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More than 70% of new auto loans are longer than 61 months. LJL

Average car price is $40,000. Assuming like 5% interest, th...
Irradiated Stage
  10/01/19
I thought 5% was too high an estimate but Google says the 60...
Painfully Honest Plaza Ceo
  10/01/19
What would a better decision be?
claret wonderful base
  10/01/19
Buy a goddamn Civic for 22 grand. Or a forte or a Corolla. F...
Painfully Honest Plaza Ceo
  10/01/19
yeah this is insane. the average salary in the us isnt much ...
swashbuckling theater jewess
  10/01/19
When our SUV died at 200k miles this year we bought a new on...
Painfully Honest Plaza Ceo
  10/01/19
Ah, yeah I agree that paying $40,000 for a car entirely on c...
claret wonderful base
  10/01/19
Link to guaranteed 8% returns and studies establishing the l...
Painfully Honest Plaza Ceo
  10/01/19
No such thing as guarantees, and I highly doubt that most pe...
claret wonderful base
  10/01/19
So I understand the technical point your making but it's ent...
Painfully Honest Plaza Ceo
  10/01/19
I'm not disputing that lots of people make lots of bad decis...
claret wonderful base
  10/01/19
The concept you're reaching for here is called "opportu...
ebony gaping office
  10/01/19
Yeah, I'm aware of the concept.
claret wonderful base
  10/01/19
your kids won't be. http://www.xoxohth.com/thread.php?threa...
ruby twisted step-uncle's house
  10/01/19
lol. SPS indeed. My son's actually really into investmen...
claret wonderful base
  10/01/19
weird poast
Floppy meetinghouse voyeur
  10/01/19
How so?
claret wonderful base
  10/01/19
problem is people rarely have the discipline to not accrue m...
boyish swollen address becky
  10/01/19
Yeah, agreed. We are usually a buy used, cash-up-front, pay...
claret wonderful base
  10/01/19
Debt service on the car is guaranteed from borrowers perspec...
hot primrose center
  10/01/19
Mattresses pay 8% now?
magenta stirring indian lodge
  10/01/19
Tax free too
odious range
  10/01/19
A buncha nutellas I tell ya!
magical station
  10/01/19
You mean a used civic for 10K
adventurous crackhouse
  10/01/19
yeah i can't believe how much people spend on cars. I'm shit...
Motley market skinny woman
  10/01/19
What's the cr duration for a car loan? Or should you just pa...
swashbuckling theater jewess
  10/01/19
Depends on interest
underhanded chapel trust fund
  10/01/19
The longest you can get at zero or 0.9%
Painfully Honest Plaza Ceo
  10/01/19
Unless you can get some sick financing just pay cash for use...
magenta stirring indian lodge
  10/01/19
...
marvelous frum hall
  10/01/19
...
carnelian potus pit
  10/01/19
...
Up-to-no-good aqua brunch ladyboy
  10/02/19
buy new and keep for 10 years, rinse repeat. the floor for u...
boyish swollen address becky
  10/01/19
credited advice
azure aromatic casino fat ankles
  10/01/19
...
magical station
  10/01/19
...
Bearded Beady-eyed Church Community Account
  10/01/19
Anything under 2% and 3 years is good. 5 years I assume the...
sooty haunting factory reset button lodge
  10/01/19
You're insane if you wouldn't take a long loan at 2%.
Maize famous landscape painting
  10/01/19
"cars" ljl. POWERGOYS are now exclusively buying T...
magical station
  10/01/19
...
Bearded Beady-eyed Church Community Account
  10/01/19
the moment the "economy" ticks up even a bit they ...
ruby twisted step-uncle's house
  10/01/19
that thing got a hemi?
swashbuckling theater jewess
  10/01/19
it's ok when lawyers do it
ruby twisted step-uncle's house
  10/01/19
You are gay if you don't drive a truck.
Effete apoplectic principal's office
  10/02/19
I'm gay
magical station
  10/03/19
...
sapphire garrison
  10/02/19
A good rule of thumb is not to spend more than the amount of...
Self-absorbed smoky round eye
  10/01/19
(Top salesman at Marco Rubio Toyota of Miami)
Irradiated Stage
  10/01/19
...
swashbuckling theater jewess
  10/01/19
...
magical station
  10/01/19
...
Bat Shit Crazy Point
  10/01/19
...
Startling Whorehouse
  10/01/19
(Ford spokesman)
ruby twisted step-uncle's house
  10/01/19
Technically correct, you ought not to spend more than that
Gold love of her life school
  10/01/19
guy winning the lsat
Up-to-no-good aqua brunch ladyboy
  10/02/19
rule of thumb: people who come up with financial rules of th...
Bat Shit Crazy Point
  10/01/19
