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Max house with 500k HHI, 500k down payment? 2.5M doable or no?
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Date: March 17th, 2019 11:06 PM Author: excitant learning disabled azn orchestra pit (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37948271) |
Date: March 17th, 2019 11:12 PM Author: exhilarant wine stage If you lost your jobs could you get similar paying jobs? Are you kids going to top quality suburban public schools instead of rip-off private schools?
If the answer to both of these is yes, then you should be able to pull it off but it would be tight and probably stressful. You're looking at roughly $125,000 per year in mortgage payments alone. Your property tax is likely another $20,000 per year or potentially much more if you're in a very expensive part of the country.
I'd probably aim for a mortgage of no more than $1.5m on $500k HHI.
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Date: March 17th, 2019 11:27 PM Author: bearded maniacal school cafeteria a $2m mortgage is way less than $125k/year. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37948376) |
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Date: March 18th, 2019 10:52 AM Author: exhilarant wine stage https://www.nerdwallet.com/mortgages/mortgage-rates says that today's 30 year fixed mortgage average rate is 4.38%
That comes out to $119,904 per year. I was a little bit high, by that's still a fuckton of money. |
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Date: March 18th, 2019 1:28 PM Author: bearded maniacal school cafeteria I stand corrected. I was just eyeballing it relative to my mortgage. I guess today’s higher rates make a big difference. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37950174) |
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Date: March 18th, 2019 11:41 AM Author: excitant learning disabled azn orchestra pit probably, and definitely. agree $2 or lower is ideal (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37949700) |
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Date: March 18th, 2019 3:09 PM Author: Fear-inspiring nursing home lmao in texas a 800K house might have 30K/yr in property taxes (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37950689) |
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Date: March 18th, 2019 10:48 PM Author: Walnut vibrant fortuitous meteor Houstonmo here. That's 2x my property taxes. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37952961) |
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Date: March 19th, 2019 10:36 AM Author: spectacular medicated theater stage On what value house? (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37954275) |
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Date: March 19th, 2019 11:28 AM Author: Walnut vibrant fortuitous meteor Roughly that. I think assessed value is currently 725k. I've never seen 4% property taxes in Texas. Average is a bit less than 2% and that's still high as hell. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37954517) |
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Date: March 19th, 2019 11:16 AM Author: Ruby Tanning Salon Mental Disorder seriously? that's more than what taxes are like in the NY suburbs (except westchester, which is sometimes higher than that) (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37954449) |
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Date: March 19th, 2019 11:34 AM Author: Walnut vibrant fortuitous meteor He's flaming. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37954545) |
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Date: March 19th, 2019 11:39 AM Author: Ruby Tanning Salon Mental Disorder ok, phew (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37954573) |
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Date: March 18th, 2019 11:28 AM Author: Harsh dog poop sweet tailpipe This would be insane. I say that as someone with a $6,500 monthly mortgage and similar HHI.
HTH. |
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Date: March 18th, 2019 11:41 AM Author: excitant learning disabled azn orchestra pit yes but do you live in hte sf bay area (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37949702) |
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Date: March 18th, 2019 1:30 PM Author: Harsh dog poop sweet tailpipe No, but I’ve lived there in the past. Maybe look in Pacifica or in the foothills. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37950187) |
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Date: March 18th, 2019 1:32 PM Author: Harsh dog poop sweet tailpipe LJL, I just looked up the house my parents bought for 1 million back when I lived there. It’s now valued at 3.5 million. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37950200) |
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Date: March 18th, 2019 1:34 PM Author: excitant learning disabled azn orchestra pit (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37950204) |
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Date: March 18th, 2019 1:35 PM Author: Harsh dog poop sweet tailpipe When the market crashes it is going to be apocalyptic. This is literally the worst time to buy. Pull your money out of the market now and wait for the next recession. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37950213) |
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Date: March 18th, 2019 1:34 PM Author: transparent business firm sex offender Where in the Bay Area are you looking to buy and how many kids, if any do you have (that you know of). (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37950208) |
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Date: March 18th, 2019 1:38 PM Author: excitant learning disabled azn orchestra pit someplace in peninsula or east bay with good school districts
1 kid, hopefully another in year or two
looking at Lamorinda since seems like a relatively good deal, but that really locks you out of SV jobs |
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Date: March 18th, 2019 1:40 PM Author: Harsh dog poop sweet tailpipe Do you work in San Fran or in Silicon Valley? To be honest, places like Los Gatos, Saratoga, Cupertino are incredible places to raise a family. If you can find something tolerable there id consider it. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37950239) |
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Date: March 18th, 2019 1:42 PM Author: transparent business firm sex offender Los Gatos is 180 if you work in San Jose and know that's where you'll always be. Terrible commute to SF, but Palo Alto is reasonable. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37950255) |
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Date: March 18th, 2019 1:41 PM Author: transparent business firm sex offender You can buy homes in Belmont that are +/- $2mm that have 4Br and it's a good school district, much whiter than supposedly better ones like Cupertino that are only "good" because 90% azn.
