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More than 70% of new auto loans are longer than 61 months. LJL

Average car price is $40,000. Assuming like 5% interest, th...
Concupiscible light theatre national security agency
  10/01/19
I thought 5% was too high an estimate but Google says the 60...
mildly autistic plaza yarmulke
  10/01/19
What would a better decision be?
Tantric School Sneaky Criminal
  10/01/19
Buy a goddamn Civic for 22 grand. Or a forte or a Corolla. F...
mildly autistic plaza yarmulke
  10/01/19
yeah this is insane. the average salary in the us isnt much ...
Rebellious wild brunch
  10/01/19
When our SUV died at 200k miles this year we bought a new on...
mildly autistic plaza yarmulke
  10/01/19
Ah, yeah I agree that paying $40,000 for a car entirely on c...
Tantric School Sneaky Criminal
  10/01/19
Link to guaranteed 8% returns and studies establishing the l...
mildly autistic plaza yarmulke
  10/01/19
No such thing as guarantees, and I highly doubt that most pe...
Tantric School Sneaky Criminal
  10/01/19
So I understand the technical point your making but it's ent...
mildly autistic plaza yarmulke
  10/01/19
I'm not disputing that lots of people make lots of bad decis...
Tantric School Sneaky Criminal
  10/01/19
The concept you're reaching for here is called "opportu...
hyperactive site philosopher-king
  10/01/19
Yeah, I'm aware of the concept.
Tantric School Sneaky Criminal
  10/01/19
your kids won't be. http://www.xoxohth.com/thread.php?threa...
useless deep ticket booth
  10/01/19
lol. SPS indeed. My son's actually really into investmen...
Tantric School Sneaky Criminal
  10/01/19
weird poast
overrated claret stage
  10/01/19
How so?
Tantric School Sneaky Criminal
  10/01/19
problem is people rarely have the discipline to not accrue m...
Adventurous Drab Clown Boistinker
  10/01/19
Yeah, agreed. We are usually a buy used, cash-up-front, pay...
Tantric School Sneaky Criminal
  10/01/19
Debt service on the car is guaranteed from borrowers perspec...
insecure duck-like lodge
  10/01/19
Mattresses pay 8% now?
awkward school cafeteria sex offender
  10/01/19
Tax free too
Razzmatazz burgundy station milk
  10/01/19
A buncha nutellas I tell ya!
Orchid chad
  10/01/19
You mean a used civic for 10K
Azure Mental Disorder Faggot Firefighter
  10/01/19
yeah i can't believe how much people spend on cars. I'm shit...
walnut naked cuck
  10/01/19
What's the cr duration for a car loan? Or should you just pa...
Rebellious wild brunch
  10/01/19
Depends on interest
Medicated spot
  10/01/19
The longest you can get at zero or 0.9%
mildly autistic plaza yarmulke
  10/01/19
Unless you can get some sick financing just pay cash for use...
awkward school cafeteria sex offender
  10/01/19
...
vermilion up-to-no-good kitchen multi-billionaire
  10/01/19
...
filthy senate
  10/01/19
...
Cerebral liquid oxygen indian lodge
  10/02/19
buy new and keep for 10 years, rinse repeat. the floor for u...
Adventurous Drab Clown Boistinker
  10/01/19
credited advice
mint bawdyhouse
  10/01/19
...
Orchid chad
  10/01/19
...
flirting crackhouse
  10/01/19
Anything under 2% and 3 years is good. 5 years I assume the...
Snowy hospital cuckold
  10/01/19
You're insane if you wouldn't take a long loan at 2%.
Gaped Marvelous Ape Bbw
  10/01/19
"cars" ljl. POWERGOYS are now exclusively buying T...
Orchid chad
  10/01/19
...
flirting crackhouse
  10/01/19
the moment the "economy" ticks up even a bit they ...
useless deep ticket booth
  10/01/19
that thing got a hemi?
Rebellious wild brunch
  10/01/19
it's ok when lawyers do it
useless deep ticket booth
  10/01/19
You are gay if you don't drive a truck.
Ultramarine Pungent Mediation Principal's Office
  10/02/19
I'm gay
Orchid chad
  10/03/19
...
Spectacular flesh police squad
  10/02/19
A good rule of thumb is not to spend more than the amount of...
beta hot office pistol
  10/01/19
(Top salesman at Marco Rubio Toyota of Miami)
Concupiscible light theatre national security agency
  10/01/19
...
Rebellious wild brunch
  10/01/19
...
Orchid chad
  10/01/19
...
Galvanic at-the-ready range
  10/01/19
...
chocolate exciting locus jap
  10/01/19
(Ford spokesman)
useless deep ticket booth
  10/01/19
Technically correct, you ought not to spend more than that
Violent tanning salon dopamine
  10/01/19
guy winning the lsat
Cerebral liquid oxygen indian lodge
  10/02/19
rule of thumb: people who come up with financial rules of th...
Galvanic at-the-ready range
