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wife and I bring in 450-500K a year and we're still fucking middle class @ best

jfc, we get raped by taxes and although we don't live in MFH...
thriller onyx hissy fit
  03/18/19
...
thriller onyx hissy fit
  03/18/19
"and will likely need to send kids to private school&qu...
Vigorous nowag corner
  03/18/19
publics are not good dude, I went to publics K --> Grad, ...
thriller onyx hissy fit
  03/18/19
not necessarily a bad idea but unnecessary
Dashing soggy trust fund mental disorder
  03/19/19
It is financially a bad idea in most cases.
Vigorous nowag corner
  03/19/19
People without kids just don't understand what it means to s...
Insane Haunted Graveyard
  03/22/19
Westchester bound
puce masturbator
  03/18/19
not in NY
thriller onyx hissy fit
  03/18/19
...
thriller onyx hissy fit
  03/19/19
is your income stable at least?
lime rebellious rigor
  03/19/19
Yes, very stable jobs thankfully (in-house mos)
thriller onyx hissy fit
  03/19/19
is inhouse stable? hmmm
lime rebellious rigor
  03/19/19
after a certain level you are, and in certain industries ...
thriller onyx hissy fit
  03/19/19
so true. my colleague brings in $400k, his wife $200k, an...
concupiscible aqua shrine personal credit line
  03/19/19
fortunately I'm not in NYC, but it's still expensive in othe...
thriller onyx hissy fit
  03/19/19
please post a breakdown of your typical monthly spend
Bright Pocket Flask
  03/19/19
fully fund your 401K, IRA, college savings accounts, 20K/chi...
thriller onyx hissy fit
  03/19/19
describe the $1m house and cars you do know educational s...
Bright Pocket Flask
  03/19/19
wife is smarter than me so hopefully she's the dominant gene...
thriller onyx hissy fit
  03/19/19
you spent a million dollars on a house and that doesn't even...
pungent embarrassed to the bone base
  03/19/19
he must be in a city, not the suburb of one
rough-skinned locale associate
  03/19/19
no feral dindus where 3 bed houses go for one million dollar...
Bright Pocket Flask
  03/19/19
"townhouse"
rough-skinned locale associate
  03/19/19
This is my middle school: https://www.greatschools.org/ca...
chartreuse arrogant chapel
  03/19/19
That link says the school is fine if you're not poor.
massive police squad goyim
  03/19/19
Yes living in LA is expensive!
tantric electric field skinny woman
  03/19/19
I have to send Uncle Sam a check for 50,000 with my tax retu...
Bossy Buff Nursing Home Hunting Ground
  03/19/19
This is utterly moronic. YOU ARE A SPENDTHRIFT.
Irate stead
  03/19/19
"college savings accounts" lol tell your kids they...
nofapping disrespectful death wish jap
  03/19/19
the options for my future kids: 1) ivy or equivalent ...
rough-skinned locale associate
  03/19/19
what if they're retarded
Bright Pocket Flask
  03/19/19
depends on what you mean by "retarded." xo re...
rough-skinned locale associate
  03/19/19
run of the mill average retarded
Bright Pocket Flask
  03/19/19
like not smart enough at all to go to college? probably enl...
rough-skinned locale associate
  03/19/19
lol bro you are so fucked up Mormon bro here, 4 kids + SAHM...
carnelian pistol
  03/19/19
It's easier for you, you don't have to budget for alcohol.
Snowy travel guidebook
  03/19/19
IRL LOL
High-end Odious Idea He Suggested
  03/19/19
DESCRIBE your retirement savings.
massive police squad goyim
  03/19/19
37 yo, $280K, about 25-30% of that is Roth.
carnelian pistol
  03/19/19
Do you own a house? If you live in a high COL area a house...
Elite shimmering water buffalo
  03/22/19
? He probably needs 3 bedrooms - parents, boys room, girls ...
wonderful headpube national
  03/22/19
He doesn't even need separate boys and girls rooms! Keep it...
Vigorous nowag corner
  03/22/19
$800K 3 BR, commute is shit :/
carnelian pistol
  03/22/19
Yeah, you save $$ but sacrifice your time on this earth to y...
Elite shimmering water buffalo
  03/22/19
jfc
Vigorous nowag corner
  03/22/19
wtf? how did you buy that on that salary
lime rebellious rigor
  03/23/19
nutella is this a common problem?
thriller onyx hissy fit
  03/19/19
you should be putting away at least $100k/year in savings (n...
chartreuse arrogant chapel
  03/19/19
el oh el
carnelian pistol
  03/19/19
jfc i'm never going to retire.
Dashing soggy trust fund mental disorder
  03/22/19
Jfc you people are spoiled no one is entitled to a millio...
Vivacious saffron mediation brunch
  03/21/19
ur right but this was old xoxo before all the racist proles ...
concupiscible aqua shrine personal credit line
  03/22/19
