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Got into a verbal argument w a lawyer/sole proprietor TCTP

This guy sounded young, mid to late 20s. Wanted 50k to expa...
supple community account
  12/17/18
Just give him a quote and stop wasting his time
Crystalline Vigorous Travel Guidebook
  12/17/18
Give out a quote based on non-verified information he provid...
supple community account
  12/17/18
why can't you give him a quote at the stated credit score an...
Crusty karate
  12/17/18
Because that's a waste of MY time. It shows that the person ...
supple community account
  12/17/18
why are you afraid of offering your customers a competitive ...
Crusty karate
  12/17/18
it only takes a few seconds to be nice
Crusty karate
  12/17/18
Of course he's shopping around for the best rate lol
Crystalline Vigorous Travel Guidebook
  12/17/18
I like to scare people. I tell em look I know you are shoppi...
supple community account
  12/17/18
This asshole shyster schtick is great
Nofapping crimson set headpube
  12/17/18
...
supple community account
  12/17/18
Keep up the good work bro. This shit INFURIATES me. It's ver...
Nofapping crimson set headpube
  12/17/18
Ty
supple community account
  12/17/18
180!
Flirting death wish
  12/17/18
...
odious doobsian pit faggot firefighter
  12/23/18
why can't you just give him a quote
Crusty karate
  12/17/18
because he wants the info so he can tell his boss he got an ...
aphrodisiac place of business
  12/17/18
only reason a lawyer would need $50k is if he's failing; it'...
Beta resort
  12/17/18
jfc you're an insufferable twat. nobody's going to provide y...
wonderful duck-like hospital partner
  12/17/18
Estimates are worthless without the info. I can say one thin...
supple community account
  12/17/18
who the fuck is going to blindly give you bank statements ...
wonderful duck-like hospital partner
  12/17/18
People give me bank statements all the time.
supple community account
  12/17/18
lol you're out there selling loans every day and pocketing c...
Flirting death wish
  12/17/18
...
supple community account
  12/17/18
tctp finally found a job he is good at and enjoys. He's goin...
multi-colored thirsty affirmative action
  12/17/18
...
rusted cuckoldry
  12/23/18
...
supple community account
  12/18/18
...
supple community account
  12/23/18
why would a lawyer need 50k to expand his business. he ne...
Canary hideous voyeur
  12/23/18


Poast new message in this thread



Reply Favorite

Date: December 17th, 2018 2:35 PM
Author: supple community account

This guy sounded young, mid to late 20s. Wanted 50k to expand his business. He kept asking for a quote on the terms and interest rate. I go, Mr Customer I need to verify your credit and we need bank statements to check on revenue.

He goes. "Didt you hear me? I submitted my contact number so that I can get a quote. Why cant you give me a quote "

I go , "we cant give out a quote If we dont know your fico"

He says "my FICO is 650"

"That's fine, but we still need to verify that on our part."

"I just checked on credit karma and I have a 650."

"That's great but we have a partnership with transunion and we get the most accurate and updated score"

We go on for 10 minutes and he finally gave in. Jfc he was an asshole .

(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37421948)



Reply Favorite

Date: December 17th, 2018 2:38 PM
Author: Crystalline Vigorous Travel Guidebook

Just give him a quote and stop wasting his time

(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37421964)



Reply Favorite

Date: December 17th, 2018 2:40 PM
Author: supple community account

Give out a quote based on non-verified information he provides? You know how many business owners lie to get loans

(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37421970)



Reply Favorite

Date: December 17th, 2018 2:41 PM
Author: Crusty karate

why can't you give him a quote at the stated credit score and verify when he submits documentation

(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37421975)



Reply Favorite

Date: December 17th, 2018 2:44 PM
Author: supple community account

Because that's a waste of MY time. It shows that the person is just shopping around, trying to get the best rate.

But if they provide me w all the information I need, it shows URGENCY and these are the people we want, the ones who are desperate for the money. I personally like the ones who get rejected for a loan from big banks like Chase or Wells Fargo.

