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More than 70% of new auto loans are longer than 61 months. LJL

Average car price is $40,000. Assuming like 5% interest, th...
Chartreuse bespoke stage
  10/01/19
I thought 5% was too high an estimate but Google says the 60...
Free-loading Death Wish Rehab
  10/01/19
What would a better decision be?
multi-colored impressive plaza multi-billionaire
  10/01/19
Buy a goddamn Civic for 22 grand. Or a forte or a Corolla. F...
Free-loading Death Wish Rehab
  10/01/19
yeah this is insane. the average salary in the us isnt much ...
clear stirring forum
  10/01/19
When our SUV died at 200k miles this year we bought a new on...
Free-loading Death Wish Rehab
  10/01/19
Ah, yeah I agree that paying $40,000 for a car entirely on c...
multi-colored impressive plaza multi-billionaire
  10/01/19
Link to guaranteed 8% returns and studies establishing the l...
Free-loading Death Wish Rehab
  10/01/19
No such thing as guarantees, and I highly doubt that most pe...
multi-colored impressive plaza multi-billionaire
  10/01/19
So I understand the technical point your making but it's ent...
Free-loading Death Wish Rehab
  10/01/19
I'm not disputing that lots of people make lots of bad decis...
multi-colored impressive plaza multi-billionaire
  10/01/19
The concept you're reaching for here is called "opportu...
Soggy adulterous gaming laptop corn cake
  10/01/19
Yeah, I'm aware of the concept.
multi-colored impressive plaza multi-billionaire
  10/01/19
your kids won't be. http://www.xoxohth.com/thread.php?threa...
fishy weed whacker
  10/01/19
lol. SPS indeed. My son's actually really into investmen...
multi-colored impressive plaza multi-billionaire
  10/01/19
weird poast
Boyish new version mood
  10/01/19
How so?
multi-colored impressive plaza multi-billionaire
  10/01/19
problem is people rarely have the discipline to not accrue m...
Swashbuckling Awkward Base Sweet Tailpipe
  10/01/19
Yeah, agreed. We are usually a buy used, cash-up-front, pay...
multi-colored impressive plaza multi-billionaire
  10/01/19
Debt service on the car is guaranteed from borrowers perspec...
jet-lagged range crotch
  10/01/19
Mattresses pay 8% now?
mustard cumskin national
  10/01/19
Tax free too
Comical genital piercing
  10/01/19
A buncha nutellas I tell ya!
Mauve dashing address
  10/01/19
You mean a used civic for 10K
concupiscible orchestra pit twinkling uncleanness
  10/01/19
yeah i can't believe how much people spend on cars. I'm shit...
green apoplectic church building old irish cottage
  10/01/19
What's the cr duration for a car loan? Or should you just pa...
clear stirring forum
  10/01/19
Depends on interest
Soul-stirring deer antler
  10/01/19
The longest you can get at zero or 0.9%
Free-loading Death Wish Rehab
  10/01/19
Unless you can get some sick financing just pay cash for use...
mustard cumskin national
  10/01/19
...
pink patrolman skinny woman
  10/01/19
...
Charcoal shrine partner
  10/01/19
...
Twinkling appetizing queen of the night
  10/02/19
buy new and keep for 10 years, rinse repeat. the floor for u...
Swashbuckling Awkward Base Sweet Tailpipe
  10/01/19
credited advice
Razzle-dazzle Effete Trailer Park
  10/01/19
...
Mauve dashing address
  10/01/19
...
Bonkers brunch
  10/01/19
Anything under 2% and 3 years is good. 5 years I assume the...
Electric box office
  10/01/19
You're insane if you wouldn't take a long loan at 2%.
Overrated hyperventilating station idiot
  10/01/19
"cars" ljl. POWERGOYS are now exclusively buying T...
Mauve dashing address
  10/01/19
...
Bonkers brunch
  10/01/19
the moment the "economy" ticks up even a bit they ...
fishy weed whacker
  10/01/19
that thing got a hemi?
clear stirring forum
  10/01/19
it's ok when lawyers do it
fishy weed whacker
  10/01/19
You are gay if you don't drive a truck.
passionate parlor
  10/02/19
I'm gay
Mauve dashing address
  10/03/19
...
Splenetic prole digit ratio
  10/02/19
A good rule of thumb is not to spend more than the amount of...
Poppy adventurous site sandwich
  10/01/19
(Top salesman at Marco Rubio Toyota of Miami)
Chartreuse bespoke stage
  10/01/19
...
clear stirring forum
  10/01/19
...
Mauve dashing address
  10/01/19
...
infuriating stimulating water buffalo
  10/01/19
...
garnet tanning salon
  10/01/19
(Ford spokesman)
fishy weed whacker
  10/01/19
Technically correct, you ought not to spend more than that
Cordovan Cracking Native Volcanic Crater
  10/01/19
guy winning the lsat
Twinkling appetizing queen of the night
  10/02/19
rule of thumb: people who come up with financial rules of th...