and that rod should be emblazoned with jewels which cost at ...
swashbuckling theater jewess
  10/01/19
...
Cordovan federal native
  10/01/19
...
Bat Shit Crazy Point
  10/01/19
...
Motley market skinny woman
  10/01/19
and you tip the whipping boy 15%, and if he screamed particu...
pink aphrodisiac regret tanning salon
  10/02/19
obviously you're wrong rules of thumb make sense. they just...
Up-to-no-good aqua brunch ladyboy
  10/02/19
including the tip for the salesman
magical station
  10/01/19
LOL
marvelous frum hall
  10/01/19
lol
Motley market skinny woman
  10/01/19
dealer was stunned when i said i would be putting down 18k a...
boyish swollen address becky
  10/01/19
leiter: stuns uchicago field house with 180kg hang clean pu...
Bat Shit Crazy Point
  10/01/19
ljl i have an 800 credit score as well. he said it was the e...
boyish swollen address becky
  10/01/19
Anyone with a mortgage and a credit card who pays on time ha...
Floppy meetinghouse voyeur
  10/01/19
way to get an extra discount to account for your credit scor...
Up-to-no-good aqua brunch ladyboy
  10/02/19
...
Cordovan federal native
  10/01/19
we bought a minivan last year. I couldn't get financing (so...
ruby twisted step-uncle's house
  10/01/19
How long you been solo?
claret wonderful base
  10/01/19
idk 30 months or so?
ruby twisted step-uncle's house
  10/01/19
So two years of tax returns couldn't get you regular financi...
magenta stirring indian lodge
  10/01/19
the first year tax returns were sps
ruby twisted step-uncle's house
  10/01/19
Glad business is picking up.
magenta stirring indian lodge
  10/01/19
Cool.
claret wonderful base
  10/01/19
1800000
boyish swollen address becky
  10/01/19
I've never felt bigger-dicked in my life. then we drove home...
ruby twisted step-uncle's house
  10/01/19
lol. it's the small things. if/when we have a third kid we'r...
boyish swollen address becky
  10/01/19
cram it d00bs
ruby twisted step-uncle's house
  10/01/19
(guy who bought a tttoyottta sienna)
boyish swollen address becky
  10/01/19
...
magical station
  10/01/19
lol
claret wonderful base
  10/01/19
JFC, CarMax will sell you a five year old Honda Civic for $1...
bossy ticket booth immigrant
  10/01/19
at 0% interest you're crazy to not finance for 72 months
Topaz kitty cat corner
  10/01/19
you're not getting 0% interest on a 72 month loan unless you...
Vengeful lemon forum
  10/01/19
I have almost perfect credit and qualified for 0% on 60 mont...
Topaz kitty cat corner
  10/01/19
goy mentality
boyish swollen address becky
  10/01/19
(goy)
pink aphrodisiac regret tanning salon
  10/02/19
Yeah, this is a deal to look out for. I bought my current c...
pink aphrodisiac regret tanning salon
  10/02/19
(woman falling for a sale)
Pale private investor
  10/02/19
80% of appl products purchased on credit ljl
useless razzle-dazzle library dopamine
  10/01/19
does that include cell carriers' semi-mandatory "financ...
Bat Shit Crazy Point
  10/01/19
I buy 15 year old used cars off Craigslist for a few thousan...
Exhilarant heaven halford
  10/01/19
Do you also buy your underwear used from Goodwill?
pink aphrodisiac regret tanning salon
  10/02/19
smart, but celibate
Up-to-no-good aqua brunch ladyboy
  10/02/19
TBF, increased reliability & resale makes this phenomeno...
Cruel-hearted nursing home
  10/01/19
Summon TMF: how are you paying for X6. Could use some laughs...
Cream concupiscible brethren
  10/01/19
have a HHI of like 500k and can't imagine spending 40k on a ...
Buff locale corn cake
  10/01/19
Same. My cars were 22k and 31k. HHI 500 (and my HHI was li...
180 messiness son of senegal
  10/01/19
...
Jet-lagged pistol university
  10/02/19
Are you blowing all your money on the ponies?
Maize famous landscape painting
  10/02/19
you probably spend your money on something that is even easi...
Up-to-no-good aqua brunch ladyboy
  10/02/19
rent is $2400 (well below market) in the nicest neighborhood...
Buff locale corn cake
  10/02/19
hhi of 500k, rent at 30k per year? no vehicle over 40k? do...
Up-to-no-good aqua brunch ladyboy
  10/02/19
i'll buy a fancy car if we win the lottery or something.
Buff locale corn cake
  10/02/19
How'd you get below market rent?
Self-absorbed smoky round eye
  10/02/19
(((how))) indeed. he probably has a rent control passed down...
magical station
  10/03/19