(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37421998)



Reply Favorite

Date: December 17th, 2018 2:45 PM
Author: Crusty karate

why are you afraid of offering your customers a competitive rate

(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37422007)



Reply Favorite

Date: December 17th, 2018 2:46 PM
Author: Crusty karate

it only takes a few seconds to be nice

(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37422009)



Reply Favorite

Date: December 17th, 2018 2:47 PM
Author: Crystalline Vigorous Travel Guidebook

Of course he's shopping around for the best rate lol

(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37422012)



Reply Favorite

Date: December 17th, 2018 2:49 PM
Author: supple community account

I like to scare people. I tell em look I know you are shopping around but just be careful cause some companies broker your information to other lenders and you may end up getting lots of hits on your credit report, which can bring down your score and we may no longer be able to work w you

(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37422024)



Reply Favorite

Date: December 17th, 2018 3:19 PM
Author: Nofapping crimson set headpube

This asshole shyster schtick is great

(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37422350)



Reply Favorite

Date: December 17th, 2018 3:31 PM
Author: supple community account



(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37422416)



Reply Favorite

Date: December 17th, 2018 3:32 PM
Author: Nofapping crimson set headpube

Keep up the good work bro. This shit INFURIATES me. It's very on the nose but very compelling.

(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37422425)



Reply Favorite

Date: December 17th, 2018 3:43 PM
Author: supple community account

Ty

(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37422478)



Reply Favorite

Date: December 17th, 2018 3:31 PM
Author: Flirting death wish

180!

(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37422420)



Reply Favorite

Date: December 23rd, 2018 3:38 PM
Author: odious doobsian pit faggot firefighter



(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37458757)



Reply Favorite

Date: December 17th, 2018 2:39 PM
Author: Crusty karate

why can't you just give him a quote

(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37421969)



Reply Favorite

Date: December 17th, 2018 3:40 PM
Author: aphrodisiac place of business

because he wants the info so he can tell his boss he got an "application"

(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37422469)



Reply Favorite

Date: December 17th, 2018 2:41 PM
Author: Beta resort

only reason a lawyer would need $50k is if he's failing; it's not like he needs it for capital improvements

get some good collateral

(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37421979)



Reply Favorite

Date: December 17th, 2018 3:02 PM
Author: wonderful duck-like hospital partner

jfc you're an insufferable twat. nobody's going to provide you with sensitive info without even knowing if the rate is in the ballpark. it's an estimate faggot

(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37422100)



Reply Favorite

Date: December 17th, 2018 3:13 PM
Author: supple community account

Estimates are worthless without the info. I can say one thing ng and then get a shitty FICO and bank statements from him, which would qualify him for a 60% interest rate, then he flips out and it's a real waste of time

(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37422296)



Reply Favorite

Date: December 17th, 2018 3:17 PM
Author: wonderful duck-like hospital partner

who the fuck is going to blindly give you bank statements

customer has no incentive to lie materially if theyre going to have to submit to verification when they want to proceed.

(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37422335)



Reply Favorite

Date: December 17th, 2018 3:18 PM
Author: supple community account

People give me bank statements all the time.

(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37422342)



Reply Favorite

Date: December 17th, 2018 3:33 PM
Author: Flirting death wish

lol you're out there selling loans every day and pocketing commissions and these jokers are trying to tell you how to do your job

(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37422429)



Reply Favorite

Date: December 17th, 2018 4:08 PM
Author: supple community account



(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37422599)



Reply Favorite

Date: December 17th, 2018 7:20 PM
Author: multi-colored thirsty affirmative action

tctp finally found a job he is good at and enjoys. He's going to stick with this one folks, I can smell it.

(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37423573)



Reply Favorite

Date: December 23rd, 2018 3:45 PM
Author: rusted cuckoldry



(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37458795)



Reply Favorite

Date: December 18th, 2018 11:37 AM
Author: supple community account



(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37426928)



Reply Favorite

Date: December 23rd, 2018 3:09 PM
Author: supple community account



(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37458647)



Reply Favorite

Date: December 23rd, 2018 3:40 PM
Author: Canary hideous voyeur

why would a lawyer need 50k to expand his business.

he needs 50k to survive the year because his business has no receipts. do not lend to this guy

(http://www.autoadmit.com/thread.php?thread_id=4157651&forum_id=2#37458769)