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wife and I bring in 450-500K a year and we're still fucking middle class @ best

jfc, we get raped by taxes and although we don't live in MFH...
Brilliant charismatic library halford
  03/18/19
...
Brilliant charismatic library halford
  03/18/19
"and will likely need to send kids to private school&qu...
Godawful ticket booth liquid oxygen
  03/18/19
publics are not good dude, I went to publics K --> Grad, ...
Brilliant charismatic library halford
  03/18/19
not necessarily a bad idea but unnecessary
Awkward parlour love of her life
  03/19/19
It is financially a bad idea in most cases.
Godawful ticket booth liquid oxygen
  03/19/19
People without kids just don't understand what it means to s...
autistic idea he suggested son of senegal
  03/22/19
Westchester bound
Mint round eye
  03/18/19
not in NY
Brilliant charismatic library halford
  03/18/19
...
Brilliant charismatic library halford
  03/19/19
is your income stable at least?
mauve erotic boiling water
  03/19/19
Yes, very stable jobs thankfully (in-house mos)
Brilliant charismatic library halford
  03/19/19
is inhouse stable? hmmm
mauve erotic boiling water
  03/19/19
after a certain level you are, and in certain industries ...
Brilliant charismatic library halford
  03/19/19
so true. my colleague brings in $400k, his wife $200k, an...
Spectacular translucent boltzmann
  03/19/19
fortunately I'm not in NYC, but it's still expensive in othe...
Brilliant charismatic library halford
  03/19/19
please post a breakdown of your typical monthly spend
Coral indian lodge
  03/19/19
fully fund your 401K, IRA, college savings accounts, 20K/chi...
Brilliant charismatic library halford
  03/19/19
describe the $1m house and cars you do know educational s...
Coral indian lodge
  03/19/19
wife is smarter than me so hopefully she's the dominant gene...
Brilliant charismatic library halford
  03/19/19
you spent a million dollars on a house and that doesn't even...
Nighttime Crimson School Cafeteria
  03/19/19
he must be in a city, not the suburb of one
Bisexual Crotch
  03/19/19
no feral dindus where 3 bed houses go for one million dollar...
Coral indian lodge
  03/19/19
"townhouse"
Bisexual Crotch
  03/19/19
This is my middle school: https://www.greatschools.org/ca...
exhilarant filthy area
  03/19/19
That link says the school is fine if you're not poor.
supple cuckoldry
  03/19/19
Yes living in LA is expensive!
titillating idiotic kitchen
  03/19/19
I have to send Uncle Sam a check for 50,000 with my tax retu...
Navy Skinny Woman Half-breed
  03/19/19
This is utterly moronic. YOU ARE A SPENDTHRIFT.
vibrant apoplectic house
  03/19/19
"college savings accounts" lol tell your kids they...
Thirsty twisted coffee pot stage
  03/19/19
the options for my future kids: 1) ivy or equivalent ...
Bisexual Crotch
  03/19/19
what if they're retarded
Coral indian lodge
  03/19/19
depends on what you mean by "retarded." xo re...
Bisexual Crotch
  03/19/19
run of the mill average retarded
Coral indian lodge
  03/19/19
like not smart enough at all to go to college? probably enl...
Bisexual Crotch
  03/19/19
lol bro you are so fucked up Mormon bro here, 4 kids + SAHM...
aqua trip milk bbw
  03/19/19
It's easier for you, you don't have to budget for alcohol.
cracking sanctuary
  03/19/19
IRL LOL
Misunderstood Opaque Native Rigpig
  03/19/19
DESCRIBE your retirement savings.
supple cuckoldry
  03/19/19
37 yo, $280K, about 25-30% of that is Roth.
aqua trip milk bbw
  03/19/19
Do you own a house? If you live in a high COL area a house...
lascivious public bath marketing idea
  03/22/19
? He probably needs 3 bedrooms - parents, boys room, girls ...
Arrogant spot
  03/22/19
He doesn't even need separate boys and girls rooms! Keep it...
Godawful ticket booth liquid oxygen
  03/22/19
$800K 3 BR, commute is shit :/
aqua trip milk bbw
  03/22/19
Yeah, you save $$ but sacrifice your time on this earth to y...
lascivious public bath marketing idea
  03/22/19
jfc
Godawful ticket booth liquid oxygen
  03/22/19
wtf? how did you buy that on that salary
mauve erotic boiling water
  03/23/19
nutella is this a common problem?
Brilliant charismatic library halford
  03/19/19
you should be putting away at least $100k/year in savings (n...
exhilarant filthy area
  03/19/19
el oh el
aqua trip milk bbw
  03/19/19
jfc i'm never going to retire.
Awkward parlour love of her life
  03/22/19
Jfc you people are spoiled no one is entitled to a millio...
Dashing Friendly Grandma Ape
  03/21/19