I don’t think it’s necessarily entitlement becau...
Naked theater sneaky criminal
  03/22/19
I'm not hating I'm saying that they're factually wrong about...
Vivacious saffron mediation brunch
  03/22/19
of course middle class people do those things. the people w...
Pink cerebral athletic conference
  03/22/19
LMAO middle class people DO NOT have million dollar homes an...
Vivacious saffron mediation brunch
  03/22/19
yes they do. first, a million dollar home is not that much....
Pink cerebral athletic conference
  03/22/19
Yes, those people are upper middle class. Middle class is...
Vivacious saffron mediation brunch
  03/22/19
dead wrong. the average american is working class, not midd...
Pink cerebral athletic conference
  03/22/19
american politics is weird as most people consider themselve...
comical library wrinkle
  03/23/19
A million dollar house is the MINIMUM to buy an entry level ...
Bossy Buff Nursing Home Hunting Ground
  03/22/19
not true if you are willing to be a GENTRIFIER here's a 4...
wonderful headpube national
  03/22/19
Cr
Vivacious saffron mediation brunch
  03/22/19
That house is on Piru street which is literally where the L....
bistre step-uncle's house tank
  03/22/19
so basically work ur ass off to be top 10% just so u can liv...
concupiscible aqua shrine personal credit line
  03/22/19
i don't think anyone here wants to live how "most of th...
Dashing soggy trust fund mental disorder
  03/22/19
That's fine but dont claim that you're middle class. It's d...
Vivacious saffron mediation brunch
  03/22/19
Those people you described aren't middle class. They are wor...
Dashing soggy trust fund mental disorder
  03/22/19
Middle class people DO NOT have nannies. I live in NYC an...
Vivacious saffron mediation brunch
  03/22/19
with a roommate subsidized by my BF YMCA ok middle cl...
impressive kitty cat theatre
  03/22/19
Fwiw my boyfriend lives in San Francisco and only visits may...
Vivacious saffron mediation brunch
  03/22/19
im not knocking you but you live a single life with no money...
impressive kitty cat theatre
  03/22/19
You don't have kids and live with a roommate. I don't think ...
Dashing soggy trust fund mental disorder
  03/22/19
anything under $800k HHI is basically poverty in a major met...
impressive kitty cat theatre
  03/22/19
lol
Vivacious saffron mediation brunch
  03/22/19
I'm so poor. :(
Vigorous nowag corner
  03/22/19
$250k-ish HHI income here, live in a major metro area with s...
bisexual ebony doctorate
  03/22/19
(normal honest person)
Vivacious saffron mediation brunch
  03/22/19
But HOW?
Vigorous nowag corner
  03/22/19
Bring home $14k-ish monthly (not sure exactly cause of bi-we...
bisexual ebony doctorate
  03/22/19
the key difference between "major metro area" and ...
avocado prole
  03/22/19
My city isn't on your list but I think it's pretty close tbh...
bisexual ebony doctorate
  03/22/19
fo sho. how big is your mortgage?
avocado prole
  03/22/19
~$515k
bisexual ebony doctorate
  03/22/19
howd you get money for original mortgage
impressive kitty cat theatre
  03/22/19
Did 5 years in biglaw. Had minimal school debt due to schol...
bisexual ebony doctorate
  03/22/19
“Parents” /rolleyes oh great you feel rich be...
impressive kitty cat theatre
  03/22/19
My parents paid for my state school undergrad. This is a hu...
bisexual ebony doctorate
  03/22/19
yeah, that's a pretty reasonable situation. basically you h...
avocado prole
  03/22/19
lol if ur SAHM wife isn't homeschooling the kids under Susan...
carnelian pistol
  03/22/19
this is basically my situation right now, but i live in the ...
Dashing soggy trust fund mental disorder
  03/22/19
well probably by not buying overpriced luxury suvs for a sta...
impressive kitty cat theatre
  03/22/19
correct
bisexual ebony doctorate
  03/22/19
Starter home in a lot of major metros is 1M Can't send yo...
Beta aggressive center
  03/22/19
"Starter home in a lot of major metros is 1M" N...
Vigorous nowag corner
  03/22/19
VAT
Beta aggressive center
  03/22/19
WRONG. Decent starter homes with a 1 hour commute and decent...
Bossy Buff Nursing Home Hunting Ground
  03/23/19
I can't think of a single "east coast city" that f...
Vigorous nowag corner
  03/23/19
If you buy a 1M home in the NYC metro and it's not in a good...
sexy spectacular resort
  03/23/19
...
Vigorous nowag corner
  03/23/19
i make about 300K (not counting investment income) and const...
Hateful Talented Home Circlehead
  03/22/19
180
comical library wrinkle
  03/23/19
...
Dashing soggy trust fund mental disorder
  03/23/19


