\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

More than 70% of new auto loans are longer than 61 months. LJL

Average car price is $40,000. Assuming like 5% interest, th...
chocolate sanctuary
  10/01/19
I thought 5% was too high an estimate but Google says the 60...
Exciting Mad-dog Skullcap
  10/01/19
What would a better decision be?
buff den famous landscape painting
  10/01/19
Buy a goddamn Civic for 22 grand. Or a forte or a Corolla. F...
Exciting Mad-dog Skullcap
  10/01/19
yeah this is insane. the average salary in the us isnt much ...
Puce Pistol Volcanic Crater
  10/01/19
When our SUV died at 200k miles this year we bought a new on...
Exciting Mad-dog Skullcap
  10/01/19
Ah, yeah I agree that paying $40,000 for a car entirely on c...
buff den famous landscape painting
  10/01/19
Link to guaranteed 8% returns and studies establishing the l...
Exciting Mad-dog Skullcap
  10/01/19
No such thing as guarantees, and I highly doubt that most pe...
buff den famous landscape painting
  10/01/19
So I understand the technical point your making but it's ent...
Exciting Mad-dog Skullcap
  10/01/19
I'm not disputing that lots of people make lots of bad decis...
buff den famous landscape painting
  10/01/19
The concept you're reaching for here is called "opportu...
bearded foreskin
  10/01/19
Yeah, I'm aware of the concept.
buff den famous landscape painting
  10/01/19
your kids won't be. http://www.xoxohth.com/thread.php?threa...
crawly maize sweet tailpipe
  10/01/19
lol. SPS indeed. My son's actually really into investmen...
buff den famous landscape painting
  10/01/19
weird poast
odious travel guidebook
  10/01/19
How so?
buff den famous landscape painting
  10/01/19
problem is people rarely have the discipline to not accrue m...
Dun State Roommate
  10/01/19
Yeah, agreed. We are usually a buy used, cash-up-front, pay...
buff den famous landscape painting
  10/01/19
Debt service on the car is guaranteed from borrowers perspec...
Comical Peach Location
  10/01/19
Mattresses pay 8% now?
Sexy snowy stag film rigpig
  10/01/19
Tax free too
demanding range toilet seat
  10/01/19
A buncha nutellas I tell ya!
bossy sadistic halford
  10/01/19
You mean a used civic for 10K
Carmine Love Of Her Life Jew
  10/01/19
yeah i can't believe how much people spend on cars. I'm shit...
effete walnut plaza messiness
  10/01/19
What's the cr duration for a car loan? Or should you just pa...
Puce Pistol Volcanic Crater
  10/01/19
Depends on interest
adventurous shaky gaming laptop french chef
  10/01/19
The longest you can get at zero or 0.9%
Exciting Mad-dog Skullcap
  10/01/19
Unless you can get some sick financing just pay cash for use...
Sexy snowy stag film rigpig
  10/01/19
...
ivory sick site
  10/01/19
...
emerald coffee pot kitty
  10/01/19
...
claret maniacal office regret
  10/02/19
buy new and keep for 10 years, rinse repeat. the floor for u...
Dun State Roommate
  10/01/19
credited advice
Spectacular Anal Pervert
  10/01/19
...
bossy sadistic halford
  10/01/19
...
Beta Dashing Elastic Band Idiot
  10/01/19
Anything under 2% and 3 years is good. 5 years I assume the...
Bright abode hairy legs
  10/01/19
You're insane if you wouldn't take a long loan at 2%.
Bipolar Stubborn Trailer Park
  10/01/19
"cars" ljl. POWERGOYS are now exclusively buying T...
bossy sadistic halford
  10/01/19
...
Beta Dashing Elastic Band Idiot
  10/01/19
the moment the "economy" ticks up even a bit they ...
crawly maize sweet tailpipe
  10/01/19
that thing got a hemi?
Puce Pistol Volcanic Crater
  10/01/19
it's ok when lawyers do it
crawly maize sweet tailpipe
  10/01/19
You are gay if you don't drive a truck.
Confused police squad
  10/02/19
I'm gay
bossy sadistic halford
  10/03/19
...
black passionate dilemma doctorate
  10/02/19
A good rule of thumb is not to spend more than the amount of...
fantasy-prone space gunner
  10/01/19
(Top salesman at Marco Rubio Toyota of Miami)
chocolate sanctuary
  10/01/19
...
Puce Pistol Volcanic Crater
  10/01/19
...
bossy sadistic halford
  10/01/19
...
Gay genital piercing
  10/01/19
...
Irradiated lettuce blood rage
  10/01/19
(Ford spokesman)
crawly maize sweet tailpipe
  10/01/19
Technically correct, you ought not to spend more than that
vivacious aggressive haunted graveyard
  10/01/19
guy winning the lsat
claret maniacal office regret
  10/02/19
rule of thumb: people who come up with financial rules of th...
