\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

More than 70% of new auto loans are longer than 61 months. LJL

Average car price is $40,000. Assuming like 5% interest, th...
talking casino
  10/01/19
I thought 5% was too high an estimate but Google says the 60...
unholy razzle market new version
  10/01/19
What would a better decision be?
azure theater stage
  10/01/19
Buy a goddamn Civic for 22 grand. Or a forte or a Corolla. F...
unholy razzle market new version
  10/01/19
yeah this is insane. the average salary in the us isnt much ...
galvanic avocado theatre scourge upon the earth
  10/01/19
When our SUV died at 200k miles this year we bought a new on...
unholy razzle market new version
  10/01/19
Ah, yeah I agree that paying $40,000 for a car entirely on c...
azure theater stage
  10/01/19
Link to guaranteed 8% returns and studies establishing the l...
unholy razzle market new version
  10/01/19
No such thing as guarantees, and I highly doubt that most pe...
azure theater stage
  10/01/19
So I understand the technical point your making but it's ent...
unholy razzle market new version
  10/01/19
I'm not disputing that lots of people make lots of bad decis...
azure theater stage
  10/01/19
The concept you're reaching for here is called "opportu...
Jet-lagged location
  10/01/19
Yeah, I'm aware of the concept.
azure theater stage
  10/01/19
your kids won't be. http://www.xoxohth.com/thread.php?threa...
sexy legal warrant
  10/01/19
lol. SPS indeed. My son's actually really into investmen...
azure theater stage
  10/01/19
weird poast
Obsidian People Who Are Hurt
  10/01/19
How so?
azure theater stage
  10/01/19
problem is people rarely have the discipline to not accrue m...
Wonderful flickering pervert
  10/01/19
Yeah, agreed. We are usually a buy used, cash-up-front, pay...
azure theater stage
  10/01/19
Debt service on the car is guaranteed from borrowers perspec...
heady bossy ticket booth corn cake
  10/01/19
Mattresses pay 8% now?
Pea-brained Brilliant Circlehead
  10/01/19
Tax free too
red harsh property friendly grandma
  10/01/19
A buncha nutellas I tell ya!
Talented Sick House
  10/01/19
You mean a used civic for 10K
sepia dilemma
  10/01/19
yeah i can't believe how much people spend on cars. I'm shit...
Thriller rebellious prole
  10/01/19
What's the cr duration for a car loan? Or should you just pa...
galvanic avocado theatre scourge upon the earth
  10/01/19
Depends on interest
frozen gaming laptop
  10/01/19
The longest you can get at zero or 0.9%
unholy razzle market new version
  10/01/19
Unless you can get some sick financing just pay cash for use...
Pea-brained Brilliant Circlehead
  10/01/19
...
Awkward indian lodge blood rage
  10/01/19
...
swollen office dysfunction
  10/01/19
...
Misanthropic Diverse Bawdyhouse
  10/02/19
buy new and keep for 10 years, rinse repeat. the floor for u...
Wonderful flickering pervert
  10/01/19
credited advice
multi-colored deranged generalized bond
  10/01/19
...
Talented Sick House
  10/01/19
...
ivory coffee pot senate
  10/01/19
Anything under 2% and 3 years is good. 5 years I assume the...
Lavender fiercely-loyal goal in life
  10/01/19
You're insane if you wouldn't take a long loan at 2%.
Sooty wrinkle
  10/01/19
"cars" ljl. POWERGOYS are now exclusively buying T...
Talented Sick House
  10/01/19
...
ivory coffee pot senate
  10/01/19
the moment the "economy" ticks up even a bit they ...
sexy legal warrant
  10/01/19
that thing got a hemi?
galvanic avocado theatre scourge upon the earth
  10/01/19
it's ok when lawyers do it
sexy legal warrant
  10/01/19
You are gay if you don't drive a truck.
Adventurous Slap-happy Queen Of The Night
  10/02/19
I'm gay
Talented Sick House
  10/03/19
...
Boyish Up-to-no-good Hell
  10/02/19
A good rule of thumb is not to spend more than the amount of...
glittery forum
  10/01/19
(Top salesman at Marco Rubio Toyota of Miami)
talking casino
  10/01/19
...
galvanic avocado theatre scourge upon the earth
  10/01/19
...
Talented Sick House
  10/01/19
...
Dashing violent whorehouse giraffe
  10/01/19
...
Wine corner
  10/01/19
(Ford spokesman)
sexy legal warrant
  10/01/19
Technically correct, you ought not to spend more than that
Aphrodisiac Abode
  10/01/19
guy winning the lsat
Misanthropic Diverse Bawdyhouse
  10/02/19
rule of thumb: people who come up with financial rules of th...
