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What is a responsible mortgage for guy making around 150k?
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Date: August 18th, 2018 3:03 PM Author: Plum chest-beating patrolman wrinkle Assume working remote and no substantial down payment (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639525) |
Date: August 18th, 2018 3:07 PM Author: cobalt center More curious to hear down payment without mi (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639544) |
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Date: August 18th, 2018 3:08 PM Author: supple bespoke fortuitous meteor 300k loan in a high property tax area.
I live in a suburb of a major city in a flood prone area. My mortgage is 300k, property taxes are 14k and insurance is 3k a year, monthly payment of like 2,800. |
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Date: August 18th, 2018 3:08 PM Author: Plum chest-beating patrolman wrinkle Nice. No doobs but can you hint at the region, roughly? (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639549) |
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Date: August 18th, 2018 3:10 PM Author: supple bespoke fortuitous meteor Suburb of NYC.
For whatever it’s worth I bought in 2014 and could never afford to buy my house in today’s market. |
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Date: August 18th, 2018 3:11 PM Author: Plum chest-beating patrolman wrinkle Lol well that was kind of a relevant bit of information. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639553) |
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Date: August 18th, 2018 3:13 PM Author: supple bespoke fortuitous meteor Not really. The question was the mortgage. The fact that it’s a 300k loan doesn’t change. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639561) |
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Date: August 18th, 2018 4:20 PM Author: Cracking Shrine Lol at those property taxes (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639890) |
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Date: August 18th, 2018 10:14 PM Author: Orchid locale new version 14k, JFC. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36641439) |
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Date: August 19th, 2018 12:20 AM Author: appetizing garrison macaca Property taxes in Westchester, LI, NJ are all that or more. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36641877) |
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Date: August 18th, 2018 3:13 PM Author: Excitant shaky main people water buffalo You can get a 700,000 dollar house for that (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639564) |
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Date: August 18th, 2018 3:14 PM Author: Plum chest-beating patrolman wrinkle No you can’t. Did you miss the part where I said no down payment? (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639569) |
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Date: August 18th, 2018 3:16 PM Author: Racy thirsty casino idiot Rent a shithole until you save enough to buy a small home for cash. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639575) |
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Date: August 18th, 2018 3:17 PM Author: Plum chest-beating patrolman wrinkle I am renting a shithole but it’s expensive and I will never be able to save that much cash outside of IRA/401k/HSA (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639578) |
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Date: August 18th, 2018 3:20 PM Author: supple bespoke fortuitous meteor What’s your rent? Where do you live? (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639592) |
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Date: August 18th, 2018 3:23 PM Author: Plum chest-beating patrolman wrinkle I live in Manhattan. Spare me the finger wagging because I have to live here for work.
I want to move to a town in the PNW, preferably near Seattle. The salary cap for my line of work if I go remote and don’t go into management is about 150. I should be able to take out a loan and get something around 400-500k? |
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Date: August 18th, 2018 3:29 PM Author: supple bespoke fortuitous meteor How big of a loan depends on a lot of factors. Interest rate? Property taxes? Other debts? Dependents?
With a wife, 2 kids and my location I could never do a 400k loan on 150k. |
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Date: August 18th, 2018 3:44 PM Author: Plum chest-beating patrolman wrinkle No other debt or dependents. Is interest rate based on credit score or something? (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639702) |
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Date: August 18th, 2018 3:45 PM Author: supple bespoke fortuitous meteor I think you need to start doing some research. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639707) |
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Date: August 18th, 2018 3:47 PM Author: Plum chest-beating patrolman wrinkle (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639717) |
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Date: August 18th, 2018 3:45 PM Author: swashbuckling chartreuse rigpig Sounds pretty shitty to move to a small town when you’re not in an LTR (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639709) |
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Date: August 18th, 2018 4:11 PM Author: Indigo talented locus correct.
