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How can I get ahead financially?

Non-lawyer, making $100k in ARE COUNTRY. Own home with a $80...
Bearded vibrant theater
  11/30/20
start a business
Provocative self-centered philosopher-king
  11/30/20
I'm confused, do you own your home or do you have a $800/mo ...
Poppy Resort Generalized Bond
  11/30/20
i think he means that he legally owns the home, with the ban...
mustard house ladyboy
  11/30/20
I meant I'm not a renter. I could own it free and clear in 5...
Bearded vibrant theater
  11/30/20
sounds like you are already ahead what is troubling you
Poppy Resort Generalized Bond
  11/30/20
I want to never have to work again. Or at least work for mys...
Bearded vibrant theater
  11/30/20
the first is essentially impossible, the second you could st...
Poppy Resort Generalized Bond
  11/30/20
Two words: Law School
Canary locus sandwich
  11/30/20
wow
Poppy Resort Generalized Bond
  11/30/20
What’s the real estate market like where you are? Have...
Puce selfie circlehead
  11/30/20
RE market is confusing at best, I'm in Detroit. Tons of peop...
Bearded vibrant theater
  11/30/20
Self-teach Engineering Invest in crypto Go to Law School, ...
Fishy blood rage
  11/30/20
I am an ENGINEER by trade already
Bearded vibrant theater
  11/30/20
Software developers who post on the internet have immense st...
Fishy blood rage
  11/30/20
I'm a process engineer so I get flown around to unfuck Produ...
Bearded vibrant theater
  11/30/20
As I feared, you are doing old economy Steve shit. There are...
Fishy blood rage
  11/30/20
...
avocado cumskin
  11/30/20
Can you harvest some Mexican labor? My childhood best frien...
crystalline mental disorder
  11/30/20
This is a great idea, I already speak decent spanish (and lo...
Bearded vibrant theater
  11/30/20
If you are willing to give up your weekends for a couple yea...
crystalline mental disorder
  11/30/20
YOU HAVE TO GO BACK
Awkward sable gay wizard
  11/30/20
We all do
crystalline mental disorder
  11/30/20
? I'm the gringo they send to unfuck the shit that beaner...
Bearded vibrant theater
  11/30/20
You should give it a shot. You'll have to start doing some l...
crystalline mental disorder
  11/30/20
Flying J Lot Lizard
aqua travel guidebook depressive
  11/30/20
...
drab disgusting jap degenerate
  11/30/20
1) Don't spend money on dumb GC shit like Starbucks, 65 inch...
Awkward sable gay wizard
  11/30/20
lol wtf. If 1k a year on coffee is going to disrupt your fin...
orange tripping liquid oxygen dragon
  11/30/20
Can you work as a subcontractor or do you have to be an empl...
Citrine adventurous azn site
  11/30/20
Save cash. Invest
drab disgusting jap degenerate
  11/30/20
bottom line is that u need to make more money u won't get...
Magenta Sanctuary
  11/30/20
invest in a masters degree or two, the more the better
Shivering Location Filthpig
  11/30/20
Save 40-50 percent of your income (divide between a tax-adva...
blathering motley stage
  11/30/20


Poast new message in this thread



Reply Favorite

Date: November 30th, 2020 8:18 AM
Author: Bearded vibrant theater

Non-lawyer, making $100k in ARE COUNTRY. Own home with a $800/month mortgage. Have all the basics covered: cash emergency fund for 6 months, max IRA and 401(k) every year but still have money left over to invest.

Do I just shove it all into VTSAX in a non tax advantaged account and let do?

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41459989)



Reply Favorite

Date: November 30th, 2020 8:23 AM
Author: Provocative self-centered philosopher-king

start a business

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41459997)



Reply Favorite

Date: November 30th, 2020 8:25 AM
Author: Poppy Resort Generalized Bond

I'm confused, do you own your home or do you have a $800/mo mortgage

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460004)



Reply Favorite

Date: November 30th, 2020 8:28 AM
Author: mustard house ladyboy

i think he means that he legally owns the home, with the bank holding a charge over it

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460008)



Reply Favorite

Date: November 30th, 2020 8:46 AM
Author: Bearded vibrant theater

I meant I'm not a renter. I could own it free and clear in 5-6 years if I paid ahead but that seems stupid to do with a 3% 30 year mortgage. Right now I make 13 payments per year instead of 12 to cut some time off.