ur right but this was old xoxo before all the racist proles ...
Spectacular translucent boltzmann
  03/22/19
I don’t think it’s necessarily entitlement becau...
Fishy tattoo masturbator
  03/22/19
I'm not hating I'm saying that they're factually wrong about...
Dashing Friendly Grandma Ape
  03/22/19
of course middle class people do those things. the people w...
Fighting Aphrodisiac Theater Stage Pistol
  03/22/19
LMAO middle class people DO NOT have million dollar homes an...
Dashing Friendly Grandma Ape
  03/22/19
yes they do. first, a million dollar home is not that much....
Fighting Aphrodisiac Theater Stage Pistol
  03/22/19
Yes, those people are upper middle class. Middle class is...
Dashing Friendly Grandma Ape
  03/22/19
dead wrong. the average american is working class, not midd...
Fighting Aphrodisiac Theater Stage Pistol
  03/22/19
american politics is weird as most people consider themselve...
Exciting Therapy
  03/23/19
A million dollar house is the MINIMUM to buy an entry level ...
Navy Skinny Woman Half-breed
  03/22/19
not true if you are willing to be a GENTRIFIER here's a 4...
Arrogant spot
  03/22/19
Cr
Dashing Friendly Grandma Ape
  03/22/19
That house is on Piru street which is literally where the L....
Soggy azure volcanic crater casino
  03/22/19
so basically work ur ass off to be top 10% just so u can liv...
Spectacular translucent boltzmann
  03/22/19
i don't think anyone here wants to live how "most of th...
Awkward parlour love of her life
  03/22/19
That's fine but dont claim that you're middle class. It's d...
Dashing Friendly Grandma Ape
  03/22/19
Those people you described aren't middle class. They are wor...
Awkward parlour love of her life
  03/22/19
Middle class people DO NOT have nannies. I live in NYC an...
Dashing Friendly Grandma Ape
  03/22/19
with a roommate subsidized by my BF YMCA ok middle cl...
sick piazza
  03/22/19
Fwiw my boyfriend lives in San Francisco and only visits may...
Dashing Friendly Grandma Ape
  03/22/19
im not knocking you but you live a single life with no money...
sick piazza
  03/22/19
You don't have kids and live with a roommate. I don't think ...
Awkward parlour love of her life
  03/22/19
anything under $800k HHI is basically poverty in a major met...
sick piazza
  03/22/19
lol
Dashing Friendly Grandma Ape
  03/22/19
I'm so poor. :(
Godawful ticket booth liquid oxygen
  03/22/19
$250k-ish HHI income here, live in a major metro area with s...
rambunctious brunch
  03/22/19
(normal honest person)
Dashing Friendly Grandma Ape
  03/22/19
But HOW?
Godawful ticket booth liquid oxygen
  03/22/19
Bring home $14k-ish monthly (not sure exactly cause of bi-we...
rambunctious brunch
  03/22/19
the key difference between "major metro area" and ...
Beady-eyed grizzly hunting ground
  03/22/19
My city isn't on your list but I think it's pretty close tbh...
rambunctious brunch
  03/22/19
fo sho. how big is your mortgage?
Beady-eyed grizzly hunting ground
  03/22/19
~$515k
rambunctious brunch
  03/22/19
howd you get money for original mortgage
sick piazza
  03/22/19
Did 5 years in biglaw. Had minimal school debt due to schol...
rambunctious brunch
  03/22/19
“Parents” /rolleyes oh great you feel rich be...
sick piazza
  03/22/19
My parents paid for my state school undergrad. This is a hu...
rambunctious brunch
  03/22/19
yeah, that's a pretty reasonable situation. basically you h...
Beady-eyed grizzly hunting ground
  03/22/19
lol if ur SAHM wife isn't homeschooling the kids under Susan...
aqua trip milk bbw
  03/22/19
this is basically my situation right now, but i live in the ...
Awkward parlour love of her life
  03/22/19
well probably by not buying overpriced luxury suvs for a sta...
sick piazza
  03/22/19
correct
rambunctious brunch
  03/22/19
Starter home in a lot of major metros is 1M Can't send yo...
fragrant fat ankles
  03/22/19
"Starter home in a lot of major metros is 1M" N...
Godawful ticket booth liquid oxygen
  03/22/19
VAT
fragrant fat ankles
  03/22/19
WRONG. Decent starter homes with a 1 hour commute and decent...
Navy Skinny Woman Half-breed
  03/23/19
I can't think of a single "east coast city" that f...
Godawful ticket booth liquid oxygen
  03/23/19
If you buy a 1M home in the NYC metro and it's not in a good...
Cobalt histrionic fanboi depressive
  03/23/19
...
Godawful ticket booth liquid oxygen
  03/23/19
i make about 300K (not counting investment income) and const...
indecent excitant shitlib tanning salon
  03/22/19
180
Exciting Therapy
  03/23/19
...
Awkward parlour love of her life
  03/23/19


