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More than 70% of new auto loans are longer than 61 months. LJL

Average car price is $40,000. Assuming like 5% interest, th...
passionate flushed public bath sex offender
  10/01/19
I thought 5% was too high an estimate but Google says the 60...
Garnet big ratface spot
  10/01/19
What would a better decision be?
Supple Crackhouse
  10/01/19
Buy a goddamn Civic for 22 grand. Or a forte or a Corolla. F...
Garnet big ratface spot
  10/01/19
yeah this is insane. the average salary in the us isnt much ...
laughsome sepia sanctuary therapy
  10/01/19
When our SUV died at 200k miles this year we bought a new on...
Garnet big ratface spot
  10/01/19
Ah, yeah I agree that paying $40,000 for a car entirely on c...
Supple Crackhouse
  10/01/19
Link to guaranteed 8% returns and studies establishing the l...
Garnet big ratface spot
  10/01/19
No such thing as guarantees, and I highly doubt that most pe...
Supple Crackhouse
  10/01/19
So I understand the technical point your making but it's ent...
Garnet big ratface spot
  10/01/19
I'm not disputing that lots of people make lots of bad decis...
Supple Crackhouse
  10/01/19
The concept you're reaching for here is called "opportu...
Ruddy Federal Dog Poop Travel Guidebook
  10/01/19
Yeah, I'm aware of the concept.
Supple Crackhouse
  10/01/19
your kids won't be. http://www.xoxohth.com/thread.php?threa...
Wine dilemma
  10/01/19
lol. SPS indeed. My son's actually really into investmen...
Supple Crackhouse
  10/01/19
weird poast
hairraiser stock car
  10/01/19
How so?
Supple Crackhouse
  10/01/19
problem is people rarely have the discipline to not accrue m...
Rambunctious Avocado Native
  10/01/19
Yeah, agreed. We are usually a buy used, cash-up-front, pay...
Supple Crackhouse
  10/01/19
Debt service on the car is guaranteed from borrowers perspec...
Soul-stirring carnelian center
  10/01/19
Mattresses pay 8% now?
boyish nudist market scourge upon the earth
  10/01/19
Tax free too
disturbing scarlet juggernaut
  10/01/19
A buncha nutellas I tell ya!
Internet-worthy Pisswyrm Voyeur
  10/01/19
You mean a used civic for 10K
indecent narrow-minded principal's office
  10/01/19
yeah i can't believe how much people spend on cars. I'm shit...
Fiercely-loyal crawly lettuce generalized bond
  10/01/19
What's the cr duration for a car loan? Or should you just pa...
laughsome sepia sanctuary therapy
  10/01/19
Depends on interest
Wonderful Angry Base Queen Of The Night
  10/01/19
The longest you can get at zero or 0.9%
Garnet big ratface spot
  10/01/19
Unless you can get some sick financing just pay cash for use...
boyish nudist market scourge upon the earth
  10/01/19
...
useless up-to-no-good private investor piazza
  10/01/19
...
Purple regret pistol
  10/01/19
...
chest-beating den gunner
  10/02/19
buy new and keep for 10 years, rinse repeat. the floor for u...
Rambunctious Avocado Native
  10/01/19
credited advice
diverse jap
  10/01/19
...
Internet-worthy Pisswyrm Voyeur
  10/01/19
...
Lascivious pervert windowlicker
  10/01/19
Anything under 2% and 3 years is good. 5 years I assume the...
Bonkers beady-eyed hall
  10/01/19
You're insane if you wouldn't take a long loan at 2%.
Trip zippy halford
  10/01/19
"cars" ljl. POWERGOYS are now exclusively buying T...
Internet-worthy Pisswyrm Voyeur
  10/01/19
...
Lascivious pervert windowlicker
  10/01/19
the moment the "economy" ticks up even a bit they ...
Wine dilemma
  10/01/19
that thing got a hemi?
laughsome sepia sanctuary therapy
  10/01/19
it's ok when lawyers do it
Wine dilemma
  10/01/19
You are gay if you don't drive a truck.
Racy stead
  10/02/19
I'm gay
Internet-worthy Pisswyrm Voyeur
  10/03/19
...
jade death wish lodge
  10/02/19
A good rule of thumb is not to spend more than the amount of...
maniacal disrespectful nowag
  10/01/19
(Top salesman at Marco Rubio Toyota of Miami)
passionate flushed public bath sex offender
  10/01/19
...
laughsome sepia sanctuary therapy
  10/01/19
...
Internet-worthy Pisswyrm Voyeur
  10/01/19
...
magical casino
  10/01/19
...
Harsh goal in life water buffalo
  10/01/19
(Ford spokesman)
Wine dilemma
  10/01/19
Technically correct, you ought not to spend more than that
Mauve appetizing clown
  10/01/19
guy winning the lsat
chest-beating den gunner
