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Cuck 57 y/o single dad takes out $550K in loans for kids’ college
| Stimulating state really tough guy | 09/27/21 |
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Poast new message in this thread
Date: September 27th, 2021 11:22 AM Author: Stimulating state really tough guy The dotters look hot, maybe they can start OnlyFans accts to contribute to the utterly lifepwning debt this retard boomer (or is 57 early GenX at this point) took on?
https://www.businessinsider.com/student-loan-debt-meet-single-father-parent-plus-loans-2021-9 |
Date: September 27th, 2021 11:23 AM Author: cobalt gunner meetinghouse copy paste (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43184878) |
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Date: September 27th, 2021 11:24 AM Author: Stimulating state really tough guy I’m driving and its a bitch on a phone screen to copy whole articles, want to help a bro out and do it urself? (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43184885) |
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Date: September 27th, 2021 11:26 AM Author: hilarious place of business center I gotchu nigga:
Meet a single dad with $550,000 in student loans for his 5 children: 'I'm just not going to take the chance on not sending my kids to school' Ayelet Sheffey Sep 26, 2021, 10:05 AM student loan debt ROBYN BECK/Contributor/Getty Images
Reid Clark, 57, unexpectedly became the sole provider for his five children. He took out parent PLUS loans to fund their education and told Insider he now has $550,000 in debt. "I'm looking at paying $3,000 a month for the better part of the rest of my life," he told Insider.
10 Things in Politics: The latest in politics & the economy Email address By clicking ‘Sign up’, you agree to receive marketing emails from Insider as well as other partner offers and accept our Terms of Service and Privacy Policy.
Reid Clark didn't expect to be providing for five children on just his income alone.
Clark was preparing to pay for his five kids' education as part of a two-income family, but he and his wife divorced in 2011. Just a few years later, when the children started going to college, he decided to turn to federal loans to finance their education himself. (Due to private circumstances, his ex-wife isn't contributing.)
Now his debt load stands at over $550,000.
"I'm looking at paying $3,000 a month for the better part of the rest of my life," Clark, who is 57, told Insider. He estimates he'll have to keep making those payments for at least three more decades.
Parent PLUS loans, the type of loan Clark is paying off, are federal loans that let parents pay for their children's education. They can cover the full cost of attendance minus any financial aid the child already received. Reid Clark with his five children Reid Clark with his five children. Courtesy of Reid Clark
For Clark, the ability to take out those loans meant he didn't have to defer his kids' education despite the unexpected change in his financial standing. But now, he said, even though he makes a livable salary in healthcare sales, his retirement could very likely be pushed off because he chose to take on debt to prioritize his kids' futures.
"For those of us who want to see our kids do better, we understand that you better yourself, and you better your chances for success, with education," Clark said. "And I'm just not going to take the chance on not sending my kids to school, even though it's going to create a tremendous financial burden. It's not an option."
Clark says he wanted what was best for his kids, and parent PLUS loans allowed him that opportunity. But he's "highly concerned" for his own financial future, and he blames high interest rates and lending practices that don't take into account the borrower's income, or change in income. 'They really make it challenging to educate your kids and pay for it'
President Joe Biden campaigned on canceling $10,000 in student debt for every borrower, and some Democrats are urging him to cancel $50,000 of every borrower's federal student loans using executive action. But it's unclear whether parent PLUS loans would be included in that forgiveness, and helping parents with their debt has yet to become a part of conversations on Capitol Hill.
Parent PLUS loans are the most expensive type of federal loan: They now have an interest rate of 6.28% for the 2021-22 school year, compared with 3.73% for undergraduate loans, allowing debt to accumulate quicker for parents who need help sending their kids to school.
New data released last week by the Texas Public Policy Foundation highlighted the burden student debt puts on parents, finding that there is about one parent PLUS borrower for every five student-loan borrowers. Andrew Gillen, author of the report, told Yahoo Finance that one of the problems with parent PLUS loans is that because the amount parents receive is based on cost of attendance instead of how much the parents can actually afford, it can create a "dangerous mentality" that leads to increased borrowing.
It's not as if Clark's children went to the most expensive schools in the country. Three of them went to small schools in Pennsylvania, where Clark lives, and the other two went to other state schools on the East Coast. But even for public universities, tuition costs have been soaring for years.
Since 2001, average in-state tuition has surged 211%. In addition to Clark's loans, each of his kids took out about $20,000 in student loans because Clark wanted them to have a "vested interest" in their education.
He said his debt comes down to flaws with the federal student-aid system, in which the government makes it very easy for people to borrow money but very hard to pay it back.
"At the very onset of the whole process is where the problems begin," Clark said, referring to the unchecked amount parents can borrow years in advance. "They really make it challenging to educate your kids and pay for it."