Belmont puts you right between SF and Palo Alto, so tons of flexibility for employment. |
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Date: March 18th, 2019 1:45 PM Author: excitant learning disabled azn orchestra pit Yeah, Belmont/San Carlos are where I'd look in the Peninsula. Not seeing anything great though. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37950261) |
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Date: March 18th, 2019 1:48 PM Author: transparent business firm sex offender Belmont is better than San Carlos, you have no guarantee you'd get Carlmont as a HS in San Carlos. San Carlos has pricier homes at times because they have no square footage cap.
https://www.redfin.com/CA/Belmont/2613-Monte-Cresta-Dr-94002/home/1987809
https://www.redfin.com/CA/Belmont/2516-Buena-Vista-Ave-94002/home/1801503
https://www.redfin.com/CA/Belmont/1040-Continentals-Way-94002/unit-9/home/983663 |
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Date: March 18th, 2019 1:56 PM Author: excitant learning disabled azn orchestra pit Interesting, didnt know that about Carlmont. What is the sq ft cap? (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37950308) |
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Date: March 18th, 2019 2:04 PM Author: transparent business firm sex offender In Belmont I think it's 3,500sq. ft and only if the lot is big enough with appropriate setbacks to permit it. Belmont is super NIMBY, which is good as a homeowner. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37950344) |
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Date: March 18th, 2019 3:10 PM Author: Fear-inspiring nursing home is that including tax and insurance or not? what the fuck you spending your $ on with 500K HHI and you find a 6500/mo pmt uncomfortable (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37950693) |
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Date: March 18th, 2019 5:46 PM Author: Bistre Laughsome Chapel Weed Whacker (nokidmo) (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37951373) |
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Date: March 18th, 2019 6:09 PM Author: Harsh dog poop sweet tailpipe That’s with taxes. My wife spends like a drunken sailor. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37951520) |
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Date: March 18th, 2019 7:28 PM Author: Harsh dog poop sweet tailpipe The problem is that we all make our money from law firms, which are very very unstable jobs and that you need some ability to have your HHI drop (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37952000) |
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Date: March 18th, 2019 11:57 AM Author: Impressive Crimson Casino Pozpig I would just wait it out and not buy right now. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37949790) |
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Date: March 18th, 2019 1:28 PM Author: spectacular medicated theater stage tcr (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37950176) |
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Date: March 18th, 2019 1:35 PM Author: Doobsian autistic home national security agency Uber, Lyft, Airbnb, Pinterest and more are going to IPO this year. Will mint 1000s of new millionaires -- SF housing is goign to become even more unaffordable. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37950212) |
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Date: March 18th, 2019 4:25 PM Author: Impressive Crimson Casino Pozpig If you’re talking about the people who are going to make hundreds of milllions, they’re not buying a dinky $2.5m house. If you’re talking about some engineer who hopes to net $2m, they shouldn’t count their eggs before they hatch. They are “millionaires” at fraud valuations and then the lock up period expires and their stock is worth only like $500k. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37951041) |
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Date: March 18th, 2019 5:06 PM Author: Doobsian autistic home national security agency plenty of people will make a few-several million off these IPOs, dont need to make hundreds of millions
there arent that many SFH for sale in the bay area, and no new ones are being built. part of the entire problem with bay area |
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Date: March 18th, 2019 9:47 PM Author: spectacular medicated theater stage And many of them will take that money and go elsewhere to actually enjoy life. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37952676) |
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Date: March 18th, 2019 9:49 PM Author: dun shitlib national Doubt it. Maybe some will chase greener pastures in a place like Austin, but I suspect most will stay. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37952688) |
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Date: March 18th, 2019 9:51 PM Author: spectacular medicated theater stage So someone is getting a few million and sinking it all into some shitty house that would cost $200k elsewhere (and cost that there a few decades ago)? Seriously? (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37952696) |
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Date: March 19th, 2019 1:22 PM Author: mahogany mind-boggling boistinker Yes you fool, people don’t want to live in the middle of the country (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37955185) |
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Date: March 19th, 2019 1:34 PM Author: spectacular medicated theater stage False dichotomy. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37955276) |
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Date: March 18th, 2019 6:13 PM Author: dun shitlib national Tell us more about your view that Uber, Lyft, etc. are trading at "fraud" valuations. I need a laugh about how the current valuations will be one quarter of what they are now. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37951547) |
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Date: March 18th, 2019 1:37 PM Author: Harsh dog poop sweet tailpipe (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37950222) |
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Date: March 18th, 2019 1:42 PM Author: slate piazza Nutella with the CHNT (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37950254) |
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Date: March 18th, 2019 1:36 PM Author: Ruby Tanning Salon Mental Disorder does not seem doable unless you expect your HHI to jump significantly over the next few years.