  10/02/19
rule of thumb: people who come up with financial rules of th...
magical casino
  10/01/19
and that rod should be emblazoned with jewels which cost at ...
laughsome sepia sanctuary therapy
  10/01/19
...
vivacious brethren
  10/01/19
...
magical casino
  10/01/19
...
Fiercely-loyal crawly lettuce generalized bond
  10/01/19
and you tip the whipping boy 15%, and if he screamed particu...
Outnumbered potus school
  10/02/19
obviously you're wrong rules of thumb make sense. they just...
chest-beating den gunner
  10/02/19
including the tip for the salesman
Internet-worthy Pisswyrm Voyeur
  10/01/19
LOL
useless up-to-no-good private investor piazza
  10/01/19
lol
Fiercely-loyal crawly lettuce generalized bond
  10/01/19
dealer was stunned when i said i would be putting down 18k a...
Rambunctious Avocado Native
  10/01/19
leiter: stuns uchicago field house with 180kg hang clean pu...
magical casino
  10/01/19
ljl i have an 800 credit score as well. he said it was the e...
Rambunctious Avocado Native
  10/01/19
Anyone with a mortgage and a credit card who pays on time ha...
hairraiser stock car
  10/01/19
way to get an extra discount to account for your credit scor...
chest-beating den gunner
  10/02/19
...
vivacious brethren
  10/01/19
we bought a minivan last year. I couldn't get financing (so...
Wine dilemma
  10/01/19
How long you been solo?
Supple Crackhouse
  10/01/19
idk 30 months or so?
Wine dilemma
  10/01/19
So two years of tax returns couldn't get you regular financi...
boyish nudist market scourge upon the earth
  10/01/19
the first year tax returns were sps
Wine dilemma
  10/01/19
Glad business is picking up.
boyish nudist market scourge upon the earth
  10/01/19
Cool.
Supple Crackhouse
  10/01/19
1800000
Rambunctious Avocado Native
  10/01/19
I've never felt bigger-dicked in my life. then we drove home...
Wine dilemma
  10/01/19
lol. it's the small things. if/when we have a third kid we'r...
Rambunctious Avocado Native
  10/01/19
cram it d00bs
Wine dilemma
  10/01/19
(guy who bought a tttoyottta sienna)
Rambunctious Avocado Native
  10/01/19
...
Internet-worthy Pisswyrm Voyeur
  10/01/19
lol
Supple Crackhouse
  10/01/19
JFC, CarMax will sell you a five year old Honda Civic for $1...
Razzle hell
  10/01/19
at 0% interest you're crazy to not finance for 72 months
at-the-ready quadroon
  10/01/19
you're not getting 0% interest on a 72 month loan unless you...
bearded vermilion becky parlor
  10/01/19
I have almost perfect credit and qualified for 0% on 60 mont...
at-the-ready quadroon
  10/01/19
goy mentality
Rambunctious Avocado Native
  10/01/19
(goy)
Outnumbered potus school
  10/02/19
Yeah, this is a deal to look out for. I bought my current c...
Outnumbered potus school
  10/02/19
(woman falling for a sale)
lilac forum
  10/02/19
80% of appl products purchased on credit ljl
sticky corner roommate
  10/01/19
does that include cell carriers' semi-mandatory "financ...
magical casino
  10/01/19
I buy 15 year old used cars off Craigslist for a few thousan...
high-end naked step-uncle's house
  10/01/19
Do you also buy your underwear used from Goodwill?
Outnumbered potus school
  10/02/19
smart, but celibate
chest-beating den gunner
  10/02/19
TBF, increased reliability & resale makes this phenomeno...
Topaz heaven mad cow disease
  10/01/19
Summon TMF: how are you paying for X6. Could use some laughs...
Transparent Masturbator
  10/01/19
have a HHI of like 500k and can't imagine spending 40k on a ...
Sadistic umber station
  10/01/19
Same. My cars were 22k and 31k. HHI 500 (and my HHI was li...
fragrant plaza affirmative action
  10/01/19
...
alcoholic locus
  10/02/19
Are you blowing all your money on the ponies?
Trip zippy halford
  10/02/19
you probably spend your money on something that is even easi...
chest-beating den gunner
  10/02/19
rent is $2400 (well below market) in the nicest neighborhood...
Sadistic umber station
  10/02/19
hhi of 500k, rent at 30k per year? no vehicle over 40k? do...
chest-beating den gunner
  10/02/19
i'll buy a fancy car if we win the lottery or something.
Sadistic umber station
  10/02/19
How'd you get below market rent?
maniacal disrespectful nowag
  10/02/19
(((how))) indeed. he probably has a rent control passed down...
Internet-worthy Pisswyrm Voyeur
  10/03/19