  10/01/19
and that rod should be emblazoned with jewels which cost at ...
Rebellious wild brunch
  10/01/19
...
arousing slippery twinkling uncleanness sound barrier
  10/01/19
...
Galvanic at-the-ready range
  10/01/19
...
walnut naked cuck
  10/01/19
and you tip the whipping boy 15%, and if he screamed particu...
Passionate dilemma nibblets
  10/02/19
obviously you're wrong rules of thumb make sense. they just...
Cerebral liquid oxygen indian lodge
  10/02/19
including the tip for the salesman
Orchid chad
  10/01/19
LOL
vermilion up-to-no-good kitchen multi-billionaire
  10/01/19
lol
walnut naked cuck
  10/01/19
dealer was stunned when i said i would be putting down 18k a...
Adventurous Drab Clown Boistinker
  10/01/19
leiter: stuns uchicago field house with 180kg hang clean pu...
Galvanic at-the-ready range
  10/01/19
ljl i have an 800 credit score as well. he said it was the e...
Adventurous Drab Clown Boistinker
  10/01/19
Anyone with a mortgage and a credit card who pays on time ha...
overrated claret stage
  10/01/19
way to get an extra discount to account for your credit scor...
Cerebral liquid oxygen indian lodge
  10/02/19
...
arousing slippery twinkling uncleanness sound barrier
  10/01/19
we bought a minivan last year. I couldn't get financing (so...
useless deep ticket booth
  10/01/19
How long you been solo?
Tantric School Sneaky Criminal
  10/01/19
idk 30 months or so?
useless deep ticket booth
  10/01/19
So two years of tax returns couldn't get you regular financi...
awkward school cafeteria sex offender
  10/01/19
the first year tax returns were sps
useless deep ticket booth
  10/01/19
Glad business is picking up.
awkward school cafeteria sex offender
  10/01/19
Cool.
Tantric School Sneaky Criminal
  10/01/19
1800000
Adventurous Drab Clown Boistinker
  10/01/19
I've never felt bigger-dicked in my life. then we drove home...
useless deep ticket booth
  10/01/19
lol. it's the small things. if/when we have a third kid we'r...
Adventurous Drab Clown Boistinker
  10/01/19
cram it d00bs
useless deep ticket booth
  10/01/19
(guy who bought a tttoyottta sienna)
Adventurous Drab Clown Boistinker
  10/01/19
...
Orchid chad
  10/01/19
lol
Tantric School Sneaky Criminal
  10/01/19
JFC, CarMax will sell you a five year old Honda Civic for $1...
Stirring parlor headpube
  10/01/19
at 0% interest you're crazy to not finance for 72 months
indecent hyperventilating public bath
  10/01/19
you're not getting 0% interest on a 72 month loan unless you...
purple dragon rehab
  10/01/19
I have almost perfect credit and qualified for 0% on 60 mont...
indecent hyperventilating public bath
  10/01/19
goy mentality
Adventurous Drab Clown Boistinker
  10/01/19
(goy)
Passionate dilemma nibblets
  10/02/19
Yeah, this is a deal to look out for. I bought my current c...
Passionate dilemma nibblets
  10/02/19
(woman falling for a sale)
Contagious flushed forum
  10/02/19
80% of appl products purchased on credit ljl
big irate step-uncle's house
  10/01/19
does that include cell carriers' semi-mandatory "financ...
Galvanic at-the-ready range
  10/01/19
I buy 15 year old used cars off Craigslist for a few thousan...
ruby genital piercing parlour
  10/01/19
Do you also buy your underwear used from Goodwill?
Passionate dilemma nibblets
  10/02/19
smart, but celibate
Cerebral liquid oxygen indian lodge
  10/02/19
TBF, increased reliability & resale makes this phenomeno...
lascivious new version water buffalo
  10/01/19
Summon TMF: how are you paying for X6. Could use some laughs...
Green resort double fault
  10/01/19
have a HHI of like 500k and can't imagine spending 40k on a ...
Pearl Business Firm
  10/01/19
Same. My cars were 22k and 31k. HHI 500 (and my HHI was li...
Bossy irradiated nursing home
  10/01/19
...
mahogany reading party regret
  10/02/19
Are you blowing all your money on the ponies?
Gaped Marvelous Ape Bbw
  10/02/19
you probably spend your money on something that is even easi...
Cerebral liquid oxygen indian lodge
  10/02/19
rent is $2400 (well below market) in the nicest neighborhood...
Pearl Business Firm
  10/02/19
hhi of 500k, rent at 30k per year? no vehicle over 40k? do...
Cerebral liquid oxygen indian lodge
  10/02/19
i'll buy a fancy car if we win the lottery or something.
Pearl Business Firm
  10/02/19
How'd you get below market rent?
beta hot office pistol
  10/02/19
(((how))) indeed. he probably has a rent control passed down...
Orchid chad
  10/03/19