infuriating stimulating water buffalo
  10/01/19
and that rod should be emblazoned with jewels which cost at ...
clear stirring forum
  10/01/19
...
Brass Senate
  10/01/19
...
infuriating stimulating water buffalo
  10/01/19
...
green apoplectic church building old irish cottage
  10/01/19
and you tip the whipping boy 15%, and if he screamed particu...
Yellow persian heaven
  10/02/19
obviously you're wrong rules of thumb make sense. they just...
Twinkling appetizing queen of the night
  10/02/19
including the tip for the salesman
Mauve dashing address
  10/01/19
LOL
pink patrolman skinny woman
  10/01/19
lol
green apoplectic church building old irish cottage
  10/01/19
dealer was stunned when i said i would be putting down 18k a...
Swashbuckling Awkward Base Sweet Tailpipe
  10/01/19
leiter: stuns uchicago field house with 180kg hang clean pu...
infuriating stimulating water buffalo
  10/01/19
ljl i have an 800 credit score as well. he said it was the e...
Swashbuckling Awkward Base Sweet Tailpipe
  10/01/19
Anyone with a mortgage and a credit card who pays on time ha...
Boyish new version mood
  10/01/19
way to get an extra discount to account for your credit scor...
Twinkling appetizing queen of the night
  10/02/19
...
Brass Senate
  10/01/19
we bought a minivan last year. I couldn't get financing (so...
fishy weed whacker
  10/01/19
How long you been solo?
multi-colored impressive plaza multi-billionaire
  10/01/19
idk 30 months or so?
fishy weed whacker
  10/01/19
So two years of tax returns couldn't get you regular financi...
mustard cumskin national
  10/01/19
the first year tax returns were sps
fishy weed whacker
  10/01/19
Glad business is picking up.
mustard cumskin national
  10/01/19
Cool.
multi-colored impressive plaza multi-billionaire
  10/01/19
1800000
Swashbuckling Awkward Base Sweet Tailpipe
  10/01/19
I've never felt bigger-dicked in my life. then we drove home...
fishy weed whacker
  10/01/19
lol. it's the small things. if/when we have a third kid we'r...
Swashbuckling Awkward Base Sweet Tailpipe
  10/01/19
cram it d00bs
fishy weed whacker
  10/01/19
(guy who bought a tttoyottta sienna)
Swashbuckling Awkward Base Sweet Tailpipe
  10/01/19
...
Mauve dashing address
  10/01/19
lol
multi-colored impressive plaza multi-billionaire
  10/01/19
JFC, CarMax will sell you a five year old Honda Civic for $1...
confused ungodly dragon
  10/01/19
at 0% interest you're crazy to not finance for 72 months
zombie-like razzle selfie affirmative action
  10/01/19
you're not getting 0% interest on a 72 month loan unless you...
Unholy provocative boiling water
  10/01/19
I have almost perfect credit and qualified for 0% on 60 mont...
zombie-like razzle selfie affirmative action
  10/01/19
goy mentality
Swashbuckling Awkward Base Sweet Tailpipe
  10/01/19
(goy)
Yellow persian heaven
  10/02/19
Yeah, this is a deal to look out for. I bought my current c...
Yellow persian heaven
  10/02/19
(woman falling for a sale)
Bronze stead kitty
  10/02/19
80% of appl products purchased on credit ljl
Honey-headed office
  10/01/19
does that include cell carriers' semi-mandatory "financ...
infuriating stimulating water buffalo
  10/01/19
I buy 15 year old used cars off Craigslist for a few thousan...
Wonderful feces
  10/01/19
Do you also buy your underwear used from Goodwill?
Yellow persian heaven
  10/02/19
smart, but celibate
Twinkling appetizing queen of the night
  10/02/19
TBF, increased reliability & resale makes this phenomeno...
Ultramarine titillating locus preventive strike
  10/01/19
Summon TMF: how are you paying for X6. Could use some laughs...
Crawly trip lay
  10/01/19
have a HHI of like 500k and can't imagine spending 40k on a ...
hilarious headpube degenerate
  10/01/19
Same. My cars were 22k and 31k. HHI 500 (and my HHI was li...
disturbing factory reset button quadroon
  10/01/19
...
Snowy point gay wizard
  10/02/19
Are you blowing all your money on the ponies?
Overrated hyperventilating station idiot
  10/02/19
you probably spend your money on something that is even easi...
Twinkling appetizing queen of the night
  10/02/19
rent is $2400 (well below market) in the nicest neighborhood...
hilarious headpube degenerate
  10/02/19
hhi of 500k, rent at 30k per year? no vehicle over 40k? do...
Twinkling appetizing queen of the night
  10/02/19
i'll buy a fancy car if we win the lottery or something.
hilarious headpube degenerate
  10/02/19
How'd you get below market rent?
Poppy adventurous site sandwich
  10/02/19
(((how))) indeed. he probably has a rent control passed down...
Mauve dashing address
  10/03/19


