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More than 70% of new auto loans are longer than 61 months. LJL

Average car price is $40,000. Assuming like 5% interest, th...
Beady-eyed goal in life shrine
  10/01/19
I thought 5% was too high an estimate but Google says the 60...
razzle-dazzle ocher university headpube
  10/01/19
What would a better decision be?
Elite Onyx Blood Rage
  10/01/19
Buy a goddamn Civic for 22 grand. Or a forte or a Corolla. F...
razzle-dazzle ocher university headpube
  10/01/19
yeah this is insane. the average salary in the us isnt much ...
nudist curious prole
  10/01/19
When our SUV died at 200k miles this year we bought a new on...
razzle-dazzle ocher university headpube
  10/01/19
Ah, yeah I agree that paying $40,000 for a car entirely on c...
Elite Onyx Blood Rage
  10/01/19
Link to guaranteed 8% returns and studies establishing the l...
razzle-dazzle ocher university headpube
  10/01/19
No such thing as guarantees, and I highly doubt that most pe...
Elite Onyx Blood Rage
  10/01/19
So I understand the technical point your making but it's ent...
razzle-dazzle ocher university headpube
  10/01/19
I'm not disputing that lots of people make lots of bad decis...
Elite Onyx Blood Rage
  10/01/19
The concept you're reaching for here is called "opportu...
vibrant rebellious lay
  10/01/19
Yeah, I'm aware of the concept.
Elite Onyx Blood Rage
  10/01/19
your kids won't be. http://www.xoxohth.com/thread.php?threa...
Splenetic Pisswyrm
  10/01/19
lol. SPS indeed. My son's actually really into investmen...
Elite Onyx Blood Rage
  10/01/19
weird poast
thriller senate roast beef
  10/01/19
How so?
Elite Onyx Blood Rage
  10/01/19
problem is people rarely have the discipline to not accrue m...
buff disgusting site
  10/01/19
Yeah, agreed. We are usually a buy used, cash-up-front, pay...
Elite Onyx Blood Rage
  10/01/19
Debt service on the car is guaranteed from borrowers perspec...
Lilac community account dog poop
  10/01/19
Mattresses pay 8% now?
Lemon bipolar bbw meetinghouse
  10/01/19
Tax free too
iridescent therapy bawdyhouse
  10/01/19
A buncha nutellas I tell ya!
Maize Gunner Mexican
  10/01/19
You mean a used civic for 10K
pea-brained sanctuary macaca
  10/01/19
yeah i can't believe how much people spend on cars. I'm shit...
trip light jap
  10/01/19
What's the cr duration for a car loan? Or should you just pa...
nudist curious prole
  10/01/19
Depends on interest
Black laughsome queen of the night wagecucks
  10/01/19
The longest you can get at zero or 0.9%
razzle-dazzle ocher university headpube
  10/01/19
Unless you can get some sick financing just pay cash for use...
Lemon bipolar bbw meetinghouse
  10/01/19
...
Seedy factory reset button
  10/01/19
...
Rose idiot incel
  10/01/19
...
mind-boggling chapel
  10/02/19
buy new and keep for 10 years, rinse repeat. the floor for u...
buff disgusting site
  10/01/19
credited advice
offensive potus
  10/01/19
...
Maize Gunner Mexican
  10/01/19
...
violent sadistic puppy round eye
  10/01/19
Anything under 2% and 3 years is good. 5 years I assume the...
Electric mint set double fault
  10/01/19
You're insane if you wouldn't take a long loan at 2%.
Impressive lavender school
  10/01/19
"cars" ljl. POWERGOYS are now exclusively buying T...
Maize Gunner Mexican
  10/01/19
...
violent sadistic puppy round eye
  10/01/19
the moment the "economy" ticks up even a bit they ...
Splenetic Pisswyrm
  10/01/19
that thing got a hemi?
nudist curious prole
  10/01/19
it's ok when lawyers do it
Splenetic Pisswyrm
  10/01/19
You are gay if you don't drive a truck.
Jade Box Office Hunting Ground
  10/02/19
I'm gay
Maize Gunner Mexican
  10/03/19
...
pearl sex offender
  10/02/19
A good rule of thumb is not to spend more than the amount of...
salmon arousing background story friendly grandma
  10/01/19
(Top salesman at Marco Rubio Toyota of Miami)
Beady-eyed goal in life shrine
  10/01/19
...
nudist curious prole
  10/01/19
...
Maize Gunner Mexican
  10/01/19
...
chartreuse point useless brakes
  10/01/19
...
Citrine dingle berry
  10/01/19
(Ford spokesman)
Splenetic Pisswyrm
  10/01/19
Technically correct, you ought not to spend more than that
Scarlet Hospital
  10/01/19
guy winning the lsat
mind-boggling chapel
  10/02/19