Dashing violent whorehouse giraffe
  10/01/19
and that rod should be emblazoned with jewels which cost at ...
galvanic avocado theatre scourge upon the earth
  10/01/19
...
White sinister university
  10/01/19
...
Dashing violent whorehouse giraffe
  10/01/19
...
Thriller rebellious prole
  10/01/19
and you tip the whipping boy 15%, and if he screamed particu...
milky passionate foreskin national
  10/02/19
obviously you're wrong rules of thumb make sense. they just...
Misanthropic Diverse Bawdyhouse
  10/02/19
including the tip for the salesman
Talented Sick House
  10/01/19
LOL
Awkward indian lodge blood rage
  10/01/19
lol
Thriller rebellious prole
  10/01/19
dealer was stunned when i said i would be putting down 18k a...
Wonderful flickering pervert
  10/01/19
leiter: stuns uchicago field house with 180kg hang clean pu...
Dashing violent whorehouse giraffe
  10/01/19
ljl i have an 800 credit score as well. he said it was the e...
Wonderful flickering pervert
  10/01/19
Anyone with a mortgage and a credit card who pays on time ha...
Obsidian People Who Are Hurt
  10/01/19
way to get an extra discount to account for your credit scor...
Misanthropic Diverse Bawdyhouse
  10/02/19
...
White sinister university
  10/01/19
we bought a minivan last year. I couldn't get financing (so...
sexy legal warrant
  10/01/19
How long you been solo?
azure theater stage
  10/01/19
idk 30 months or so?
sexy legal warrant
  10/01/19
So two years of tax returns couldn't get you regular financi...
Pea-brained Brilliant Circlehead
  10/01/19
the first year tax returns were sps
sexy legal warrant
  10/01/19
Glad business is picking up.
Pea-brained Brilliant Circlehead
  10/01/19
Cool.
azure theater stage
  10/01/19
1800000
Wonderful flickering pervert
  10/01/19
I've never felt bigger-dicked in my life. then we drove home...
sexy legal warrant
  10/01/19
lol. it's the small things. if/when we have a third kid we'r...
Wonderful flickering pervert
  10/01/19
cram it d00bs
sexy legal warrant
  10/01/19
(guy who bought a tttoyottta sienna)
Wonderful flickering pervert
  10/01/19
...
Talented Sick House
  10/01/19
lol
azure theater stage
  10/01/19
JFC, CarMax will sell you a five year old Honda Civic for $1...
buck-toothed place of business
  10/01/19
at 0% interest you're crazy to not finance for 72 months
cocky parlor
  10/01/19
you're not getting 0% interest on a 72 month loan unless you...
Cerebral sex offender international law enforcement agency
  10/01/19
I have almost perfect credit and qualified for 0% on 60 mont...
cocky parlor
  10/01/19
goy mentality
Wonderful flickering pervert
  10/01/19
(goy)
milky passionate foreskin national
  10/02/19
Yeah, this is a deal to look out for. I bought my current c...
milky passionate foreskin national
  10/02/19
(woman falling for a sale)
Concupiscible bipolar step-uncle's house
  10/02/19
80% of appl products purchased on credit ljl
silver stag film clown
  10/01/19
does that include cell carriers' semi-mandatory "financ...
Dashing violent whorehouse giraffe
  10/01/19
I buy 15 year old used cars off Craigslist for a few thousan...
Magenta pisswyrm old irish cottage
  10/01/19
Do you also buy your underwear used from Goodwill?
milky passionate foreskin national
  10/02/19
smart, but celibate
Misanthropic Diverse Bawdyhouse
  10/02/19
TBF, increased reliability & resale makes this phenomeno...
Aqua den headpube
  10/01/19
Summon TMF: how are you paying for X6. Could use some laughs...
cowardly knife boistinker
  10/01/19
have a HHI of like 500k and can't imagine spending 40k on a ...
Soggy internet-worthy set legend
  10/01/19
Same. My cars were 22k and 31k. HHI 500 (and my HHI was li...
pearly gay wizard shrine
  10/01/19
...
Fishy Kitchen
  10/02/19
Are you blowing all your money on the ponies?
Sooty wrinkle
  10/02/19
you probably spend your money on something that is even easi...
Misanthropic Diverse Bawdyhouse
  10/02/19
rent is $2400 (well below market) in the nicest neighborhood...
Soggy internet-worthy set legend
  10/02/19
hhi of 500k, rent at 30k per year? no vehicle over 40k? do...
Misanthropic Diverse Bawdyhouse
  10/02/19
i'll buy a fancy car if we win the lottery or something.
Soggy internet-worthy set legend
  10/02/19
How'd you get below market rent?
glittery forum
  10/02/19
(((how))) indeed. he probably has a rent control passed down...
Talented Sick House
  10/03/19