Poast new message in this thread



Reply Favorite

Date: March 18th, 2019 11:33 PM
Author: thriller onyx hissy fit

jfc, we get raped by taxes and although we don't live in MFH/SF, we still live in an expensive area and will likely need to send kids to private school

rape rape rape, america is pretty good, but only the non w2 wage slaves are truly winning

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37953157)



Reply Favorite

Date: March 18th, 2019 11:38 PM
Author: thriller onyx hissy fit



(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37953169)



Reply Favorite

Date: March 18th, 2019 11:40 PM
Author: Vigorous nowag corner

"and will likely need to send kids to private school"

This is a bad idea.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37953175)



Reply Favorite

Date: March 18th, 2019 11:57 PM
Author: thriller onyx hissy fit

publics are not good dude, I went to publics K --> Grad, but the ones here are bad

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37953216)



Reply Favorite

Date: March 19th, 2019 12:07 PM
Author: Dashing soggy trust fund mental disorder

not necessarily a bad idea but unnecessary

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954747)



Reply Favorite

Date: March 19th, 2019 3:11 PM
Author: Vigorous nowag corner

It is financially a bad idea in most cases.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37955771)



Reply Favorite

Date: March 22nd, 2019 11:24 AM
Author: Insane Haunted Graveyard

People without kids just don't understand what it means to send your kid to a bad public school.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971088)



Reply Favorite

Date: March 18th, 2019 11:49 PM
Author: puce masturbator

Westchester bound

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37953196)



Reply Favorite

Date: March 18th, 2019 11:57 PM
Author: thriller onyx hissy fit

not in NY

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37953217)



Reply Favorite

Date: March 19th, 2019 11:52 AM
Author: thriller onyx hissy fit



(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954652)



Reply Favorite

Date: March 19th, 2019 11:57 AM
Author: lime rebellious rigor

is your income stable at least?

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954680)



Reply Favorite

Date: March 19th, 2019 11:58 AM
Author: thriller onyx hissy fit

Yes, very stable jobs thankfully (in-house mos)

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954693)



Reply Favorite

Date: March 19th, 2019 11:58 AM
Author: lime rebellious rigor

is inhouse stable? hmmm

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954696)



Reply Favorite

Date: March 19th, 2019 12:03 PM
Author: thriller onyx hissy fit

after a certain level you are, and in certain industries

at the WORST she could find another gig @ another company, and I could, too, maybe I'd take a little pay cut but we'd never go below 400K HHI

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954720)



Reply Favorite

Date: March 19th, 2019 12:04 PM
Author: concupiscible aqua shrine personal credit line

so true.

my colleague brings in $400k, his wife $200k, and they live in NYC and feel poor. they just had a baby and are already reserving money for school which is using up almost all their discretionary money.