Poast new message in this thread



Reply Favorite

Date: October 1st, 2019 11:25 AM
Author: Chartreuse bespoke stage

Average car price is $40,000. Assuming like 5% interest, the average American is paying like $650/month for an average car, but will have to make that payment 72 times. LJL!!

https://imgur.com/a/SFEhDCz

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913099)



Reply Favorite

Date: October 1st, 2019 11:28 AM
Author: Free-loading Death Wish Rehab

I thought 5% was too high an estimate but Google says the 60 month average is 4.2... so 5 is probably right.

I do not understand how people make decisions like this.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913107)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: multi-colored impressive plaza multi-billionaire

What would a better decision be?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913115)



Reply Favorite

Date: October 1st, 2019 11:31 AM
Author: Free-loading Death Wish Rehab

Buy a goddamn Civic for 22 grand. Or a forte or a Corolla. Fucking 40 Grand for a car AVERAGE JFC

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913123)



Reply Favorite

Date: October 1st, 2019 11:41 AM
Author: clear stirring forum

yeah this is insane. the average salary in the us isnt much higher than 40k

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913155)



Reply Favorite

Date: October 1st, 2019 11:45 AM
Author: Free-loading Death Wish Rehab

When our SUV died at 200k miles this year we bought a new one for 35k, which is right about 10% of our gross income. It seemed very expensive to me.

People are fucking killing themselves with these trucks and 3 series

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913167)



Reply Favorite

Date: October 1st, 2019 11:49 AM
Author: multi-colored impressive plaza multi-billionaire

Ah, yeah I agree that paying $40,000 for a car entirely on credit is rarely a good idea. But even a 5% loan makes technical sense, assuming the money could be put to a use generating 8+% returns.



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913179)



Reply Favorite

Date: October 1st, 2019 11:51 AM
Author: Free-loading Death Wish Rehab

Link to guaranteed 8% returns and studies establishing the likelihood that the money would be used in this way tyia

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913189)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: multi-colored impressive plaza multi-billionaire

No such thing as guarantees, and I highly doubt that most people doing this would invest all the money they are not spending on the car.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913194)



Reply Favorite

Date: October 1st, 2019 11:54 AM
Author: Free-loading Death Wish Rehab

So I understand the technical point your making but it's entirely useless for evaluating the issue raised in the op

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913202)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: multi-colored impressive plaza multi-billionaire

I'm not disputing that lots of people make lots of bad decisions when it comes to buying cars. Just saying that a long-term car loan isn't necessarily a bad idea if you can afford the car in the first place.

