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should I put money in an ETF or mutual fund. HALP
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Date: August 6th, 2020 12:13 PM Author: slap-happy lay (http://www.autoadmit.com/thread.php?thread_id=4598675&forum_id=2#40714799) |
Date: August 6th, 2020 12:14 PM Author: Azure depressive menage ETFs are generally cheaper and honestly, just easier to follow. (http://www.autoadmit.com/thread.php?thread_id=4598675&forum_id=2#40714804) |
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Date: August 6th, 2020 12:19 PM Author: Brindle abode police squad It doesn't matter. I looked into this and the tax advantages of ETFs are pretty minor. Mutual funds are harder to trade so I like them for longer term if you are the kind of person who wants to trade and buy crypto. (http://www.autoadmit.com/thread.php?thread_id=4598675&forum_id=2#40714821) |
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Date: August 6th, 2020 12:20 PM Author: misunderstood address You need to do a LOT of research to make sure that a mutual fund isn't killing you with fees. They have way more tricks to sneak fees into the fine print than ETF providers do. (http://www.autoadmit.com/thread.php?thread_id=4598675&forum_id=2#40714826) |
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Date: August 6th, 2020 12:22 PM Author: Brindle abode police squad This won't be a problem if you are with vanguard or fidelity and just buying the big name market indexes (http://www.autoadmit.com/thread.php?thread_id=4598675&forum_id=2#40714837) |
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Date: August 6th, 2020 12:29 PM Author: misunderstood address Here's the fee sheet on Fidelity's contrafund. 0.85% MER... gross. And being a mutual fund you never know whether they have hidden sales commissions that you won't see unless you read the 5 million page prospectus. https://fundresearch.fidelity.com/mutual-funds/fees-and-prices/316071109 (http://www.autoadmit.com/thread.php?thread_id=4598675&forum_id=2#40714877) |
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Date: August 6th, 2020 12:31 PM Author: startling arousing people who are hurt piazza what about VTSAX? (http://www.autoadmit.com/thread.php?thread_id=4598675&forum_id=2#40714881) |
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Date: August 6th, 2020 12:32 PM Author: misunderstood address fees are ultra-low (0.04%), can't vouch for the quality of the holdings as I haven't read much about it (http://www.autoadmit.com/thread.php?thread_id=4598675&forum_id=2#40714889) |
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Date: August 6th, 2020 12:37 PM Author: flickering codepig Literally just tracks the total US stock market benchmark. It's the mutual fund version of VTI
https://investor.vanguard.com/mutual-funds/profile/VTSAX
At the end of the day, Vanguard has no shareholders so it is not incentivized to make money
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Date: August 6th, 2020 12:40 PM Author: Brindle abode police squad And here are the fees for the funds that I was referring to:
FXAIX (s&p 500) - .015%
FSKAX (total us) - .015%
FTIHX (total intl) - .06%
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Date: August 6th, 2020 12:20 PM Author: rough-skinned indecent heaven main people Etf (http://www.autoadmit.com/thread.php?thread_id=4598675&forum_id=2#40714829) |
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Date: August 6th, 2020 12:25 PM Author: slap-happy lay ty. going to do VTI (http://www.autoadmit.com/thread.php?thread_id=4598675&forum_id=2#40714853) |
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Date: August 6th, 2020 12:26 PM Author: flickering codepig Good ETF (http://www.autoadmit.com/thread.php?thread_id=4598675&forum_id=2#40714857) |
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Date: August 6th, 2020 12:25 PM Author: flickering codepig ETF (http://www.autoadmit.com/thread.php?thread_id=4598675&forum_id=2#40714855) |
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Date: August 6th, 2020 12:26 PM Author: slap-happy lay you’ve been very helpful. going to do VTI and BND. (http://www.autoadmit.com/thread.php?thread_id=4598675&forum_id=2#40714861) |
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Date: August 6th, 2020 12:32 PM Author: flickering codepig That's what I have. If you run out of tax-advantaged account space and still need to buy bonds, I'd use VTEB for the tax advantaged dividends
https://investor.vanguard.com/etf/profile/overview/vteb
Be disciplined and rebalance from bonds to equities opportunistically (say, when the market drops 15% in a month) and you'll outperform probably 95%+ of active management for a fraction of the fees they charge |