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Car payments now average $750/month; can get 100-month financing

https://www.wsj.com/business/autos/car-payments-now-average-...
Misanthropic prole
  12/25/25
happy hannukah!
geriatric dopamine
  12/25/25
Who does this though? I usually put down 40-50% usually and ...
Supple Ape Turdskin
  12/25/25
1. Buy cash. 2. Take advantage of dealer financing. 3. Lea...
Misanthropic prole
  12/26/25
Lease lmao
Supple Ape Turdskin
  12/26/25
are u too poor to pay cash for a car?
Painfully honest native
  12/26/25
...
hyperactive aromatic mental disorder
  12/26/25
If you get something under $20K maybe, otherwise at least in...
sable big round eye
  12/26/25
csb
Painfully honest native
  12/26/25
dealer financing is often a good deal
Misanthropic prole
  12/26/25
Isn't it a little disgraceful to not have higher return alte...
hairraiser lay
  12/27/25
Most people don’t have a spare $20-30k lying around wh...
Very Tactful Chapel
  12/26/25
this is the most prestigious law boart in the world. who car...
Painfully honest native
  12/26/25
It you haven't spent 5-8 years saving up 20-30k to buy a car...
bossy state
  12/26/25
Xo does though. This isn’t “the most prestigious...
Mauve Soul-stirring Skinny Woman Shrine
  12/26/25
The thread is about the average car payment. Not the car buy...
Very Tactful Chapel
  12/26/25
Depends on what rates are and what else you might need cash ...
sable big round eye
  12/26/25
lol @ xo poors that cant stomach both a car purchase and an ...
Painfully honest native
  12/26/25
This. My HVAC went a month ago and I just wrote a check for ...
Supple Ape Turdskin
  12/26/25
personal cars will go down as the stupidest most counter pro...
vivacious gaping codepig
  12/26/25
It's fun to drive and even more fun with a decent car. At so...
sable big round eye
  12/26/25
the amount govts msut spedn to build infra for this is absur...
vivacious gaping codepig
  12/26/25
You’re a retard. 99% of our country isn’t set up...
Mint flickering blood rage
  12/26/25
US had street cars and shit before niggas got "rights&q...
vivacious gaping codepig
  12/26/25
This. If I tried to bus to work it would take two hours...
sable big round eye
  12/29/25
I think you’re understating how much niggers ruin the ...
electric primrose shitlib house
  12/26/25
i commented to my NOWAGamerikkkan breh in saigon other night...
vivacious gaping codepig
  12/26/25
...
Marvelous Casino
  12/27/25
Every car costs at least $40k now.
Very Tactful Chapel
  12/26/25
lol no.
Seedy gaming laptop hall
  12/26/25
Show me a new car that’s suitable for a family of 5 an...
Very Tactful Chapel
  12/26/25
Kia Carnival
Misanthropic prole
  12/26/25
Good goyim! My first car cost about $200 and ran for 2 ye...
sable big round eye
  12/26/25
My car payment is $678.57. 3 more payments left!
Laughsome pontificating new version resort
  12/26/25
DF in April 2026: these car title loan outfits are a total r...
trip buff jewess
  12/26/25
I just buy used and pay cash. Fuck these usurious loans. You...
Provocative Parlor Potus
  12/26/25
None of these idiots know you can get a decent slightly used...
Seedy gaming laptop hall
  12/26/25
Walmart.com has a surprisingly decent selection
splenetic market gunner
  12/26/25
Cr. lol at having a payment when a GX 460 is 35k
bistre bawdyhouse electric furnace
  12/26/25
Just paid off both my cars this morning! Titles are on the ...
Seedy gaming laptop hall
  12/26/25
Congrats, bro. I get my one outstanding title in April.
Laughsome pontificating new version resort
  12/26/25
Congrats! We are now elite. Actual title holders on decen...
Seedy gaming laptop hall
  12/26/25
I’ve never had a car payment in my life. On my 21st ca...
Sickened odious foreskin location
  12/26/25
Yeah but your dad’s money bought them for you, RSF.
Seedy gaming laptop hall
  12/26/25
COME ON DOWN TO MARCO RUBIO TOYOTA
Arousing Carmine Half-breed Trailer Park
  12/26/25
Buy a cybertrunk $80k w/ 84 mo financing at 6.5% cr???
aqua goal in life internal respiration
  12/26/25
?
aqua goal in life internal respiration
  12/29/25
you'll own it after 50 years of payments
snowy set private investor
  12/26/25
silver over $79/ounce. gold over $4500/ounce.
Multi-colored Cream Tanning Salon
  12/26/25
"One problem is that automakers aren’t making mod...
thriller deranged hunting ground
  12/27/25
Or make sedans taller?
big-titted charismatic spot pervert
  12/27/25
if you bought a tesla model 3 with their financing deal and ...
Overrated depressive
  12/27/25
No Consumer Financial Protection Bureau means incoming 40% A...
maniacal ocher menage regret
  12/27/25
I am seriously considering selling my entire vehicle collect...
Excitant Twisted Macaca Famous Landscape Painting
  12/27/25
Coon
soggy brindle trump supporter piazza
  12/27/25


Poast new message in this thread



Reply Favorite

Date: December 25th, 2025 8:10 PM
Author: Misanthropic prole

https://www.wsj.com/business/autos/car-payments-now-average-more-than-750-a-month-enter-the-100-month-car-loan-fcd7d284?st=s2hbkk&reflink=desktopwebshare_permalink