Once the federal pause on student-loan payments lifts in February, Clark anticipates having the means to make monthly payments on his loans, but completely eliminating his debt could take decades, and he said he's "not holding out hope" for student-loan forgiveness any time soon.
"I am highly concerned about my ability to pay back the loans during my remaining working years, and it's going to scare me even more in a few years when I retire and I go on to a very limited income," Clark said. "That's the part that gives me the most anxiety." |
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Date: September 27th, 2021 11:40 AM Author: cobalt gunner meetinghouse ty i am out of free articles (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43184968) |
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Date: September 27th, 2021 4:01 PM Author: snowy fantasy-prone sanctuary french chef Thank you for your service (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43186522) |
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Date: September 27th, 2021 11:40 AM Author: cobalt gunner meetinghouse bro poasting and driving is NOT safe (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43184966) |
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Date: September 27th, 2021 11:41 AM Author: Bearded Station Feces only way to go out doing what you love (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43184974) |
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Date: September 27th, 2021 7:08 PM Author: Dun passionate home ? (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43187426) |
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Date: September 27th, 2021 11:24 AM Author: hilarious place of business center L M A O
why are men abstaining from college, one wonders |
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Date: September 27th, 2021 11:25 AM Author: Crawly Voyeur Bob Williams, POWERGOY (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43184897) |
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Date: September 27th, 2021 7:09 PM Author: Pale Police Squad Useless Brakes (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43187431) |
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Date: September 28th, 2021 12:52 AM Author: Ruby Federal Hospital Patrolman (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43189211) |
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Date: September 27th, 2021 11:30 AM Author: Cracking immigrant school Clark was preparing to pay for his five kids' education as part of a two-income family, but he and his wife divorced in 2011. Just a few years later, when the children started going to college, he decided to turn to federal loans to finance their education himself. (Due to private circumstances, his ex-wife isn't contributing.)
(Due to private circumstances, his ex-wife isn't contributing.) (Due to private circumstances, his ex-wife isn't contributing.)
(Due to private circumstances, his ex-wife isn't contributing.)
(Due to private circumstances, his ex-wife isn't contributing.)
(Due to private circumstances, his ex-wife isn't contributing.)
(Due to private circumstances, his ex-wife isn't contributing.)
(Due to private circumstances, his ex-wife isn't contributing.)
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Date: September 27th, 2021 11:35 AM Author: Bisexual cruise ship partner Murder-Suicide would be 100000% justified in this case (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43184952) |
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Date: September 27th, 2021 11:36 AM Author: curious sepia lodge How do we translate due to private circumstances? (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43184955) |
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Date: September 27th, 2021 11:40 AM Author: Bisexual cruise ship partner Dropping her entire alimony/child support payments at Barney's or Sak's Fifth Avenue (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43184969) |
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Date: September 27th, 2021 11:47 AM Author: cobalt gunner meetinghouse and honestly if these kids aren't shitheads they will help this guy out
i mean I spend $1k/month on hookers
i would totally help out my parents if they needed it |
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Date: September 27th, 2021 9:41 PM Author: Dull main people You should be proud of what you would do brother (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43188303) |
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Date: September 27th, 2021 4:07 PM Author: provocative persian idea he suggested (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43186562) |
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Date: September 27th, 2021 12:13 PM Author: Alcoholic Medicated Macaca Wrinkle women are so fucking selfish and evil (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43185113) |
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Date: September 27th, 2021 3:57 PM Author: Galvanic mahogany juggernaut hell Maybe she just knows college os fraud? (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43186494) |
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Date: September 27th, 2021 9:22 PM Author: Glassy Hairraiser Area New Version Yeah this is how i explain it to myself (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43188206) |
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Date: September 27th, 2021 7:03 PM Author: blue fragrant whorehouse (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43187409) |
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Date: September 27th, 2021 9:29 PM Author: Motley prole legal warrant “private circumstances” (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43188245) |
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Date: September 27th, 2021 11:41 AM Author: Bearded Station Feces moar pics (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43184972) |
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Date: September 27th, 2021 11:42 AM Author: Bearded Station Feces PIC OF HTE DOTTERS
https://i.insider.com/614cf249de0e7b00194c1f65?width=700&format=jpeg&auto=webp
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Date: September 27th, 2021 11:45 AM Author: cobalt gunner meetinghouse oh man probably hard to say no to those girls (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43184988) |
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Date: September 27th, 2021 11:46 AM Author: Bearded Station Feces "daddy," *slight gagging noise* "I REALLY want to go to Colgate college..." *loud slurp* (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43184990) |
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Date: September 27th, 2021 11:47 AM Author: cobalt gunner meetinghouse i think it's been proven that attractive kids get more resources out of their parents (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43184999) |
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Date: September 27th, 2021 12:07 PM Author: mind-boggling plum gay wizard “good god, what am I doing, you’re my daughter(s)!!” (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43185082) |
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Date: September 27th, 2021 12:15 PM Author: Bateful Mentally Impaired Halford Dysfunction the daughters know exactly what theyre doing (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43185121) |
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Date: September 27th, 2021 7:11 PM Author: Emerald bat-shit-crazy filthpig i don't think it's an accident he has the hottest ones right next to him. (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43187446) |
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Date: September 27th, 2021 10:12 PM Author: Glassy Hairraiser Area New Version idk i think far right is the hottest of them all, followed by the one to daddy’s immediate left, who presumably has 1.5 perky asscheeks fully enclosed by his meaty hand (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43188462) |
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Date: November 27th, 2022 12:38 PM Author: Stimulating state really tough guy (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#45550134) |
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Date: September 27th, 2021 3:52 PM Author: Alcoholic Medicated Macaca Wrinkle hell yeah (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43186469) |
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Date: September 27th, 2021 4:02 PM Author: snowy fantasy-prone sanctuary french chef if they're anything like their mother...