rule of thumb: people who come up with financial rules of th...
chartreuse point useless brakes
  10/01/19
and that rod should be emblazoned with jewels which cost at ...
nudist curious prole
  10/01/19
...
glassy church building
  10/01/19
...
chartreuse point useless brakes
  10/01/19
...
trip light jap
  10/01/19
and you tip the whipping boy 15%, and if he screamed particu...
Razzmatazz federal boiling water
  10/02/19
obviously you're wrong rules of thumb make sense. they just...
mind-boggling chapel
  10/02/19
including the tip for the salesman
Maize Gunner Mexican
  10/01/19
LOL
Seedy factory reset button
  10/01/19
lol
trip light jap
  10/01/19
dealer was stunned when i said i would be putting down 18k a...
buff disgusting site
  10/01/19
leiter: stuns uchicago field house with 180kg hang clean pu...
chartreuse point useless brakes
  10/01/19
ljl i have an 800 credit score as well. he said it was the e...
buff disgusting site
  10/01/19
Anyone with a mortgage and a credit card who pays on time ha...
thriller senate roast beef
  10/01/19
way to get an extra discount to account for your credit scor...
mind-boggling chapel
  10/02/19
...
glassy church building
  10/01/19
we bought a minivan last year. I couldn't get financing (so...
Splenetic Pisswyrm
  10/01/19
How long you been solo?
Elite Onyx Blood Rage
  10/01/19
idk 30 months or so?
Splenetic Pisswyrm
  10/01/19
So two years of tax returns couldn't get you regular financi...
Lemon bipolar bbw meetinghouse
  10/01/19
the first year tax returns were sps
Splenetic Pisswyrm
  10/01/19
Glad business is picking up.
Lemon bipolar bbw meetinghouse
  10/01/19
Cool.
Elite Onyx Blood Rage
  10/01/19
1800000
buff disgusting site
  10/01/19
I've never felt bigger-dicked in my life. then we drove home...
Splenetic Pisswyrm
  10/01/19
lol. it's the small things. if/when we have a third kid we'r...
buff disgusting site
  10/01/19
cram it d00bs
Splenetic Pisswyrm
  10/01/19
(guy who bought a tttoyottta sienna)
buff disgusting site
  10/01/19
...
Maize Gunner Mexican
  10/01/19
lol
Elite Onyx Blood Rage
  10/01/19
JFC, CarMax will sell you a five year old Honda Civic for $1...
Aphrodisiac unhinged doctorate digit ratio
  10/01/19
at 0% interest you're crazy to not finance for 72 months
Appetizing Useless Public Bath
  10/01/19
you're not getting 0% interest on a 72 month loan unless you...
nofapping laser beams
  10/01/19
I have almost perfect credit and qualified for 0% on 60 mont...
Appetizing Useless Public Bath
  10/01/19
goy mentality
buff disgusting site
  10/01/19
(goy)
Razzmatazz federal boiling water
  10/02/19
Yeah, this is a deal to look out for. I bought my current c...
Razzmatazz federal boiling water
  10/02/19
(woman falling for a sale)
comical dead deer antler
  10/02/19
80% of appl products purchased on credit ljl
Gay Organic Girlfriend
  10/01/19
does that include cell carriers' semi-mandatory "financ...
chartreuse point useless brakes
  10/01/19
I buy 15 year old used cars off Craigslist for a few thousan...
irradiated poppy scourge upon the earth wrinkle
  10/01/19
Do you also buy your underwear used from Goodwill?
Razzmatazz federal boiling water
  10/02/19
smart, but celibate
mind-boggling chapel
  10/02/19
TBF, increased reliability & resale makes this phenomeno...
Topaz dysfunction
  10/01/19
Summon TMF: how are you paying for X6. Could use some laughs...
vigorous locale
  10/01/19
have a HHI of like 500k and can't imagine spending 40k on a ...
Hateful Vivacious French Chef
  10/01/19
Same. My cars were 22k and 31k. HHI 500 (and my HHI was li...
yapping house
  10/01/19
...
Ruby aromatic messiness
  10/02/19
Are you blowing all your money on the ponies?
Impressive lavender school
  10/02/19
you probably spend your money on something that is even easi...
mind-boggling chapel
  10/02/19
rent is $2400 (well below market) in the nicest neighborhood...
Hateful Vivacious French Chef
  10/02/19
hhi of 500k, rent at 30k per year? no vehicle over 40k? do...
mind-boggling chapel
  10/02/19
i'll buy a fancy car if we win the lottery or something.
Hateful Vivacious French Chef
  10/02/19
How'd you get below market rent?
salmon arousing background story friendly grandma
  10/02/19
(((how))) indeed. he probably has a rent control passed down...
Maize Gunner Mexican
  10/03/19