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460058)



Reply Favorite

Date: November 30th, 2020 8:51 AM
Author: Poppy Resort Generalized Bond

sounds like you are already ahead

what is troubling you

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460079)



Reply Favorite

Date: November 30th, 2020 8:53 AM
Author: Bearded vibrant theater

I want to never have to work again. Or at least work for myself.

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460082)



Reply Favorite

Date: November 30th, 2020 8:54 AM
Author: Poppy Resort Generalized Bond

the first is essentially impossible, the second you could start doing tomorrow (or more realistically next month)

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460088)



Reply Favorite

Date: November 30th, 2020 8:30 AM
Author: Canary locus sandwich

Two words: Law School

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460013)



Reply Favorite

Date: November 30th, 2020 8:30 AM
Author: Poppy Resort Generalized Bond

wow

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460014)



Reply Favorite

Date: November 30th, 2020 8:35 AM
Author: Puce selfie circlehead

What’s the real estate market like where you are? Have you thought about a rental property?

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460018)



Reply Favorite

Date: November 30th, 2020 8:45 AM
Author: Bearded vibrant theater

RE market is confusing at best, I'm in Detroit. Tons of people bought all the $1 houses in the city proper when it was national news, so lots of competition and I think a lot of them also lost their asses.

I have been looking for multi-unit houses in the suburbs but everything is so cheap that anyone capable of paying rent on time is going to be a buyer, so my sense is the renter class is more scumbag than the average market.

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460051)



Reply Favorite

Date: November 30th, 2020 8:39 AM
Author: Fishy blood rage

Self-teach Engineering

Invest in crypto

Go to Law School, ace OCI

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460026)



Reply Favorite

Date: November 30th, 2020 8:42 AM
Author: Bearded vibrant theater

I am an ENGINEER by trade already

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460041)



Reply Favorite

Date: November 30th, 2020 8:47 AM
Author: Fishy blood rage

Software developers who post on the internet have immense stonk options. Even in the Blizzard leak they were making 120-170k or w/e and game companies are supposed to pay terribly. Have you self-taught that form of Engineering? Are you designing Brackets for Callahan Auto Parts or something?



(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460062)



Reply Favorite

Date: November 30th, 2020 8:49 AM
Author: Bearded vibrant theater

I'm a process engineer so I get flown around to unfuck Production in various locales around the World. I do maybe 3 hours of real work per week and the rest is getting to wherever I need to be to do that work.

Just learn to code sounds like BS given all the boot camp fags with no degree who are saturating the low end of the market.

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460072)



Reply Favorite

Date: November 30th, 2020 9:00 AM
Author: Fishy blood rage

As I feared, you are doing old economy Steve shit. There aren't many industries where your employer isn't half-fucked atm and looking to cut people who do 3 hours of work per week.

Also, in general, in 2020, financially stable companies are woke, struggling co's can't afford to be. The former will make several Women/URMs your bosses, the latter want to cut/fire you if at all possible. This is why Nerds switch jobs constantly and get immense salary bumps.

Sure the "software" Engineering field is crowded but you're an Engineer, many of these boot camp fags are liberal artists. The second an employer sees liberal arts on a resume they trash it for ANY job. You just have to ace the interview by proving your Nerd cred. Every field of endeavour is "crowded" but thanks to the Clique System, you mainly need to prove your worthiness from a Clique perspective. Doesn't matter one iota if millions of Losers fancy themselves Engineers, since every single one of them exists to Lose. Your an Engineer.