my HHI is the same and i'm only looking at places sub-1MM |
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Date: March 18th, 2019 1:38 PM Author: Harsh dog poop sweet tailpipe Up to 1.2 or 1.3 is reasonable. You have to figure you’ll be in the house for 30 years and your income will rise with time, if only to match inflation. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37950229) |
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Date: March 18th, 2019 1:43 PM Author: Ruby Tanning Salon Mental Disorder i know, but i don't really think i need the extra house. i'm just looking at "nice" towns, not super-nice ones. $900k (vs $1.3MM) will get me that.
saving that amount of money on the house means more vacations, no worries about tuition, ability for my wife to step back from work a bit when we have kids, etc. i have finance friends making more than a million a year who worry about their mortgages -- who the fuck wants to live that sort of life? |
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Date: March 18th, 2019 3:03 PM Author: Harsh dog poop sweet tailpipe I agree. But it really depends where you are and what you get for your money. No way in hell am I going to bust my ass in a high stress job and buy a 900k house if the house is a 1970s split-level or something in a hum-drum neighborhood. I’d rather move to fly-over at that point. I’m just not going to accept a standard of living that is less than what mail men and plumbers have elsewhere in the country when I have an HHI of 500k. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37950665) |
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Date: March 18th, 2019 3:07 PM Author: stubborn kitchen would rather spend the extra $400k if that means half as many niggers and minorities (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37950674) |
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Date: March 19th, 2019 11:16 AM Author: Ruby Tanning Salon Mental Disorder if you spend the extra 400k you'll just get more asians and jews, not fewer other minorities. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37954453) |
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Date: March 18th, 2019 1:52 PM Author: spectacular medicated theater stage "You have to figure you’ll be in the house for 30 years and your income will rise with time"
Those seem like insane assumptions to me. Shit happens. There are booms and busts, including regional ones or ones affecting various sectors (California isn't diversified at all - it is all in on tech). Betting your entire financial health on this being true seems like it is asking for trouble.
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Date: March 18th, 2019 1:53 PM Author: Ruby Tanning Salon Mental Disorder exactly my thoughts.
if we make more money down the line? less worries about paying for the house. |
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Date: March 18th, 2019 2:02 PM Author: spectacular medicated theater stage Exactly. Hope for the best, plan for the worst.
The world has a ton of uncertainty these days. The country is in a huge state of flux but one thing that is clear is that the national debt/the deficit is a huge problem and implies that taxes are going up, especially on $400-500k+/year households. With SALT deduction gone, us coastal bros are getting soaked. I did my taxes last night - paid in $12k. Democrats are looking at us and saying we still don't pay enough. As taxes rise, you see companies like Amazon moving to places like Nashville. Texas and Florida are seeing a boom. And places like California? They may well get totally fucked. I'm worried about my suburban house in NJ, but the reality is that I kept costs down, so I should be ok even if in 10 years the value of my house drops. |
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Date: March 18th, 2019 5:36 PM Author: Harsh dog poop sweet tailpipe You weren’t joking. Doing my taxes now and I am cutting a check to Uncle Sam for $50,000. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37951320) |
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Date: March 18th, 2019 3:08 PM Author: Harsh dog poop sweet tailpipe Well things are different now versus 5 years ago. Then, rates were rock bottom and it was a great time to buy. Now, rates are up and the market is about to tank. Obviously it’s a horrible time to buy right now. But I’m speaking in generalities. It’s true that you will “grow into your house.” (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37950678) |
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Date: March 19th, 2019 11:19 AM Author: bearded maniacal school cafeteria Link to mortgage rates being higher today than 5 years ago? (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37954467) |
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Date: March 18th, 2019 1:36 PM Author: spectacular medicated theater stage You make like $50k/year more than us and I would never, ever consider anything like this. If I had to live on the WC I would rent. You don't even lose that much with prices like these. And no, it isn't "a good investment" - it has no upside and a lot of downside risk.