Poast new message in this thread



Reply Favorite

Date: March 18th, 2019 11:33 PM
Author: Brilliant charismatic library halford

jfc, we get raped by taxes and although we don't live in MFH/SF, we still live in an expensive area and will likely need to send kids to private school

rape rape rape, america is pretty good, but only the non w2 wage slaves are truly winning

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37953157)



Reply Favorite

Date: March 18th, 2019 11:38 PM
Author: Brilliant charismatic library halford



(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37953169)



Reply Favorite

Date: March 18th, 2019 11:40 PM
Author: Godawful ticket booth liquid oxygen

"and will likely need to send kids to private school"

This is a bad idea.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37953175)



Reply Favorite

Date: March 18th, 2019 11:57 PM
Author: Brilliant charismatic library halford

publics are not good dude, I went to publics K --> Grad, but the ones here are bad

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37953216)



Reply Favorite

Date: March 19th, 2019 12:07 PM
Author: Awkward parlour love of her life

not necessarily a bad idea but unnecessary

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954747)



Reply Favorite

Date: March 19th, 2019 3:11 PM
Author: Godawful ticket booth liquid oxygen

It is financially a bad idea in most cases.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37955771)



Reply Favorite

Date: March 22nd, 2019 11:24 AM
Author: autistic idea he suggested son of senegal

People without kids just don't understand what it means to send your kid to a bad public school.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971088)



Reply Favorite

Date: March 18th, 2019 11:49 PM
Author: Mint round eye

Westchester bound

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37953196)



Reply Favorite

Date: March 18th, 2019 11:57 PM
Author: Brilliant charismatic library halford

not in NY

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37953217)



Reply Favorite

Date: March 19th, 2019 11:52 AM
Author: Brilliant charismatic library halford



(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954652)



Reply Favorite

Date: March 19th, 2019 11:57 AM
Author: mauve erotic boiling water

is your income stable at least?

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954680)



Reply Favorite

Date: March 19th, 2019 11:58 AM
Author: Brilliant charismatic library halford

Yes, very stable jobs thankfully (in-house mos)

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954693)



Reply Favorite

Date: March 19th, 2019 11:58 AM
Author: mauve erotic boiling water

is inhouse stable? hmmm

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954696)



Reply Favorite

Date: March 19th, 2019 12:03 PM
Author: Brilliant charismatic library halford

after a certain level you are, and in certain industries

at the WORST she could find another gig @ another company, and I could, too, maybe I'd take a little pay cut but we'd never go below 400K HHI

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954720)



Reply Favorite

Date: March 19th, 2019 12:04 PM
Author: Spectacular translucent boltzmann

so true.

my colleague brings in $400k, his wife $200k, and they live in NYC and feel poor. they just had a baby and are already reserving money for school which is using up almost all their discretionary money.

