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RATE my INVESTMENT portfolio
Poast new message in this thread
Date: November 13th, 2019 1:53 AM Author: Arousing Maize Hall Brethren VOO (SP500 etf) 104,279 VGT (Tech etf) 194,538 VUG (Growth etf) 209,252 VWIAX (Conturd allocation 38% equity) 250,328 VWALX (Muni Bonds) 100,000 VWEAX (Corp Bonds) 50,000 SHYG (Short term Corp Bonds) 25,000 BND (Total Bond fund) 25,047 Savings/Checking 52,616
Total 1,011,061
Allocation is 60% stock, 35% bond, 5% cash
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Date: November 13th, 2019 1:55 AM Author: Cobalt vibrant mexican stock car 175 (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110322) |
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Date: November 13th, 2019 2:00 AM Author: emerald excitant water buffalo meetinghouse Strangely complex with respect to bonds. (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110330) |
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Date: November 13th, 2019 2:13 AM Author: Arousing Maize Hall Brethren explain why? i literally just bought the bond funds in last 2 weeks... trying to maximize yield
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Date: November 13th, 2019 2:30 AM Author: emerald excitant water buffalo meetinghouse So why not load up more on SHYG or VWEHX?
As you spread out more, you're just getting close to something like BND. |
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Date: November 13th, 2019 2:33 AM Author: Arousing Maize Hall Brethren Both are corp bond funds, I wanted some munis too which are tax free so I bought 100k vwalx in my non IRA account and then25k of bnd just cause it's more diverse bond fund (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110394) |
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Date: November 13th, 2019 2:04 AM Author: twinkling kitty state Not even a single bitcoin, sad (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110339) |
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Date: November 13th, 2019 2:13 AM Author: Arousing Maize Hall Brethren scared bro (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110354) |
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Date: November 13th, 2019 2:07 AM Author: Cracking Church Building Gunner whos ur brokerage / investment account with? (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110344) |
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Date: November 13th, 2019 2:14 AM Author: Arousing Maize Hall Brethren 800k plus is with vanguard, the rest spread out with fidelity, schwab, and JP morgan (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110355) |
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Date: November 13th, 2019 2:08 AM Author: Free-loading Comical Patrolman any 401k money? (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110345) |
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Date: November 13th, 2019 2:14 AM Author: Arousing Maize Hall Brethren yes about 305k in IRA plus 100k in VWALX is tax free (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110358) |
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Date: November 13th, 2019 2:08 AM Author: duck-like curious church organic girlfriend How much did you retire with? (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110346) |
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Date: November 13th, 2019 2:09 AM Author: Cracking Church Building Gunner hes not retired. just inherited a bunch of money and does remote-shitlaw for his daily living expenses. (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110350) |
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Date: November 13th, 2019 2:17 AM Author: Arousing Maize Hall Brethren Noap, no inheritance at all. All from law and investments. Made over 600k now in SHITLOL plus what I made prior working for kike master (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110364) |
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Date: November 13th, 2019 2:46 PM Author: passionate hospital (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39112883) |
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Date: November 13th, 2019 2:16 AM Author: Arousing Maize Hall Brethren I'm not retired. I just work shitlaw when I want. I actually thought I'd stop working at 600k lol but kept going. I want to start a business in Asia soon though but have no clue wtf to do
None of this is inheritance. All from LOLLAW and investments (probably 300k gain plus in investments) |
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Date: November 13th, 2019 2:17 AM Author: Cracking Church Building Gunner I respect you as a poaster but I don't believe an early-mid 30's turdskin is debt-free and $1m networth from law. It's just not possible without inheritance. (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110365) |
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Date: November 13th, 2019 2:20 AM Author: Arousing Maize Hall Brethren im late 30's now :( i have 60k in student loans at 1.75% interest but I IBR them, currently pay ZERO a month and will never pay anything on them, just wait for that libLOANBAILOUT
i wld never lie to XO lol I have detailed records. I've made a bit over 600k as solo shitlawyer, 300k plus in investment gains, over 750k in 'BIGLOL' |
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Date: November 13th, 2019 2:25 AM Author: Cracking Church Building Gunner So you NETTED 750k in BigLol WHILE paying down loans (cause you can't IBR on a BigLol salary)? No doobs but how many years did that take? (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110380) |