"sorry, daddy, I can't pay for your lifesaving medical treatment... because private circumstances...." |
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Date: September 27th, 2021 10:10 PM Author: spectacular corn cake lol (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43188454) |
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Date: September 27th, 2021 11:31 PM Author: curious sepia lodge lol (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43188895) |
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Date: September 27th, 2021 4:07 PM Author: provocative persian idea he suggested I really like them. (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43186566) |
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Date: September 27th, 2021 11:47 AM Author: mind-boggling plum gay wizard HAHAURFUCKED (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43184998) |
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Date: September 27th, 2021 11:57 AM Author: Heady Aqua Stag Film Multi-billionaire 57 if he's born in 1964 should count as Gen X and this article is a perfect demonstration as to why. What boomer would cosign his 5 kids loans after getting divorcepwn3d and let his ex-wife bail on the kids completely? No that's true bootlicker megacuck behavior that really only makes sense if you start from a worldview grounded in depression and nihilism. (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43185030) |
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Date: September 27th, 2021 12:03 PM Author: jet-lagged international law enforcement agency “In addition to Clark's loans, each of his kids took out about $20,000 in student loans because Clark wanted them to have a "vested interest" in their education.”
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Date: September 27th, 2021 12:05 PM Author: mauve foreskin temple (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43185072) |
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Date: September 27th, 2021 12:09 PM Author: flushed hot indian lodge $3k a month for life to have 5 educated kids is not that bad (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43185095) |
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Date: September 27th, 2021 12:10 PM Author: mind-boggling plum gay wizard “educated” lol (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43185099) |
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Date: September 27th, 2021 12:16 PM Author: grizzly exhilarant chapel well at least it gets forgiven when you die (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43185127) |
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Date: September 27th, 2021 1:17 PM Author: self-absorbed impressive church I mean why not do it then. If he can IBR, he might as well take out another 500k (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43185486) |
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Date: September 27th, 2021 10:24 PM Author: Adventurous startling location messiness No IBR for Parent PLUS loans. (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43188543) |
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Date: September 27th, 2021 6:59 PM Author: contagious people who are hurt tanning salon (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43187396) |
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Date: September 27th, 2021 12:20 PM Author: Mustard Menage Indirect Expression First, his daughters are beautiful as fuck.
Second, they need to go to college to get married, which they will, and they'll marry well -- having a sense of finances will help them look right through jacked scumbag pike from a trash family and go for the good-looking sigma chi with the trust fund.