Not to mention paying a nanny $40k a year.

i'm down for no government help whatsoever and just pay UBI $1k a month so that the poor can eat and the rich can afford some of the cost on a nanny.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954727)



Reply Favorite

Date: March 19th, 2019 12:09 PM
Author: Brilliant charismatic library halford

fortunately I'm not in NYC, but it's still expensive in other cities

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954762)



Reply Favorite

Date: March 19th, 2019 12:13 PM
Author: Coral indian lodge

please post a breakdown of your typical monthly spend

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954787)



Reply Favorite

Date: March 19th, 2019 12:16 PM
Author: Brilliant charismatic library halford

fully fund your 401K, IRA, college savings accounts, 20K/child that'll go to private school because the publics are not good enough, 900K house, 2 modest cars, and all the normal expenses

in the end we're able to pay for it all, sure, but we're not left with a ton of money for our brokerage, so it's hard to imagine retirement w/o major inheritance

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954810)



Reply Favorite

Date: March 19th, 2019 12:18 PM
Author: Coral indian lodge

describe the $1m house and cars

you do know educational success is almost entirely genetic?

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954823)



Reply Favorite

Date: March 19th, 2019 12:20 PM
Author: Brilliant charismatic library halford

wife is smarter than me so hopefully she's the dominant genes here, but still, XO can't have it both ways: avoid DINDUS and yet still send your kid to dem PUBLIC schools

house is like 950K, 3 bedroom townhouse, it's nice, but many people with our HHI go for 1.2-1.5MM houses so I felt it was prudent

I drive a Mazda CX-5 and she drives a pretty nice Subaru

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954836)



Reply Favorite

Date: March 19th, 2019 12:28 PM
Author: Nighttime Crimson School Cafeteria

you spent a million dollars on a house and that doesn't even get you semi-decent schools..?!?

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954877)



Reply Favorite

Date: March 19th, 2019 12:33 PM
Author: Bisexual Crotch

he must be in a city, not the suburb of one

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954898)



Reply Favorite

Date: March 19th, 2019 12:35 PM
Author: Coral indian lodge

no feral dindus where 3 bed houses go for one million dollars

have you considered that if your kids are mongs no war chest will buy them a decent education

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954907)



Reply Favorite

Date: March 19th, 2019 12:37 PM
Author: Bisexual Crotch

"townhouse"

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954922)



Reply Favorite

Date: March 19th, 2019 12:42 PM
Author: exhilarant filthy area

This is my middle school:

https://www.greatschools.org/california/los-angeles/2058-Emerson-Community-Charter-School/

The houses around there are $2m.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954958)



Reply Favorite

Date: March 19th, 2019 3:15 PM
Author: supple cuckoldry

That link says the school is fine if you're not poor.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37955804)



Reply Favorite

Date: March 19th, 2019 12:15 PM
Author: titillating idiotic kitchen

Yes living in LA is expensive!

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954804)



Reply Favorite

Date: March 19th, 2019 12:18 PM
Author: Navy Skinny Woman Half-breed

I have to send Uncle Sam a check for 50,000 with my tax return this year 💸💸💸

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954819)



Reply Favorite

Date: March 19th, 2019 12:18 PM
Author: vibrant apoplectic house

This is utterly moronic.

YOU ARE A SPENDTHRIFT.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954821)



Reply Favorite

Date: March 19th, 2019 12:22 PM
Author: Thirsty twisted coffee pot stage

"college savings accounts" lol tell your kids they get a scholarship to wherever or tough shit.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954848)



Reply Favorite

Date: March 19th, 2019 12:25 PM
Author: Bisexual Crotch

the options for my future kids:

1) ivy or equivalent

2) academy

3) state school

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954864)



Reply Favorite

Date: March 19th, 2019 12:30 PM
Author: Coral indian lodge

what if they're retarded

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954885)



Reply Favorite

Date: March 19th, 2019 12:34 PM
Author: Bisexual Crotch

depends on what you mean by "retarded."

xo retarded? academy or state school

actually retarded? i don't know.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954906)



Reply Favorite

Date: March 19th, 2019 12:35 PM
Author: Coral indian lodge

run of the mill average retarded

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954909)



Reply Favorite

Date: March 19th, 2019 12:39 PM
Author: Bisexual Crotch

like not smart enough at all to go to college? probably enlist.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954939)



Reply Favorite

Date: March 19th, 2019 12:30 PM
Author: aqua trip milk bbw

lol bro you are so fucked up

Mormon bro here, 4 kids + SAHM wife in high COL area, no parental help, I pull in $150K, we give away $15K/year, we're doing fine. Learn to save some fucking money you prole.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954886)