Poast new message in this thread



Reply Favorite

Date: October 1st, 2019 11:25 AM
Author: Beady-eyed goal in life shrine

Average car price is $40,000. Assuming like 5% interest, the average American is paying like $650/month for an average car, but will have to make that payment 72 times. LJL!!

https://imgur.com/a/SFEhDCz

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913099)



Reply Favorite

Date: October 1st, 2019 11:28 AM
Author: razzle-dazzle ocher university headpube

I thought 5% was too high an estimate but Google says the 60 month average is 4.2... so 5 is probably right.

I do not understand how people make decisions like this.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913107)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: Elite Onyx Blood Rage

What would a better decision be?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913115)



Reply Favorite

Date: October 1st, 2019 11:31 AM
Author: razzle-dazzle ocher university headpube

Buy a goddamn Civic for 22 grand. Or a forte or a Corolla. Fucking 40 Grand for a car AVERAGE JFC

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913123)



Reply Favorite

Date: October 1st, 2019 11:41 AM
Author: nudist curious prole

yeah this is insane. the average salary in the us isnt much higher than 40k

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913155)



Reply Favorite

Date: October 1st, 2019 11:45 AM
Author: razzle-dazzle ocher university headpube

When our SUV died at 200k miles this year we bought a new one for 35k, which is right about 10% of our gross income. It seemed very expensive to me.

People are fucking killing themselves with these trucks and 3 series

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913167)



Reply Favorite

Date: October 1st, 2019 11:49 AM
Author: Elite Onyx Blood Rage

Ah, yeah I agree that paying $40,000 for a car entirely on credit is rarely a good idea. But even a 5% loan makes technical sense, assuming the money could be put to a use generating 8+% returns.



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913179)



Reply Favorite

Date: October 1st, 2019 11:51 AM
Author: razzle-dazzle ocher university headpube

Link to guaranteed 8% returns and studies establishing the likelihood that the money would be used in this way tyia

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913189)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: Elite Onyx Blood Rage

No such thing as guarantees, and I highly doubt that most people doing this would invest all the money they are not spending on the car.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913194)



Reply Favorite

Date: October 1st, 2019 11:54 AM
Author: razzle-dazzle ocher university headpube

So I understand the technical point your making but it's entirely useless for evaluating the issue raised in the op

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913202)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: Elite Onyx Blood Rage

I'm not disputing that lots of people make lots of bad decisions when it comes to buying cars. Just saying that a long-term car loan isn't necessarily a bad idea if you can afford the car in the first place.