Poast new message in this thread



Reply Favorite

Date: October 1st, 2019 11:25 AM
Author: talking casino

Average car price is $40,000. Assuming like 5% interest, the average American is paying like $650/month for an average car, but will have to make that payment 72 times. LJL!!

https://imgur.com/a/SFEhDCz

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913099)



Reply Favorite

Date: October 1st, 2019 11:28 AM
Author: unholy razzle market new version

I thought 5% was too high an estimate but Google says the 60 month average is 4.2... so 5 is probably right.

I do not understand how people make decisions like this.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913107)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: azure theater stage

What would a better decision be?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913115)



Reply Favorite

Date: October 1st, 2019 11:31 AM
Author: unholy razzle market new version

Buy a goddamn Civic for 22 grand. Or a forte or a Corolla. Fucking 40 Grand for a car AVERAGE JFC

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913123)



Reply Favorite

Date: October 1st, 2019 11:41 AM
Author: galvanic avocado theatre scourge upon the earth

yeah this is insane. the average salary in the us isnt much higher than 40k

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913155)



Reply Favorite

Date: October 1st, 2019 11:45 AM
Author: unholy razzle market new version

When our SUV died at 200k miles this year we bought a new one for 35k, which is right about 10% of our gross income. It seemed very expensive to me.

People are fucking killing themselves with these trucks and 3 series

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913167)



Reply Favorite

Date: October 1st, 2019 11:49 AM
Author: azure theater stage

Ah, yeah I agree that paying $40,000 for a car entirely on credit is rarely a good idea. But even a 5% loan makes technical sense, assuming the money could be put to a use generating 8+% returns.



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913179)



Reply Favorite

Date: October 1st, 2019 11:51 AM
Author: unholy razzle market new version

Link to guaranteed 8% returns and studies establishing the likelihood that the money would be used in this way tyia

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913189)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: azure theater stage

No such thing as guarantees, and I highly doubt that most people doing this would invest all the money they are not spending on the car.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913194)



Reply Favorite

Date: October 1st, 2019 11:54 AM
Author: unholy razzle market new version

So I understand the technical point your making but it's entirely useless for evaluating the issue raised in the op

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913202)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: azure theater stage

I'm not disputing that lots of people make lots of bad decisions when it comes to buying cars. Just saying that a long-term car loan isn't necessarily a bad idea if you can afford the car in the first place.

We just bought a new 8-passenger vehicle for around $40,000 last year, and I think it would have been foolish to pay all cash up front in comparison to a monthly car payment that we hardly miss spread out over time.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913250)



Reply Favorite

Date: October 1st, 2019 12:04 PM
Author: Jet-lagged location

The concept you're reaching for here is called "opportunity cost."