We just bought a new 8-passenger vehicle for around $40,000 last year, and I think it would have been foolish to pay all cash up front in comparison to a monthly car payment that we hardly miss spread out over time.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913250)



Reply Favorite

Date: October 1st, 2019 12:04 PM
Author: Soggy adulterous gaming laptop corn cake

The concept you're reaching for here is called "opportunity cost."

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913261)



Reply Favorite

Date: October 1st, 2019 12:08 PM
Author: multi-colored impressive plaza multi-billionaire

Yeah, I'm aware of the concept.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913288)



Reply Favorite

Date: October 1st, 2019 12:09 PM
Author: fishy weed whacker

your kids won't be.

http://www.xoxohth.com/thread.php?thread_id=4354802&mc=2&forum_id=2

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913292)



Reply Favorite

Date: October 1st, 2019 12:11 PM
Author: multi-colored impressive plaza multi-billionaire

lol. SPS indeed.

My son's actually really into investments. He gets the same short-term pleasure from buying ETFs that other kids from buying toys or whatever.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913302)



Reply Favorite

Date: October 1st, 2019 12:19 PM
Author: Boyish new version mood

weird poast

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913348)



Reply Favorite

Date: October 1st, 2019 12:20 PM
Author: multi-colored impressive plaza multi-billionaire

How so?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913353)



Reply Favorite

Date: October 1st, 2019 12:08 PM
Author: Swashbuckling Awkward Base Sweet Tailpipe

problem is people rarely have the discipline to not accrue more and more monthly payments whereas you feel the hurt with a large cash outlay as you should to prevent future profligacy

"it's alright honey we have 50k in the bank!" *signs up for second car* *signs up for bigger mortgage* *signs up for private school* etc

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913283)



Reply Favorite

Date: October 1st, 2019 12:09 PM
Author: multi-colored impressive plaza multi-billionaire

Yeah, agreed. We are usually a buy used, cash-up-front, pay off the credit card bills monthly kind of family.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913294)



Reply Favorite

Date: October 1st, 2019 10:41 PM
Author: jet-lagged range crotch

Debt service on the car is guaranteed from borrowers perspective

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916136)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: mustard cumskin national

Mattresses pay 8% now?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913213)



Reply Favorite

Date: October 1st, 2019 6:09 PM
Author: Comical genital piercing

Tax free too

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914947)



Reply Favorite

Date: October 1st, 2019 12:15 PM
Author: Mauve dashing address

A buncha nutellas I tell ya!

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913321)



Reply Favorite

Date: October 1st, 2019 5:18 PM
Author: concupiscible orchestra pit twinkling uncleanness

You mean a used civic for 10K

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914707)



Reply Favorite

Date: October 1st, 2019 5:21 PM
Author: green apoplectic church building old irish cottage

yeah i can't believe how much people spend on cars. I'm shitting my pants about buying a $25k used minivan.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914721)



Reply Favorite

Date: October 1st, 2019 11:29 AM
Author: clear stirring forum

What's the cr duration for a car loan? Or should you just pay cash? What's the received wisdom here

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913111)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: Soul-stirring deer antler

Depends on interest



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913116)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: Free-loading Death Wish Rehab

The longest you can get at zero or 0.9%

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913117)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: mustard cumskin national

Unless you can get some sick financing just pay cash for used.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913118)



Reply Favorite

Date: October 1st, 2019 11:50 AM
Author: pink patrolman skinny woman



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913185)



Reply Favorite

Date: October 1st, 2019 10:33 PM
Author: Charcoal shrine partner



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916094)



Reply Favorite

Date: October 2nd, 2019 1:51 AM
Author: Twinkling appetizing queen of the night



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916833)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: Swashbuckling Awkward Base Sweet Tailpipe

buy new and keep for 10 years, rinse repeat. the floor for used cars is too damn high these days believe it or not. carmax, shift, carvana etc have pushed the floor up and there's too much access to information that just about everything sold private party used is priced competitively. very hard to find deals like you could in the 90s before the internet.

new cars also have some pretty cool tech and modern amenities. a car without bluetooth or side airbags seems really prole these days.

i would also stick to toyota and honda honestly. don't fuck with what works.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913251)