Gay genital piercing
  10/01/19
and that rod should be emblazoned with jewels which cost at ...
Puce Pistol Volcanic Crater
  10/01/19
...
Appetizing locale background story
  10/01/19
...
Gay genital piercing
  10/01/19
...
effete walnut plaza messiness
  10/01/19
and you tip the whipping boy 15%, and if he screamed particu...
Alcoholic Marketing Idea Menage
  10/02/19
obviously you're wrong rules of thumb make sense. they just...
claret maniacal office regret
  10/02/19
including the tip for the salesman
bossy sadistic halford
  10/01/19
LOL
ivory sick site
  10/01/19
lol
effete walnut plaza messiness
  10/01/19
dealer was stunned when i said i would be putting down 18k a...
Dun State Roommate
  10/01/19
leiter: stuns uchicago field house with 180kg hang clean pu...
Gay genital piercing
  10/01/19
ljl i have an 800 credit score as well. he said it was the e...
Dun State Roommate
  10/01/19
Anyone with a mortgage and a credit card who pays on time ha...
odious travel guidebook
  10/01/19
way to get an extra discount to account for your credit scor...
claret maniacal office regret
  10/02/19
...
Appetizing locale background story
  10/01/19
we bought a minivan last year. I couldn't get financing (so...
crawly maize sweet tailpipe
  10/01/19
How long you been solo?
buff den famous landscape painting
  10/01/19
idk 30 months or so?
crawly maize sweet tailpipe
  10/01/19
So two years of tax returns couldn't get you regular financi...
Sexy snowy stag film rigpig
  10/01/19
the first year tax returns were sps
crawly maize sweet tailpipe
  10/01/19
Glad business is picking up.
Sexy snowy stag film rigpig
  10/01/19
Cool.
buff den famous landscape painting
  10/01/19
1800000
Dun State Roommate
  10/01/19
I've never felt bigger-dicked in my life. then we drove home...
crawly maize sweet tailpipe
  10/01/19
lol. it's the small things. if/when we have a third kid we'r...
Dun State Roommate
  10/01/19
cram it d00bs
crawly maize sweet tailpipe
  10/01/19
(guy who bought a tttoyottta sienna)
Dun State Roommate
  10/01/19
...
bossy sadistic halford
  10/01/19
lol
buff den famous landscape painting
  10/01/19
JFC, CarMax will sell you a five year old Honda Civic for $1...
titillating partner
  10/01/19
at 0% interest you're crazy to not finance for 72 months
Histrionic shrine
  10/01/19
you're not getting 0% interest on a 72 month loan unless you...
french crackhouse windowlicker
  10/01/19
I have almost perfect credit and qualified for 0% on 60 mont...
Histrionic shrine
  10/01/19
goy mentality
Dun State Roommate
  10/01/19
(goy)
Alcoholic Marketing Idea Menage
  10/02/19
Yeah, this is a deal to look out for. I bought my current c...
Alcoholic Marketing Idea Menage
  10/02/19
(woman falling for a sale)
Cocky locus
  10/02/19
80% of appl products purchased on credit ljl
Violent Internet-worthy Market Turdskin
  10/01/19
does that include cell carriers' semi-mandatory "financ...
Gay genital piercing
  10/01/19
I buy 15 year old used cars off Craigslist for a few thousan...
Sable Newt Parlor
  10/01/19
Do you also buy your underwear used from Goodwill?
Alcoholic Marketing Idea Menage
  10/02/19
smart, but celibate
claret maniacal office regret
  10/02/19
TBF, increased reliability & resale makes this phenomeno...
Swashbuckling masturbator
  10/01/19
Summon TMF: how are you paying for X6. Could use some laughs...
Dead misunderstood electric furnace lay
  10/01/19
have a HHI of like 500k and can't imagine spending 40k on a ...
Canary Self-absorbed Station Striped Hyena
  10/01/19
Same. My cars were 22k and 31k. HHI 500 (and my HHI was li...
disrespectful mind-boggling mother university
  10/01/19
...
fuchsia chapel
  10/02/19
Are you blowing all your money on the ponies?
Bipolar Stubborn Trailer Park
  10/02/19
you probably spend your money on something that is even easi...
claret maniacal office regret
  10/02/19
rent is $2400 (well below market) in the nicest neighborhood...
Canary Self-absorbed Station Striped Hyena
  10/02/19
hhi of 500k, rent at 30k per year? no vehicle over 40k? do...
claret maniacal office regret
  10/02/19
i'll buy a fancy car if we win the lottery or something.
Canary Self-absorbed Station Striped Hyena
  10/02/19
How'd you get below market rent?
fantasy-prone space gunner
  10/02/19
(((how))) indeed. he probably has a rent control passed down...
bossy sadistic halford
  10/03/19