We just bought a new 8-passenger vehicle for around $40,000 last year, and I think it would have been foolish to pay all cash up front in comparison to a monthly car payment that we hardly miss spread out over time.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913250)



Reply Favorite

Date: October 1st, 2019 12:04 PM
Author: vibrant rebellious lay

The concept you're reaching for here is called "opportunity cost."

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913261)



Reply Favorite

Date: October 1st, 2019 12:08 PM
Author: Elite Onyx Blood Rage

Yeah, I'm aware of the concept.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913288)



Reply Favorite

Date: October 1st, 2019 12:09 PM
Author: Splenetic Pisswyrm

your kids won't be.

http://www.xoxohth.com/thread.php?thread_id=4354802&mc=2&forum_id=2

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913292)



Reply Favorite

Date: October 1st, 2019 12:11 PM
Author: Elite Onyx Blood Rage

lol. SPS indeed.

My son's actually really into investments. He gets the same short-term pleasure from buying ETFs that other kids from buying toys or whatever.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913302)



Reply Favorite

Date: October 1st, 2019 12:19 PM
Author: thriller senate roast beef

weird poast

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913348)



Reply Favorite

Date: October 1st, 2019 12:20 PM
Author: Elite Onyx Blood Rage

How so?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913353)



Reply Favorite

Date: October 1st, 2019 12:08 PM
Author: buff disgusting site

problem is people rarely have the discipline to not accrue more and more monthly payments whereas you feel the hurt with a large cash outlay as you should to prevent future profligacy

"it's alright honey we have 50k in the bank!" *signs up for second car* *signs up for bigger mortgage* *signs up for private school* etc

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913283)



Reply Favorite

Date: October 1st, 2019 12:09 PM
Author: Elite Onyx Blood Rage

Yeah, agreed. We are usually a buy used, cash-up-front, pay off the credit card bills monthly kind of family.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913294)



Reply Favorite

Date: October 1st, 2019 10:41 PM
Author: Lilac community account dog poop

Debt service on the car is guaranteed from borrowers perspective

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916136)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: Lemon bipolar bbw meetinghouse

Mattresses pay 8% now?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913213)



Reply Favorite

Date: October 1st, 2019 6:09 PM
Author: iridescent therapy bawdyhouse

Tax free too

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914947)



Reply Favorite

Date: October 1st, 2019 12:15 PM
Author: Maize Gunner Mexican

A buncha nutellas I tell ya!

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913321)



Reply Favorite

Date: October 1st, 2019 5:18 PM
Author: pea-brained sanctuary macaca

You mean a used civic for 10K

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914707)



Reply Favorite

Date: October 1st, 2019 5:21 PM
Author: trip light jap

yeah i can't believe how much people spend on cars. I'm shitting my pants about buying a $25k used minivan.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914721)



Reply Favorite

Date: October 1st, 2019 11:29 AM
Author: nudist curious prole

What's the cr duration for a car loan? Or should you just pay cash? What's the received wisdom here

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913111)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: Black laughsome queen of the night wagecucks

Depends on interest



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913116)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: razzle-dazzle ocher university headpube

The longest you can get at zero or 0.9%

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913117)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: Lemon bipolar bbw meetinghouse

Unless you can get some sick financing just pay cash for used.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913118)



Reply Favorite

Date: October 1st, 2019 11:50 AM
Author: Seedy factory reset button



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913185)



Reply Favorite

Date: October 1st, 2019 10:33 PM
Author: Rose idiot incel



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916094)



Reply Favorite

Date: October 2nd, 2019 1:51 AM
Author: mind-boggling chapel



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916833)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: buff disgusting site

buy new and keep for 10 years, rinse repeat. the floor for used cars is too damn high these days believe it or not. carmax, shift, carvana etc have pushed the floor up and there's too much access to information that just about everything sold private party used is priced competitively. very hard to find deals like you could in the 90s before the internet.

new cars also have some pretty cool tech and modern amenities. a car without bluetooth or side airbags seems really prole these days.

i would also stick to toyota and honda honestly. don't fuck with what works.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913251)



Reply Favorite

Date: October 1st, 2019 9:39 PM
Author: offensive potus

credited advice

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915792)