Poast new message in this thread



Reply Favorite

Date: October 1st, 2019 11:25 AM
Author: passionate flushed public bath sex offender

Average car price is $40,000. Assuming like 5% interest, the average American is paying like $650/month for an average car, but will have to make that payment 72 times. LJL!!

https://imgur.com/a/SFEhDCz

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913099)



Reply Favorite

Date: October 1st, 2019 11:28 AM
Author: Garnet big ratface spot

I thought 5% was too high an estimate but Google says the 60 month average is 4.2... so 5 is probably right.

I do not understand how people make decisions like this.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913107)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: Supple Crackhouse

What would a better decision be?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913115)



Reply Favorite

Date: October 1st, 2019 11:31 AM
Author: Garnet big ratface spot

Buy a goddamn Civic for 22 grand. Or a forte or a Corolla. Fucking 40 Grand for a car AVERAGE JFC

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913123)



Reply Favorite

Date: October 1st, 2019 11:41 AM
Author: laughsome sepia sanctuary therapy

yeah this is insane. the average salary in the us isnt much higher than 40k

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913155)



Reply Favorite

Date: October 1st, 2019 11:45 AM
Author: Garnet big ratface spot

When our SUV died at 200k miles this year we bought a new one for 35k, which is right about 10% of our gross income. It seemed very expensive to me.

People are fucking killing themselves with these trucks and 3 series

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913167)



Reply Favorite

Date: October 1st, 2019 11:49 AM
Author: Supple Crackhouse

Ah, yeah I agree that paying $40,000 for a car entirely on credit is rarely a good idea. But even a 5% loan makes technical sense, assuming the money could be put to a use generating 8+% returns.



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913179)



Reply Favorite

Date: October 1st, 2019 11:51 AM
Author: Garnet big ratface spot

Link to guaranteed 8% returns and studies establishing the likelihood that the money would be used in this way tyia

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913189)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: Supple Crackhouse

No such thing as guarantees, and I highly doubt that most people doing this would invest all the money they are not spending on the car.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913194)



Reply Favorite

Date: October 1st, 2019 11:54 AM
Author: Garnet big ratface spot

So I understand the technical point your making but it's entirely useless for evaluating the issue raised in the op

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913202)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: Supple Crackhouse

I'm not disputing that lots of people make lots of bad decisions when it comes to buying cars. Just saying that a long-term car loan isn't necessarily a bad idea if you can afford the car in the first place.

