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Auto insurance up 42% in 2 years

Auto insurance rates in the US have increased by 42% over th...
turquoise orchestra pit
  06/17/24
Scam after scam
shimmering giraffe
  06/17/24
home insurance too
spectacular bawdyhouse laser beams
  06/17/24
Why is this happening?
turquoise orchestra pit
  06/17/24
As to home: - cost of building materials and labor have gon...
spectacular bawdyhouse laser beams
  06/17/24
Auto insurers are seeing record profits.
carnelian cerebral codepig den
  06/17/24
it's hilarious how people here blame PI types like cslg when...
saffron depressive
  06/17/24
exactly. wait until you get rear ended and fracture your sp...
carnelian cerebral codepig den
  06/17/24
it's crazy how xoxo is so hateful towards gc but their hatre...
saffron depressive
  06/17/24
CSLG is doing the Lord's work going after the insurance kike...
titillating hall corn cake
  06/17/24
he's a modern day robin hood. i was a libertarian faggot com...
saffron depressive
  06/17/24
...
titillating hall corn cake
  06/17/24
You’re just brown
Avocado associate
  06/17/24
all the pi kingpins are white goys retard.
saffron depressive
  06/17/24
a brown kike absolutely disgusting you should be fed t...
Avocado associate
  06/17/24
did you guys miss all the posts where CSLG has a ring of chi...
Beady-eyed Sanctuary Kitty Cat
  06/17/24
yeah. it's 180. but-for cslg throwing a monkey wrench in ...
saffron depressive
  06/17/24
max IQ to think this? have you always voted democrat? if c...
Beady-eyed Sanctuary Kitty Cat
  06/18/24
fatal flaw is your assumption that lower costs will lead sav...
saffron depressive
  06/18/24
no, have you worked for a big insurance company? if so, how...
Beady-eyed Sanctuary Kitty Cat
  06/19/24
the existence of PI lawyers is how we justify letting insura...
chestnut gay wizard
  06/18/24
a lot of shit is like this in the us. the insurance companie...
saffron depressive
  06/18/24
they're also using drones and AI to identify higher risk pro...
saffron depressive
  06/17/24
Money printer
Multi-colored Khaki Athletic Conference Stead
  06/17/24
Cslg
Filthy bistre multi-billionaire
  06/17/24
180
Avocado associate
  06/17/24
It's very insane how much these insurances are going up. I d...
gaped emerald ladyboy personal credit line
  06/17/24
so weird goy!! definitely not the 12 million new illegals dr...
fragrant voyeur meetinghouse
  06/17/24
it would be racist to factor in this shit though. birdshits ...
saffron depressive
  06/17/24
call a broker man. there is no reward for loyalty. check tha...
brilliant halford jap
  06/17/24
Time to go car-free?
Fiercely-loyal Talking Dilemma
  06/17/24
yeah it's insane. i might sell my sports car.
Rebellious step-uncle's house digit ratio
  06/17/24
These days everyone drives drunk and high while watching vid...
vigorous indigo home
  06/17/24
Cars are also much bigger. Actually most people don't even s...
spectacular bawdyhouse laser beams
  06/17/24
you basically have to *try* to have an at-fault accident wit...
saffron depressive
  06/17/24
It's hard to compare death rates from any activity over a pe...
vigorous indigo home
  06/17/24
the same trend is observable with serious injuries and prope...
saffron depressive
  06/17/24
I don't have a car any more. It's not necessary unless you'r...
comical ultramarine public bath
  06/17/24
Cr friend. Cars are for retarded poors/proles
shimmering giraffe
  06/17/24
love all the goys ITT trying to rationalize it this is ju...
fragrant voyeur meetinghouse
  06/17/24
*is brown* *shits out Reddit tier analysis* kill all j...
Avocado associate
  06/17/24
no, it's cslg! ARE glorious GC elites that fuck us over in e...
saffron depressive
  06/17/24
Uninsured and underinsured drivers, I.e illegals. Same reaso...
pale native
  06/17/24
...
Coiffed underhanded genital piercing base
  06/17/24
50+ illegal aliens driving around without insurance
Snowy Judgmental Menage
  06/17/24
...
titillating hall corn cake
  06/17/24
I drive a shit car I bought for $14k in 2011. My insurance h...
mint gas station cuckoldry
  06/17/24
It's 50/50 you're going to get carjacked by teens in 2024 Am...
Carmine stubborn church famous landscape painting
  06/18/24


Poast new message in this thread



Reply Favorite

Date: June 17th, 2024 12:00 PM
Author: turquoise orchestra pit

Auto insurance rates in the US have increased by 42% over the past 2 years.