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913261)



Reply Favorite

Date: October 1st, 2019 12:08 PM
Author: azure theater stage

Yeah, I'm aware of the concept.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913288)



Reply Favorite

Date: October 1st, 2019 12:09 PM
Author: sexy legal warrant

your kids won't be.

http://www.xoxohth.com/thread.php?thread_id=4354802&mc=2&forum_id=2

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913292)



Reply Favorite

Date: October 1st, 2019 12:11 PM
Author: azure theater stage

lol. SPS indeed.

My son's actually really into investments. He gets the same short-term pleasure from buying ETFs that other kids from buying toys or whatever.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913302)



Reply Favorite

Date: October 1st, 2019 12:19 PM
Author: Obsidian People Who Are Hurt

weird poast

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913348)



Reply Favorite

Date: October 1st, 2019 12:20 PM
Author: azure theater stage

How so?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913353)



Reply Favorite

Date: October 1st, 2019 12:08 PM
Author: Wonderful flickering pervert

problem is people rarely have the discipline to not accrue more and more monthly payments whereas you feel the hurt with a large cash outlay as you should to prevent future profligacy

"it's alright honey we have 50k in the bank!" *signs up for second car* *signs up for bigger mortgage* *signs up for private school* etc

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913283)



Reply Favorite

Date: October 1st, 2019 12:09 PM
Author: azure theater stage

Yeah, agreed. We are usually a buy used, cash-up-front, pay off the credit card bills monthly kind of family.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913294)



Reply Favorite

Date: October 1st, 2019 10:41 PM
Author: heady bossy ticket booth corn cake

Debt service on the car is guaranteed from borrowers perspective

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916136)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: Pea-brained Brilliant Circlehead

Mattresses pay 8% now?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913213)



Reply Favorite

Date: October 1st, 2019 6:09 PM
Author: red harsh property friendly grandma

Tax free too

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914947)



Reply Favorite

Date: October 1st, 2019 12:15 PM
Author: Talented Sick House

A buncha nutellas I tell ya!

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913321)



Reply Favorite

Date: October 1st, 2019 5:18 PM
Author: sepia dilemma

You mean a used civic for 10K

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914707)



Reply Favorite

Date: October 1st, 2019 5:21 PM
Author: Thriller rebellious prole

yeah i can't believe how much people spend on cars. I'm shitting my pants about buying a $25k used minivan.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914721)



Reply Favorite

Date: October 1st, 2019 11:29 AM
Author: galvanic avocado theatre scourge upon the earth

What's the cr duration for a car loan? Or should you just pay cash? What's the received wisdom here

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913111)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: frozen gaming laptop

Depends on interest



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913116)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: unholy razzle market new version

The longest you can get at zero or 0.9%

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913117)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: Pea-brained Brilliant Circlehead

Unless you can get some sick financing just pay cash for used.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913118)



Reply Favorite

Date: October 1st, 2019 11:50 AM
Author: Awkward indian lodge blood rage



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913185)



Reply Favorite

Date: October 1st, 2019 10:33 PM
Author: swollen office dysfunction



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916094)



Reply Favorite

Date: October 2nd, 2019 1:51 AM
Author: Misanthropic Diverse Bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916833)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: Wonderful flickering pervert

buy new and keep for 10 years, rinse repeat. the floor for used cars is too damn high these days believe it or not. carmax, shift, carvana etc have pushed the floor up and there's too much access to information that just about everything sold private party used is priced competitively. very hard to find deals like you could in the 90s before the internet.

new cars also have some pretty cool tech and modern amenities. a car without bluetooth or side airbags seems really prole these days.

i would also stick to toyota and honda honestly. don't fuck with what works.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913251)



Reply Favorite

Date: October 1st, 2019 9:39 PM
Author: multi-colored deranged generalized bond

credited advice

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915792)



Reply Favorite

Date: October 1st, 2019 9:58 PM
Author: Talented Sick House



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915873)