We just bought a new 8-passenger vehicle for around $40,000 last year, and I think it would have been foolish to pay all cash up front in comparison to a monthly car payment that we hardly miss spread out over time.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913250)



Reply Favorite

Date: October 1st, 2019 12:04 PM
Author: Ruddy Federal Dog Poop Travel Guidebook

The concept you're reaching for here is called "opportunity cost."

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913261)



Reply Favorite

Date: October 1st, 2019 12:08 PM
Author: Supple Crackhouse

Yeah, I'm aware of the concept.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913288)



Reply Favorite

Date: October 1st, 2019 12:09 PM
Author: Wine dilemma

your kids won't be.

http://www.xoxohth.com/thread.php?thread_id=4354802&mc=2&forum_id=2

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913292)



Reply Favorite

Date: October 1st, 2019 12:11 PM
Author: Supple Crackhouse

lol. SPS indeed.

My son's actually really into investments. He gets the same short-term pleasure from buying ETFs that other kids from buying toys or whatever.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913302)



Reply Favorite

Date: October 1st, 2019 12:19 PM
Author: hairraiser stock car

weird poast

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913348)



Reply Favorite

Date: October 1st, 2019 12:20 PM
Author: Supple Crackhouse

How so?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913353)



Reply Favorite

Date: October 1st, 2019 12:08 PM
Author: Rambunctious Avocado Native

problem is people rarely have the discipline to not accrue more and more monthly payments whereas you feel the hurt with a large cash outlay as you should to prevent future profligacy

"it's alright honey we have 50k in the bank!" *signs up for second car* *signs up for bigger mortgage* *signs up for private school* etc

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913283)



Reply Favorite

Date: October 1st, 2019 12:09 PM
Author: Supple Crackhouse

Yeah, agreed. We are usually a buy used, cash-up-front, pay off the credit card bills monthly kind of family.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913294)



Reply Favorite

Date: October 1st, 2019 10:41 PM
Author: Soul-stirring carnelian center

Debt service on the car is guaranteed from borrowers perspective

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916136)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: boyish nudist market scourge upon the earth

Mattresses pay 8% now?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913213)



Reply Favorite

Date: October 1st, 2019 6:09 PM
Author: disturbing scarlet juggernaut

Tax free too

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914947)



Reply Favorite

Date: October 1st, 2019 12:15 PM
Author: Internet-worthy Pisswyrm Voyeur

A buncha nutellas I tell ya!

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913321)



Reply Favorite

Date: October 1st, 2019 5:18 PM
Author: indecent narrow-minded principal's office

You mean a used civic for 10K

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914707)



Reply Favorite

Date: October 1st, 2019 5:21 PM
Author: Fiercely-loyal crawly lettuce generalized bond

yeah i can't believe how much people spend on cars. I'm shitting my pants about buying a $25k used minivan.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914721)



Reply Favorite

Date: October 1st, 2019 11:29 AM
Author: laughsome sepia sanctuary therapy

What's the cr duration for a car loan? Or should you just pay cash? What's the received wisdom here

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913111)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: Wonderful Angry Base Queen Of The Night

Depends on interest



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913116)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: Garnet big ratface spot

The longest you can get at zero or 0.9%

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913117)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: boyish nudist market scourge upon the earth

Unless you can get some sick financing just pay cash for used.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913118)



Reply Favorite

Date: October 1st, 2019 11:50 AM
Author: useless up-to-no-good private investor piazza



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913185)



Reply Favorite

Date: October 1st, 2019 10:33 PM
Author: Purple regret pistol



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916094)



Reply Favorite

Date: October 2nd, 2019 1:51 AM
Author: chest-beating den gunner



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916833)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: Rambunctious Avocado Native

buy new and keep for 10 years, rinse repeat. the floor for used cars is too damn high these days believe it or not. carmax, shift, carvana etc have pushed the floor up and there's too much access to information that just about everything sold private party used is priced competitively. very hard to find deals like you could in the 90s before the internet.