That's the biggest 2-year spike since 1977, per Charlie Bilello.

https://x.com/unusual_whales/status/1802669268418318485

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47753692)



Reply Favorite

Date: June 17th, 2024 1:04 PM
Author: shimmering giraffe

Scam after scam

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47753918)



Reply Favorite

Date: June 17th, 2024 12:00 PM
Author: spectacular bawdyhouse laser beams

home insurance too

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47753700)



Reply Favorite

Date: June 17th, 2024 12:02 PM
Author: turquoise orchestra pit

Why is this happening?

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47753704)



Reply Favorite

Date: June 17th, 2024 12:05 PM
Author: spectacular bawdyhouse laser beams

As to home:

- cost of building materials and labor have gone up drastically.

- contractors helping insureds scam the system. a few years ago many people got roofs replaced with bogus assessments from these contractors.

As to auto:

- CSLGs

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47753720)



Reply Favorite

Date: June 17th, 2024 12:37 PM
Author: carnelian cerebral codepig den

Auto insurers are seeing record profits.

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47753797)



Reply Favorite

Date: June 17th, 2024 1:54 PM
Author: saffron depressive

it's hilarious how people here blame PI types like cslg when geico and state farm ads are ubiquitous. so many retard neocons here that think the altruistic insurance companies would lower rates but-for PI guys, who enable one of the only transfers from GC to proles that exists today.

if insurance companies paid out on claims fairly there would be no market for PI attorneys.

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754088)



Reply Favorite

Date: June 17th, 2024 2:39 PM
Author: carnelian cerebral codepig den

exactly. wait until you get rear ended and fracture your spine and some mouth breathing Shaniqua in Chicago with a GED decides your injury is preexisting and denies you. But yea its the PI lawyers!

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754229)



Reply Favorite

Date: June 17th, 2024 2:46 PM
Author: saffron depressive

it's crazy how xoxo is so hateful towards gc but their hatred for cslg (and anyone else more successful than them) is so much greater that they're willing to defend the scummiest, most-gc industry in the world as a common ally against cslg.

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754245)



Reply Favorite

Date: June 17th, 2024 2:56 PM
Author: titillating hall corn cake

CSLG is doing the Lord's work going after the insurance kikes. He's a symptom of the problem, and not the problem itself.

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754271)



Reply Favorite

Date: June 17th, 2024 3:05 PM
Author: saffron depressive

he's a modern day robin hood. i was a libertarian faggot coming out of law school. working with insurance companies is part of what made me change my positions. they deserve to be sued endlessly whether the claims are meritorious or not.

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754302)



Reply Favorite

Date: June 17th, 2024 3:07 PM
Author: titillating hall corn cake



(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754308)



Reply Favorite

Date: June 17th, 2024 3:07 PM
Author: Avocado associate

You’re just brown

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754310)



Reply Favorite

Date: June 17th, 2024 3:09 PM
Author: saffron depressive

all the pi kingpins are white goys retard.

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754315)



Reply Favorite

Date: June 17th, 2024 10:31 PM
Author: Avocado associate

a brown kike

absolutely disgusting

you should be fed to indios

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47755654)



Reply Favorite

Date: June 17th, 2024 10:25 PM
Author: Beady-eyed Sanctuary Kitty Cat

did you guys miss all the posts where CSLG has a ring of chiropractors who he takes out to steakhouses, orders unnecessary injections and treatments, and gins up medical costs? he's a great poster, but junk like that is why auto insurance rates are going up. chiropractors are charlatans

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47755627)



Reply Favorite

Date: June 17th, 2024 11:06 PM
Author: saffron depressive

yeah. it's 180.

but-for cslg throwing a monkey wrench in are glorious GC wealth creators would be running so efficiently and allowing all the wealth ato trickle down!