To put it another way, if the economy in the Bay Area blows up, you could end up completely fucked. You lose your job, your housing value collapses and you will have no idea what to do, despite years of making a high salary. Can't pay the outrageous mortgage, can't sell the house because it is underwater, can't find a job paying anywhere near enough but also can't move for work because tied down by house. |
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Date: March 18th, 2019 1:42 PM Author: Harsh dog poop sweet tailpipe I agree. You can rent a decent house there for 5-6k. Do that until the market crashes then buy. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37950253) |
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Date: March 18th, 2019 1:49 PM Author: spectacular medicated theater stage That's what I saw as well. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37950278) |
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Date: March 18th, 2019 6:31 PM Author: spruce aromatic useless brakes lolno (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37951671) |
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Date: March 18th, 2019 6:42 PM Author: spectacular medicated theater stage ? (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37951752) |
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Date: March 18th, 2019 10:09 PM Author: excitant learning disabled azn orchestra pit guess you and i are different people (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37952784) |
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Date: March 18th, 2019 6:11 PM Author: heady hospital newt Your housing debt shouldn't exceed 1/3 of your income.
($500k/3)+$500k=$667k |
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Date: March 19th, 2019 11:21 AM Author: bearded maniacal school cafeteria I realize this is a joke, but The old rule of thumb was 3x (not 1/3x), but that number goes up with income (or its for median people, not extreme high earners), and was from a time when rates were much higher. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37954472) |
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Date: March 19th, 2019 11:24 AM Author: Ruby Tanning Salon Mental Disorder tough to do 3x with the extreme income volatility of people making $500k or so HHI -- they're making more than government workers but less than real-deal management or finance types. most people in this bracket are GC wage slaves x2 (obviously not overly successful ones) and should not count on making this sort of money forever. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37954488) |
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Date: March 19th, 2019 11:57 AM Author: bearded maniacal school cafeteria Lol at “forever” mattering. Worst case scenario, you sell your house and walk away from your down payment. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37954682) |
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Date: March 19th, 2019 12:20 PM Author: Ruby Tanning Salon Mental Disorder walking away from that, after paying a shitload in mortgage interest, is a pretty big deal for most people. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37954832) |
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Date: March 19th, 2019 1:15 PM Author: bearded maniacal school cafeteria As opposed to rent that you have a 100% chance of losing?
If you’re so far underwater on your house that you’re waking away, you’d probably have lost similarly if you’d invested the money in other asset classes.
Also, the more likely scenario is that your house basically holds its value, adjusted for inflation, and you get a tax benefit until you sell or until inflation catches up and you can rent it out for more than the piti. At that point, even if you live there, your piti will equate to a below-market rent. |
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Date: March 19th, 2019 1:33 PM Author: spectacular medicated theater stage Rent is going to be a) much smaller, and b) easier to get out of if he wants to leave. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37955269) |
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Date: March 19th, 2019 1:58 PM Author: bearded maniacal school cafeteria 1) this is probably false today (it’s probably not that much cheaper) for equivalent housing and even more probably false 10 years from now since piti is basically fixed in California
2) no shit |
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Date: March 19th, 2019 2:13 PM Author: spectacular medicated theater stage In the SF Bay area you can rent something more modest than what you would want to buy. Something in the $5-6k/month range for rent is fine. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37955465) |
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Date: March 19th, 2019 2:18 PM Author: spectacular medicated theater stage Examples:
https://www.zillow.com/homedetails/902-September-Dr-Cupertino-CA-95014/19636348_zpid/
https://www.zillow.com/homedetails/(undisclosed-Address)-Cupertino-CA-95014/2140252190_zpid/
https://www.zillow.com/homedetails/1436-Brookmill-Rd-Los-Altos-CA-94024/19534570_zpid/?fullpage=true
https://www.zillow.com/homedetails/Baines-St-East-Palo-Alto-CA-94303/2133197617_zpid/?fullpage=true
https://www.zillow.com/homedetails/217-Newbridge-St-Menlo-Park-CA-94025/15569424_zpid/?fullpage=true
EDIT: A $2m mortgage, otoh, costs 11k/month. Not including other home ownership/purchase/sale costs. |
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Date: March 18th, 2019 6:28 PM Author: Light masturbator Lots of lenders accept 3% down payment. So you could easily go $17 million on the house (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37951655) |