new cars also have some pretty cool tech and modern amenities. a car without bluetooth or side airbags seems really prole these days.

i would also stick to toyota and honda honestly. don't fuck with what works.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913251)



Reply Favorite

Date: October 1st, 2019 9:39 PM
Author: diverse jap

credited advice

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915792)



Reply Favorite

Date: October 1st, 2019 9:58 PM
Author: Internet-worthy Pisswyrm Voyeur



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915873)



Reply Favorite

Date: October 1st, 2019 10:50 PM
Author: Lascivious pervert windowlicker



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916186)



Reply Favorite

Date: October 1st, 2019 5:23 PM
Author: Bonkers beady-eyed hall

Anything under 2% and 3 years is good. 5 years I assume the rates are higher.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914732)



Reply Favorite

Date: October 1st, 2019 6:04 PM
Author: Trip zippy halford

You're insane if you wouldn't take a long loan at 2%.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914916)



Reply Favorite

Date: October 1st, 2019 11:31 AM
Author: Internet-worthy Pisswyrm Voyeur

"cars" ljl. POWERGOYS are now exclusively buying Trucks. Not hard to afford a Corolla but that would be too emasculating for Bobby.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913121)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: Lascivious pervert windowlicker



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913190)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: Wine dilemma

the moment the "economy" ticks up even a bit they immediately rush out and buy trucks. very sad!

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913191)



Reply Favorite

Date: October 1st, 2019 11:55 AM
Author: laughsome sepia sanctuary therapy

that thing got a hemi?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913205)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: Wine dilemma

it's ok when lawyers do it

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913210)



Reply Favorite

Date: October 2nd, 2019 12:07 AM
Author: Racy stead

You are gay if you don't drive a truck.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916574)



Reply Favorite

Date: October 3rd, 2019 12:06 AM
Author: Internet-worthy Pisswyrm Voyeur

I'm gay

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921908)



Reply Favorite

Date: October 2nd, 2019 11:26 PM
Author: jade death wish lodge



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921669)



Reply Favorite

Date: October 1st, 2019 11:55 AM
Author: maniacal disrespectful nowag

A good rule of thumb is not to spend more than the amount of your gross annual salary on a car.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913208)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: passionate flushed public bath sex offender

(Top salesman at Marco Rubio Toyota of Miami)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913215)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: laughsome sepia sanctuary therapy



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913219)



Reply Favorite

Date: October 1st, 2019 12:00 PM
Author: Internet-worthy Pisswyrm Voyeur



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913244)



Reply Favorite

Date: October 1st, 2019 12:07 PM
Author: magical casino



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913279)



Reply Favorite

Date: October 1st, 2019 12:39 PM
Author: Harsh goal in life water buffalo



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913466)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: Wine dilemma

(Ford spokesman)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913216)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: Mauve appetizing clown

Technically correct, you ought not to spend more than that

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913222)



Reply Favorite

Date: October 2nd, 2019 1:55 AM
Author: chest-beating den gunner

guy winning the lsat

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916843)



Reply Favorite

Date: October 1st, 2019 11:58 AM
Author: magical casino

rule of thumb: people who come up with financial rules of thumb need to be beaten with a rod of at least the thickness of a man’s thumb

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913226)



Reply Favorite

Date: October 1st, 2019 11:59 AM
Author: laughsome sepia sanctuary therapy

and that rod should be emblazoned with jewels which cost at most 20% of your annual salary

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913235)



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Date: October 1st, 2019 12:06 PM
Author: vivacious brethren



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913269)



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Date: October 1st, 2019 12:07 PM
Author: magical casino



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913275)



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Date: October 1st, 2019 5:54 PM
Author: Fiercely-loyal crawly lettuce generalized bond



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914869)