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47755733)



Reply Favorite

Date: June 18th, 2024 11:34 AM
Author: Beady-eyed Sanctuary Kitty Cat

max IQ to think this? have you always voted democrat? if costs are higher for insurance companies, premiums will be higher. it's not that complicated

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47756690)



Reply Favorite

Date: June 18th, 2024 2:06 PM
Author: saffron depressive

fatal flaw is your assumption that lower costs will lead savings being passed down to the customer. especially in a highly regulated industry captured by a handful of big players which limits competition and promotes wink-and-nod collusion.

i've voted gop my whole life. in fact, i was once a libertarian idealist like you. until i actually got in the belly of the gc beast. have you ever worked for an insurance company at a high level and actually seen how the sausage is made?

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47757317)



Reply Favorite

Date: June 19th, 2024 9:02 AM
Author: Beady-eyed Sanctuary Kitty Cat

no, have you worked for a big insurance company? if so, how would you explain the massive losses that the auto insurance industry had in 2021 and 2022 due to increased claims severity? https://www.repairerdrivennews.com/2023/03/01/geico-state-farm-see-record-loss-of-billions-in-auto-underwriting/

i understand that every big company wants to wink and nod (or explicitly agree) to keep prices high.

but auto insurance is pretty fragmented, making collusion less likely:

state farm 18%

progressive 15%

geico 14%

allstate 10%

remainder 43%

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47760052)



Reply Favorite

Date: June 18th, 2024 2:08 PM
Author: chestnut gay wizard

the existence of PI lawyers is how we justify letting insurance companies do this shit. "but you can sue so it's fine! regulation just makes things worse! muh free market will optimize itself!". there's a reason why even countries that make the US bureaucracy look like a well oiled machine running as smoothly as an azn baby's ass still have insurance rates lower than ours

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47757326)



Reply Favorite

Date: June 18th, 2024 2:26 PM
Author: saffron depressive

a lot of shit is like this in the us. the insurance companies and pi lobby like it this way because they both profit bigly.

if there was a proposal to regulate insurance companies in the way you're thinking in tandem with tort reform i'd be all for it. my issue itt is that retards think if we just did tort reform the invisible hand would work it's magic and we'd wind up in a european style system without their regulations.

it's a convenient straw man for the insurance lobby to just point at pi grifters. and it's unbelievable that so many on xo take the bait considering gc is a well-oiled rape machine. yet they think the saints at geico won't profit maximize and deny as many meritorious claims as possible without some sort of check on them doing so.

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47757363)



Reply Favorite

Date: June 17th, 2024 1:55 PM
Author: saffron depressive

they're also using drones and AI to identify higher risk properties and drop them, leading to those homeowners having to accept a higher rate because they've been dropped.

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754090)



Reply Favorite

Date: June 17th, 2024 12:32 PM
Author: Multi-colored Khaki Athletic Conference Stead

Money printer

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47753787)



Reply Favorite

Date: June 17th, 2024 12:50 PM
Author: Filthy bistre multi-billionaire

Cslg

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47753837)



Reply Favorite

Date: June 17th, 2024 12:04 PM
Author: Avocado associate

180

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47753714)



Reply Favorite

Date: June 17th, 2024 12:05 PM
Author: gaped emerald ladyboy personal credit line

It's very insane how much these insurances are going up. I drive a lot less now too. I'm in my 40s, homeowner (and therefore two policy discount), hardly ever drive, don't drink, don't go out of my house after like 7pm, 8pm at the latest, and I have had no claims in 10+ years and yet my premiums are through the fucking roof.

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47753721)



Reply Favorite

Date: June 17th, 2024 1:06 PM
Author: fragrant voyeur meetinghouse

so weird goy!! definitely not the 12 million new illegals driving their 20 year old cars arnd at 100mph with no headlights while they rape a AZNgirl teen in the back seat

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47753921)



Reply Favorite

Date: June 17th, 2024 1:56 PM
Author: saffron depressive

it would be racist to factor in this shit though. birdshits MUST subsidize undocumented migrants in every conceivable way!

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754095)



Reply Favorite

Date: June 17th, 2024 1:13 PM
Author: brilliant halford jap

call a broker man. there is no reward for loyalty. check that shit every year.