Not to mention paying a nanny $40k a year.

i'm down for no government help whatsoever and just pay UBI $1k a month so that the poor can eat and the rich can afford some of the cost on a nanny.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954727)



Reply Favorite

Date: March 19th, 2019 12:09 PM
Author: thriller onyx hissy fit

fortunately I'm not in NYC, but it's still expensive in other cities

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954762)



Reply Favorite

Date: March 19th, 2019 12:13 PM
Author: Bright Pocket Flask

please post a breakdown of your typical monthly spend

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954787)



Reply Favorite

Date: March 19th, 2019 12:16 PM
Author: thriller onyx hissy fit

fully fund your 401K, IRA, college savings accounts, 20K/child that'll go to private school because the publics are not good enough, 900K house, 2 modest cars, and all the normal expenses

in the end we're able to pay for it all, sure, but we're not left with a ton of money for our brokerage, so it's hard to imagine retirement w/o major inheritance

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954810)



Reply Favorite

Date: March 19th, 2019 12:18 PM
Author: Bright Pocket Flask

describe the $1m house and cars

you do know educational success is almost entirely genetic?

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954823)



Reply Favorite

Date: March 19th, 2019 12:20 PM
Author: thriller onyx hissy fit

wife is smarter than me so hopefully she's the dominant genes here, but still, XO can't have it both ways: avoid DINDUS and yet still send your kid to dem PUBLIC schools

house is like 950K, 3 bedroom townhouse, it's nice, but many people with our HHI go for 1.2-1.5MM houses so I felt it was prudent

I drive a Mazda CX-5 and she drives a pretty nice Subaru

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954836)



Reply Favorite

Date: March 19th, 2019 12:28 PM
Author: pungent embarrassed to the bone base

you spent a million dollars on a house and that doesn't even get you semi-decent schools..?!?

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954877)



Reply Favorite

Date: March 19th, 2019 12:33 PM
Author: rough-skinned locale associate

he must be in a city, not the suburb of one

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954898)



Reply Favorite

Date: March 19th, 2019 12:35 PM
Author: Bright Pocket Flask

no feral dindus where 3 bed houses go for one million dollars

have you considered that if your kids are mongs no war chest will buy them a decent education

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954907)



Reply Favorite

Date: March 19th, 2019 12:37 PM
Author: rough-skinned locale associate

"townhouse"

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954922)



Reply Favorite

Date: March 19th, 2019 12:42 PM
Author: chartreuse arrogant chapel

This is my middle school:

https://www.greatschools.org/california/los-angeles/2058-Emerson-Community-Charter-School/

The houses around there are $2m.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954958)



Reply Favorite

Date: March 19th, 2019 3:15 PM
Author: massive police squad goyim

That link says the school is fine if you're not poor.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37955804)



Reply Favorite

Date: March 19th, 2019 12:15 PM
Author: tantric electric field skinny woman

Yes living in LA is expensive!

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954804)



Reply Favorite

Date: March 19th, 2019 12:18 PM
Author: Bossy Buff Nursing Home Hunting Ground

I have to send Uncle Sam a check for 50,000 with my tax return this year 💸💸💸

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954819)



Reply Favorite

Date: March 19th, 2019 12:18 PM
Author: Irate stead

This is utterly moronic.

YOU ARE A SPENDTHRIFT.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954821)



Reply Favorite

Date: March 19th, 2019 12:22 PM
Author: nofapping disrespectful death wish jap

"college savings accounts" lol tell your kids they get a scholarship to wherever or tough shit.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954848)



Reply Favorite

Date: March 19th, 2019 12:25 PM
Author: rough-skinned locale associate

the options for my future kids:

1) ivy or equivalent

2) academy

3) state school

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954864)



Reply Favorite

Date: March 19th, 2019 12:30 PM
Author: Bright Pocket Flask

what if they're retarded

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954885)



Reply Favorite

Date: March 19th, 2019 12:34 PM
Author: rough-skinned locale associate

depends on what you mean by "retarded."

xo retarded? academy or state school

actually retarded? i don't know.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954906)



Reply Favorite

Date: March 19th, 2019 12:35 PM
Author: Bright Pocket Flask

run of the mill average retarded

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954909)



Reply Favorite

Date: March 19th, 2019 12:39 PM
Author: rough-skinned locale associate

like not smart enough at all to go to college? probably enlist.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954939)



Reply Favorite

Date: March 19th, 2019 12:30 PM
Author: carnelian pistol

lol bro you are so fucked up

Mormon bro here, 4 kids + SAHM wife in high COL area, no parental help, I pull in $150K, we give away $15K/year, we're doing fine. Learn to save some fucking money you prole.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954886)