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Date: October 2nd, 2019 12:16 AM
Author: Outnumbered potus school

and you tip the whipping boy 15%, and if he screamed particularly loudly, upwards of 25%

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916604)



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Date: October 2nd, 2019 1:54 AM
Author: chest-beating den gunner

obviously you're wrong

rules of thumb make sense. they just need enough qualifiers to be useful

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916841)



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Date: October 1st, 2019 12:02 PM
Author: Internet-worthy Pisswyrm Voyeur

including the tip for the salesman

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913253)



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Date: October 1st, 2019 5:31 PM
Author: useless up-to-no-good private investor piazza

LOL

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914770)



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Date: October 1st, 2019 5:55 PM
Author: Fiercely-loyal crawly lettuce generalized bond

lol

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914873)



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Date: October 1st, 2019 11:57 AM
Author: Rambunctious Avocado Native

dealer was stunned when i said i would be putting down 18k and financing for 36 months on my 32k honda accord a few months ago. suddenly he started selling me the touring trim that was like $3k more.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913221)



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Date: October 1st, 2019 12:01 PM
Author: magical casino

leiter: stuns uchicago field house with 180kg hang clean

pumo: stuns hoboken honda dealership with 18k down

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913247)



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Date: October 1st, 2019 12:02 PM
Author: Rambunctious Avocado Native

ljl i have an 800 credit score as well. he said it was the easiest deal he'd had in a while.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913255)



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Date: October 1st, 2019 12:29 PM
Author: hairraiser stock car

Anyone with a mortgage and a credit card who pays on time has an 800

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913410)



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Date: October 2nd, 2019 1:57 AM
Author: chest-beating den gunner

way to get an extra discount to account for your credit score

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916844)



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Date: October 1st, 2019 12:06 PM
Author: vivacious brethren



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913271)



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Date: October 1st, 2019 12:14 PM
Author: Wine dilemma

we bought a minivan last year. I couldn't get financing (solo) and the guy started talking about these "alternative financing" methods. I just got irritated and said fuck it, I'll write a check. You could've heard a pin drop.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913317)



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Date: October 1st, 2019 12:16 PM
Author: Supple Crackhouse

How long you been solo?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913328)



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Date: October 1st, 2019 12:17 PM
Author: Wine dilemma

idk 30 months or so?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913333)



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Date: October 1st, 2019 12:20 PM
Author: boyish nudist market scourge upon the earth

So two years of tax returns couldn't get you regular financing?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913350)



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Date: October 1st, 2019 12:23 PM
Author: Wine dilemma

the first year tax returns were sps

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913372)



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Date: October 1st, 2019 12:31 PM
Author: boyish nudist market scourge upon the earth

Glad business is picking up.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913421)



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Date: October 1st, 2019 12:21 PM
Author: Supple Crackhouse

Cool.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913359)



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Date: October 1st, 2019 12:17 PM
Author: Rambunctious Avocado Native

1800000

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913334)



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Date: October 1st, 2019 12:18 PM
Author: Wine dilemma

I've never felt bigger-dicked in my life. then we drove home in a minivan.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913343)



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Date: October 1st, 2019 12:21 PM
Author: Rambunctious Avocado Native

lol. it's the small things. if/when we have a third kid we're gonna get a van for sure. which one did you get?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913361)



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Date: October 1st, 2019 12:24 PM
Author: Wine dilemma

cram it d00bs

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913375)



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Date: October 1st, 2019 12:24 PM
Author: Rambunctious Avocado Native

(guy who bought a tttoyottta sienna)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913381)



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Date: October 1st, 2019 12:35 PM
Author: Internet-worthy Pisswyrm Voyeur



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913444)



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Date: October 1st, 2019 12:24 PM
Author: Supple Crackhouse

lol

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913382)



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Date: October 1st, 2019 4:52 PM
Author: Razzle hell

JFC, CarMax will sell you a five year old Honda Civic for $12K. If you're on a budget, just fucking do that.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914601)