Poast new message in this thread



Reply Favorite

Date: October 1st, 2019 11:25 AM
Author: Irradiated Stage

Average car price is $40,000. Assuming like 5% interest, the average American is paying like $650/month for an average car, but will have to make that payment 72 times. LJL!!

https://imgur.com/a/SFEhDCz

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913099)



Reply Favorite

Date: October 1st, 2019 11:28 AM
Author: Painfully Honest Plaza Ceo

I thought 5% was too high an estimate but Google says the 60 month average is 4.2... so 5 is probably right.

I do not understand how people make decisions like this.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913107)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: claret wonderful base

What would a better decision be?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913115)



Reply Favorite

Date: October 1st, 2019 11:31 AM
Author: Painfully Honest Plaza Ceo

Buy a goddamn Civic for 22 grand. Or a forte or a Corolla. Fucking 40 Grand for a car AVERAGE JFC

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913123)



Reply Favorite

Date: October 1st, 2019 11:41 AM
Author: swashbuckling theater jewess

yeah this is insane. the average salary in the us isnt much higher than 40k

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913155)



Reply Favorite

Date: October 1st, 2019 11:45 AM
Author: Painfully Honest Plaza Ceo

When our SUV died at 200k miles this year we bought a new one for 35k, which is right about 10% of our gross income. It seemed very expensive to me.

People are fucking killing themselves with these trucks and 3 series

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913167)



Reply Favorite

Date: October 1st, 2019 11:49 AM
Author: claret wonderful base

Ah, yeah I agree that paying $40,000 for a car entirely on credit is rarely a good idea. But even a 5% loan makes technical sense, assuming the money could be put to a use generating 8+% returns.



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913179)



Reply Favorite

Date: October 1st, 2019 11:51 AM
Author: Painfully Honest Plaza Ceo

Link to guaranteed 8% returns and studies establishing the likelihood that the money would be used in this way tyia

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913189)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: claret wonderful base

No such thing as guarantees, and I highly doubt that most people doing this would invest all the money they are not spending on the car.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913194)



Reply Favorite

Date: October 1st, 2019 11:54 AM
Author: Painfully Honest Plaza Ceo

So I understand the technical point your making but it's entirely useless for evaluating the issue raised in the op

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913202)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: claret wonderful base

I'm not disputing that lots of people make lots of bad decisions when it comes to buying cars. Just saying that a long-term car loan isn't necessarily a bad idea if you can afford the car in the first place.

We just bought a new 8-passenger vehicle for around $40,000 last year, and I think it would have been foolish to pay all cash up front in comparison to a monthly car payment that we hardly miss spread out over time.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913250)



Reply Favorite

Date: October 1st, 2019 12:04 PM
Author: ebony gaping office

The concept you're reaching for here is called "opportunity cost."