Reply Favorite

Date: October 1st, 2019 9:39 PM
Author: Razzle-dazzle Effete Trailer Park

credited advice

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915792)



Reply Favorite

Date: October 1st, 2019 9:58 PM
Author: Mauve dashing address



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915873)



Reply Favorite

Date: October 1st, 2019 10:50 PM
Author: Bonkers brunch



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916186)



Reply Favorite

Date: October 1st, 2019 5:23 PM
Author: Electric box office

Anything under 2% and 3 years is good. 5 years I assume the rates are higher.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914732)



Reply Favorite

Date: October 1st, 2019 6:04 PM
Author: Overrated hyperventilating station idiot

You're insane if you wouldn't take a long loan at 2%.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914916)



Reply Favorite

Date: October 1st, 2019 11:31 AM
Author: Mauve dashing address

"cars" ljl. POWERGOYS are now exclusively buying Trucks. Not hard to afford a Corolla but that would be too emasculating for Bobby.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913121)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: Bonkers brunch



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913190)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: fishy weed whacker

the moment the "economy" ticks up even a bit they immediately rush out and buy trucks. very sad!

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913191)



Reply Favorite

Date: October 1st, 2019 11:55 AM
Author: clear stirring forum

that thing got a hemi?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913205)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: fishy weed whacker

it's ok when lawyers do it

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913210)



Reply Favorite

Date: October 2nd, 2019 12:07 AM
Author: passionate parlor

You are gay if you don't drive a truck.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916574)



Reply Favorite

Date: October 3rd, 2019 12:06 AM
Author: Mauve dashing address

I'm gay

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921908)



Reply Favorite

Date: October 2nd, 2019 11:26 PM
Author: Splenetic prole digit ratio



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921669)



Reply Favorite

Date: October 1st, 2019 11:55 AM
Author: Poppy adventurous site sandwich

A good rule of thumb is not to spend more than the amount of your gross annual salary on a car.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913208)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: Chartreuse bespoke stage

(Top salesman at Marco Rubio Toyota of Miami)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913215)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: clear stirring forum



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913219)



Reply Favorite

Date: October 1st, 2019 12:00 PM
Author: Mauve dashing address



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913244)



Reply Favorite

Date: October 1st, 2019 12:07 PM
Author: infuriating stimulating water buffalo



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913279)



Reply Favorite

Date: October 1st, 2019 12:39 PM
Author: garnet tanning salon



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913466)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: fishy weed whacker

(Ford spokesman)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913216)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: Cordovan Cracking Native Volcanic Crater

Technically correct, you ought not to spend more than that

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913222)



Reply Favorite

Date: October 2nd, 2019 1:55 AM
Author: Twinkling appetizing queen of the night

guy winning the lsat

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916843)



Reply Favorite

Date: October 1st, 2019 11:58 AM
Author: infuriating stimulating water buffalo

rule of thumb: people who come up with financial rules of thumb need to be beaten with a rod of at least the thickness of a man’s thumb

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913226)



Reply Favorite

Date: October 1st, 2019 11:59 AM
Author: clear stirring forum

and that rod should be emblazoned with jewels which cost at most 20% of your annual salary

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913235)



Reply Favorite

Date: October 1st, 2019 12:06 PM
Author: Brass Senate



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913269)



Reply Favorite

Date: October 1st, 2019 12:07 PM
Author: infuriating stimulating water buffalo



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913275)



Reply Favorite

Date: October 1st, 2019 5:54 PM
Author: green apoplectic church building old irish cottage



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914869)



Reply Favorite

Date: October 2nd, 2019 12:16 AM
Author: Yellow persian heaven

and you tip the whipping boy 15%, and if he screamed particularly loudly, upwards of 25%

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916604)



Reply Favorite

Date: October 2nd, 2019 1:54 AM
Author: Twinkling appetizing queen of the night

obviously you're wrong

rules of thumb make sense. they just need enough qualifiers to be useful

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916841)



Reply Favorite

Date: October 1st, 2019 12:02 PM
Author: Mauve dashing address

including the tip for the salesman

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913253)



Reply Favorite

Date: October 1st, 2019 5:31 PM
Author: pink patrolman skinny woman

LOL

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914770)