Reply Favorite

Date: October 1st, 2019 10:50 PM
Author: ivory coffee pot senate



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916186)



Reply Favorite

Date: October 1st, 2019 5:23 PM
Author: Lavender fiercely-loyal goal in life

Anything under 2% and 3 years is good. 5 years I assume the rates are higher.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914732)



Reply Favorite

Date: October 1st, 2019 6:04 PM
Author: Sooty wrinkle

You're insane if you wouldn't take a long loan at 2%.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914916)



Reply Favorite

Date: October 1st, 2019 11:31 AM
Author: Talented Sick House

"cars" ljl. POWERGOYS are now exclusively buying Trucks. Not hard to afford a Corolla but that would be too emasculating for Bobby.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913121)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: ivory coffee pot senate



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913190)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: sexy legal warrant

the moment the "economy" ticks up even a bit they immediately rush out and buy trucks. very sad!

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913191)



Reply Favorite

Date: October 1st, 2019 11:55 AM
Author: galvanic avocado theatre scourge upon the earth

that thing got a hemi?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913205)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: sexy legal warrant

it's ok when lawyers do it

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913210)



Reply Favorite

Date: October 2nd, 2019 12:07 AM
Author: Adventurous Slap-happy Queen Of The Night

You are gay if you don't drive a truck.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916574)



Reply Favorite

Date: October 3rd, 2019 12:06 AM
Author: Talented Sick House

I'm gay

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921908)



Reply Favorite

Date: October 2nd, 2019 11:26 PM
Author: Boyish Up-to-no-good Hell



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921669)



Reply Favorite

Date: October 1st, 2019 11:55 AM
Author: glittery forum

A good rule of thumb is not to spend more than the amount of your gross annual salary on a car.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913208)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: talking casino

(Top salesman at Marco Rubio Toyota of Miami)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913215)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: galvanic avocado theatre scourge upon the earth



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913219)



Reply Favorite

Date: October 1st, 2019 12:00 PM
Author: Talented Sick House



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913244)



Reply Favorite

Date: October 1st, 2019 12:07 PM
Author: Dashing violent whorehouse giraffe



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913279)



Reply Favorite

Date: October 1st, 2019 12:39 PM
Author: Wine corner



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913466)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: sexy legal warrant

(Ford spokesman)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913216)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: Aphrodisiac Abode

Technically correct, you ought not to spend more than that

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913222)



Reply Favorite

Date: October 2nd, 2019 1:55 AM
Author: Misanthropic Diverse Bawdyhouse

guy winning the lsat

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916843)



Reply Favorite

Date: October 1st, 2019 11:58 AM
Author: Dashing violent whorehouse giraffe

rule of thumb: people who come up with financial rules of thumb need to be beaten with a rod of at least the thickness of a man’s thumb

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913226)



Reply Favorite

Date: October 1st, 2019 11:59 AM
Author: galvanic avocado theatre scourge upon the earth

and that rod should be emblazoned with jewels which cost at most 20% of your annual salary

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913235)



Reply Favorite

Date: October 1st, 2019 12:06 PM
Author: White sinister university



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913269)



Reply Favorite

Date: October 1st, 2019 12:07 PM
Author: Dashing violent whorehouse giraffe



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913275)



Reply Favorite

Date: October 1st, 2019 5:54 PM
Author: Thriller rebellious prole



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914869)



Reply Favorite

Date: October 2nd, 2019 12:16 AM
Author: milky passionate foreskin national

and you tip the whipping boy 15%, and if he screamed particularly loudly, upwards of 25%

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916604)



Reply Favorite

Date: October 2nd, 2019 1:54 AM
Author: Misanthropic Diverse Bawdyhouse

obviously you're wrong

rules of thumb make sense. they just need enough qualifiers to be useful

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916841)



Reply Favorite

Date: October 1st, 2019 12:02 PM
Author: Talented Sick House

including the tip for the salesman

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913253)



Reply Favorite

Date: October 1st, 2019 5:31 PM
Author: Awkward indian lodge blood rage

LOL

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914770)