Poast new message in this thread



Reply Favorite

Date: October 1st, 2019 11:25 AM
Author: Concupiscible light theatre national security agency

Average car price is $40,000. Assuming like 5% interest, the average American is paying like $650/month for an average car, but will have to make that payment 72 times. LJL!!

https://imgur.com/a/SFEhDCz

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913099)



Reply Favorite

Date: October 1st, 2019 11:28 AM
Author: mildly autistic plaza yarmulke

I thought 5% was too high an estimate but Google says the 60 month average is 4.2... so 5 is probably right.

I do not understand how people make decisions like this.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913107)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: Tantric School Sneaky Criminal

What would a better decision be?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913115)



Reply Favorite

Date: October 1st, 2019 11:31 AM
Author: mildly autistic plaza yarmulke

Buy a goddamn Civic for 22 grand. Or a forte or a Corolla. Fucking 40 Grand for a car AVERAGE JFC

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913123)



Reply Favorite

Date: October 1st, 2019 11:41 AM
Author: Rebellious wild brunch

yeah this is insane. the average salary in the us isnt much higher than 40k

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913155)



Reply Favorite

Date: October 1st, 2019 11:45 AM
Author: mildly autistic plaza yarmulke

When our SUV died at 200k miles this year we bought a new one for 35k, which is right about 10% of our gross income. It seemed very expensive to me.

People are fucking killing themselves with these trucks and 3 series

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913167)



Reply Favorite

Date: October 1st, 2019 11:49 AM
Author: Tantric School Sneaky Criminal

Ah, yeah I agree that paying $40,000 for a car entirely on credit is rarely a good idea. But even a 5% loan makes technical sense, assuming the money could be put to a use generating 8+% returns.



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913179)



Reply Favorite

Date: October 1st, 2019 11:51 AM
Author: mildly autistic plaza yarmulke

Link to guaranteed 8% returns and studies establishing the likelihood that the money would be used in this way tyia

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913189)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: Tantric School Sneaky Criminal

No such thing as guarantees, and I highly doubt that most people doing this would invest all the money they are not spending on the car.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913194)



Reply Favorite

Date: October 1st, 2019 11:54 AM
Author: mildly autistic plaza yarmulke

So I understand the technical point your making but it's entirely useless for evaluating the issue raised in the op

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913202)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: Tantric School Sneaky Criminal

I'm not disputing that lots of people make lots of bad decisions when it comes to buying cars. Just saying that a long-term car loan isn't necessarily a bad idea if you can afford the car in the first place.