Reply Favorite

Date: March 19th, 2019 12:37 PM
Author: Snowy travel guidebook

It's easier for you, you don't have to budget for alcohol.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954919)



Reply Favorite

Date: March 19th, 2019 12:46 PM
Author: High-end Odious Idea He Suggested

IRL LOL

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37954981)



Reply Favorite

Date: March 19th, 2019 3:17 PM
Author: massive police squad goyim

DESCRIBE your retirement savings.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37955815)



Reply Favorite

Date: March 19th, 2019 4:18 PM
Author: carnelian pistol

37 yo, $280K, about 25-30% of that is Roth.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37956159)



Reply Favorite

Date: March 22nd, 2019 9:35 AM
Author: Elite shimmering water buffalo

Do you own a house? If you live in a high COL area a house that would hold 6 people would cost at least $3MM

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970520)



Reply Favorite

Date: March 22nd, 2019 9:51 AM
Author: wonderful headpube national

?

He probably needs 3 bedrooms - parents, boys room, girls room

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970570)



Reply Favorite

Date: March 22nd, 2019 10:07 AM
Author: Vigorous nowag corner

He doesn't even need separate boys and girls rooms! Keep it in the family, etc.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970616)



Reply Favorite

Date: March 22nd, 2019 11:25 AM
Author: carnelian pistol

$800K 3 BR, commute is shit :/

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971094)



Reply Favorite

Date: March 22nd, 2019 11:40 AM
Author: Elite shimmering water buffalo

Yeah, you save $$ but sacrifice your time on this earth to your commute.

The reasons I care about making money are to not commute too far and to send kids to decent schools

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971163)



Reply Favorite

Date: March 22nd, 2019 4:23 PM
Author: Vigorous nowag corner

jfc

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37972822)



Reply Favorite

Date: March 23rd, 2019 2:56 PM
Author: lime rebellious rigor

wtf? how did you buy that on that salary

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37977571)



Reply Favorite

Date: March 19th, 2019 3:09 PM
Author: thriller onyx hissy fit

nutella is this a common problem?

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37955764)



Reply Favorite

Date: March 19th, 2019 4:31 PM
Author: chartreuse arrogant chapel

you should be putting away at least $100k/year in savings (not counting retirement) with that HHI. It’s not retire early money but it’s hardly “middle class.”

If you guys can break through to making $300-$350 each but keep spending the same, that would meaningfully accelerate retirement.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37956231)



Reply Favorite

Date: March 19th, 2019 4:37 PM
Author: carnelian pistol

el

oh

el

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37956280)



Reply Favorite

Date: March 22nd, 2019 9:52 AM
Author: Dashing soggy trust fund mental disorder

jfc i'm never going to retire.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970580)



Reply Favorite

Date: March 21st, 2019 11:59 PM
Author: Vivacious saffron mediation brunch

Jfc you people are spoiled

no one is entitled to a million dollar house, a nanny, two luxury cars and private school. That shit is not how actual "middle class" people live.

You are so entitled and out of touch with how most of the country lives that it's nauseating.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37969618)



Reply Favorite

Date: March 22nd, 2019 9:01 AM
Author: concupiscible aqua shrine personal credit line

ur right but this was old xoxo before all the racist proles came

no one is entitled to those assets or quality of life, but if u were top 0.1% in ugrad, top 1% in law school, top 1% in lsat, then u'd expect a top 1% outcome (xoxo2006)

nutella is from the old guard

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970429)



Reply Favorite

Date: March 22nd, 2019 9:16 AM
Author: Naked theater sneaky criminal

I don’t think it’s necessarily entitlement because most people in this situation worked very hard for what they have, and it’s a reasonable expectation for most people who went to Ivy League colleges if that’s what they want in life. Don’t hate because you made different life choices.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970459)



Reply Favorite

Date: March 22nd, 2019 10:34 AM
Author: Vivacious saffron mediation brunch

I'm not hating I'm saying that they're factually wrong about being "middle clas." Middle class people do not have million dollar houses and send five year olds to schools with 30k per year tuition.