Poast new message in this thread



Reply Favorite

Date: October 1st, 2019 11:25 AM
Author: chocolate sanctuary

Average car price is $40,000. Assuming like 5% interest, the average American is paying like $650/month for an average car, but will have to make that payment 72 times. LJL!!

https://imgur.com/a/SFEhDCz

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913099)



Reply Favorite

Date: October 1st, 2019 11:28 AM
Author: Exciting Mad-dog Skullcap

I thought 5% was too high an estimate but Google says the 60 month average is 4.2... so 5 is probably right.

I do not understand how people make decisions like this.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913107)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: buff den famous landscape painting

What would a better decision be?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913115)



Reply Favorite

Date: October 1st, 2019 11:31 AM
Author: Exciting Mad-dog Skullcap

Buy a goddamn Civic for 22 grand. Or a forte or a Corolla. Fucking 40 Grand for a car AVERAGE JFC

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913123)



Reply Favorite

Date: October 1st, 2019 11:41 AM
Author: Puce Pistol Volcanic Crater

yeah this is insane. the average salary in the us isnt much higher than 40k

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913155)



Reply Favorite

Date: October 1st, 2019 11:45 AM
Author: Exciting Mad-dog Skullcap

When our SUV died at 200k miles this year we bought a new one for 35k, which is right about 10% of our gross income. It seemed very expensive to me.

People are fucking killing themselves with these trucks and 3 series

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913167)



Reply Favorite

Date: October 1st, 2019 11:49 AM
Author: buff den famous landscape painting

Ah, yeah I agree that paying $40,000 for a car entirely on credit is rarely a good idea. But even a 5% loan makes technical sense, assuming the money could be put to a use generating 8+% returns.



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913179)



Reply Favorite

Date: October 1st, 2019 11:51 AM
Author: Exciting Mad-dog Skullcap

Link to guaranteed 8% returns and studies establishing the likelihood that the money would be used in this way tyia

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913189)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: buff den famous landscape painting

No such thing as guarantees, and I highly doubt that most people doing this would invest all the money they are not spending on the car.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913194)



Reply Favorite

Date: October 1st, 2019 11:54 AM
Author: Exciting Mad-dog Skullcap

So I understand the technical point your making but it's entirely useless for evaluating the issue raised in the op

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913202)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: buff den famous landscape painting

I'm not disputing that lots of people make lots of bad decisions when it comes to buying cars. Just saying that a long-term car loan isn't necessarily a bad idea if you can afford the car in the first place.