We just bought a new 8-passenger vehicle for around $40,000 last year, and I think it would have been foolish to pay all cash up front in comparison to a monthly car payment that we hardly miss spread out over time.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913250)



Reply Favorite

Date: October 1st, 2019 12:04 PM
Author: hyperactive site philosopher-king

The concept you're reaching for here is called "opportunity cost."

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913261)



Reply Favorite

Date: October 1st, 2019 12:08 PM
Author: Tantric School Sneaky Criminal

Yeah, I'm aware of the concept.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913288)



Reply Favorite

Date: October 1st, 2019 12:09 PM
Author: useless deep ticket booth

your kids won't be.

http://www.xoxohth.com/thread.php?thread_id=4354802&mc=2&forum_id=2

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913292)



Reply Favorite

Date: October 1st, 2019 12:11 PM
Author: Tantric School Sneaky Criminal

lol. SPS indeed.

My son's actually really into investments. He gets the same short-term pleasure from buying ETFs that other kids from buying toys or whatever.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913302)



Reply Favorite

Date: October 1st, 2019 12:19 PM
Author: overrated claret stage

weird poast

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913348)



Reply Favorite

Date: October 1st, 2019 12:20 PM
Author: Tantric School Sneaky Criminal

How so?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913353)



Reply Favorite

Date: October 1st, 2019 12:08 PM
Author: Adventurous Drab Clown Boistinker

problem is people rarely have the discipline to not accrue more and more monthly payments whereas you feel the hurt with a large cash outlay as you should to prevent future profligacy

"it's alright honey we have 50k in the bank!" *signs up for second car* *signs up for bigger mortgage* *signs up for private school* etc

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913283)



Reply Favorite

Date: October 1st, 2019 12:09 PM
Author: Tantric School Sneaky Criminal

Yeah, agreed. We are usually a buy used, cash-up-front, pay off the credit card bills monthly kind of family.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913294)



Reply Favorite

Date: October 1st, 2019 10:41 PM
Author: insecure duck-like lodge

Debt service on the car is guaranteed from borrowers perspective

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916136)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: awkward school cafeteria sex offender

Mattresses pay 8% now?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913213)



Reply Favorite

Date: October 1st, 2019 6:09 PM
Author: Razzmatazz burgundy station milk

Tax free too

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914947)



Reply Favorite

Date: October 1st, 2019 12:15 PM
Author: Orchid chad

A buncha nutellas I tell ya!

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913321)



Reply Favorite

Date: October 1st, 2019 5:18 PM
Author: Azure Mental Disorder Faggot Firefighter

You mean a used civic for 10K

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914707)



Reply Favorite

Date: October 1st, 2019 5:21 PM
Author: walnut naked cuck

yeah i can't believe how much people spend on cars. I'm shitting my pants about buying a $25k used minivan.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914721)



Reply Favorite

Date: October 1st, 2019 11:29 AM
Author: Rebellious wild brunch

What's the cr duration for a car loan? Or should you just pay cash? What's the received wisdom here

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913111)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: Medicated spot

Depends on interest



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913116)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: mildly autistic plaza yarmulke

The longest you can get at zero or 0.9%

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913117)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: awkward school cafeteria sex offender

Unless you can get some sick financing just pay cash for used.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913118)



Reply Favorite

Date: October 1st, 2019 11:50 AM
Author: vermilion up-to-no-good kitchen multi-billionaire



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913185)



Reply Favorite

Date: October 1st, 2019 10:33 PM
Author: filthy senate



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916094)



Reply Favorite

Date: October 2nd, 2019 1:51 AM
Author: Cerebral liquid oxygen indian lodge



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916833)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: Adventurous Drab Clown Boistinker

buy new and keep for 10 years, rinse repeat. the floor for used cars is too damn high these days believe it or not. carmax, shift, carvana etc have pushed the floor up and there's too much access to information that just about everything sold private party used is priced competitively. very hard to find deals like you could in the 90s before the internet.