Reply Favorite

Date: October 1st, 2019 5:55 PM
Author: green apoplectic church building old irish cottage

lol

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914873)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: Swashbuckling Awkward Base Sweet Tailpipe

dealer was stunned when i said i would be putting down 18k and financing for 36 months on my 32k honda accord a few months ago. suddenly he started selling me the touring trim that was like $3k more.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913221)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: infuriating stimulating water buffalo

leiter: stuns uchicago field house with 180kg hang clean

pumo: stuns hoboken honda dealership with 18k down

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913247)



Reply Favorite

Date: October 1st, 2019 12:02 PM
Author: Swashbuckling Awkward Base Sweet Tailpipe

ljl i have an 800 credit score as well. he said it was the easiest deal he'd had in a while.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913255)



Reply Favorite

Date: October 1st, 2019 12:29 PM
Author: Boyish new version mood

Anyone with a mortgage and a credit card who pays on time has an 800

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913410)



Reply Favorite

Date: October 2nd, 2019 1:57 AM
Author: Twinkling appetizing queen of the night

way to get an extra discount to account for your credit score

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916844)



Reply Favorite

Date: October 1st, 2019 12:06 PM
Author: Brass Senate



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913271)



Reply Favorite

Date: October 1st, 2019 12:14 PM
Author: fishy weed whacker

we bought a minivan last year. I couldn't get financing (solo) and the guy started talking about these "alternative financing" methods. I just got irritated and said fuck it, I'll write a check. You could've heard a pin drop.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913317)



Reply Favorite

Date: October 1st, 2019 12:16 PM
Author: multi-colored impressive plaza multi-billionaire

How long you been solo?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913328)



Reply Favorite

Date: October 1st, 2019 12:17 PM
Author: fishy weed whacker

idk 30 months or so?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913333)



Reply Favorite

Date: October 1st, 2019 12:20 PM
Author: mustard cumskin national

So two years of tax returns couldn't get you regular financing?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913350)



Reply Favorite

Date: October 1st, 2019 12:23 PM
Author: fishy weed whacker

the first year tax returns were sps

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913372)



Reply Favorite

Date: October 1st, 2019 12:31 PM
Author: mustard cumskin national

Glad business is picking up.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913421)



Reply Favorite

Date: October 1st, 2019 12:21 PM
Author: multi-colored impressive plaza multi-billionaire

Cool.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913359)



Reply Favorite

Date: October 1st, 2019 12:17 PM
Author: Swashbuckling Awkward Base Sweet Tailpipe

1800000

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913334)



Reply Favorite

Date: October 1st, 2019 12:18 PM
Author: fishy weed whacker

I've never felt bigger-dicked in my life. then we drove home in a minivan.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913343)



Reply Favorite

Date: October 1st, 2019 12:21 PM
Author: Swashbuckling Awkward Base Sweet Tailpipe

lol. it's the small things. if/when we have a third kid we're gonna get a van for sure. which one did you get?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913361)



Reply Favorite

Date: October 1st, 2019 12:24 PM
Author: fishy weed whacker

cram it d00bs

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913375)



Reply Favorite

Date: October 1st, 2019 12:24 PM
Author: Swashbuckling Awkward Base Sweet Tailpipe

(guy who bought a tttoyottta sienna)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913381)



Reply Favorite

Date: October 1st, 2019 12:35 PM
Author: Mauve dashing address



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913444)



Reply Favorite

Date: October 1st, 2019 12:24 PM
Author: multi-colored impressive plaza multi-billionaire

lol

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913382)



Reply Favorite

Date: October 1st, 2019 4:52 PM
Author: confused ungodly dragon

JFC, CarMax will sell you a five year old Honda Civic for $12K. If you're on a budget, just fucking do that.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914601)



Reply Favorite

Date: October 1st, 2019 4:59 PM
Author: zombie-like razzle selfie affirmative action

at 0% interest you're crazy to not finance for 72 months

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914625)



Reply Favorite

Date: October 1st, 2019 5:01 PM
Author: Unholy provocative boiling water

you're not getting 0% interest on a 72 month loan unless you have perfect credit. Regardless, you're correct. 0% interest on a 72 month loan is a no brainier if you're going to finance a car

