for a 30 year mortgage. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639943) |
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Date: August 18th, 2018 4:28 PM Author: Glittery Startled Selfie Home ) (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639949) |
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Date: August 18th, 2018 10:00 PM Author: Boyish abusive lettuce If you have 0 (or close) downpayment then you should fix that first. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36641387) |
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Date: August 18th, 2018 10:01 PM Author: dark racy dog poop Buying a home is the biggest scam. Just rent a nice ass place instead. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36641390) |
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Date: August 18th, 2018 10:02 PM Author: Supple Mexican National 400k, tops. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36641394) |
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Date: August 18th, 2018 10:03 PM Author: Boyish abusive lettuce $400k mortgage on a $150k salary? Jfc. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36641396) |
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Date: August 18th, 2018 10:04 PM Author: Supple Mexican National he said no down payment, or minimal. ok, maybe 450k, but thats it. which will buy him jack shit in this market.
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Date: August 20th, 2018 11:32 AM Author: henna mediation cruise ship too high or too low? (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36648108) |
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Date: August 20th, 2018 11:34 AM Author: Boyish abusive lettuce Way too high. We make 3x as much and our mortgage isn't much more than that. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36648126) |
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Date: August 20th, 2018 12:01 PM Author: Jet-lagged crimson internal respiration If youre truly remote, take a 200k max mortgage somewhere white and rural. You'll be better off than 99% of us here (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36648269) |