Reply Favorite

Date: October 1st, 2019 5:55 PM
Author: Thriller rebellious prole

lol

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914873)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: Wonderful flickering pervert

dealer was stunned when i said i would be putting down 18k and financing for 36 months on my 32k honda accord a few months ago. suddenly he started selling me the touring trim that was like $3k more.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913221)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: Dashing violent whorehouse giraffe

leiter: stuns uchicago field house with 180kg hang clean

pumo: stuns hoboken honda dealership with 18k down

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913247)



Reply Favorite

Date: October 1st, 2019 12:02 PM
Author: Wonderful flickering pervert

ljl i have an 800 credit score as well. he said it was the easiest deal he'd had in a while.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913255)



Reply Favorite

Date: October 1st, 2019 12:29 PM
Author: Obsidian People Who Are Hurt

Anyone with a mortgage and a credit card who pays on time has an 800

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913410)



Reply Favorite

Date: October 2nd, 2019 1:57 AM
Author: Misanthropic Diverse Bawdyhouse

way to get an extra discount to account for your credit score

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916844)



Reply Favorite

Date: October 1st, 2019 12:06 PM
Author: White sinister university



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913271)



Reply Favorite

Date: October 1st, 2019 12:14 PM
Author: sexy legal warrant

we bought a minivan last year. I couldn't get financing (solo) and the guy started talking about these "alternative financing" methods. I just got irritated and said fuck it, I'll write a check. You could've heard a pin drop.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913317)



Reply Favorite

Date: October 1st, 2019 12:16 PM
Author: azure theater stage

How long you been solo?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913328)



Reply Favorite

Date: October 1st, 2019 12:17 PM
Author: sexy legal warrant

idk 30 months or so?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913333)



Reply Favorite

Date: October 1st, 2019 12:20 PM
Author: Pea-brained Brilliant Circlehead

So two years of tax returns couldn't get you regular financing?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913350)



Reply Favorite

Date: October 1st, 2019 12:23 PM
Author: sexy legal warrant

the first year tax returns were sps

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913372)



Reply Favorite

Date: October 1st, 2019 12:31 PM
Author: Pea-brained Brilliant Circlehead

Glad business is picking up.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913421)



Reply Favorite

Date: October 1st, 2019 12:21 PM
Author: azure theater stage

Cool.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913359)



Reply Favorite

Date: October 1st, 2019 12:17 PM
Author: Wonderful flickering pervert

1800000

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913334)



Reply Favorite

Date: October 1st, 2019 12:18 PM
Author: sexy legal warrant

I've never felt bigger-dicked in my life. then we drove home in a minivan.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913343)



Reply Favorite

Date: October 1st, 2019 12:21 PM
Author: Wonderful flickering pervert

lol. it's the small things. if/when we have a third kid we're gonna get a van for sure. which one did you get?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913361)



Reply Favorite

Date: October 1st, 2019 12:24 PM
Author: sexy legal warrant

cram it d00bs

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913375)



Reply Favorite

Date: October 1st, 2019 12:24 PM
Author: Wonderful flickering pervert

(guy who bought a tttoyottta sienna)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913381)



Reply Favorite

Date: October 1st, 2019 12:35 PM
Author: Talented Sick House



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913444)



Reply Favorite

Date: October 1st, 2019 12:24 PM
Author: azure theater stage

lol

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913382)



Reply Favorite

Date: October 1st, 2019 4:52 PM
Author: buck-toothed place of business

JFC, CarMax will sell you a five year old Honda Civic for $12K. If you're on a budget, just fucking do that.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914601)



Reply Favorite

Date: October 1st, 2019 4:59 PM
Author: cocky parlor

at 0% interest you're crazy to not finance for 72 months

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914625)



Reply Favorite

Date: October 1st, 2019 5:01 PM
Author: Cerebral sex offender international law enforcement agency

you're not getting 0% interest on a 72 month loan unless you have perfect credit. Regardless, you're correct. 0% interest on a 72 month loan is a no brainier if you're going to finance a car

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914631)