new cars also have some pretty cool tech and modern amenities. a car without bluetooth or side airbags seems really prole these days.

i would also stick to toyota and honda honestly. don't fuck with what works.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913251)



Reply Favorite

Date: October 1st, 2019 9:39 PM
Author: mint bawdyhouse

credited advice

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915792)



Reply Favorite

Date: October 1st, 2019 9:58 PM
Author: Orchid chad



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915873)



Reply Favorite

Date: October 1st, 2019 10:50 PM
Author: flirting crackhouse



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916186)



Reply Favorite

Date: October 1st, 2019 5:23 PM
Author: Snowy hospital cuckold

Anything under 2% and 3 years is good. 5 years I assume the rates are higher.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914732)



Reply Favorite

Date: October 1st, 2019 6:04 PM
Author: Gaped Marvelous Ape Bbw

You're insane if you wouldn't take a long loan at 2%.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914916)



Reply Favorite

Date: October 1st, 2019 11:31 AM
Author: Orchid chad

"cars" ljl. POWERGOYS are now exclusively buying Trucks. Not hard to afford a Corolla but that would be too emasculating for Bobby.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913121)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: flirting crackhouse



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913190)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: useless deep ticket booth

the moment the "economy" ticks up even a bit they immediately rush out and buy trucks. very sad!

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913191)



Reply Favorite

Date: October 1st, 2019 11:55 AM
Author: Rebellious wild brunch

that thing got a hemi?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913205)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: useless deep ticket booth

it's ok when lawyers do it

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913210)



Reply Favorite

Date: October 2nd, 2019 12:07 AM
Author: Ultramarine Pungent Mediation Principal's Office

You are gay if you don't drive a truck.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916574)



Reply Favorite

Date: October 3rd, 2019 12:06 AM
Author: Orchid chad

I'm gay

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921908)



Reply Favorite

Date: October 2nd, 2019 11:26 PM
Author: Spectacular flesh police squad



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921669)



Reply Favorite

Date: October 1st, 2019 11:55 AM
Author: beta hot office pistol

A good rule of thumb is not to spend more than the amount of your gross annual salary on a car.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913208)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: Concupiscible light theatre national security agency

(Top salesman at Marco Rubio Toyota of Miami)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913215)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: Rebellious wild brunch



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913219)



Reply Favorite

Date: October 1st, 2019 12:00 PM
Author: Orchid chad



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913244)



Reply Favorite

Date: October 1st, 2019 12:07 PM
Author: Galvanic at-the-ready range



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913279)



Reply Favorite

Date: October 1st, 2019 12:39 PM
Author: chocolate exciting locus jap



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913466)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: useless deep ticket booth

(Ford spokesman)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913216)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: Violent tanning salon dopamine

Technically correct, you ought not to spend more than that

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913222)



Reply Favorite

Date: October 2nd, 2019 1:55 AM
Author: Cerebral liquid oxygen indian lodge

guy winning the lsat

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916843)



Reply Favorite

Date: October 1st, 2019 11:58 AM
Author: Galvanic at-the-ready range

rule of thumb: people who come up with financial rules of thumb need to be beaten with a rod of at least the thickness of a man’s thumb

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913226)



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Date: October 1st, 2019 11:59 AM
Author: Rebellious wild brunch

and that rod should be emblazoned with jewels which cost at most 20% of your annual salary

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913235)



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Date: October 1st, 2019 12:06 PM
Author: arousing slippery twinkling uncleanness sound barrier



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913269)



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Date: October 1st, 2019 12:07 PM
Author: Galvanic at-the-ready range



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913275)



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Date: October 1st, 2019 5:54 PM
Author: walnut naked cuck



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914869)



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Date: October 2nd, 2019 12:16 AM
Author: Passionate dilemma nibblets

and you tip the whipping boy 15%, and if he screamed particularly loudly, upwards of 25%