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Date: March 18th, 2019 6:31 PM Author: Ruby Tanning Salon Mental Disorder (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37951669) |
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Date: March 18th, 2019 6:32 PM Author: heady hospital newt (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37951682) |
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Date: March 18th, 2019 7:26 PM Author: slate piazza Hmmm crrr (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37951987) |
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Date: March 18th, 2019 7:29 PM Author: Harsh dog poop sweet tailpipe (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37952004) |
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Date: March 18th, 2019 7:31 PM Author: Doobsian autistic home national security agency (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37952013) |
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Date: March 18th, 2019 9:46 PM Author: spectacular medicated theater stage (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37952670) |
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Date: March 18th, 2019 9:47 PM Author: Red Stimulating Cuck (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37952674) |
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Date: March 18th, 2019 10:09 PM Author: excitant learning disabled azn orchestra pit (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37952785) |
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Date: March 24th, 2019 10:19 AM Author: Carmine dilemma digit ratio (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37980380) |
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Date: March 18th, 2019 10:11 PM Author: excitant learning disabled azn orchestra pit Update - going to stick with $2Mish.
500k HHI is conservative as it's a couple hundred higher but i'm only considering my income in case wife decides to work, or alternatively if i go startup and make significantly less, we could still be around there. Crazy how you can't get a nice house for <$2M. Bay area real estate sucks. |
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Date: March 19th, 2019 12:42 PM Author: transparent business firm sex offender Go look at the ones I sent you. They're not building any more SFH's in the Bay Area aside from high density communities with big commutes. You are not taking much of a risk buying in a location that ideally situated with a good/white school district. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37954963) |
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Date: March 19th, 2019 10:37 AM Author: Umber Arousing Pit $2.5 million house on $500k income? LOL
My parents made that kind of money in the 90s and we lived in a $400k house. |
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Date: March 19th, 2019 10:39 AM Author: spectacular medicated theater stage They were doing it right. This stupidity is also why a bunch in our generations are going to be totally fucked. "Oh, shitty boomers!" Yeah, they weren't dumb enough to buy a $2m-$2.5m house on a $500k HHI.
"Oh, but I can't get a nice house for that in the Bay Area!"
Yeah, then don't stay in the fucking Bay Area. Rent until you find something somewhere else. |
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Date: March 19th, 2019 11:06 AM Author: ruddy cerebral party of the first part Boomers pulled up the ladder by making it hard to build new homes. The bay area should have hong kong style development to meet demand (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37954400) |
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Date: March 19th, 2019 11:10 AM Author: spectacular medicated theater stage ljl @ living past your early 20s in condos. (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37954429) |
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Date: March 19th, 2019 11:11 AM Author: stubborn kitchen (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37954433) |
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Date: March 19th, 2019 11:07 AM Author: indigo factory reset button sanctuary You can only afford around a $1M mortgage comfortably
The answer is you need to either rent, or more realistically, move to a less insane part of the country
In Phoenix, Atlanta, Houston, etc. $500k will get you a nice house and you'd be mortgage free living a much less stressful existence |
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Date: March 19th, 2019 11:11 AM Author: spectacular medicated theater stage (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37954432) |
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Date: March 19th, 2019 1:23 PM Author: mahogany mind-boggling boistinker Aim for 1.5mm, 2.5mm is insane (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37955194) |
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Date: March 19th, 2019 2:30 PM Author: spruce aromatic useless brakes What's the monthly payments on a $1.2 million mortgage? (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37955553) |
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Date: March 19th, 2019 10:32 PM Author: spectacular medicated theater stage https://www.mortgagecalculator.org/
Assuming $1k/month taxes, you get roughly $7500/month. |
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Date: March 24th, 2019 10:26 AM Author: Beta hairy legs pervert Lmao at nigger rich birdshits blowing 15k per month on a 2000sqft California shitbox while homeless people street shit in their front yard (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37980403) |
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Date: March 24th, 2019 9:35 PM Author: spectacular medicated theater stage Hate to agree with TT, but... (http://www.autoadmit.com/thread.php?thread_id=4223397&forum_id=2#37983991) |