Reply Favorite

Date: March 19th, 2019 12:37 PM
Author: cracking sanctuary

It's easier for you, you don't have to budget for alcohol.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954919)



Reply Favorite

Date: March 19th, 2019 12:46 PM
Author: Misunderstood Opaque Native Rigpig

IRL LOL

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954981)



Reply Favorite

Date: March 19th, 2019 3:17 PM
Author: supple cuckoldry

DESCRIBE your retirement savings.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37955815)



Reply Favorite

Date: March 19th, 2019 4:18 PM
Author: aqua trip milk bbw

37 yo, $280K, about 25-30% of that is Roth.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37956159)



Reply Favorite

Date: March 22nd, 2019 9:35 AM
Author: lascivious public bath marketing idea

Do you own a house? If you live in a high COL area a house that would hold 6 people would cost at least $3MM

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970520)



Reply Favorite

Date: March 22nd, 2019 9:51 AM
Author: Arrogant spot

?

He probably needs 3 bedrooms - parents, boys room, girls room

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970570)



Reply Favorite

Date: March 22nd, 2019 10:07 AM
Author: Godawful ticket booth liquid oxygen

He doesn't even need separate boys and girls rooms! Keep it in the family, etc.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970616)



Reply Favorite

Date: March 22nd, 2019 11:25 AM
Author: aqua trip milk bbw

$800K 3 BR, commute is shit :/

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971094)



Reply Favorite

Date: March 22nd, 2019 11:40 AM
Author: lascivious public bath marketing idea

Yeah, you save $$ but sacrifice your time on this earth to your commute.

The reasons I care about making money are to not commute too far and to send kids to decent schools

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971163)



Reply Favorite

Date: March 22nd, 2019 4:23 PM
Author: Godawful ticket booth liquid oxygen

jfc

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37972822)



Reply Favorite

Date: March 23rd, 2019 2:56 PM
Author: mauve erotic boiling water

wtf? how did you buy that on that salary

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37977571)



Reply Favorite

Date: March 19th, 2019 3:09 PM
Author: Brilliant charismatic library halford

nutella is this a common problem?

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37955764)



Reply Favorite

Date: March 19th, 2019 4:31 PM
Author: exhilarant filthy area

you should be putting away at least $100k/year in savings (not counting retirement) with that HHI. It’s not retire early money but it’s hardly “middle class.”

If you guys can break through to making $300-$350 each but keep spending the same, that would meaningfully accelerate retirement.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37956231)



Reply Favorite

Date: March 19th, 2019 4:37 PM
Author: aqua trip milk bbw

el

oh

el

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37956280)



Reply Favorite

Date: March 22nd, 2019 9:52 AM
Author: Awkward parlour love of her life

jfc i'm never going to retire.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970580)



Reply Favorite

Date: March 21st, 2019 11:59 PM
Author: Dashing Friendly Grandma Ape

Jfc you people are spoiled

no one is entitled to a million dollar house, a nanny, two luxury cars and private school. That shit is not how actual "middle class" people live.

You are so entitled and out of touch with how most of the country lives that it's nauseating.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37969618)



Reply Favorite

Date: March 22nd, 2019 9:01 AM
Author: Spectacular translucent boltzmann

ur right but this was old xoxo before all the racist proles came

no one is entitled to those assets or quality of life, but if u were top 0.1% in ugrad, top 1% in law school, top 1% in lsat, then u'd expect a top 1% outcome (xoxo2006)

nutella is from the old guard

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970429)



Reply Favorite

Date: March 22nd, 2019 9:16 AM
Author: Fishy tattoo masturbator

I don’t think it’s necessarily entitlement because most people in this situation worked very hard for what they have, and it’s a reasonable expectation for most people who went to Ivy League colleges if that’s what they want in life. Don’t hate because you made different life choices.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970459)



Reply Favorite

Date: March 22nd, 2019 10:34 AM
Author: Dashing Friendly Grandma Ape

I'm not hating I'm saying that they're factually wrong about being "middle clas." Middle class people do not have million dollar houses and send five year olds to schools with 30k per year tuition.