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913261)



Reply Favorite

Date: October 1st, 2019 12:08 PM
Author: claret wonderful base

Yeah, I'm aware of the concept.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913288)



Reply Favorite

Date: October 1st, 2019 12:09 PM
Author: ruby twisted step-uncle's house

your kids won't be.

http://www.xoxohth.com/thread.php?thread_id=4354802&mc=2&forum_id=2

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913292)



Reply Favorite

Date: October 1st, 2019 12:11 PM
Author: claret wonderful base

lol. SPS indeed.

My son's actually really into investments. He gets the same short-term pleasure from buying ETFs that other kids from buying toys or whatever.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913302)



Reply Favorite

Date: October 1st, 2019 12:19 PM
Author: Floppy meetinghouse voyeur

weird poast

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913348)



Reply Favorite

Date: October 1st, 2019 12:20 PM
Author: claret wonderful base

How so?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913353)



Reply Favorite

Date: October 1st, 2019 12:08 PM
Author: boyish swollen address becky

problem is people rarely have the discipline to not accrue more and more monthly payments whereas you feel the hurt with a large cash outlay as you should to prevent future profligacy

"it's alright honey we have 50k in the bank!" *signs up for second car* *signs up for bigger mortgage* *signs up for private school* etc

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913283)



Reply Favorite

Date: October 1st, 2019 12:09 PM
Author: claret wonderful base

Yeah, agreed. We are usually a buy used, cash-up-front, pay off the credit card bills monthly kind of family.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913294)



Reply Favorite

Date: October 1st, 2019 10:41 PM
Author: hot primrose center

Debt service on the car is guaranteed from borrowers perspective

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916136)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: magenta stirring indian lodge

Mattresses pay 8% now?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913213)



Reply Favorite

Date: October 1st, 2019 6:09 PM
Author: odious range

Tax free too

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914947)



Reply Favorite

Date: October 1st, 2019 12:15 PM
Author: magical station

A buncha nutellas I tell ya!

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913321)



Reply Favorite

Date: October 1st, 2019 5:18 PM
Author: adventurous crackhouse

You mean a used civic for 10K

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914707)



Reply Favorite

Date: October 1st, 2019 5:21 PM
Author: Motley market skinny woman

yeah i can't believe how much people spend on cars. I'm shitting my pants about buying a $25k used minivan.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914721)



Reply Favorite

Date: October 1st, 2019 11:29 AM
Author: swashbuckling theater jewess

What's the cr duration for a car loan? Or should you just pay cash? What's the received wisdom here

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913111)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: underhanded chapel trust fund

Depends on interest



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913116)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: Painfully Honest Plaza Ceo

The longest you can get at zero or 0.9%

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913117)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: magenta stirring indian lodge

Unless you can get some sick financing just pay cash for used.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913118)



Reply Favorite

Date: October 1st, 2019 11:50 AM
Author: marvelous frum hall



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913185)



Reply Favorite

Date: October 1st, 2019 10:33 PM
Author: carnelian potus pit



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916094)



Reply Favorite

Date: October 2nd, 2019 1:51 AM
Author: Up-to-no-good aqua brunch ladyboy



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916833)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: boyish swollen address becky

buy new and keep for 10 years, rinse repeat. the floor for used cars is too damn high these days believe it or not. carmax, shift, carvana etc have pushed the floor up and there's too much access to information that just about everything sold private party used is priced competitively. very hard to find deals like you could in the 90s before the internet.

new cars also have some pretty cool tech and modern amenities. a car without bluetooth or side airbags seems really prole these days.

i would also stick to toyota and honda honestly. don't fuck with what works.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913251)



Reply Favorite

Date: October 1st, 2019 9:39 PM
Author: azure aromatic casino fat ankles

credited advice

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915792)



Reply Favorite

Date: October 1st, 2019 9:58 PM
Author: magical station



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915873)