We just bought a new 8-passenger vehicle for around $40,000 last year, and I think it would have been foolish to pay all cash up front in comparison to a monthly car payment that we hardly miss spread out over time.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913250)



Reply Favorite

Date: October 1st, 2019 12:04 PM
Author: bearded foreskin

The concept you're reaching for here is called "opportunity cost."

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913261)



Reply Favorite

Date: October 1st, 2019 12:08 PM
Author: buff den famous landscape painting

Yeah, I'm aware of the concept.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913288)



Reply Favorite

Date: October 1st, 2019 12:09 PM
Author: crawly maize sweet tailpipe

your kids won't be.

http://www.xoxohth.com/thread.php?thread_id=4354802&mc=2&forum_id=2

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913292)



Reply Favorite

Date: October 1st, 2019 12:11 PM
Author: buff den famous landscape painting

lol. SPS indeed.

My son's actually really into investments. He gets the same short-term pleasure from buying ETFs that other kids from buying toys or whatever.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913302)



Reply Favorite

Date: October 1st, 2019 12:19 PM
Author: odious travel guidebook

weird poast

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913348)



Reply Favorite

Date: October 1st, 2019 12:20 PM
Author: buff den famous landscape painting

How so?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913353)



Reply Favorite

Date: October 1st, 2019 12:08 PM
Author: Dun State Roommate

problem is people rarely have the discipline to not accrue more and more monthly payments whereas you feel the hurt with a large cash outlay as you should to prevent future profligacy

"it's alright honey we have 50k in the bank!" *signs up for second car* *signs up for bigger mortgage* *signs up for private school* etc

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913283)



Reply Favorite

Date: October 1st, 2019 12:09 PM
Author: buff den famous landscape painting

Yeah, agreed. We are usually a buy used, cash-up-front, pay off the credit card bills monthly kind of family.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913294)



Reply Favorite

Date: October 1st, 2019 10:41 PM
Author: Comical Peach Location

Debt service on the car is guaranteed from borrowers perspective

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916136)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: Sexy snowy stag film rigpig

Mattresses pay 8% now?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913213)



Reply Favorite

Date: October 1st, 2019 6:09 PM
Author: demanding range toilet seat

Tax free too

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914947)



Reply Favorite

Date: October 1st, 2019 12:15 PM
Author: bossy sadistic halford

A buncha nutellas I tell ya!

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913321)



Reply Favorite

Date: October 1st, 2019 5:18 PM
Author: Carmine Love Of Her Life Jew

You mean a used civic for 10K

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914707)



Reply Favorite

Date: October 1st, 2019 5:21 PM
Author: effete walnut plaza messiness

yeah i can't believe how much people spend on cars. I'm shitting my pants about buying a $25k used minivan.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914721)



Reply Favorite

Date: October 1st, 2019 11:29 AM
Author: Puce Pistol Volcanic Crater

What's the cr duration for a car loan? Or should you just pay cash? What's the received wisdom here

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913111)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: adventurous shaky gaming laptop french chef

Depends on interest



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913116)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: Exciting Mad-dog Skullcap

The longest you can get at zero or 0.9%

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913117)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: Sexy snowy stag film rigpig

Unless you can get some sick financing just pay cash for used.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913118)



Reply Favorite

Date: October 1st, 2019 11:50 AM
Author: ivory sick site



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913185)



Reply Favorite

Date: October 1st, 2019 10:33 PM
Author: emerald coffee pot kitty



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916094)



Reply Favorite

Date: October 2nd, 2019 1:51 AM
Author: claret maniacal office regret



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916833)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: Dun State Roommate

buy new and keep for 10 years, rinse repeat. the floor for used cars is too damn high these days believe it or not. carmax, shift, carvana etc have pushed the floor up and there's too much access to information that just about everything sold private party used is priced competitively. very hard to find deals like you could in the 90s before the internet.

new cars also have some pretty cool tech and modern amenities. a car without bluetooth or side airbags seems really prole these days.

i would also stick to toyota and honda honestly. don't fuck with what works.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913251)



Reply Favorite

Date: October 1st, 2019 9:39 PM
Author: Spectacular Anal Pervert

credited advice

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915792)