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Date: November 13th, 2019 2:30 AM Author: Arousing Maize Hall Brethren Even before IBR my monthly payment on 30y term was like 280... I like only paid back maybe 6k of loans total.. graduated over 10 years ago.. I'm a curry kike man I ain't paying that shit back ever
My loan balance when I graduated was like 60k and now it's still 60k lol |
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Date: November 13th, 2019 2:32 AM Author: Cracking Church Building Gunner So you're telling me you did like 5-6 years in Biglaw and SAVED $750k? That doesn't really add up when you consider taxes and COL. (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110393) |
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Date: November 13th, 2019 2:34 AM Author: Arousing Maize Hall Brethren No I did 4 or 5 years and the 750 was my total biglol earnings and my firm didn't pay market .. when I left firm I had 325k saved only (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110395) |
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Date: November 13th, 2019 2:40 AM Author: Cracking Church Building Gunner What kind of business are you going to start? (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110401) |
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Date: November 13th, 2019 2:42 AM Author: Arousing Maize Hall Brethren i dunno, maybe a whorehouse (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110406) |
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Date: November 13th, 2019 2:19 AM Author: Olive greedy sanctuary why no leverage (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110369) |
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Date: November 13th, 2019 2:21 AM Author: Arousing Maize Hall Brethren wtf is leverage... (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110372) |
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Date: November 13th, 2019 2:22 AM Author: Olive greedy sanctuary etfs that are leveraged (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110373) |
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Date: November 13th, 2019 2:23 AM Author: Arousing Maize Hall Brethren sounds risky nigga (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110375) |
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Date: November 13th, 2019 2:24 AM Author: Olive greedy sanctuary if you're bullish why not be 3x bullish (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110376) |
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Date: November 13th, 2019 2:27 AM Author: Arousing Maize Hall Brethren Whole.point is to reduce risk I may even go down to 50 per equity (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110383) |
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Date: November 13th, 2019 2:28 AM Author: Olive greedy sanctuary ^^^ bond ass nigga right here (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110386) |
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Date: November 13th, 2019 2:31 AM Author: Arousing Maize Hall Brethren I'd suk trannie cock for a stable 4 per return so yea bonds (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110392) |
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Date: November 13th, 2019 2:26 AM Author: Free-loading Comical Patrolman would have 20X your money if you bought the SPXL 3X levered ETF in 2008 when it came out and held. (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110381) |
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Date: November 13th, 2019 2:27 AM Author: Olive greedy sanctuary what happens if the market tanks 33% are you wiped out? the fund itself cannot be DET right? i don't really get it either (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110384) |
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Date: November 13th, 2019 2:28 AM Author: Arousing Maize Hall Brethren It's a kike scam, they still make their expense fee even if scuttle fund in recession (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110387) |
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Date: November 13th, 2019 2:29 AM Author: Free-loading Comical Patrolman idk i dont fuck around with that, people always warn about 'decay' so i am a bitch about it (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110388) |
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Date: November 13th, 2019 2:27 AM Author: Arousing Maize Hall Brethren Lol and now.. market will tank next year (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110385) |
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Date: November 13th, 2019 2:29 AM Author: Free-loading Comical Patrolman then SQQQ my brother (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110389) |
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Date: November 13th, 2019 2:39 AM Author: twinkling kitty state How many fortunes has sqqq ruined I wonder (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110399) |
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Date: November 13th, 2019 3:49 AM Author: Irradiated translucent juggernaut (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110449) |
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Date: November 13th, 2019 2:36 AM Author: duck-like curious church organic girlfriend Examples? These high fee ETFs? (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110396) |
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Date: November 13th, 2019 2:43 AM Author: Olive greedy sanctuary i know nothing except that 3x index and sector funds exist (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110407) |
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Date: November 13th, 2019 2:45 AM Author: duck-like curious church organic girlfriend How do they work? Makes no sense. (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110409) |