Reply Favorite

Date: October 1st, 2019 9:58 PM
Author: Maize Gunner Mexican



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915873)



Reply Favorite

Date: October 1st, 2019 10:50 PM
Author: violent sadistic puppy round eye



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916186)



Reply Favorite

Date: October 1st, 2019 5:23 PM
Author: Electric mint set double fault

Anything under 2% and 3 years is good. 5 years I assume the rates are higher.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914732)



Reply Favorite

Date: October 1st, 2019 6:04 PM
Author: Impressive lavender school

You're insane if you wouldn't take a long loan at 2%.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914916)



Reply Favorite

Date: October 1st, 2019 11:31 AM
Author: Maize Gunner Mexican

"cars" ljl. POWERGOYS are now exclusively buying Trucks. Not hard to afford a Corolla but that would be too emasculating for Bobby.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913121)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: violent sadistic puppy round eye



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913190)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: Splenetic Pisswyrm

the moment the "economy" ticks up even a bit they immediately rush out and buy trucks. very sad!

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913191)



Reply Favorite

Date: October 1st, 2019 11:55 AM
Author: nudist curious prole

that thing got a hemi?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913205)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: Splenetic Pisswyrm

it's ok when lawyers do it

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913210)



Reply Favorite

Date: October 2nd, 2019 12:07 AM
Author: Jade Box Office Hunting Ground

You are gay if you don't drive a truck.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916574)



Reply Favorite

Date: October 3rd, 2019 12:06 AM
Author: Maize Gunner Mexican

I'm gay

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921908)



Reply Favorite

Date: October 2nd, 2019 11:26 PM
Author: pearl sex offender



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921669)



Reply Favorite

Date: October 1st, 2019 11:55 AM
Author: salmon arousing background story friendly grandma

A good rule of thumb is not to spend more than the amount of your gross annual salary on a car.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913208)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: Beady-eyed goal in life shrine

(Top salesman at Marco Rubio Toyota of Miami)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913215)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: nudist curious prole



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913219)



Reply Favorite

Date: October 1st, 2019 12:00 PM
Author: Maize Gunner Mexican



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913244)



Reply Favorite

Date: October 1st, 2019 12:07 PM
Author: chartreuse point useless brakes



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913279)



Reply Favorite

Date: October 1st, 2019 12:39 PM
Author: Citrine dingle berry



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913466)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: Splenetic Pisswyrm

(Ford spokesman)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913216)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: Scarlet Hospital

Technically correct, you ought not to spend more than that

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913222)



Reply Favorite

Date: October 2nd, 2019 1:55 AM
Author: mind-boggling chapel

guy winning the lsat

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916843)



Reply Favorite

Date: October 1st, 2019 11:58 AM
Author: chartreuse point useless brakes

rule of thumb: people who come up with financial rules of thumb need to be beaten with a rod of at least the thickness of a man’s thumb

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913226)



Reply Favorite

Date: October 1st, 2019 11:59 AM
Author: nudist curious prole

and that rod should be emblazoned with jewels which cost at most 20% of your annual salary

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913235)



Reply Favorite

Date: October 1st, 2019 12:06 PM
Author: glassy church building



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913269)



Reply Favorite

Date: October 1st, 2019 12:07 PM
Author: chartreuse point useless brakes



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913275)



Reply Favorite

Date: October 1st, 2019 5:54 PM
Author: trip light jap



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914869)



Reply Favorite

Date: October 2nd, 2019 12:16 AM
Author: Razzmatazz federal boiling water

and you tip the whipping boy 15%, and if he screamed particularly loudly, upwards of 25%

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916604)



Reply Favorite

Date: October 2nd, 2019 1:54 AM
Author: mind-boggling chapel

obviously you're wrong

rules of thumb make sense. they just need enough qualifiers to be useful

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916841)



Reply Favorite

Date: October 1st, 2019 12:02 PM
Author: Maize Gunner Mexican

including the tip for the salesman

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913253)



Reply Favorite

Date: October 1st, 2019 5:31 PM
Author: Seedy factory reset button

LOL

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914770)