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460106)



Reply Favorite

Date: November 30th, 2020 8:48 AM
Author: avocado cumskin



(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460068)



Reply Favorite

Date: November 30th, 2020 9:13 AM
Author: crystalline mental disorder

Can you harvest some Mexican labor? My childhood best friend is the richest person I know irl. He's a white guy that does Mexican labor shit in ARE country: he has crews cutting grass, cleaning houses, and hanging Christmas lights whatever. His white customers pay a bit more to hire him bc they have a white English speaking contact.

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460153)



Reply Favorite

Date: November 30th, 2020 9:20 AM
Author: Bearded vibrant theater

This is a great idea, I already speak decent spanish (and lower class spanish at that) due to working in Mexican factories for a while. I also like the hands-on aspects of this kind of work, I could probably do all the maintenance on the mowers/weed whips/pressure washers etc.

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460183)



Reply Favorite

Date: November 30th, 2020 9:24 AM
Author: crystalline mental disorder

If you are willing to give up your weekends for a couple years, you can probably make bank. The market for this shit is huge and all my rich neighbors constantly complain about an inability to communicate with their landscapers etc.

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460195)



Reply Favorite

Date: November 30th, 2020 9:26 AM
Author: Awkward sable gay wizard

YOU HAVE TO GO BACK

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460209)



Reply Favorite

Date: November 30th, 2020 9:29 AM
Author: crystalline mental disorder

We all do

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460220)



Reply Favorite

Date: November 30th, 2020 9:31 AM
Author: Bearded vibrant theater

?

I'm the gringo they send to unfuck the shit that beaners can't understand. I guess I'm complicit in shipping jobs overseas but far less culpable than the investment bankers and finance kikes responsible for it being there in the first place.

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460226)



Reply Favorite

Date: November 30th, 2020 9:48 AM
Author: crystalline mental disorder

You should give it a shot. You'll have to start doing some labor yourself but once you get a little base it can grow. My friend was a white collar drone post college (an adjuster at farmers) and was cutting grass on his own to make ends meet after his second kid was born. He quit that job almost fifteen years ago.

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460287)



Reply Favorite

Date: November 30th, 2020 9:14 AM
Author: aqua travel guidebook depressive

Flying J Lot Lizard

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460158)



Reply Favorite

Date: November 30th, 2020 11:08 AM
Author: drab disgusting jap degenerate



(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460681)



Reply Favorite

Date: November 30th, 2020 9:16 AM
Author: Awkward sable gay wizard

1) Don't spend money on dumb GC shit like Starbucks, 65 inch TVs, cars, etc.

2) Increase your income

Do you have family? If yes, keep doing what your're doing.

If no, you have enough money to invest in real estate.

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460167)



Reply Favorite

Date: November 30th, 2020 11:10 AM
Author: orange tripping liquid oxygen dragon

lol wtf. If 1k a year on coffee is going to disrupt your financial goals you're already fucked

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460696)



Reply Favorite

Date: November 30th, 2020 11:07 AM
Author: Citrine adventurous azn site

Can you work as a subcontractor or do you have to be an employee of megacorp?

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460674)



Reply Favorite

Date: November 30th, 2020 11:07 AM
Author: drab disgusting jap degenerate

Save cash. Invest

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460676)



Reply Favorite

Date: November 30th, 2020 11:18 AM
Author: Magenta Sanctuary

bottom line is that u need to make more money

u won't get to where u want (financial independence) making 100K without making massive tradeoffs in lifestyle that u probably don't want to make

find a side project that u are good at doing (the landscaping company idea is good). start small with just a minor investment, and keep plugging away until u're able to scale up. just being responsive to customers already puts you ahead of 90% of the competition.

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460755)



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Date: November 30th, 2020 11:25 AM
Author: Shivering Location Filthpig

invest in a masters degree or two, the more the better

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460794)



Reply Favorite

Date: November 30th, 2020 11:27 AM
Author: blathering motley stage

Save 40-50 percent of your income (divide between a tax-advantaged IRA and a regular brokerage of index stocks; ratio depending on when you plan to retire). It is impossible to fail if you do this for two decades.

(http://www.autoadmit.com/thread.php?thread_id=4701571&forum_id=2#41460810)