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Date: October 1st, 2019 4:59 PM
Author: at-the-ready quadroon

at 0% interest you're crazy to not finance for 72 months

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914625)



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Date: October 1st, 2019 5:01 PM
Author: bearded vermilion becky parlor

you're not getting 0% interest on a 72 month loan unless you have perfect credit. Regardless, you're correct. 0% interest on a 72 month loan is a no brainier if you're going to finance a car

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914631)



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Date: October 1st, 2019 5:05 PM
Author: at-the-ready quadroon

I have almost perfect credit and qualified for 0% on 60 months. I know Chevy/ GMC occasionally offers these rates, I'm not sure about anyone else.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914645)



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Date: October 1st, 2019 5:09 PM
Author: Rambunctious Avocado Native

goy mentality

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914660)



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Date: October 2nd, 2019 12:13 AM
Author: Outnumbered potus school

(goy)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916593)



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Date: October 2nd, 2019 12:13 AM
Author: Outnumbered potus school

Yeah, this is a deal to look out for.

I bought my current car at 1.59% interest.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916592)



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Date: October 2nd, 2019 3:35 AM
Author: lilac forum

(woman falling for a sale)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916916)



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Date: October 1st, 2019 5:06 PM
Author: sticky corner roommate

80% of appl products purchased on credit ljl

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914650)



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Date: October 1st, 2019 7:56 PM
Author: magical casino

does that include cell carriers' semi-mandatory "financing" where everybody just pays 30/mo for 2 years

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915383)



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Date: October 1st, 2019 9:49 PM
Author: high-end naked step-uncle's house

I buy 15 year old used cars off Craigslist for a few thousand cash. Drive them until the odometer is way up into the 200's. Rate me.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915834)



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Date: October 2nd, 2019 12:15 AM
Author: Outnumbered potus school

Do you also buy your underwear used from Goodwill?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916598)



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Date: October 2nd, 2019 1:58 AM
Author: chest-beating den gunner

smart, but celibate

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916846)



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Date: October 1st, 2019 9:56 PM
Author: Topaz heaven mad cow disease

TBF, increased reliability & resale makes this phenomenon not so surprising

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915864)



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Date: October 1st, 2019 10:05 PM
Author: Transparent Masturbator

Summon TMF: how are you paying for X6. Could use some laughs.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915926)



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Date: October 1st, 2019 10:16 PM
Author: Sadistic umber station

have a HHI of like 500k and can't imagine spending 40k on a car. lol what the fuck is wrong with people

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915991)



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Date: October 1st, 2019 10:19 PM
Author: fragrant plaza affirmative action

Same. My cars were 22k and 31k. HHI 500 (and my HHI was like 750 when I bought the cars).

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916019)



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Date: October 2nd, 2019 12:15 AM
Author: alcoholic locus



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916599)



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Date: October 2nd, 2019 1:46 AM
Author: Trip zippy halford

Are you blowing all your money on the ponies?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916825)



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Date: October 2nd, 2019 2:00 AM
Author: chest-beating den gunner

you probably spend your money on something that is even easier to call stupid

(i'm guessing housing)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916849)



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Date: October 2nd, 2019 2:09 AM
Author: Sadistic umber station

rent is $2400 (well below market) in the nicest neighborhood in brooklyn

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916856)



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Date: October 2nd, 2019 2:41 AM
Author: chest-beating den gunner

hhi of 500k, rent at 30k per year?

no vehicle over 40k?

do you travel a lot? mail letters with upside down airplane stamps?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916873)



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Date: October 2nd, 2019 3:42 AM
Author: Sadistic umber station

i'll buy a fancy car if we win the lottery or something.



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916923)



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Date: October 2nd, 2019 3:18 PM
Author: maniacal disrespectful nowag

How'd you get below market rent?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38918991)



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Date: October 3rd, 2019 12:07 AM
Author: Internet-worthy Pisswyrm Voyeur

(((how))) indeed. he probably has a rent control passed down from Holocaust Survivor Aunt Ruth.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921916)