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Baby Bonds (domestic policy idea)

What if the government sold special issue bonds for $5,000 t...
TS Wilbur Mercer
  08/20/19
Jews would rob orphanages, cut babies out of pregnant women ...
Frank Lloyd Wrong
  08/20/19
agree that "gaming" the program is a huge risk and...
TS Wilbur Mercer
  08/20/19
...
TS Wilbur Mercer
  08/20/19
"giveaway to the rich"
clacking across a linoleum floor
  08/20/19
cr, this would never get anywhere
waiting for the great leap forward
  08/20/19
That's the point: a giveaway aka incentive to encourage peop...
TS Wilbur Mercer
  08/20/19
might as well make the checks out directly to JD wentworth
jurisprudence
  08/20/19
1) doesnt really change the benefit. Might become "over...
TS Wilbur Mercer
  08/20/19
...
TS Wilbur Mercer
  01/14/20
You could mitigate the rich criticism by having the pay out ...
longwangpoontang
  01/14/20
Limiting the use of money would just raise the prices of tho...
TS Wilbur Mercer
  01/14/20
Any form of direct/indirect transfer payment does that.
longwangpoontang
  01/14/20
A bond payout is not a transfer payment Also if the money...
TS Wilbur Mercer
  01/14/20
Think of the current 529 requirements. Loosen them for legit...
longwangpoontang
  01/14/20
529 has been a disaster for the price of college.
TS Wilbur Mercer
  01/14/20


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Date: August 20th, 2019 12:11 AM
Author: TS Wilbur Mercer (Crypto Musk Ox)

What if the government sold special issue bonds for $5,000 that can only be purchased by mothers with a child under one year old, in cash.

the bond would entitle the purchaser to $10,000 tax free paid in a lump sum from the treasury 5 years, 10 years, 15 years, and 20 years from the date of purchase.

here is a financial incentive to have children but only for people with 1) $5,000 saved and 2) the character to wait 5 years for a pay off

(http://www.autoadmit.com/thread.php?thread_id=4326796&forum_id=2#38712601)



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Date: August 20th, 2019 12:16 AM
Author: Frank Lloyd Wrong

Jews would rob orphanages, cut babies out of pregnant women (well they already do, but now the baby would survive), etc

(http://www.autoadmit.com/thread.php?thread_id=4326796&forum_id=2#38712615)



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Date: August 20th, 2019 12:17 AM
Author: TS Wilbur Mercer (Crypto Musk Ox)

agree that "gaming" the program is a huge risk and potentially sinks the whole idea

(http://www.autoadmit.com/thread.php?thread_id=4326796&forum_id=2#38712622)



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Date: August 20th, 2019 11:05 AM
Author: TS Wilbur Mercer (Crypto Musk Ox)



(http://www.autoadmit.com/thread.php?thread_id=4326796&forum_id=2#38713832)



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Date: August 20th, 2019 11:09 AM
Author: clacking across a linoleum floor

"giveaway to the rich"

(http://www.autoadmit.com/thread.php?thread_id=4326796&forum_id=2#38713862)



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Date: August 20th, 2019 11:11 AM
Author: waiting for the great leap forward (ggtp)

cr, this would never get anywhere

(http://www.autoadmit.com/thread.php?thread_id=4326796&forum_id=2#38713870)



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Date: August 20th, 2019 12:37 PM
Author: TS Wilbur Mercer (Crypto Musk Ox)

That's the point: a giveaway aka incentive to encourage people who've demonstrated some means to care for children to have them, something everyone would agree is good for our nation's future.

Alternately, it's no more a giveaway to the rich than a regular treasury bond

(http://www.autoadmit.com/thread.php?thread_id=4326796&forum_id=2#38714205)



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Date: August 20th, 2019 11:13 AM
Author: jurisprudence (Dictated But Not Read)

might as well make the checks out directly to JD wentworth

(http://www.autoadmit.com/thread.php?thread_id=4326796&forum_id=2#38713883)



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Date: August 20th, 2019 12:31 PM
Author: TS Wilbur Mercer (Crypto Musk Ox)

1) doesnt really change the benefit. Might become "over inclusive" by removing the time-preference component, but

2) this can easily be made illegal seeing as j.d. Wentworth and other must report payments to the IRS

(http://www.autoadmit.com/thread.php?thread_id=4326796&forum_id=2#38714177)



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Date: January 14th, 2020 5:47 AM
Author: TS Wilbur Mercer (CleShitlawGuru)



(http://www.autoadmit.com/thread.php?thread_id=4326796&forum_id=2#39428059)



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Date: January 14th, 2020 5:50 AM
Author: longwangpoontang

You could mitigate the rich criticism by having the pay out only go to education and childcare.

Better payout would be small payments ($1-$2k) in years 2-4 for early childhood care expenses, then a big payout at year 18-20 for college

(http://www.autoadmit.com/thread.php?thread_id=4326796&forum_id=2#39428063)



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Date: January 14th, 2020 5:52 AM
Author: TS Wilbur Mercer (CleShitlawGuru)

Limiting the use of money would just raise the prices of those things which the limit allows

By no means does a person need to be "rich" to have $5,000 saved.

(http://www.autoadmit.com/thread.php?thread_id=4326796&forum_id=2#39428067)



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Date: January 14th, 2020 5:54 AM
Author: longwangpoontang

Any form of direct/indirect transfer payment does that.

(http://www.autoadmit.com/thread.php?thread_id=4326796&forum_id=2#39428070)



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Date: January 14th, 2020 5:57 AM
Author: TS Wilbur Mercer (CleShitlawGuru)

A bond payout is not a transfer payment

Also if the money is not restricted there are too many possible uses for any particular class to experience significantly increased quantity-demanded

(http://www.autoadmit.com/thread.php?thread_id=4326796&forum_id=2#39428077)



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Date: January 14th, 2020 6:07 AM
Author: longwangpoontang

Think of the current 529 requirements. Loosen them for legit early childcare expenses and you have it.

and it is an indirect transfer payout, as you're giving above-market interest in a presumably tax-free context via the govt

(http://www.autoadmit.com/thread.php?thread_id=4326796&forum_id=2#39428087)



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Date: January 14th, 2020 6:12 AM
Author: TS Wilbur Mercer (CleShitlawGuru)

529 has been a disaster for the price of college.

(http://www.autoadmit.com/thread.php?thread_id=4326796&forum_id=2#39428093)