Reply Favorite

Date: October 1st, 2019 5:55 PM
Author: trip light jap

lol

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914873)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: buff disgusting site

dealer was stunned when i said i would be putting down 18k and financing for 36 months on my 32k honda accord a few months ago. suddenly he started selling me the touring trim that was like $3k more.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913221)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: chartreuse point useless brakes

leiter: stuns uchicago field house with 180kg hang clean

pumo: stuns hoboken honda dealership with 18k down

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913247)



Reply Favorite

Date: October 1st, 2019 12:02 PM
Author: buff disgusting site

ljl i have an 800 credit score as well. he said it was the easiest deal he'd had in a while.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913255)



Reply Favorite

Date: October 1st, 2019 12:29 PM
Author: thriller senate roast beef

Anyone with a mortgage and a credit card who pays on time has an 800

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913410)



Reply Favorite

Date: October 2nd, 2019 1:57 AM
Author: mind-boggling chapel

way to get an extra discount to account for your credit score

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916844)



Reply Favorite

Date: October 1st, 2019 12:06 PM
Author: glassy church building



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913271)



Reply Favorite

Date: October 1st, 2019 12:14 PM
Author: Splenetic Pisswyrm

we bought a minivan last year. I couldn't get financing (solo) and the guy started talking about these "alternative financing" methods. I just got irritated and said fuck it, I'll write a check. You could've heard a pin drop.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913317)



Reply Favorite

Date: October 1st, 2019 12:16 PM
Author: Elite Onyx Blood Rage

How long you been solo?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913328)



Reply Favorite

Date: October 1st, 2019 12:17 PM
Author: Splenetic Pisswyrm

idk 30 months or so?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913333)



Reply Favorite

Date: October 1st, 2019 12:20 PM
Author: Lemon bipolar bbw meetinghouse

So two years of tax returns couldn't get you regular financing?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913350)



Reply Favorite

Date: October 1st, 2019 12:23 PM
Author: Splenetic Pisswyrm

the first year tax returns were sps

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913372)



Reply Favorite

Date: October 1st, 2019 12:31 PM
Author: Lemon bipolar bbw meetinghouse

Glad business is picking up.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913421)



Reply Favorite

Date: October 1st, 2019 12:21 PM
Author: Elite Onyx Blood Rage

Cool.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913359)



Reply Favorite

Date: October 1st, 2019 12:17 PM
Author: buff disgusting site

1800000

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913334)



Reply Favorite

Date: October 1st, 2019 12:18 PM
Author: Splenetic Pisswyrm

I've never felt bigger-dicked in my life. then we drove home in a minivan.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913343)



Reply Favorite

Date: October 1st, 2019 12:21 PM
Author: buff disgusting site

lol. it's the small things. if/when we have a third kid we're gonna get a van for sure. which one did you get?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913361)



Reply Favorite

Date: October 1st, 2019 12:24 PM
Author: Splenetic Pisswyrm

cram it d00bs

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913375)



Reply Favorite

Date: October 1st, 2019 12:24 PM
Author: buff disgusting site

(guy who bought a tttoyottta sienna)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913381)



Reply Favorite

Date: October 1st, 2019 12:35 PM
Author: Maize Gunner Mexican



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913444)



Reply Favorite

Date: October 1st, 2019 12:24 PM
Author: Elite Onyx Blood Rage

lol

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913382)



Reply Favorite

Date: October 1st, 2019 4:52 PM
Author: Aphrodisiac unhinged doctorate digit ratio

JFC, CarMax will sell you a five year old Honda Civic for $12K. If you're on a budget, just fucking do that.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914601)



Reply Favorite

Date: October 1st, 2019 4:59 PM
Author: Appetizing Useless Public Bath

at 0% interest you're crazy to not finance for 72 months

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914625)



Reply Favorite

Date: October 1st, 2019 5:01 PM
Author: nofapping laser beams

you're not getting 0% interest on a 72 month loan unless you have perfect credit. Regardless, you're correct. 0% interest on a 72 month loan is a no brainier if you're going to finance a car