Reply Favorite

Date: October 1st, 2019 10:50 PM
Author: Bearded Beady-eyed Church Community Account



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916186)



Reply Favorite

Date: October 1st, 2019 5:23 PM
Author: sooty haunting factory reset button lodge

Anything under 2% and 3 years is good. 5 years I assume the rates are higher.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914732)



Reply Favorite

Date: October 1st, 2019 6:04 PM
Author: Maize famous landscape painting

You're insane if you wouldn't take a long loan at 2%.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914916)



Reply Favorite

Date: October 1st, 2019 11:31 AM
Author: magical station

"cars" ljl. POWERGOYS are now exclusively buying Trucks. Not hard to afford a Corolla but that would be too emasculating for Bobby.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913121)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: Bearded Beady-eyed Church Community Account



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913190)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: ruby twisted step-uncle's house

the moment the "economy" ticks up even a bit they immediately rush out and buy trucks. very sad!

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913191)



Reply Favorite

Date: October 1st, 2019 11:55 AM
Author: swashbuckling theater jewess

that thing got a hemi?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913205)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: ruby twisted step-uncle's house

it's ok when lawyers do it

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913210)



Reply Favorite

Date: October 2nd, 2019 12:07 AM
Author: Effete apoplectic principal's office

You are gay if you don't drive a truck.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916574)



Reply Favorite

Date: October 3rd, 2019 12:06 AM
Author: magical station

I'm gay

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921908)



Reply Favorite

Date: October 2nd, 2019 11:26 PM
Author: sapphire garrison



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921669)



Reply Favorite

Date: October 1st, 2019 11:55 AM
Author: Self-absorbed smoky round eye

A good rule of thumb is not to spend more than the amount of your gross annual salary on a car.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913208)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: Irradiated Stage

(Top salesman at Marco Rubio Toyota of Miami)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913215)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: swashbuckling theater jewess



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913219)



Reply Favorite

Date: October 1st, 2019 12:00 PM
Author: magical station



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913244)



Reply Favorite

Date: October 1st, 2019 12:07 PM
Author: Bat Shit Crazy Point



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913279)



Reply Favorite

Date: October 1st, 2019 12:39 PM
Author: Startling Whorehouse



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913466)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: ruby twisted step-uncle's house

(Ford spokesman)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913216)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: Gold love of her life school

Technically correct, you ought not to spend more than that

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913222)



Reply Favorite

Date: October 2nd, 2019 1:55 AM
Author: Up-to-no-good aqua brunch ladyboy

guy winning the lsat

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916843)



Reply Favorite

Date: October 1st, 2019 11:58 AM
Author: Bat Shit Crazy Point

rule of thumb: people who come up with financial rules of thumb need to be beaten with a rod of at least the thickness of a man’s thumb

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913226)



Reply Favorite

Date: October 1st, 2019 11:59 AM
Author: swashbuckling theater jewess

and that rod should be emblazoned with jewels which cost at most 20% of your annual salary

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913235)



Reply Favorite

Date: October 1st, 2019 12:06 PM
Author: Cordovan federal native



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913269)



Reply Favorite

Date: October 1st, 2019 12:07 PM
Author: Bat Shit Crazy Point



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913275)



Reply Favorite

Date: October 1st, 2019 5:54 PM
Author: Motley market skinny woman



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914869)



Reply Favorite

Date: October 2nd, 2019 12:16 AM
Author: pink aphrodisiac regret tanning salon

and you tip the whipping boy 15%, and if he screamed particularly loudly, upwards of 25%

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916604)



Reply Favorite

Date: October 2nd, 2019 1:54 AM
Author: Up-to-no-good aqua brunch ladyboy

obviously you're wrong

rules of thumb make sense. they just need enough qualifiers to be useful

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916841)



Reply Favorite

Date: October 1st, 2019 12:02 PM
Author: magical station

including the tip for the salesman

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913253)



Reply Favorite

Date: October 1st, 2019 5:31 PM
Author: marvelous frum hall

LOL

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914770)