No shit that if they spend all their money on extravagances and leave nothing to live on it will "feel" like they're poor.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970732)



Reply Favorite

Date: March 22nd, 2019 10:38 AM
Author: Fighting Aphrodisiac Theater Stage Pistol

of course middle class people do those things. the people who can't and don't--the people you're thinking of--are working class

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970750)



Reply Favorite

Date: March 22nd, 2019 10:57 AM
Author: Dashing Friendly Grandma Ape

LMAO middle class people DO NOT have million dollar homes and 40 k./yr nannies.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970873)



Reply Favorite

Date: March 22nd, 2019 10:59 AM
Author: Fighting Aphrodisiac Theater Stage Pistol

yes they do. first, a million dollar home is not that much. second, hiring a 40k/yr nanny is quintessential upper middle class

wtf do you think the middle class is?

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970886)



Reply Favorite

Date: March 22nd, 2019 11:04 AM
Author: Dashing Friendly Grandma Ape

Yes, those people are upper middle class.

Middle class is roughly average. The average FAMILY makes $50k/yr, remember that.

The average family has a house that costs less than$500K, brings in less than $100k per year, has a lot of credit card and school debt, raises their own kids or sends them to a cheap daycare, lives in a decent but not wealthy neighborhood, has one average car (think Chevy, Toyota, Ford, Dodge, Honda, Hyundai, Kia, not an Audi or Saab), sends their kids to private school and maybe takes one family vacation a year to a place like Disney World or maybe a national park. Definitely not multiple international vacations per year.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970928)



Reply Favorite

Date: March 22nd, 2019 11:19 AM
Author: Fighting Aphrodisiac Theater Stage Pistol

dead wrong. the average american is working class, not middle class. that's the source of your confusion.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971053)



Reply Favorite

Date: March 23rd, 2019 12:22 PM
Author: Exciting Therapy

american politics is weird as most people consider themselves "middle class", which is why you hear so many politicians use the term a lot.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37976873)



Reply Favorite

Date: March 22nd, 2019 9:41 AM
Author: Navy Skinny Woman Half-breed

A million dollar house is the MINIMUM to buy an entry level house in all major metros bow.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970529)



Reply Favorite

Date: March 22nd, 2019 9:42 AM
Author: Arrogant spot

not true if you are willing to be a GENTRIFIER

here's a 4Bed/3Bath house in Compton, CA for $445k

https://www.trulia.com/p/ca/compton/2041-e-piru-st-compton-ca-90222--1056186343

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970533)



Reply Favorite

Date: March 22nd, 2019 10:35 AM
Author: Dashing Friendly Grandma Ape

Cr

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970735)



Reply Favorite

Date: March 22nd, 2019 10:38 AM
Author: Soggy azure volcanic crater casino

That house is on Piru street which is literally where the L.A. Bloods were founded.

https://en.wikipedia.org/wiki/Pirus



(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970752)



Reply Favorite

Date: March 22nd, 2019 10:51 AM
Author: Spectacular translucent boltzmann

so basically work ur ass off to be top 10% just so u can live with animals and risk rape and death for ur family

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970830)



Reply Favorite

Date: March 22nd, 2019 10:53 AM
Author: Awkward parlour love of her life

i don't think anyone here wants to live how "most of the country lives".

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970846)



Reply Favorite

Date: March 22nd, 2019 10:59 AM
Author: Dashing Friendly Grandma Ape

That's fine but dont claim that you're middle class. It's disrespectful to people who are actually struggling to pay for healthcare, afford housing, save for retirement and send their kids to college.Say "I am UMC And I deserve this because I worked hard.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970891)



Reply Favorite

Date: March 22nd, 2019 11:06 AM
Author: Awkward parlour love of her life

Those people you described aren't middle class. They are working class. Middle class doesn't mean "average" and is maybe a misnomer.

I think you are focusing on the cost of things rather than the things themselves. Things typical of a middle class family would be a 4-5 bedroom single family home and the ability to hire a nanny if you have young kids. If the cost of those things is astronomical, then I think that would support OP's claim that on $400k in NYC you can't live a middle class lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970948)



Reply Favorite

Date: March 22nd, 2019 11:19 AM
Author: Dashing Friendly Grandma Ape

Middle class people DO NOT have nannies.