EDIT: To be clear, this is obviously a really stupid system (they'll major in shit like "russian studies" and "economics" to no social benefit whatsoever). |
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Date: September 27th, 2021 1:42 PM Author: anal double fault MINOR FUCKING EMANCIPATION
Why aren't people getting in on this? |
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Date: September 27th, 2021 3:00 PM Author: idiotic peach toilet seat forum yeah… maybe they can “start” OnlyFans accts… because of course they don’t already have them haha (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43186106) |
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Date: September 27th, 2021 9:15 PM Author: Glassy Hairraiser Area New Version (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43188177) |
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Date: September 27th, 2021 3:19 PM Author: beady-eyed hideous kitchen boiling water "At the very onset of the whole process is where the problems begin," Clark said
a true scholar |
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Date: September 27th, 2021 3:55 PM Author: Drunken Bonkers Toaster National Security Agency (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43186486) |
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Date: September 27th, 2021 4:03 PM Author: Olive office Idk I dont have a problem with what he's doing. He can't make college cheaper and he's trying to give his kids the foundation for good lives. Don't these loans die with him anyway? (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43186540) |
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Date: September 27th, 2021 7:11 PM Author: Dun passionate home Yeah but he's only 57. Trick would be to father kid at 70 and die at 92 after taking out enough to pay for NYU. (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43187447) |
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Date: September 27th, 2021 10:05 PM Author: Motley prole legal warrant They could go to an IN-state state school maybe? (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43188419) |
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Date: September 27th, 2021 7:02 PM Author: Hateful Locale Candlestick Maker Those kids are fucking shitty (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43187405) |
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Date: September 27th, 2021 7:11 PM Author: Sable Zippy Dilemma Gaping No one told this fucker to have 5 kids. (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43187444) |
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Date: September 27th, 2021 7:15 PM Author: dashing deer antler doctorate Real talk (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43187474) |
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Date: September 27th, 2021 7:29 PM Author: milky house except all the white supremacists on this site who said it's exactly what white people owe the country (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43187555) |
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Date: September 27th, 2021 8:01 PM Author: Sable Zippy Dilemma Gaping It's one of the more bizarre attempts to counter far left radical extremism. (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43187763) |
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Date: September 27th, 2021 9:03 PM Author: contagious people who are hurt tanning salon I'm not doing it but I think it's a good idea for those so inclined. the future belongs to those who show up. (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43188077) |
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Date: September 27th, 2021 9:06 PM Author: Sable Zippy Dilemma Gaping There is no future for anyone. (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43188105) |
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Date: September 27th, 2021 10:15 PM Author: contagious people who are hurt tanning salon stfu (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43188493) |
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Date: September 27th, 2021 10:25 PM Author: Sable Zippy Dilemma Gaping Nigger (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43188549) |
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Date: September 27th, 2021 10:08 PM Author: rose den Pro-Tip: They don’t have to go to private colleges with high prestige amongst Jews. There are plenty of gamable in-state tuition schools for less than $30K. (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43188437) |
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Date: September 27th, 2021 10:15 PM Author: navy swashbuckling shrine cuckold (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43188490) |
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Date: September 27th, 2021 7:25 PM Author: milky house lol only on completely depraved xo is paying a modest amount for your biological kids to go to cheap state schools "cucking out"
correct me if I'm wrong, but isn't this site's ENTIRE SCHTICK that the man is the financial head of the family, the wife should not work, and when your kids go to college, a good parent pays for it so the kids don't get debt-pwned and that they should go to state schools? that's literally what this guy is doing
also y'all talk about white people needing to have lots of kids to prevent some great replacement and this guy shoots five fuckin whiteys out his thick veiny cock and you call him a CUCK rather than HEROIC?
unsurprising the pharisaic behavior of poasters here |
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Date: September 27th, 2021 7:50 PM Author: House-broken vibrant parlour GPs overall
But why not send them to private schools if that exp...
*checks tuition for NYU*
60,000 x 5 = 300k
300k x 4 = 1.2M
Lol this world is fucked |
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Date: September 27th, 2021 8:05 PM Author: twinkling market headpube I don’t think you’re factoring in nyc living expenses (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43187777) |
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Date: September 27th, 2021 10:10 PM Author: rose den You’re retarded - NYU COA is $80K per year for UG
https://www.nyu.edu/admissions/financial-aid-and-scholarships/applying-and-planning-for-undergraduate-aid/tuition-and-other-costs/cost-of-attendance.html |
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Date: September 27th, 2021 9:16 PM Author: Glassy Hairraiser Area New Version I’m guessing you’re a dumb nigger (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43188186) |
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Date: September 27th, 2021 9:26 PM Author: Hateful Locale Candlestick Maker You should kill yourself. If a kid wants to go to college, he/she can pay for it. Just do indebt your parents forever so you don't have to indebt yourself. (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43188228) |
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Date: September 27th, 2021 9:37 PM Author: Coral 180 Principal's Office according to the article it seems like none of the kids went to penn state schools. he lives in pennsylvania.
they all should have gone to pitt or penn state |
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Date: September 27th, 2021 10:16 PM Author: excitant disgusting twinkling uncleanness cr or upenn. any of the state schools, really. (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43188495) |
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Date: September 27th, 2021 10:18 PM Author: Hateful Locale Candlestick Maker (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43188509) |
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Date: September 27th, 2021 11:27 PM Author: Coral 180 Principal's Office (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43188873) |
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Date: September 27th, 2021 11:29 PM Author: curious sepia lodge This dude is gonna get an anonymous gift donation (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43188886) |
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Date: September 28th, 2021 10:30 PM Author: razzmatazz green corner (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#43193794) |
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Date: July 8th, 2022 12:21 AM Author: Stimulating state really tough guy (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#44813823) |
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Date: July 8th, 2022 12:27 AM Author: nubile glittery resort German universities have degrees entirely in English and charge zero tuition (http://www.autoadmit.com/thread.php?thread_id=4930869&forum_id=2#44813848) |