Reply Favorite

Date: October 1st, 2019 5:05 PM
Author: cocky parlor

I have almost perfect credit and qualified for 0% on 60 months. I know Chevy/ GMC occasionally offers these rates, I'm not sure about anyone else.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914645)



Reply Favorite

Date: October 1st, 2019 5:09 PM
Author: Wonderful flickering pervert

goy mentality

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914660)



Reply Favorite

Date: October 2nd, 2019 12:13 AM
Author: milky passionate foreskin national

(goy)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916593)



Reply Favorite

Date: October 2nd, 2019 12:13 AM
Author: milky passionate foreskin national

Yeah, this is a deal to look out for.

I bought my current car at 1.59% interest.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916592)



Reply Favorite

Date: October 2nd, 2019 3:35 AM
Author: Concupiscible bipolar step-uncle's house

(woman falling for a sale)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916916)



Reply Favorite

Date: October 1st, 2019 5:06 PM
Author: silver stag film clown

80% of appl products purchased on credit ljl

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914650)



Reply Favorite

Date: October 1st, 2019 7:56 PM
Author: Dashing violent whorehouse giraffe

does that include cell carriers' semi-mandatory "financing" where everybody just pays 30/mo for 2 years

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915383)



Reply Favorite

Date: October 1st, 2019 9:49 PM
Author: Magenta pisswyrm old irish cottage

I buy 15 year old used cars off Craigslist for a few thousand cash. Drive them until the odometer is way up into the 200's. Rate me.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915834)



Reply Favorite

Date: October 2nd, 2019 12:15 AM
Author: milky passionate foreskin national

Do you also buy your underwear used from Goodwill?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916598)



Reply Favorite

Date: October 2nd, 2019 1:58 AM
Author: Misanthropic Diverse Bawdyhouse

smart, but celibate

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916846)



Reply Favorite

Date: October 1st, 2019 9:56 PM
Author: Aqua den headpube

TBF, increased reliability & resale makes this phenomenon not so surprising

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915864)



Reply Favorite

Date: October 1st, 2019 10:05 PM
Author: cowardly knife boistinker

Summon TMF: how are you paying for X6. Could use some laughs.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915926)



Reply Favorite

Date: October 1st, 2019 10:16 PM
Author: Soggy internet-worthy set legend

have a HHI of like 500k and can't imagine spending 40k on a car. lol what the fuck is wrong with people

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915991)



Reply Favorite

Date: October 1st, 2019 10:19 PM
Author: pearly gay wizard shrine

Same. My cars were 22k and 31k. HHI 500 (and my HHI was like 750 when I bought the cars).

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916019)



Reply Favorite

Date: October 2nd, 2019 12:15 AM
Author: Fishy Kitchen



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916599)



Reply Favorite

Date: October 2nd, 2019 1:46 AM
Author: Sooty wrinkle

Are you blowing all your money on the ponies?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916825)



Reply Favorite

Date: October 2nd, 2019 2:00 AM
Author: Misanthropic Diverse Bawdyhouse

you probably spend your money on something that is even easier to call stupid

(i'm guessing housing)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916849)



Reply Favorite

Date: October 2nd, 2019 2:09 AM
Author: Soggy internet-worthy set legend

rent is $2400 (well below market) in the nicest neighborhood in brooklyn

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916856)



Reply Favorite

Date: October 2nd, 2019 2:41 AM
Author: Misanthropic Diverse Bawdyhouse

hhi of 500k, rent at 30k per year?

no vehicle over 40k?

do you travel a lot? mail letters with upside down airplane stamps?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916873)



Reply Favorite

Date: October 2nd, 2019 3:42 AM
Author: Soggy internet-worthy set legend

i'll buy a fancy car if we win the lottery or something.



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916923)



Reply Favorite

Date: October 2nd, 2019 3:18 PM
Author: glittery forum

How'd you get below market rent?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38918991)



Reply Favorite

Date: October 3rd, 2019 12:07 AM
Author: Talented Sick House

(((how))) indeed. he probably has a rent control passed down from Holocaust Survivor Aunt Ruth.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921916)