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914631)



Reply Favorite

Date: October 1st, 2019 5:05 PM
Author: zombie-like razzle selfie affirmative action

I have almost perfect credit and qualified for 0% on 60 months. I know Chevy/ GMC occasionally offers these rates, I'm not sure about anyone else.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914645)



Reply Favorite

Date: October 1st, 2019 5:09 PM
Author: Swashbuckling Awkward Base Sweet Tailpipe

goy mentality

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914660)



Reply Favorite

Date: October 2nd, 2019 12:13 AM
Author: Yellow persian heaven

(goy)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916593)



Reply Favorite

Date: October 2nd, 2019 12:13 AM
Author: Yellow persian heaven

Yeah, this is a deal to look out for.

I bought my current car at 1.59% interest.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916592)



Reply Favorite

Date: October 2nd, 2019 3:35 AM
Author: Bronze stead kitty

(woman falling for a sale)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916916)



Reply Favorite

Date: October 1st, 2019 5:06 PM
Author: Honey-headed office

80% of appl products purchased on credit ljl

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914650)



Reply Favorite

Date: October 1st, 2019 7:56 PM
Author: infuriating stimulating water buffalo

does that include cell carriers' semi-mandatory "financing" where everybody just pays 30/mo for 2 years

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915383)



Reply Favorite

Date: October 1st, 2019 9:49 PM
Author: Wonderful feces

I buy 15 year old used cars off Craigslist for a few thousand cash. Drive them until the odometer is way up into the 200's. Rate me.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915834)



Reply Favorite

Date: October 2nd, 2019 12:15 AM
Author: Yellow persian heaven

Do you also buy your underwear used from Goodwill?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916598)



Reply Favorite

Date: October 2nd, 2019 1:58 AM
Author: Twinkling appetizing queen of the night

smart, but celibate

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916846)



Reply Favorite

Date: October 1st, 2019 9:56 PM
Author: Ultramarine titillating locus preventive strike

TBF, increased reliability & resale makes this phenomenon not so surprising

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915864)



Reply Favorite

Date: October 1st, 2019 10:05 PM
Author: Crawly trip lay

Summon TMF: how are you paying for X6. Could use some laughs.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915926)



Reply Favorite

Date: October 1st, 2019 10:16 PM
Author: hilarious headpube degenerate

have a HHI of like 500k and can't imagine spending 40k on a car. lol what the fuck is wrong with people

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915991)



Reply Favorite

Date: October 1st, 2019 10:19 PM
Author: disturbing factory reset button quadroon

Same. My cars were 22k and 31k. HHI 500 (and my HHI was like 750 when I bought the cars).

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916019)



Reply Favorite

Date: October 2nd, 2019 12:15 AM
Author: Snowy point gay wizard



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916599)



Reply Favorite

Date: October 2nd, 2019 1:46 AM
Author: Overrated hyperventilating station idiot

Are you blowing all your money on the ponies?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916825)



Reply Favorite

Date: October 2nd, 2019 2:00 AM
Author: Twinkling appetizing queen of the night

you probably spend your money on something that is even easier to call stupid

(i'm guessing housing)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916849)



Reply Favorite

Date: October 2nd, 2019 2:09 AM
Author: hilarious headpube degenerate

rent is $2400 (well below market) in the nicest neighborhood in brooklyn

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916856)



Reply Favorite

Date: October 2nd, 2019 2:41 AM
Author: Twinkling appetizing queen of the night

hhi of 500k, rent at 30k per year?

no vehicle over 40k?

do you travel a lot? mail letters with upside down airplane stamps?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916873)



Reply Favorite

Date: October 2nd, 2019 3:42 AM
Author: hilarious headpube degenerate

i'll buy a fancy car if we win the lottery or something.



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916923)



Reply Favorite

Date: October 2nd, 2019 3:18 PM
Author: Poppy adventurous site sandwich

How'd you get below market rent?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38918991)



Reply Favorite

Date: October 3rd, 2019 12:07 AM
Author: Mauve dashing address

(((how))) indeed. he probably has a rent control passed down from Holocaust Survivor Aunt Ruth.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921916)