No shit that if they spend all their money on extravagances and leave nothing to live on it will "feel" like they're poor.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970732)



Reply Favorite

Date: March 22nd, 2019 10:38 AM
Author: Pink cerebral athletic conference

of course middle class people do those things. the people who can't and don't--the people you're thinking of--are working class

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970750)



Reply Favorite

Date: March 22nd, 2019 10:57 AM
Author: Vivacious saffron mediation brunch

LMAO middle class people DO NOT have million dollar homes and 40 k./yr nannies.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970873)



Reply Favorite

Date: March 22nd, 2019 10:59 AM
Author: Pink cerebral athletic conference

yes they do. first, a million dollar home is not that much. second, hiring a 40k/yr nanny is quintessential upper middle class

wtf do you think the middle class is?

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970886)



Reply Favorite

Date: March 22nd, 2019 11:04 AM
Author: Vivacious saffron mediation brunch

Yes, those people are upper middle class.

Middle class is roughly average. The average FAMILY makes $50k/yr, remember that.

The average family has a house that costs less than$500K, brings in less than $100k per year, has a lot of credit card and school debt, raises their own kids or sends them to a cheap daycare, lives in a decent but not wealthy neighborhood, has one average car (think Chevy, Toyota, Ford, Dodge, Honda, Hyundai, Kia, not an Audi or Saab), sends their kids to private school and maybe takes one family vacation a year to a place like Disney World or maybe a national park. Definitely not multiple international vacations per year.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970928)



Reply Favorite

Date: March 22nd, 2019 11:19 AM
Author: Pink cerebral athletic conference

dead wrong. the average american is working class, not middle class. that's the source of your confusion.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971053)



Reply Favorite

Date: March 23rd, 2019 12:22 PM
Author: comical library wrinkle

american politics is weird as most people consider themselves "middle class", which is why you hear so many politicians use the term a lot.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37976873)



Reply Favorite

Date: March 22nd, 2019 9:41 AM
Author: Bossy Buff Nursing Home Hunting Ground

A million dollar house is the MINIMUM to buy an entry level house in all major metros bow.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970529)



Reply Favorite

Date: March 22nd, 2019 9:42 AM
Author: wonderful headpube national

not true if you are willing to be a GENTRIFIER

here's a 4Bed/3Bath house in Compton, CA for $445k

https://www.trulia.com/p/ca/compton/2041-e-piru-st-compton-ca-90222--1056186343

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970533)



Reply Favorite

Date: March 22nd, 2019 10:35 AM
Author: Vivacious saffron mediation brunch

Cr

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970735)



Reply Favorite

Date: March 22nd, 2019 10:38 AM
Author: bistre step-uncle's house tank

That house is on Piru street which is literally where the L.A. Bloods were founded.

https://en.wikipedia.org/wiki/Pirus



(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970752)



Reply Favorite

Date: March 22nd, 2019 10:51 AM
Author: concupiscible aqua shrine personal credit line

so basically work ur ass off to be top 10% just so u can live with animals and risk rape and death for ur family

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970830)



Reply Favorite

Date: March 22nd, 2019 10:53 AM
Author: Dashing soggy trust fund mental disorder

i don't think anyone here wants to live how "most of the country lives".

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970846)



Reply Favorite

Date: March 22nd, 2019 10:59 AM
Author: Vivacious saffron mediation brunch

That's fine but dont claim that you're middle class. It's disrespectful to people who are actually struggling to pay for healthcare, afford housing, save for retirement and send their kids to college.Say "I am UMC And I deserve this because I worked hard.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970891)



Reply Favorite

Date: March 22nd, 2019 11:06 AM
Author: Dashing soggy trust fund mental disorder

Those people you described aren't middle class. They are working class. Middle class doesn't mean "average" and is maybe a misnomer.

I think you are focusing on the cost of things rather than the things themselves. Things typical of a middle class family would be a 4-5 bedroom single family home and the ability to hire a nanny if you have young kids. If the cost of those things is astronomical, then I think that would support OP's claim that on $400k in NYC you can't live a middle class lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970948)



Reply Favorite

Date: March 22nd, 2019 11:19 AM
Author: Vivacious saffron mediation brunch

Middle class people DO NOT have nannies.

I live in NYC and make about $80k. I consider myself middle class. I have a nice apartment in a nice neighborhood (with a roommate and in

Brooklyn but still). I go out to bars, lounges and clubs all the time and I eat out and order takeout multiple times a week (admittedly I am subsidized by my BF on a lot of this stuff when he is in town).i spend a few hundred dollars at the hair salon once a month (#blackgirlproblems lol), I belong to a gym (YMCA so probably the cheapest option available). I have no school or credit card or medical debt. I have a cat and have had to spend hundreds of dollars on him at the vet for various medical problems. I take dance classeses. I travel domestically and internationally all the time. I have $100k saved.