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914631)



Reply Favorite

Date: October 1st, 2019 5:05 PM
Author: Appetizing Useless Public Bath

I have almost perfect credit and qualified for 0% on 60 months. I know Chevy/ GMC occasionally offers these rates, I'm not sure about anyone else.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914645)



Reply Favorite

Date: October 1st, 2019 5:09 PM
Author: buff disgusting site

goy mentality

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914660)



Reply Favorite

Date: October 2nd, 2019 12:13 AM
Author: Razzmatazz federal boiling water

(goy)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916593)



Reply Favorite

Date: October 2nd, 2019 12:13 AM
Author: Razzmatazz federal boiling water

Yeah, this is a deal to look out for.

I bought my current car at 1.59% interest.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916592)



Reply Favorite

Date: October 2nd, 2019 3:35 AM
Author: comical dead deer antler

(woman falling for a sale)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916916)



Reply Favorite

Date: October 1st, 2019 5:06 PM
Author: Gay Organic Girlfriend

80% of appl products purchased on credit ljl

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914650)



Reply Favorite

Date: October 1st, 2019 7:56 PM
Author: chartreuse point useless brakes

does that include cell carriers' semi-mandatory "financing" where everybody just pays 30/mo for 2 years

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915383)



Reply Favorite

Date: October 1st, 2019 9:49 PM
Author: irradiated poppy scourge upon the earth wrinkle

I buy 15 year old used cars off Craigslist for a few thousand cash. Drive them until the odometer is way up into the 200's. Rate me.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915834)



Reply Favorite

Date: October 2nd, 2019 12:15 AM
Author: Razzmatazz federal boiling water

Do you also buy your underwear used from Goodwill?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916598)



Reply Favorite

Date: October 2nd, 2019 1:58 AM
Author: mind-boggling chapel

smart, but celibate

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916846)



Reply Favorite

Date: October 1st, 2019 9:56 PM
Author: Topaz dysfunction

TBF, increased reliability & resale makes this phenomenon not so surprising

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915864)



Reply Favorite

Date: October 1st, 2019 10:05 PM
Author: vigorous locale

Summon TMF: how are you paying for X6. Could use some laughs.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915926)



Reply Favorite

Date: October 1st, 2019 10:16 PM
Author: Hateful Vivacious French Chef

have a HHI of like 500k and can't imagine spending 40k on a car. lol what the fuck is wrong with people

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915991)



Reply Favorite

Date: October 1st, 2019 10:19 PM
Author: yapping house

Same. My cars were 22k and 31k. HHI 500 (and my HHI was like 750 when I bought the cars).

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916019)



Reply Favorite

Date: October 2nd, 2019 12:15 AM
Author: Ruby aromatic messiness



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916599)



Reply Favorite

Date: October 2nd, 2019 1:46 AM
Author: Impressive lavender school

Are you blowing all your money on the ponies?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916825)



Reply Favorite

Date: October 2nd, 2019 2:00 AM
Author: mind-boggling chapel

you probably spend your money on something that is even easier to call stupid

(i'm guessing housing)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916849)



Reply Favorite

Date: October 2nd, 2019 2:09 AM
Author: Hateful Vivacious French Chef

rent is $2400 (well below market) in the nicest neighborhood in brooklyn

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916856)



Reply Favorite

Date: October 2nd, 2019 2:41 AM
Author: mind-boggling chapel

hhi of 500k, rent at 30k per year?

no vehicle over 40k?

do you travel a lot? mail letters with upside down airplane stamps?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916873)



Reply Favorite

Date: October 2nd, 2019 3:42 AM
Author: Hateful Vivacious French Chef

i'll buy a fancy car if we win the lottery or something.



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916923)



Reply Favorite

Date: October 2nd, 2019 3:18 PM
Author: salmon arousing background story friendly grandma

How'd you get below market rent?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38918991)



Reply Favorite

Date: October 3rd, 2019 12:07 AM
Author: Maize Gunner Mexican

(((how))) indeed. he probably has a rent control passed down from Holocaust Survivor Aunt Ruth.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921916)