also from personal experience avoid buying ethereum if this is your strategy |
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Date: August 18th, 2018 3:20 PM Author: Galvanic Faggotry Buy a ~150k house and save save save for upgrades + retirement. Bonus of having prole neighbors is being able to slack on lawncare without pissing anyone off. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639591) |
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Date: August 18th, 2018 3:47 PM Author: Blue masturbator public bath $50k mortgage max (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639716) |
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Date: August 18th, 2018 4:09 PM Author: cobalt center Honest answer:
You got BOOMER PWND and have zero business taking out any mortgage in a peaking market unless you are military or have fam money
Save what you can for when the market crashes in next 2-3yrs and get a 3-4unit livein one and have 2-3 abject fucking proles like you pay your mortgage
And don’t be dumb enough to not put any $ down so you have to pay kike fraud mortgage insurance jfc
Htfh and please pull out or wear a rubber bc we don’t any more poor white fucking trash goys polluting this (((country))) |
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Date: August 18th, 2018 4:10 PM Author: Plum chest-beating patrolman wrinkle :-( (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639827) |
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Date: August 18th, 2018 4:12 PM Author: cobalt center Sorry friend but that’s the truth
Best case scenario is enough boomers die and boom it all away so theyre shitty fucking kids don’t inherit anything and we clean up |
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Date: August 18th, 2018 4:16 PM Author: Plum chest-beating patrolman wrinkle I won't have kids, you can be certain of that, I just want my own space, I don't want to be in the thick of it when this country really starts falling apart at the seams. I know I'm prole but relative to other proles I'm doing "ok" as a single and could probably get away with overextending myself until I bite the dust...or is this dumb (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639858) |
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Date: August 18th, 2018 4:25 PM Author: cobalt center In the same boat and fairly certain this country is fucking | done | here in hopefully 20 yrs so I’m also looking for places off beaten path that haven’t been boomerfucked to death
If you’re looking to overleverage yourself do it through seller financing on a real shithole steal and stay tf away from banks and kikes in general as they will pull all kinds of shit to take away property when it gets ugly |
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Date: August 18th, 2018 4:11 PM Author: Indigo talented locus great, great response (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639834) |
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Date: August 18th, 2018 4:25 PM Author: cobalt center ty r u buying moar eth here (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639930) |
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Date: August 18th, 2018 4:35 PM Author: Indigo talented locus I will make my DCA purchase tomorrow morning unless there's a massive spike (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36640005) |
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Date: August 18th, 2018 4:36 PM Author: cobalt center It just dipped to just below weekly close may want to pull trigger now (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36640010) |
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Date: August 18th, 2018 4:10 PM Author: Indigo talented locus 0. don't feed the mortgage beast (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639831) |
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Date: August 18th, 2018 4:13 PM Author: cobalt center Cr
All any mouth breather needs to do is look up the original definition of mortgage and ljl |
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Date: August 18th, 2018 4:27 PM Author: misanthropic temple hairy legs Lol just looked it up (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639944) |
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Date: August 18th, 2018 4:22 PM Author: Cracking Shrine If you can really live anywhere you want then this is the wrong question to ask. You should be trying to figure out how cheaply you can get a halfway decent house in a halfway decent place. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639909) |
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Date: August 18th, 2018 4:22 PM Author: dark cruel-hearted weed whacker Depends on job security and shit. If you aren't getting fired then whatever. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639911) |
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Date: August 18th, 2018 4:26 PM Author: zombie-like market $120k (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639935) |
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Date: August 18th, 2018 4:27 PM Author: Aphrodisiac sinister menage corn cake $1M for a 30 year mortgage. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639943) |
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Date: August 18th, 2018 4:28 PM Author: cobalt center ) (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36639949) |
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Date: August 18th, 2018 10:00 PM Author: appetizing garrison macaca If you have 0 (or close) downpayment then you should fix that first. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36641387) |
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Date: August 18th, 2018 10:01 PM Author: Internet-worthy cruise ship degenerate Buying a home is the biggest scam. Just rent a nice ass place instead. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36641390) |
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Date: August 18th, 2018 10:02 PM Author: maniacal brindle gas station 400k, tops. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36641394) |
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Date: August 18th, 2018 10:03 PM Author: appetizing garrison macaca $400k mortgage on a $150k salary? Jfc. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36641396) |
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Date: August 18th, 2018 10:04 PM Author: maniacal brindle gas station he said no down payment, or minimal. ok, maybe 450k, but thats it. which will buy him jack shit in this market.
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Date: August 20th, 2018 11:32 AM Author: Plum chest-beating patrolman wrinkle too high or too low? (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36648108) |
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Date: August 20th, 2018 11:34 AM Author: appetizing garrison macaca Way too high. We make 3x as much and our mortgage isn't much more than that. (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36648126) |
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Date: August 20th, 2018 12:01 PM Author: Ultramarine ungodly dilemma mediation If youre truly remote, take a 200k max mortgage somewhere white and rural. You'll be better off than 99% of us here (http://www.autoadmit.com/thread.php?thread_id=4054923&forum_id=2#36648269) |