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47753946)



Reply Favorite

Date: June 17th, 2024 12:10 PM
Author: Fiercely-loyal Talking Dilemma

Time to go car-free?

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47753731)



Reply Favorite

Date: June 17th, 2024 12:13 PM
Author: Rebellious step-uncle's house digit ratio

yeah it's insane. i might sell my sports car.

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47753741)



Reply Favorite

Date: June 17th, 2024 12:48 PM
Author: vigorous indigo home

These days everyone drives drunk and high while watching videos on their phones. I'm surprised automobile insurance rates have risen as little as they have

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47753827)



Reply Favorite

Date: June 17th, 2024 1:04 PM
Author: spectacular bawdyhouse laser beams

Cars are also much bigger. Actually most people don't even seem to drive "cars" anymore per se. They drive big goy-trucks. So replacing/repairing costs more and also they cause more/deadlier damage.

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47753914)



Reply Favorite

Date: June 17th, 2024 2:00 PM
Author: saffron depressive

you basically have to *try* to have an at-fault accident with a modern car. especially one with a serious injury.

https://injuryfacts.nsc.org/motor-vehicle/historical-fatality-trends/deaths-and-rates/#:~:text=In%201923%2C%20the%20first%20year,drops%2C%20we%20cannot%20remain%20complacent.

deaths per miles driven has been steadily decreasing for some time. total deaths have remained somewhat consistent since the 60s.

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754107)



Reply Favorite

Date: June 17th, 2024 2:26 PM
Author: vigorous indigo home

It's hard to compare death rates from any activity over a period of that length because of the improvements in medical care.

The same issue comes up in comparing gun deaths in the 2020s to even the 1990s.

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754185)



Reply Favorite

Date: June 17th, 2024 2:32 PM
Author: saffron depressive

the same trend is observable with serious injuries and property only accidents. in fact, deaths are down significantly more. i think improvements in auto safety play a much larger factor than improvements in medical care.

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754215)



Reply Favorite

Date: June 17th, 2024 12:58 PM
Author: comical ultramarine public bath

I don't have a car any more. It's not necessary unless you're one of those cucks commuting to work.

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47753876)



Reply Favorite

Date: June 17th, 2024 1:06 PM
Author: shimmering giraffe

Cr friend.

Cars are for retarded poors/proles

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47753923)



Reply Favorite

Date: June 17th, 2024 1:07 PM
Author: fragrant voyeur meetinghouse

love all the goys ITT trying to rationalize it

this is just late stage capitalism, its the end result of decades of extremist american capitalism. all these comps are gonna rape you more and more and the second they have a chance to do a super rape they will do it

this will never end until the country ends. bin laden was right

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47753925)



Reply Favorite

Date: June 17th, 2024 1:42 PM
Author: Avocado associate

*is brown*

*shits out Reddit tier analysis*

kill all jeets holy fuck

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754058)



Reply Favorite

Date: June 17th, 2024 2:01 PM
Author: saffron depressive

no, it's cslg! ARE glorious GC elites that fuck us over in every conceivable way would *totally* be passing the savings down to us if it wasn't for those dastardly PI attorneys!

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754113)



Reply Favorite

Date: June 17th, 2024 1:40 PM
Author: pale native

Uninsured and underinsured drivers, I.e illegals. Same reason health insurance is up

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754044)



Reply Favorite

Date: June 17th, 2024 1:48 PM
Author: Coiffed underhanded genital piercing base



(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754068)



Reply Favorite

Date: June 17th, 2024 2:09 PM
Author: Snowy Judgmental Menage

50+ illegal aliens driving around without insurance

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754135)



Reply Favorite

Date: June 17th, 2024 2:20 PM
Author: titillating hall corn cake



(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754168)



Reply Favorite

Date: June 17th, 2024 2:18 PM
Author: mint gas station cuckoldry

I drive a shit car I bought for $14k in 2011. My insurance hasn’t changed since 2019. It’s 180.

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47754162)



Reply Favorite

Date: June 18th, 2024 2:52 PM
Author: Carmine stubborn church famous landscape painting

It's 50/50 you're going to get carjacked by teens in 2024 America

(http://www.autoadmit.com/thread.php?thread_id=5541850&forum_id=2#47757469)