Reply Favorite

Date: October 1st, 2019 5:55 PM
Author: Motley market skinny woman

lol

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914873)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: boyish swollen address becky

dealer was stunned when i said i would be putting down 18k and financing for 36 months on my 32k honda accord a few months ago. suddenly he started selling me the touring trim that was like $3k more.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913221)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: Bat Shit Crazy Point

leiter: stuns uchicago field house with 180kg hang clean

pumo: stuns hoboken honda dealership with 18k down

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913247)



Reply Favorite

Date: October 1st, 2019 12:02 PM
Author: boyish swollen address becky

ljl i have an 800 credit score as well. he said it was the easiest deal he'd had in a while.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913255)



Reply Favorite

Date: October 1st, 2019 12:29 PM
Author: Floppy meetinghouse voyeur

Anyone with a mortgage and a credit card who pays on time has an 800

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913410)



Reply Favorite

Date: October 2nd, 2019 1:57 AM
Author: Up-to-no-good aqua brunch ladyboy

way to get an extra discount to account for your credit score

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916844)



Reply Favorite

Date: October 1st, 2019 12:06 PM
Author: Cordovan federal native



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913271)



Reply Favorite

Date: October 1st, 2019 12:14 PM
Author: ruby twisted step-uncle's house

we bought a minivan last year. I couldn't get financing (solo) and the guy started talking about these "alternative financing" methods. I just got irritated and said fuck it, I'll write a check. You could've heard a pin drop.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913317)



Reply Favorite

Date: October 1st, 2019 12:16 PM
Author: claret wonderful base

How long you been solo?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913328)



Reply Favorite

Date: October 1st, 2019 12:17 PM
Author: ruby twisted step-uncle's house

idk 30 months or so?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913333)



Reply Favorite

Date: October 1st, 2019 12:20 PM
Author: magenta stirring indian lodge

So two years of tax returns couldn't get you regular financing?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913350)



Reply Favorite

Date: October 1st, 2019 12:23 PM
Author: ruby twisted step-uncle's house

the first year tax returns were sps

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913372)



Reply Favorite

Date: October 1st, 2019 12:31 PM
Author: magenta stirring indian lodge

Glad business is picking up.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913421)



Reply Favorite

Date: October 1st, 2019 12:21 PM
Author: claret wonderful base

Cool.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913359)



Reply Favorite

Date: October 1st, 2019 12:17 PM
Author: boyish swollen address becky

1800000

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913334)



Reply Favorite

Date: October 1st, 2019 12:18 PM
Author: ruby twisted step-uncle's house

I've never felt bigger-dicked in my life. then we drove home in a minivan.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913343)



Reply Favorite

Date: October 1st, 2019 12:21 PM
Author: boyish swollen address becky

lol. it's the small things. if/when we have a third kid we're gonna get a van for sure. which one did you get?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913361)



Reply Favorite

Date: October 1st, 2019 12:24 PM
Author: ruby twisted step-uncle's house

cram it d00bs

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913375)



Reply Favorite

Date: October 1st, 2019 12:24 PM
Author: boyish swollen address becky

(guy who bought a tttoyottta sienna)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913381)



Reply Favorite

Date: October 1st, 2019 12:35 PM
Author: magical station



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913444)



Reply Favorite

Date: October 1st, 2019 12:24 PM
Author: claret wonderful base

lol

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913382)



Reply Favorite

Date: October 1st, 2019 4:52 PM
Author: bossy ticket booth immigrant

JFC, CarMax will sell you a five year old Honda Civic for $12K. If you're on a budget, just fucking do that.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914601)



Reply Favorite

Date: October 1st, 2019 4:59 PM
Author: Topaz kitty cat corner

at 0% interest you're crazy to not finance for 72 months

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914625)



Reply Favorite

Date: October 1st, 2019 5:01 PM
Author: Vengeful lemon forum

you're not getting 0% interest on a 72 month loan unless you have perfect credit. Regardless, you're correct. 0% interest on a 72 month loan is a no brainier if you're going to finance a car

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914631)



