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what kind of mortgage can i get w/ 100k downpayment?

100k in cash, household income of 200k between two people, a...
Motley Idiot Parlor
  04/07/21
you can get a mortgage for over $1M not flame
ruddy coffee pot
  04/07/21
seems like flame. what kind of bank would lend 900k?
Motley Idiot Parlor
  04/07/21
just put it into a calculator. actually i think you can bor...
ruddy coffee pot
  04/07/21
6% down on a place over 1mm is gonna be a damn expensive PMI...
Motley Idiot Parlor
  04/07/21
there are calculators for this you moron
Aquamarine Contagious Boiling Water
  04/07/21
i prefer the kind of tlc i get from xo posters
Motley Idiot Parlor
  04/07/21
...
Motley Idiot Parlor
  04/07/21
...
Motley Idiot Parlor
  04/07/21
you dont want a mortgage. stack cash.
Poppy trailer park headpube
  04/07/21
no thanks!
Motley Idiot Parlor
  04/07/21
are you planning on some sort of loan forgiveness?
Poppy trailer park headpube
  04/07/21
exactly
Motley Idiot Parlor
  04/07/21
k then stack another 100k and apply for a mortgage.
Poppy trailer park headpube
  04/07/21
i'm not in a tier-1 city, so a decent house in a nice neighb...
Motley Idiot Parlor
  04/07/21
right so save up another 100k
Poppy trailer park headpube
  04/07/21
what's wrong with 20% down now with low interest rates? anot...
Motley Idiot Parlor
  04/07/21
100k ie dont get a mortgage
mind-boggling pink roast beef
  04/07/21
why not?
Motley Idiot Parlor
  04/07/21
Supports the banking industry
mind-boggling pink roast beef
  04/07/21
...
Motley Idiot Parlor
  04/07/21
...
Motley Idiot Parlor
  04/07/21
...
Motley Idiot Parlor
  04/08/21
https://www.redfin.com/how-much-house-can-i-afford
useless kink-friendly hissy fit
  04/08/21
...
Motley Idiot Parlor
  04/12/21
Save up until you can buy a house for cash.
Charcoal private investor
  04/12/21


Poast new message in this thread



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Date: April 7th, 2021 6:42 PM
Author: Motley Idiot Parlor

100k in cash, household income of 200k between two people, about 25k in credit (98% paid off, just spend on it for vacations and then pay it off), but student loan debts over 200k (no other debts)

(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42239125)



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Date: April 7th, 2021 6:45 PM
Author: ruddy coffee pot

you can get a mortgage for over $1M not flame

(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42239139)



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Date: April 7th, 2021 6:47 PM
Author: Motley Idiot Parlor

seems like flame. what kind of bank would lend 900k?

(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42239147)



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Date: April 7th, 2021 6:48 PM
Author: ruddy coffee pot

just put it into a calculator. actually i think you can borrow up to $1.4M or so.

many lenders now allowing 6% down payment, and monthly mortgage payments approaching 50% of gross income. at sub-3% interest rates, that means you can borrow over $1.4M

(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42239154)



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Date: April 7th, 2021 6:52 PM
Author: Motley Idiot Parlor

6% down on a place over 1mm is gonna be a damn expensive PMI payment each month, isn't it?

(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42239168)



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Date: April 7th, 2021 6:49 PM
Author: Aquamarine Contagious Boiling Water

there are calculators for this you moron

(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42239157)



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Date: April 7th, 2021 6:50 PM
Author: Motley Idiot Parlor

i prefer the kind of tlc i get from xo posters

(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42239163)



Reply Favorite

Date: April 7th, 2021 6:58 PM
Author: Motley Idiot Parlor



(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42239198)



Reply Favorite

Date: April 7th, 2021 7:25 PM
Author: Motley Idiot Parlor



(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42239283)



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Date: April 7th, 2021 7:26 PM
Author: Poppy trailer park headpube

you dont want a mortgage. stack cash.

(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42239291)



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Date: April 7th, 2021 7:30 PM
Author: Motley Idiot Parlor

no thanks!

(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42239305)



Reply Favorite

Date: April 7th, 2021 7:32 PM
Author: Poppy trailer park headpube

are you planning on some sort of loan forgiveness?

(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42239309)



Reply Favorite

Date: April 7th, 2021 7:35 PM
Author: Motley Idiot Parlor

exactly

(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42239321)



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Date: April 7th, 2021 7:36 PM
Author: Poppy trailer park headpube

k then stack another 100k and apply for a mortgage.

(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42239327)



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Date: April 7th, 2021 7:37 PM
Author: Motley Idiot Parlor

i'm not in a tier-1 city, so a decent house in a nice neighborhood might only cost 550k.

(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42239331)



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Date: April 7th, 2021 7:38 PM
Author: Poppy trailer park headpube

right so save up another 100k

(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42239336)



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Date: April 7th, 2021 7:45 PM
Author: Motley Idiot Parlor

what's wrong with 20% down now with low interest rates? another 100k could take another several years and rents are rising with home costs

(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42239362)



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Date: April 7th, 2021 7:44 PM
Author: mind-boggling pink roast beef

100k ie dont get a mortgage

(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42239353)



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Date: April 7th, 2021 7:44 PM
Author: Motley Idiot Parlor

why not?

(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42239357)



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Date: April 7th, 2021 7:47 PM
Author: mind-boggling pink roast beef

Supports the banking industry

(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42239367)



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Date: April 7th, 2021 9:59 PM
Author: Motley Idiot Parlor



(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42239950)



Reply Favorite

Date: April 7th, 2021 10:54 PM
Author: Motley Idiot Parlor



(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42240245)



Reply Favorite

Date: April 8th, 2021 3:17 PM
Author: Motley Idiot Parlor



(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42243518)



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Date: April 8th, 2021 3:23 PM
Author: useless kink-friendly hissy fit

https://www.redfin.com/how-much-house-can-i-afford

(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42243560)



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Date: April 12th, 2021 7:05 PM
Author: Motley Idiot Parlor



(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42266880)



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Date: April 12th, 2021 7:50 PM
Author: Charcoal private investor

Save up until you can buy a house for cash.

(http://www.autoadmit.com/thread.php?thread_id=4805533&forum_id=2#42267132)