If I made anywhere close to 250k (half of $500k household income) I would feel as though I'd won the lottery and have no idea what to do with all that cash. I literally have enough z$ for everything I want to do on my current salary.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971054)



Reply Favorite

Date: March 22nd, 2019 11:22 AM
Author: impressive kitty cat theatre

with a roommate

subsidized by my BF

YMCA

ok middle class

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971078)



Reply Favorite

Date: March 22nd, 2019 11:27 AM
Author: Vivacious saffron mediation brunch

Fwiw my boyfriend lives in San Francisco and only visits maybe once every two months.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971103)



Reply Favorite

Date: March 22nd, 2019 11:28 AM
Author: impressive kitty cat theatre

im not knocking you but you live a single life with no money pressures (no kids, mortgage, husband etc), of course you feel wealthy

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971110)



Reply Favorite

Date: March 22nd, 2019 11:33 AM
Author: Dashing soggy trust fund mental disorder

You don't have kids and live with a roommate. I don't think it's fair to compare your situation to, say, a family of 4.

Also, plenty of middle class people have nannies. I had one for the first year of my son's life. We paid her the equivalent of like $30k/year. The alternative is sending your infant to a $25k/year daycare. I assure you I am middle class and was even more so a couple years ago.



(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971129)



Reply Favorite

Date: March 22nd, 2019 11:01 AM
Author: impressive kitty cat theatre

anything under $800k HHI is basically poverty in a major metro area

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970907)



Reply Favorite

Date: March 22nd, 2019 11:04 AM
Author: Vivacious saffron mediation brunch

lol

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970931)



Reply Favorite

Date: March 22nd, 2019 11:10 AM
Author: Vigorous nowag corner

I'm so poor. :(

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970980)



Reply Favorite

Date: March 22nd, 2019 11:06 AM
Author: bisexual ebony doctorate

$250k-ish HHI income here, live in a major metro area with spouse and kid, feel rich tbh. AMA.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37970944)



Reply Favorite

Date: March 22nd, 2019 11:20 AM
Author: Vivacious saffron mediation brunch

(normal honest person)

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971060)



Reply Favorite

Date: March 22nd, 2019 11:21 AM
Author: Vigorous nowag corner

But HOW?

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971070)



Reply Favorite

Date: March 22nd, 2019 11:32 AM
Author: bisexual ebony doctorate

Bring home $14k-ish monthly (not sure exactly cause of bi-weekly paychecks), after maxing out 401ks. About 4k of that goes to mortgage and utilities. $2k-ish on daycare and other baby expenses, another couple grand on food and activities and other random expenses.

Usually spend at least $1k on shit we really don't need but enjoy. We generally put around $4k/month into post-tax investments. I don't really worry about money ever and I feel like I can afford whatever I want.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971127)



Reply Favorite

Date: March 22nd, 2019 11:36 AM
Author: avocado prole

the key difference between "major metro area" and crazy expensive US cities that are separating from the pack like NYC, SF, LA, (maybe even Seattle now) is that spending 4k on mortgage and utilities gets you a dump or a decent place in a bad school district.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971142)



Reply Favorite

Date: March 22nd, 2019 11:41 AM
Author: bisexual ebony doctorate

My city isn't on your list but I think it's pretty close tbh.

My 3.6k mortgage payment is for a $1.1M house. I bought a starter house years ago then sold it last year for $$$$$, so I have a ton of equity in my house. That helps a lot.



(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971168)



Reply Favorite

Date: March 22nd, 2019 11:43 AM
Author: avocado prole

fo sho. how big is your mortgage?

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971184)



Reply Favorite

Date: March 22nd, 2019 11:45 AM
Author: bisexual ebony doctorate

~$515k

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971192)



Reply Favorite

Date: March 22nd, 2019 11:46 AM
Author: impressive kitty cat theatre

howd you get money for original mortgage

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971197)



Reply Favorite

Date: March 22nd, 2019 11:52 AM
Author: bisexual ebony doctorate

Did 5 years in biglaw. Had minimal school debt due to scholarships and parents. Paid that off then funneled all biglaw money into savings for years while living super cheaply with roommates. Bought a small bungalow in 2012 for just under $500k. The neighborhood boomed since then and I sold it last year for $800k.