I live in NYC and make about $80k. I consider myself middle class. I have a nice apartment in a nice neighborhood (with a roommate and in

Brooklyn but still). I go out to bars, lounges and clubs all the time and I eat out and order takeout multiple times a week (admittedly I am subsidized by my BF on a lot of this stuff when he is in town).i spend a few hundred dollars at the hair salon once a month (#blackgirlproblems lol), I belong to a gym (YMCA so probably the cheapest option available). I have no school or credit card or medical debt. I have a cat and have had to spend hundreds of dollars on him at the vet for various medical problems. I take dance classeses. I travel domestically and internationally all the time. I have $100k saved.

If I made anywhere close to 250k (half of $500k household income) I would feel as though I'd won the lottery and have no idea what to do with all that cash. I literally have enough z$ for everything I want to do on my current salary.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971054)



Reply Favorite

Date: March 22nd, 2019 11:22 AM
Author: sick piazza

with a roommate

subsidized by my BF

YMCA

ok middle class

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971078)



Reply Favorite

Date: March 22nd, 2019 11:27 AM
Author: Dashing Friendly Grandma Ape

Fwiw my boyfriend lives in San Francisco and only visits maybe once every two months.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971103)



Reply Favorite

Date: March 22nd, 2019 11:28 AM
Author: sick piazza

im not knocking you but you live a single life with no money pressures (no kids, mortgage, husband etc), of course you feel wealthy

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971110)



Reply Favorite

Date: March 22nd, 2019 11:33 AM
Author: Awkward parlour love of her life

You don't have kids and live with a roommate. I don't think it's fair to compare your situation to, say, a family of 4.

Also, plenty of middle class people have nannies. I had one for the first year of my son's life. We paid her the equivalent of like $30k/year. The alternative is sending your infant to a $25k/year daycare. I assure you I am middle class and was even more so a couple years ago.



(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971129)



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Date: March 22nd, 2019 11:01 AM
Author: sick piazza

anything under $800k HHI is basically poverty in a major metro area

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970907)



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Date: March 22nd, 2019 11:04 AM
Author: Dashing Friendly Grandma Ape

lol

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970931)



Reply Favorite

Date: March 22nd, 2019 11:10 AM
Author: Godawful ticket booth liquid oxygen

I'm so poor. :(

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970980)



Reply Favorite

Date: March 22nd, 2019 11:06 AM
Author: rambunctious brunch

$250k-ish HHI income here, live in a major metro area with spouse and kid, feel rich tbh. AMA.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970944)



Reply Favorite

Date: March 22nd, 2019 11:20 AM
Author: Dashing Friendly Grandma Ape

(normal honest person)

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971060)



Reply Favorite

Date: March 22nd, 2019 11:21 AM
Author: Godawful ticket booth liquid oxygen

But HOW?

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971070)



Reply Favorite

Date: March 22nd, 2019 11:32 AM
Author: rambunctious brunch

Bring home $14k-ish monthly (not sure exactly cause of bi-weekly paychecks), after maxing out 401ks. About 4k of that goes to mortgage and utilities. $2k-ish on daycare and other baby expenses, another couple grand on food and activities and other random expenses.

Usually spend at least $1k on shit we really don't need but enjoy. We generally put around $4k/month into post-tax investments. I don't really worry about money ever and I feel like I can afford whatever I want.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971127)



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Date: March 22nd, 2019 11:36 AM
Author: Beady-eyed grizzly hunting ground

the key difference between "major metro area" and crazy expensive US cities that are separating from the pack like NYC, SF, LA, (maybe even Seattle now) is that spending 4k on mortgage and utilities gets you a dump or a decent place in a bad school district.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971142)



Reply Favorite

Date: March 22nd, 2019 11:41 AM
Author: rambunctious brunch

My city isn't on your list but I think it's pretty close tbh.

My 3.6k mortgage payment is for a $1.1M house. I bought a starter house years ago then sold it last year for $$$$$, so I have a ton of equity in my house. That helps a lot.



(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971168)



Reply Favorite

Date: March 22nd, 2019 11:43 AM
Author: Beady-eyed grizzly hunting ground

fo sho. how big is your mortgage?

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971184)



Reply Favorite

Date: March 22nd, 2019 11:45 AM
Author: rambunctious brunch

~$515k

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971192)



Reply Favorite

Date: March 22nd, 2019 11:46 AM
Author: sick piazza

howd you get money for original mortgage

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971197)



Reply Favorite

Date: March 22nd, 2019 11:52 AM
Author: rambunctious brunch

Did 5 years in biglaw. Had minimal school debt due to scholarships and parents. Paid that off then funneled all biglaw money into savings for years while living super cheaply with roommates. Bought a small bungalow in 2012 for just under $500k. The neighborhood boomed since then and I sold it last year for $800k.



