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ptbarnum: are u worried about your life insurance policies given interest rates?

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Filthy Laser Beams Native
  08/15/20
im assuming he locked in much better rates than what's curre...
Provocative sanctuary
  08/15/20
No, (1) I will still 100% die at some point not sure when in...
Light idiot
  09/20/20


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Date: August 15th, 2020 5:01 PM
Author: Filthy Laser Beams Native



(http://www.autoadmit.com/thread.php?thread_id=4604398&forum_id=2#40761009)



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Date: August 15th, 2020 5:09 PM
Author: Provocative sanctuary

im assuming he locked in much better rates than what's currently being offered.

(http://www.autoadmit.com/thread.php?thread_id=4604398&forum_id=2#40761058)



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Date: September 20th, 2020 4:13 PM
Author: Light idiot

No, (1) I will still 100% die at some point not sure when in the future, (2) cash value IRR should still exceed checking, savings, 1 year CDs by a multiple (probably 4x) and (3) cost of borrowing from the policies have also come down, so still potential for positive arbitrage between cost of borrow versus what the policies earn.

(http://www.autoadmit.com/thread.php?thread_id=4604398&forum_id=2#40955151)