Reply Favorite

Date: October 1st, 2019 9:58 PM
Author: bossy sadistic halford



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915873)



Reply Favorite

Date: October 1st, 2019 10:50 PM
Author: Beta Dashing Elastic Band Idiot



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916186)



Reply Favorite

Date: October 1st, 2019 5:23 PM
Author: Bright abode hairy legs

Anything under 2% and 3 years is good. 5 years I assume the rates are higher.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914732)



Reply Favorite

Date: October 1st, 2019 6:04 PM
Author: Bipolar Stubborn Trailer Park

You're insane if you wouldn't take a long loan at 2%.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914916)



Reply Favorite

Date: October 1st, 2019 11:31 AM
Author: bossy sadistic halford

"cars" ljl. POWERGOYS are now exclusively buying Trucks. Not hard to afford a Corolla but that would be too emasculating for Bobby.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913121)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: Beta Dashing Elastic Band Idiot



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913190)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: crawly maize sweet tailpipe

the moment the "economy" ticks up even a bit they immediately rush out and buy trucks. very sad!

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913191)



Reply Favorite

Date: October 1st, 2019 11:55 AM
Author: Puce Pistol Volcanic Crater

that thing got a hemi?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913205)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: crawly maize sweet tailpipe

it's ok when lawyers do it

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913210)



Reply Favorite

Date: October 2nd, 2019 12:07 AM
Author: Confused police squad

You are gay if you don't drive a truck.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916574)



Reply Favorite

Date: October 3rd, 2019 12:06 AM
Author: bossy sadistic halford

I'm gay

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921908)



Reply Favorite

Date: October 2nd, 2019 11:26 PM
Author: black passionate dilemma doctorate



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921669)



Reply Favorite

Date: October 1st, 2019 11:55 AM
Author: fantasy-prone space gunner

A good rule of thumb is not to spend more than the amount of your gross annual salary on a car.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913208)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: chocolate sanctuary

(Top salesman at Marco Rubio Toyota of Miami)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913215)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: Puce Pistol Volcanic Crater



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913219)



Reply Favorite

Date: October 1st, 2019 12:00 PM
Author: bossy sadistic halford



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913244)



Reply Favorite

Date: October 1st, 2019 12:07 PM
Author: Gay genital piercing



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913279)



Reply Favorite

Date: October 1st, 2019 12:39 PM
Author: Irradiated lettuce blood rage



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913466)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: crawly maize sweet tailpipe

(Ford spokesman)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913216)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: vivacious aggressive haunted graveyard

Technically correct, you ought not to spend more than that

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913222)



Reply Favorite

Date: October 2nd, 2019 1:55 AM
Author: claret maniacal office regret

guy winning the lsat

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916843)



Reply Favorite

Date: October 1st, 2019 11:58 AM
Author: Gay genital piercing

rule of thumb: people who come up with financial rules of thumb need to be beaten with a rod of at least the thickness of a man’s thumb

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913226)



Reply Favorite

Date: October 1st, 2019 11:59 AM
Author: Puce Pistol Volcanic Crater

and that rod should be emblazoned with jewels which cost at most 20% of your annual salary

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913235)



Reply Favorite

Date: October 1st, 2019 12:06 PM
Author: Appetizing locale background story



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913269)



Reply Favorite

Date: October 1st, 2019 12:07 PM
Author: Gay genital piercing



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913275)



Reply Favorite

Date: October 1st, 2019 5:54 PM
Author: effete walnut plaza messiness



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914869)



Reply Favorite

Date: October 2nd, 2019 12:16 AM
Author: Alcoholic Marketing Idea Menage

and you tip the whipping boy 15%, and if he screamed particularly loudly, upwards of 25%

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916604)



Reply Favorite

Date: October 2nd, 2019 1:54 AM
Author: claret maniacal office regret

obviously you're wrong

rules of thumb make sense. they just need enough qualifiers to be useful

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916841)



Reply Favorite

Date: October 1st, 2019 12:02 PM
Author: bossy sadistic halford

including the tip for the salesman

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913253)



Reply Favorite

Date: October 1st, 2019 5:31 PM
Author: ivory sick site

LOL

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914770)