(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971230)



Reply Favorite

Date: March 22nd, 2019 11:55 AM
Author: sick piazza

“Parents”

/rolleyes oh great you feel rich because of your parents stfu

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971250)



Reply Favorite

Date: March 22nd, 2019 12:02 PM
Author: rambunctious brunch

My parents paid for my state school undergrad. This is a huge advantage in life and I recognize that I am super lucky to have it, and that most people don't. I haven't taken a dime from my parents since I graduated undergrad.

I paid for law school with scholarships and loans. I made $1M+ in the 5 years after law school by killing myself at a biglaw job. I made good decisions with that money and am now very well set up financially.

But yes, family wealth is fairly predictive of personal success in this country, and class mobility is a myth.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971297)



Reply Favorite

Date: March 22nd, 2019 11:53 AM
Author: Beady-eyed grizzly hunting ground

yeah, that's a pretty reasonable situation. basically you have to climb the starter home to second home ladder in a rising market and get a nice chunk of equity. if you don't, you're facing the prospect of a 1.5 million dollar stater home.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971237)



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Date: March 22nd, 2019 11:54 AM
Author: aqua trip milk bbw

lol if ur SAHM wife isn't homeschooling the kids under Susan Wise Bauer you are a COMPLETE GC CUCK, "good schools" are a tax on dumb proles who get nervous around anyone in a different socioeconomic class. You are literally just paying for police protection of your children and not any "education" you GC cuck.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971245)



Reply Favorite

Date: March 22nd, 2019 11:46 AM
Author: Awkward parlour love of her life

this is basically my situation right now, but i live in the burbs.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971195)



Reply Favorite

Date: March 22nd, 2019 11:37 AM
Author: sick piazza

well probably by not buying overpriced luxury suvs for a start...

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971146)



Reply Favorite

Date: March 22nd, 2019 11:46 AM
Author: rambunctious brunch

correct

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971198)



Reply Favorite

Date: March 22nd, 2019 12:04 PM
Author: fragrant fat ankles

Starter home in a lot of major metros is 1M

Can't send your kids to local public schools

College costs will be insane in 20 years, like 1M to send 2 kids to college

OP isn't wrong

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971305)



Reply Favorite

Date: March 22nd, 2019 12:40 PM
Author: Godawful ticket booth liquid oxygen

"Starter home in a lot of major metros is 1M"

No they aren't. Just the west coast.

"Can't send your kids to local public schools"

Same answer as the above.



(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971494)



Reply Favorite

Date: March 22nd, 2019 12:44 PM
Author: fragrant fat ankles

VAT

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971517)



Reply Favorite

Date: March 23rd, 2019 11:53 AM
Author: Navy Skinny Woman Half-breed

WRONG. Decent starter homes with a 1 hour commute and decent schools are $1 million in my east coast city.

Sure, you can go lower, but that means: (1) a major fixer-upper, (2) a 1.5+ hour commute, or (3) bad schools/hood rats in your neighborhood.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37976767)



Reply Favorite

Date: March 23rd, 2019 2:43 PM
Author: Godawful ticket booth liquid oxygen

I can't think of a single "east coast city" that fits this description. Yes, I include NYC.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37977514)



Reply Favorite

Date: March 23rd, 2019 12:27 PM
Author: Cobalt histrionic fanboi depressive

If you buy a 1M home in the NYC metro and it's not in a good school district, it's because you're a fucking idiot.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37976895)



Reply Favorite

Date: March 23rd, 2019 2:48 PM
Author: Godawful ticket booth liquid oxygen



(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37977537)



Reply Favorite

Date: March 22nd, 2019 12:24 PM
Author: indecent excitant shitlib tanning salon

i make about 300K (not counting investment income) and constantly think about moving into an RV to save moar

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971415)



Reply Favorite

Date: March 23rd, 2019 12:23 PM
Author: Exciting Therapy

180

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37976877)



Reply Favorite

Date: March 23rd, 2019 3:31 PM
Author: Awkward parlour love of her life



(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37977735)