(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971230)



Reply Favorite

Date: March 22nd, 2019 11:55 AM
Author: impressive kitty cat theatre

“Parents”

/rolleyes oh great you feel rich because of your parents stfu

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971250)



Reply Favorite

Date: March 22nd, 2019 12:02 PM
Author: bisexual ebony doctorate

My parents paid for my state school undergrad. This is a huge advantage in life and I recognize that I am super lucky to have it, and that most people don't. I haven't taken a dime from my parents since I graduated undergrad.

I paid for law school with scholarships and loans. I made $1M+ in the 5 years after law school by killing myself at a biglaw job. I made good decisions with that money and am now very well set up financially.

But yes, family wealth is fairly predictive of personal success in this country, and class mobility is a myth.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971297)



Reply Favorite

Date: March 22nd, 2019 11:53 AM
Author: avocado prole

yeah, that's a pretty reasonable situation. basically you have to climb the starter home to second home ladder in a rising market and get a nice chunk of equity. if you don't, you're facing the prospect of a 1.5 million dollar stater home.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971237)



Reply Favorite

Date: March 22nd, 2019 11:54 AM
Author: carnelian pistol

lol if ur SAHM wife isn't homeschooling the kids under Susan Wise Bauer you are a COMPLETE GC CUCK, "good schools" are a tax on dumb proles who get nervous around anyone in a different socioeconomic class. You are literally just paying for police protection of your children and not any "education" you GC cuck.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971245)



Reply Favorite

Date: March 22nd, 2019 11:46 AM
Author: Dashing soggy trust fund mental disorder

this is basically my situation right now, but i live in the burbs.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971195)



Reply Favorite

Date: March 22nd, 2019 11:37 AM
Author: impressive kitty cat theatre

well probably by not buying overpriced luxury suvs for a start...

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971146)



Reply Favorite

Date: March 22nd, 2019 11:46 AM
Author: bisexual ebony doctorate

correct

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971198)



Reply Favorite

Date: March 22nd, 2019 12:04 PM
Author: Beta aggressive center

Starter home in a lot of major metros is 1M

Can't send your kids to local public schools

College costs will be insane in 20 years, like 1M to send 2 kids to college

OP isn't wrong

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971305)



Reply Favorite

Date: March 22nd, 2019 12:40 PM
Author: Vigorous nowag corner

"Starter home in a lot of major metros is 1M"

No they aren't. Just the west coast.

"Can't send your kids to local public schools"

Same answer as the above.



(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971494)



Reply Favorite

Date: March 22nd, 2019 12:44 PM
Author: Beta aggressive center

VAT

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971517)



Reply Favorite

Date: March 23rd, 2019 11:53 AM
Author: Bossy Buff Nursing Home Hunting Ground

WRONG. Decent starter homes with a 1 hour commute and decent schools are $1 million in my east coast city.

Sure, you can go lower, but that means: (1) a major fixer-upper, (2) a 1.5+ hour commute, or (3) bad schools/hood rats in your neighborhood.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37976767)



Reply Favorite

Date: March 23rd, 2019 2:43 PM
Author: Vigorous nowag corner

I can't think of a single "east coast city" that fits this description. Yes, I include NYC.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37977514)



Reply Favorite

Date: March 23rd, 2019 12:27 PM
Author: sexy spectacular resort

If you buy a 1M home in the NYC metro and it's not in a good school district, it's because you're a fucking idiot.

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37976895)



Reply Favorite

Date: March 23rd, 2019 2:48 PM
Author: Vigorous nowag corner



(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37977537)



Reply Favorite

Date: March 22nd, 2019 12:24 PM
Author: Hateful Talented Home Circlehead

i make about 300K (not counting investment income) and constantly think about moving into an RV to save moar

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37971415)



Reply Favorite

Date: March 23rd, 2019 12:23 PM
Author: comical library wrinkle

180

(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37976877)



Reply Favorite

Date: March 23rd, 2019 3:31 PM
Author: Dashing soggy trust fund mental disorder



(http://www.autoadmit.com/thread.php?thread_id=4224045&forum_id=2#37977735)