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Date: November 13th, 2019 2:50 AM Author: Arousing Maize Hall Brethren https://finance.yahoo.com/quote/SQQQ/performance?p=SQQQ
lol look at these insane returns, if u put 1 mil in it back in 2010 you would literally have $3,720 now LOL LOL LOL |
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Date: November 13th, 2019 3:02 AM Author: Free-loading Comical Patrolman 180 (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110424) |
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Date: November 13th, 2019 2:55 AM Author: Olive greedy sanctuary do you understand leverage in general? what's so hard about some big etf provider giving you a premade solution (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110417) |
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Date: November 13th, 2019 3:15 AM Author: duck-like curious church organic girlfriend Does the whole profile get wiped out with a big drop? Seems like it's not truly utilizing leverage ad we traditionally understand it. (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110431) |
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Date: November 13th, 2019 3:27 AM Author: Olive greedy sanctuary Apparently they're meant to track day by day so you may not get 3x for a period of your choosing I would guess in exchange for not being wiped out you lose upside in a recovery compared to a simple 3x of the normal ETF |
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Date: November 13th, 2019 3:46 AM Author: Arousing Maize Hall Brethren its down like 50% this year and hasnt had a positive year ever, it goes down 30-50% every year ljl (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110445) |
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Date: November 13th, 2019 2:45 AM Author: Arousing Maize Hall Brethren SQQQ only has a .95% expense ratio, expected far higher, seen 2-3% other places ... i may actually buy 5k of this next year before market tanks inshalah (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110410) |
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Date: November 13th, 2019 3:49 AM Author: Irradiated translucent juggernaut (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110451) |
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Date: November 13th, 2019 3:23 AM Author: Territorial Heaven Faggot Firefighter You invest like a 70 year old boomer. (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39110433) |
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Date: November 13th, 2019 3:46 AM Author: Arousing Maize Hall Brethren I almost am, but tbf if I cld i wld put 100% in CD's if they paid 4-5% and just not return abt this bullshit
fuk taking risk investing, thats for prowls |
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Date: November 13th, 2019 2:32 PM Author: aggressive shrine blood rage i rate it as lol at implicitly bragging about $1mm net worth. not a lot of juice (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39112762) |
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Date: November 13th, 2019 2:40 PM Author: Arousing Maize Hall Brethren there is no good juice culture in shitllipines, very sad (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39112832) |
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Date: November 13th, 2019 2:36 PM Author: Slate Aphrodisiac Cuckold I think it's smart of you to switch to ETFs after you proved yourself incapable of stock picking by buying shares in Twitter (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39112796) |
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Date: November 13th, 2019 2:41 PM Author: Arousing Maize Hall Brethren in the end i barely lost anything from TWTR, if i had just hold it forever i wld have even made money but yeah indstocks are total fuking bullshit (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39112840) |
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Date: November 13th, 2019 2:45 PM Author: Slate Aphrodisiac Cuckold What were you even thinking when you bought that shit lol? At the time you owned it the service had already stopped growing, wasn't profitable, had made no major acquisitions that could turn things around, etc. (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39112869) |
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Date: November 13th, 2019 2:58 PM Author: Arousing Maize Hall Brethren i recall i bought it and at one point i was up 10k and didnt sell
so its lol to pretend its academic
buying stocks is fuking gambling its bullshit, even wall street experts dont know shit |
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Date: November 13th, 2019 2:50 PM Author: Vivacious Philosopher-king it's all right
SHYG is crap, btw |
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Date: November 13th, 2019 2:58 PM Author: Arousing Maize Hall Brethren why.. high yield, seems pretty stable ie last week bonds got fuked but it was only down like .15% (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39112979) |
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Date: November 13th, 2019 3:18 PM Author: Vivacious Philosopher-king you're getting that higher yield at the cost of higher equity risk exposure. shyg (and most other high yield bond funds) exhibits about 25% or so of stock market risk. you're essentially transforming equity-type risk into ordinary income, which isn't tax efficient.
also, the expense ratio of 0.3% isn't that far off from some good actively managed bond funds. illiquid hy bonds are one place where active management--at appropriate prices--can more than make up for their fees.
