wife and I bring in 450-500K a year and we're still fucking middle class @ best
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Poast new message in this thread
Date: March 18th, 2019 11:33 PM Author: Brilliant charismatic library halford
jfc, we get raped by taxes and although we don't live in MFH/SF, we still live in an expensive area and will likely need to send kids to private school
rape rape rape, america is pretty good, but only the non w2 wage slaves are truly winning
(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37953157) |
Date: March 18th, 2019 11:40 PM Author: Godawful ticket booth liquid oxygen
"and will likely need to send kids to private school"
This is a bad idea.
(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37953175) |
Date: March 19th, 2019 12:04 PM Author: Spectacular translucent boltzmann
so true.
my colleague brings in $400k, his wife $200k, and they live in NYC and feel poor. they just had a baby and are already reserving money for school which is using up almost all their discretionary money.
Not to mention paying a nanny $40k a year.
i'm down for no government help whatsoever and just pay UBI $1k a month so that the poor can eat and the rich can afford some of the cost on a nanny.
(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954727) |
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Date: March 19th, 2019 12:16 PM Author: Brilliant charismatic library halford
fully fund your 401K, IRA, college savings accounts, 20K/child that'll go to private school because the publics are not good enough, 900K house, 2 modest cars, and all the normal expenses
in the end we're able to pay for it all, sure, but we're not left with a ton of money for our brokerage, so it's hard to imagine retirement w/o major inheritance
(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954810) |
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Date: March 19th, 2019 12:20 PM Author: Brilliant charismatic library halford
wife is smarter than me so hopefully she's the dominant genes here, but still, XO can't have it both ways: avoid DINDUS and yet still send your kid to dem PUBLIC schools
house is like 950K, 3 bedroom townhouse, it's nice, but many people with our HHI go for 1.2-1.5MM houses so I felt it was prudent
I drive a Mazda CX-5 and she drives a pretty nice Subaru
(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954836) |
Date: March 19th, 2019 12:18 PM Author: vibrant apoplectic house
This is utterly moronic.
YOU ARE A SPENDTHRIFT.
(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954821) |
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Date: March 19th, 2019 12:25 PM Author: Bisexual Crotch
the options for my future kids:
1) ivy or equivalent
2) academy
3) state school
(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954864) |
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Date: March 19th, 2019 12:34 PM Author: Bisexual Crotch
depends on what you mean by "retarded."
xo retarded? academy or state school
actually retarded? i don't know.
(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954906) |
Date: March 21st, 2019 11:59 PM Author: Dashing Friendly Grandma Ape
Jfc you people are spoiled
no one is entitled to a million dollar house, a nanny, two luxury cars and private school. That shit is not how actual "middle class" people live.
You are so entitled and out of touch with how most of the country lives that it's nauseating.
(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37969618) |
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Date: March 22nd, 2019 9:01 AM Author: Spectacular translucent boltzmann
ur right but this was old xoxo before all the racist proles came
no one is entitled to those assets or quality of life, but if u were top 0.1% in ugrad, top 1% in law school, top 1% in lsat, then u'd expect a top 1% outcome (xoxo2006)
nutella is from the old guard
(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970429) |
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Date: March 22nd, 2019 11:04 AM Author: Dashing Friendly Grandma Ape
Yes, those people are upper middle class.
Middle class is roughly average. The average FAMILY makes $50k/yr, remember that.
The average family has a house that costs less than$500K, brings in less than $100k per year, has a lot of credit card and school debt, raises their own kids or sends them to a cheap daycare, lives in a decent but not wealthy neighborhood, has one average car (think Chevy, Toyota, Ford, Dodge, Honda, Hyundai, Kia, not an Audi or Saab), sends their kids to private school and maybe takes one family vacation a year to a place like Disney World or maybe a national park. Definitely not multiple international vacations per year.
(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970928) |
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Date: March 22nd, 2019 11:19 AM Author: Dashing Friendly Grandma Ape
Middle class people DO NOT have nannies.
I live in NYC and make about $80k. I consider myself middle class. I have a nice apartment in a nice neighborhood (with a roommate and in
Brooklyn but still). I go out to bars, lounges and clubs all the time and I eat out and order takeout multiple times a week (admittedly I am subsidized by my BF on a lot of this stuff when he is in town).i spend a few hundred dollars at the hair salon once a month (#blackgirlproblems lol), I belong to a gym (YMCA so probably the cheapest option available). I have no school or credit card or medical debt. I have a cat and have had to spend hundreds of dollars on him at the vet for various medical problems. I take dance classeses. I travel domestically and internationally all the time. I have $100k saved.
If I made anywhere close to 250k (half of $500k household income) I would feel as though I'd won the lottery and have no idea what to do with all that cash. I literally have enough z$ for everything I want to do on my current salary.
(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971054) |
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Date: March 22nd, 2019 11:22 AM Author: sick piazza
with a roommate
subsidized by my BF
YMCA
ok middle class
(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971078) |
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Date: March 22nd, 2019 11:33 AM Author: Awkward parlour love of her life
You don't have kids and live with a roommate. I don't think it's fair to compare your situation to, say, a family of 4.
Also, plenty of middle class people have nannies. I had one for the first year of my son's life. We paid her the equivalent of like $30k/year. The alternative is sending your infant to a $25k/year daycare. I assure you I am middle class and was even more so a couple years ago.
(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971129)
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Date: March 22nd, 2019 11:41 AM Author: rambunctious brunch
My city isn't on your list but I think it's pretty close tbh.
My 3.6k mortgage payment is for a $1.1M house. I bought a starter house years ago then sold it last year for $$$$$, so I have a ton of equity in my house. That helps a lot.
(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971168)
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Date: March 22nd, 2019 12:02 PM Author: rambunctious brunch
My parents paid for my state school undergrad. This is a huge advantage in life and I recognize that I am super lucky to have it, and that most people don't. I haven't taken a dime from my parents since I graduated undergrad.
I paid for law school with scholarships and loans. I made $1M+ in the 5 years after law school by killing myself at a biglaw job. I made good decisions with that money and am now very well set up financially.
But yes, family wealth is fairly predictive of personal success in this country, and class mobility is a myth.
(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971297) |
Date: March 22nd, 2019 12:04 PM Author: fragrant fat ankles
Starter home in a lot of major metros is 1M
Can't send your kids to local public schools
College costs will be insane in 20 years, like 1M to send 2 kids to college
OP isn't wrong
(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971305) |
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Date: March 22nd, 2019 12:40 PM Author: Godawful ticket booth liquid oxygen
"Starter home in a lot of major metros is 1M"
No they aren't. Just the west coast.
"Can't send your kids to local public schools"
Same answer as the above.
(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971494)
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Date: March 23rd, 2019 11:53 AM Author: Navy Skinny Woman Half-breed
WRONG. Decent starter homes with a 1 hour commute and decent schools are $1 million in my east coast city.
Sure, you can go lower, but that means: (1) a major fixer-upper, (2) a 1.5+ hour commute, or (3) bad schools/hood rats in your neighborhood.
(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37976767) |
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