Reply Favorite

Date: October 1st, 2019 5:55 PM
Author: effete walnut plaza messiness

lol

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914873)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: Dun State Roommate

dealer was stunned when i said i would be putting down 18k and financing for 36 months on my 32k honda accord a few months ago. suddenly he started selling me the touring trim that was like $3k more.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913221)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: Gay genital piercing

leiter: stuns uchicago field house with 180kg hang clean

pumo: stuns hoboken honda dealership with 18k down

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913247)



Reply Favorite

Date: October 1st, 2019 12:02 PM
Author: Dun State Roommate

ljl i have an 800 credit score as well. he said it was the easiest deal he'd had in a while.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913255)



Reply Favorite

Date: October 1st, 2019 12:29 PM
Author: odious travel guidebook

Anyone with a mortgage and a credit card who pays on time has an 800

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913410)



Reply Favorite

Date: October 2nd, 2019 1:57 AM
Author: claret maniacal office regret

way to get an extra discount to account for your credit score

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916844)



Reply Favorite

Date: October 1st, 2019 12:06 PM
Author: Appetizing locale background story



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913271)



Reply Favorite

Date: October 1st, 2019 12:14 PM
Author: crawly maize sweet tailpipe

we bought a minivan last year. I couldn't get financing (solo) and the guy started talking about these "alternative financing" methods. I just got irritated and said fuck it, I'll write a check. You could've heard a pin drop.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913317)



Reply Favorite

Date: October 1st, 2019 12:16 PM
Author: buff den famous landscape painting

How long you been solo?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913328)



Reply Favorite

Date: October 1st, 2019 12:17 PM
Author: crawly maize sweet tailpipe

idk 30 months or so?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913333)



Reply Favorite

Date: October 1st, 2019 12:20 PM
Author: Sexy snowy stag film rigpig

So two years of tax returns couldn't get you regular financing?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913350)



Reply Favorite

Date: October 1st, 2019 12:23 PM
Author: crawly maize sweet tailpipe

the first year tax returns were sps

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913372)



Reply Favorite

Date: October 1st, 2019 12:31 PM
Author: Sexy snowy stag film rigpig

Glad business is picking up.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913421)



Reply Favorite

Date: October 1st, 2019 12:21 PM
Author: buff den famous landscape painting

Cool.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913359)



Reply Favorite

Date: October 1st, 2019 12:17 PM
Author: Dun State Roommate

1800000

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913334)



Reply Favorite

Date: October 1st, 2019 12:18 PM
Author: crawly maize sweet tailpipe

I've never felt bigger-dicked in my life. then we drove home in a minivan.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913343)



Reply Favorite

Date: October 1st, 2019 12:21 PM
Author: Dun State Roommate

lol. it's the small things. if/when we have a third kid we're gonna get a van for sure. which one did you get?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913361)



Reply Favorite

Date: October 1st, 2019 12:24 PM
Author: crawly maize sweet tailpipe

cram it d00bs

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913375)



Reply Favorite

Date: October 1st, 2019 12:24 PM
Author: Dun State Roommate

(guy who bought a tttoyottta sienna)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913381)



Reply Favorite

Date: October 1st, 2019 12:35 PM
Author: bossy sadistic halford



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913444)



Reply Favorite

Date: October 1st, 2019 12:24 PM
Author: buff den famous landscape painting

lol

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913382)



Reply Favorite

Date: October 1st, 2019 4:52 PM
Author: titillating partner

JFC, CarMax will sell you a five year old Honda Civic for $12K. If you're on a budget, just fucking do that.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914601)



Reply Favorite

Date: October 1st, 2019 4:59 PM
Author: Histrionic shrine

at 0% interest you're crazy to not finance for 72 months

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914625)



Reply Favorite

Date: October 1st, 2019 5:01 PM
Author: french crackhouse windowlicker

you're not getting 0% interest on a 72 month loan unless you have perfect credit. Regardless, you're correct. 0% interest on a 72 month loan is a no brainier if you're going to finance a car

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914631)