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Date: November 13th, 2019 3:20 PM Author: Arousing Maize Hall Brethren yea ill see. 0.3% is my highest expense ratio so i dont like it but im just gonna see
and yea does seem "junk" bond type muni funds basically are correlated to stocks
but fuk there is no good yield now.. maybe dividend ETF? |
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Date: November 13th, 2019 2:57 PM Author: charismatic goal in life Is all your investment with one single brokerage? Or with multiple brokerages? (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39112973) |
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Date: November 13th, 2019 2:59 PM Author: Arousing Maize Hall Brethren 800k plus with Vanguard which i like the most
rest split with schwab, fidelity, JP morgan
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Date: November 13th, 2019 3:05 PM Author: appetizing kitchen corn cake Do you have any positions in Magic cards? (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39113018) |
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Date: November 13th, 2019 3:12 PM Author: Arousing Maize Hall Brethren nah but i remember in HS lots of NOWAGS were into that shit, it was odd to me (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39113052) |
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Date: November 13th, 2019 3:48 PM Author: appetizing kitchen corn cake Then you are 130, u need to build a solid position in reserve list cards and Collectors Edition boxes. (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39113317) |
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Date: November 13th, 2019 3:55 PM Author: Arousing Maize Hall Brethren cool story, chen-wong fung (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39113353) |
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Date: November 13th, 2019 3:14 PM Author: Histrionic locale Is the tax free nature of muni bonds attractive to you? You can't be paying much in income tax, are you? (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39113067) |
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Date: November 13th, 2019 3:18 PM Author: Arousing Maize Hall Brethren yes i put 100k in VWALX cause its tax free but lol it dropped .7% or something first week i bought wrong time
i try not to pay much in income tax, pretty low usually or nothing |
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Date: November 13th, 2019 3:21 PM Author: Histrionic locale If your tax rate is low the Muni has less advantage than if you have a high marginal rate, is what I'm saying. Not that it's a bad investment, but it negates some of the appeal. (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39113111) |
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Date: November 13th, 2019 3:25 PM Author: Arousing Maize Hall Brethren yes i thought of that but as a curry joo i just enjoy not having any tax obligation at all but yeah actually VWALX's SEC yield is only like 2.3%,,, quite low even though its expense ratio is low it may more sense to move to othe rshit (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39113139) |
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Date: November 13th, 2019 3:16 PM Author: flatulent useless brakes This includes your 401k? Advice may differ based on which accounts are tax advantaged. (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39113075) |
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Date: November 13th, 2019 3:19 PM Author: Arousing Maize Hall Brethren yes around 305k is in my 401k... its like 250k VWIAX and the rest is VOO in 401k, actually its IRA i transferred my 401k to IRA (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39113097) |
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Date: November 13th, 2019 3:26 PM Author: flatulent useless brakes You don’t need bonds. Yields are shit and you need more growth as you have 20+ years before retirement. Load up on growth funds in IRA. Also get some emerging markets. Also should get something with a high dividend yield to spit off some cash if you are not reporting a lot of income these days. Check here: https://www.nerdwallet.com/blog/investing/high-dividend-stocks/ Kontoor, TD, or Wells Fargo are decent buys. (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39113152) |
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Date: November 13th, 2019 3:30 PM Author: Arousing Maize Hall Brethren ... fuk ive done all that shit in past... i just dont believe the US has much of a future, the next time the US stock market crashes its gonna be like japan and take 15 years just to recover
fuk the US |
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Date: November 13th, 2019 3:49 PM Author: unhinged bespoke menage tank Cash should be 10% imo and used to buy assets (http://www.autoadmit.com/thread.php?thread_id=4381109&forum_id=2#39113325) |
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Date: November 13th, 2019 3:55 PM Author: Arousing Maize Hall Brethren wtf is an asset
i two weeks ago was like 15% cash but rates have gone down, i get 1.88% tops now in savings, its not worth it
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Date: November 13th, 2019 4:58 PM Author: unhinged bespoke menage tank Rental units, p2p lending, atm machines, laundromats, irl risk endeavors
Time to start feeding off proles |
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Date: November 13th, 2019 10:54 PM Author: Arousing Maize Hall Brethren I use to hav 50k in LendingClub then it almost went bankrupt and I pulled money out. I need to look into that again actually
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Date: November 13th, 2019 10:55 PM Author: Arousing Maize Hall Brethren New allocation already working. Up only 1k Wed on my equities but netted another 600 from my bond/conturd allocation stuff
JUICJEICJEICJEICJEICJEICJE |