Reply Favorite

Date: October 1st, 2019 5:05 PM
Author: Topaz kitty cat corner

I have almost perfect credit and qualified for 0% on 60 months. I know Chevy/ GMC occasionally offers these rates, I'm not sure about anyone else.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914645)



Reply Favorite

Date: October 1st, 2019 5:09 PM
Author: boyish swollen address becky

goy mentality

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914660)



Reply Favorite

Date: October 2nd, 2019 12:13 AM
Author: pink aphrodisiac regret tanning salon

(goy)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916593)



Reply Favorite

Date: October 2nd, 2019 12:13 AM
Author: pink aphrodisiac regret tanning salon

Yeah, this is a deal to look out for.

I bought my current car at 1.59% interest.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916592)



Reply Favorite

Date: October 2nd, 2019 3:35 AM
Author: Pale private investor

(woman falling for a sale)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916916)



Reply Favorite

Date: October 1st, 2019 5:06 PM
Author: useless razzle-dazzle library dopamine

80% of appl products purchased on credit ljl

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914650)



Reply Favorite

Date: October 1st, 2019 7:56 PM
Author: Bat Shit Crazy Point

does that include cell carriers' semi-mandatory "financing" where everybody just pays 30/mo for 2 years

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915383)



Reply Favorite

Date: October 1st, 2019 9:49 PM
Author: Exhilarant heaven halford

I buy 15 year old used cars off Craigslist for a few thousand cash. Drive them until the odometer is way up into the 200's. Rate me.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915834)



Reply Favorite

Date: October 2nd, 2019 12:15 AM
Author: pink aphrodisiac regret tanning salon

Do you also buy your underwear used from Goodwill?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916598)



Reply Favorite

Date: October 2nd, 2019 1:58 AM
Author: Up-to-no-good aqua brunch ladyboy

smart, but celibate

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916846)



Reply Favorite

Date: October 1st, 2019 9:56 PM
Author: Cruel-hearted nursing home

TBF, increased reliability & resale makes this phenomenon not so surprising

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915864)



Reply Favorite

Date: October 1st, 2019 10:05 PM
Author: Cream concupiscible brethren

Summon TMF: how are you paying for X6. Could use some laughs.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915926)



Reply Favorite

Date: October 1st, 2019 10:16 PM
Author: Buff locale corn cake

have a HHI of like 500k and can't imagine spending 40k on a car. lol what the fuck is wrong with people

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915991)



Reply Favorite

Date: October 1st, 2019 10:19 PM
Author: 180 messiness son of senegal

Same. My cars were 22k and 31k. HHI 500 (and my HHI was like 750 when I bought the cars).

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916019)



Reply Favorite

Date: October 2nd, 2019 12:15 AM
Author: Jet-lagged pistol university



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916599)



Reply Favorite

Date: October 2nd, 2019 1:46 AM
Author: Maize famous landscape painting

Are you blowing all your money on the ponies?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916825)



Reply Favorite

Date: October 2nd, 2019 2:00 AM
Author: Up-to-no-good aqua brunch ladyboy

you probably spend your money on something that is even easier to call stupid

(i'm guessing housing)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916849)



Reply Favorite

Date: October 2nd, 2019 2:09 AM
Author: Buff locale corn cake

rent is $2400 (well below market) in the nicest neighborhood in brooklyn

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916856)



Reply Favorite

Date: October 2nd, 2019 2:41 AM
Author: Up-to-no-good aqua brunch ladyboy

hhi of 500k, rent at 30k per year?

no vehicle over 40k?

do you travel a lot? mail letters with upside down airplane stamps?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916873)



Reply Favorite

Date: October 2nd, 2019 3:42 AM
Author: Buff locale corn cake

i'll buy a fancy car if we win the lottery or something.



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916923)



Reply Favorite

Date: October 2nd, 2019 3:18 PM
Author: Self-absorbed smoky round eye

How'd you get below market rent?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38918991)



Reply Favorite

Date: October 3rd, 2019 12:07 AM
Author: magical station

(((how))) indeed. he probably has a rent control passed down from Holocaust Survivor Aunt Ruth.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921916)