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916604)



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Date: October 2nd, 2019 1:54 AM
Author: Cerebral liquid oxygen indian lodge

obviously you're wrong

rules of thumb make sense. they just need enough qualifiers to be useful

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916841)



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Date: October 1st, 2019 12:02 PM
Author: Orchid chad

including the tip for the salesman

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913253)



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Date: October 1st, 2019 5:31 PM
Author: vermilion up-to-no-good kitchen multi-billionaire

LOL

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914770)



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Date: October 1st, 2019 5:55 PM
Author: walnut naked cuck

lol

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914873)



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Date: October 1st, 2019 11:57 AM
Author: Adventurous Drab Clown Boistinker

dealer was stunned when i said i would be putting down 18k and financing for 36 months on my 32k honda accord a few months ago. suddenly he started selling me the touring trim that was like $3k more.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913221)



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Date: October 1st, 2019 12:01 PM
Author: Galvanic at-the-ready range

leiter: stuns uchicago field house with 180kg hang clean

pumo: stuns hoboken honda dealership with 18k down

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913247)



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Date: October 1st, 2019 12:02 PM
Author: Adventurous Drab Clown Boistinker

ljl i have an 800 credit score as well. he said it was the easiest deal he'd had in a while.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913255)



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Date: October 1st, 2019 12:29 PM
Author: overrated claret stage

Anyone with a mortgage and a credit card who pays on time has an 800

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913410)



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Date: October 2nd, 2019 1:57 AM
Author: Cerebral liquid oxygen indian lodge

way to get an extra discount to account for your credit score

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916844)



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Date: October 1st, 2019 12:06 PM
Author: arousing slippery twinkling uncleanness sound barrier



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913271)



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Date: October 1st, 2019 12:14 PM
Author: useless deep ticket booth

we bought a minivan last year. I couldn't get financing (solo) and the guy started talking about these "alternative financing" methods. I just got irritated and said fuck it, I'll write a check. You could've heard a pin drop.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913317)



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Date: October 1st, 2019 12:16 PM
Author: Tantric School Sneaky Criminal

How long you been solo?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913328)



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Date: October 1st, 2019 12:17 PM
Author: useless deep ticket booth

idk 30 months or so?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913333)



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Date: October 1st, 2019 12:20 PM
Author: awkward school cafeteria sex offender

So two years of tax returns couldn't get you regular financing?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913350)



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Date: October 1st, 2019 12:23 PM
Author: useless deep ticket booth

the first year tax returns were sps

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913372)



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Date: October 1st, 2019 12:31 PM
Author: awkward school cafeteria sex offender

Glad business is picking up.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913421)



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Date: October 1st, 2019 12:21 PM
Author: Tantric School Sneaky Criminal

Cool.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913359)



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Date: October 1st, 2019 12:17 PM
Author: Adventurous Drab Clown Boistinker

1800000

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913334)



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Date: October 1st, 2019 12:18 PM
Author: useless deep ticket booth

I've never felt bigger-dicked in my life. then we drove home in a minivan.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913343)



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Date: October 1st, 2019 12:21 PM
Author: Adventurous Drab Clown Boistinker

lol. it's the small things. if/when we have a third kid we're gonna get a van for sure. which one did you get?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913361)



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Date: October 1st, 2019 12:24 PM
Author: useless deep ticket booth

cram it d00bs

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913375)



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Date: October 1st, 2019 12:24 PM
Author: Adventurous Drab Clown Boistinker

(guy who bought a tttoyottta sienna)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913381)



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Date: October 1st, 2019 12:35 PM
Author: Orchid chad



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913444)



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Date: October 1st, 2019 12:24 PM
Author: Tantric School Sneaky Criminal

lol

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913382)



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Date: October 1st, 2019 4:52 PM
Author: Stirring parlor headpube

JFC, CarMax will sell you a five year old Honda Civic for $12K. If you're on a budget, just fucking do that.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914601)



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Date: October 1st, 2019 4:59 PM
Author: indecent hyperventilating public bath

at 0% interest you're crazy to not finance for 72 months

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914625)