Reply Favorite

Date: October 1st, 2019 5:05 PM
Author: Histrionic shrine

I have almost perfect credit and qualified for 0% on 60 months. I know Chevy/ GMC occasionally offers these rates, I'm not sure about anyone else.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914645)



Reply Favorite

Date: October 1st, 2019 5:09 PM
Author: Dun State Roommate

goy mentality

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914660)



Reply Favorite

Date: October 2nd, 2019 12:13 AM
Author: Alcoholic Marketing Idea Menage

(goy)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916593)



Reply Favorite

Date: October 2nd, 2019 12:13 AM
Author: Alcoholic Marketing Idea Menage

Yeah, this is a deal to look out for.

I bought my current car at 1.59% interest.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916592)



Reply Favorite

Date: October 2nd, 2019 3:35 AM
Author: Cocky locus

(woman falling for a sale)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916916)



Reply Favorite

Date: October 1st, 2019 5:06 PM
Author: Violent Internet-worthy Market Turdskin

80% of appl products purchased on credit ljl

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914650)



Reply Favorite

Date: October 1st, 2019 7:56 PM
Author: Gay genital piercing

does that include cell carriers' semi-mandatory "financing" where everybody just pays 30/mo for 2 years

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915383)



Reply Favorite

Date: October 1st, 2019 9:49 PM
Author: Sable Newt Parlor

I buy 15 year old used cars off Craigslist for a few thousand cash. Drive them until the odometer is way up into the 200's. Rate me.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915834)



Reply Favorite

Date: October 2nd, 2019 12:15 AM
Author: Alcoholic Marketing Idea Menage

Do you also buy your underwear used from Goodwill?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916598)



Reply Favorite

Date: October 2nd, 2019 1:58 AM
Author: claret maniacal office regret

smart, but celibate

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916846)



Reply Favorite

Date: October 1st, 2019 9:56 PM
Author: Swashbuckling masturbator

TBF, increased reliability & resale makes this phenomenon not so surprising

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915864)



Reply Favorite

Date: October 1st, 2019 10:05 PM
Author: Dead misunderstood electric furnace lay

Summon TMF: how are you paying for X6. Could use some laughs.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915926)



Reply Favorite

Date: October 1st, 2019 10:16 PM
Author: Canary Self-absorbed Station Striped Hyena

have a HHI of like 500k and can't imagine spending 40k on a car. lol what the fuck is wrong with people

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915991)



Reply Favorite

Date: October 1st, 2019 10:19 PM
Author: disrespectful mind-boggling mother university

Same. My cars were 22k and 31k. HHI 500 (and my HHI was like 750 when I bought the cars).

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916019)



Reply Favorite

Date: October 2nd, 2019 12:15 AM
Author: fuchsia chapel



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916599)



Reply Favorite

Date: October 2nd, 2019 1:46 AM
Author: Bipolar Stubborn Trailer Park

Are you blowing all your money on the ponies?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916825)



Reply Favorite

Date: October 2nd, 2019 2:00 AM
Author: claret maniacal office regret

you probably spend your money on something that is even easier to call stupid

(i'm guessing housing)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916849)



Reply Favorite

Date: October 2nd, 2019 2:09 AM
Author: Canary Self-absorbed Station Striped Hyena

rent is $2400 (well below market) in the nicest neighborhood in brooklyn

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916856)



Reply Favorite

Date: October 2nd, 2019 2:41 AM
Author: claret maniacal office regret

hhi of 500k, rent at 30k per year?

no vehicle over 40k?

do you travel a lot? mail letters with upside down airplane stamps?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916873)



Reply Favorite

Date: October 2nd, 2019 3:42 AM
Author: Canary Self-absorbed Station Striped Hyena

i'll buy a fancy car if we win the lottery or something.



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916923)



Reply Favorite

Date: October 2nd, 2019 3:18 PM
Author: fantasy-prone space gunner

How'd you get below market rent?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38918991)



Reply Favorite

Date: October 3rd, 2019 12:07 AM
Author: bossy sadistic halford

(((how))) indeed. he probably has a rent control passed down from Holocaust Survivor Aunt Ruth.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921916)