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Date: October 1st, 2019 5:01 PM
Author: purple dragon rehab

you're not getting 0% interest on a 72 month loan unless you have perfect credit. Regardless, you're correct. 0% interest on a 72 month loan is a no brainier if you're going to finance a car

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914631)



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Date: October 1st, 2019 5:05 PM
Author: indecent hyperventilating public bath

I have almost perfect credit and qualified for 0% on 60 months. I know Chevy/ GMC occasionally offers these rates, I'm not sure about anyone else.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914645)



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Date: October 1st, 2019 5:09 PM
Author: Adventurous Drab Clown Boistinker

goy mentality

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914660)



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Date: October 2nd, 2019 12:13 AM
Author: Passionate dilemma nibblets

(goy)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916593)



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Date: October 2nd, 2019 12:13 AM
Author: Passionate dilemma nibblets

Yeah, this is a deal to look out for.

I bought my current car at 1.59% interest.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916592)



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Date: October 2nd, 2019 3:35 AM
Author: Contagious flushed forum

(woman falling for a sale)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916916)



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Date: October 1st, 2019 5:06 PM
Author: big irate step-uncle's house

80% of appl products purchased on credit ljl

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914650)



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Date: October 1st, 2019 7:56 PM
Author: Galvanic at-the-ready range

does that include cell carriers' semi-mandatory "financing" where everybody just pays 30/mo for 2 years

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915383)



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Date: October 1st, 2019 9:49 PM
Author: ruby genital piercing parlour

I buy 15 year old used cars off Craigslist for a few thousand cash. Drive them until the odometer is way up into the 200's. Rate me.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915834)



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Date: October 2nd, 2019 12:15 AM
Author: Passionate dilemma nibblets

Do you also buy your underwear used from Goodwill?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916598)



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Date: October 2nd, 2019 1:58 AM
Author: Cerebral liquid oxygen indian lodge

smart, but celibate

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916846)



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Date: October 1st, 2019 9:56 PM
Author: lascivious new version water buffalo

TBF, increased reliability & resale makes this phenomenon not so surprising

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915864)



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Date: October 1st, 2019 10:05 PM
Author: Green resort double fault

Summon TMF: how are you paying for X6. Could use some laughs.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915926)



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Date: October 1st, 2019 10:16 PM
Author: Pearl Business Firm

have a HHI of like 500k and can't imagine spending 40k on a car. lol what the fuck is wrong with people

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915991)



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Date: October 1st, 2019 10:19 PM
Author: Bossy irradiated nursing home

Same. My cars were 22k and 31k. HHI 500 (and my HHI was like 750 when I bought the cars).

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916019)



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Date: October 2nd, 2019 12:15 AM
Author: mahogany reading party regret



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916599)



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Date: October 2nd, 2019 1:46 AM
Author: Gaped Marvelous Ape Bbw

Are you blowing all your money on the ponies?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916825)



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Date: October 2nd, 2019 2:00 AM
Author: Cerebral liquid oxygen indian lodge

you probably spend your money on something that is even easier to call stupid

(i'm guessing housing)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916849)



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Date: October 2nd, 2019 2:09 AM
Author: Pearl Business Firm

rent is $2400 (well below market) in the nicest neighborhood in brooklyn

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916856)



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Date: October 2nd, 2019 2:41 AM
Author: Cerebral liquid oxygen indian lodge

hhi of 500k, rent at 30k per year?

no vehicle over 40k?

do you travel a lot? mail letters with upside down airplane stamps?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916873)



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Date: October 2nd, 2019 3:42 AM
Author: Pearl Business Firm

i'll buy a fancy car if we win the lottery or something.



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916923)



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Date: October 2nd, 2019 3:18 PM
Author: beta hot office pistol

How'd you get below market rent?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38918991)



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Date: October 3rd, 2019 12:07 AM
Author: Orchid chad

(((how))) indeed. he probably has a rent control passed down from Holocaust Survivor Aunt Ruth.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921916)