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49539753)



Reply Favorite

Date: December 25th, 2025 8:15 PM
Author: geriatric dopamine

happy hannukah!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49539765)



Reply Favorite

Date: December 25th, 2025 8:19 PM
Author: Supple Ape Turdskin

Who does this though? I usually put down 40-50% usually and aggressively pay it off.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49539777)



Reply Favorite

Date: December 26th, 2025 6:32 AM
Author: Misanthropic prole

1. Buy cash.

2. Take advantage of dealer financing.

3. Lease.

4. Fall for four quadrant and sign 100-month lease.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540293)



Reply Favorite

Date: December 26th, 2025 9:07 AM
Author: Supple Ape Turdskin

Lease lmao

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540437)



Reply Favorite

Date: December 26th, 2025 7:17 AM
Author: Painfully honest native

are u too poor to pay cash for a car?

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540328)



Reply Favorite

Date: December 26th, 2025 9:08 AM
Author: hyperactive aromatic mental disorder



(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540439)



Reply Favorite

Date: December 26th, 2025 9:24 AM
Author: sable big round eye

If you get something under $20K maybe, otherwise at least in my situation the $40-50,000 is better off being saved elsewhere.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540458)



Reply Favorite

Date: December 26th, 2025 9:25 AM
Author: Painfully honest native

csb

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540465)



Reply Favorite

Date: December 26th, 2025 5:29 PM
Author: Misanthropic prole

dealer financing is often a good deal

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541464)



Reply Favorite

Date: December 27th, 2025 3:42 AM
Author: hairraiser lay

Isn't it a little disgraceful to not have higher return alternatives for parking your cash?

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49542246)



Reply Favorite

Date: December 26th, 2025 9:17 AM
Author: Very Tactful Chapel

Most people don’t have a spare $20-30k lying around when they need to buy a car.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540446)



Reply Favorite

Date: December 26th, 2025 9:24 AM
Author: Painfully honest native

this is the most prestigious law boart in the world. who cares about most people

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540459)



Reply Favorite

Date: December 26th, 2025 11:11 AM
Author: bossy state

It you haven't spent 5-8 years saving up 20-30k to buy a car you have other fucking problems

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540678)



Reply Favorite

Date: December 26th, 2025 12:12 PM
Author: Mauve Soul-stirring Skinny Woman Shrine

Xo does though. This isn’t “the most prestigious most people board in the world”

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540756)



Reply Favorite

Date: December 26th, 2025 12:50 PM
Author: Very Tactful Chapel

The thread is about the average car payment. Not the car buying habits of UMC lawyers.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540848)



Reply Favorite

Date: December 26th, 2025 9:23 AM
Author: sable big round eye

Depends on what rates are and what else you might need cash for. Put the minimum down, and pay off aggressively. you never know when you'll need cash for something else like a furnace that dies in February in Minnesota.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540457)



Reply Favorite

Date: December 26th, 2025 9:25 AM
Author: Painfully honest native

lol @ xo poors that cant stomach both a car purchase and an appliance repair

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540462)



Reply Favorite

Date: December 26th, 2025 5:29 PM
Author: Supple Ape Turdskin

This. My HVAC went a month ago and I just wrote a check for $20k only because they couldn’t accept cash. This is XO. I spent $100k on a watch.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541465)



Reply Favorite

Date: December 26th, 2025 6:46 AM
Author: vivacious gaping codepig

personal cars will go down as the stupidest most counter productive invention of all time, it maeks zero sense, all this money wasted on cars and gas cld build literally free public transport all over world, but of course places with niggas wldnt like that but in asia it maeks perfect sense



(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540310)



Reply Favorite

Date: December 26th, 2025 9:25 AM
Author: sable big round eye

It's fun to drive and even more fun with a decent car. At some point personal enjoyment should count into your decisions.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540463)



Reply Favorite

Date: December 26th, 2025 2:21 PM
Author: vivacious gaping codepig

the amount govts msut spedn to build infra for this is absurd u faggot and then most countries dont have oil so they have to import it and also import cars which they usually pay in USD, this is an insane thing

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541094)



Reply Favorite

Date: December 26th, 2025 9:50 AM
Author: Mint flickering blood rage

You’re a retard. 99% of our country isn’t set up like NYC or London or even Prague or Munich. People need to carry large amounts of shit to their houses and travel large distances across rural areas. What kind of public transportation do you envision for Bentonville Arkansas? How would you have a bus bring you from some random sub-development to your suburban style office building 25 miles away? You can buy your own cheap used car and insurance and gas and probably spend $500 per month on this, which is way less than what it would cost to fund public transportation capable of providing the same service.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540485)



Reply Favorite

Date: December 26th, 2025 2:22 PM
Author: vivacious gaping codepig

US had street cars and shit before niggas got "rights" in 60s

most ppl wldnt even live in suburbs if not for niggas

that said, now that u have sefl driving furk private car ownership it shld be banned or made hideously expensive

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541096)



Reply Favorite

Date: December 29th, 2025 12:31 PM
Author: sable big round eye

This.

If I tried to bus to work it would take two hours each way with unbathed niggers for half the trip. I'd consider it if I had a few too many DUIs or if the roads were really bad and I had to get to the office. so far, I've never had to try it.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49547166)



Reply Favorite

Date: December 26th, 2025 9:58 AM
Author: electric primrose shitlib house

I think you’re understating how much niggers ruin the whole concept. People would still have cars, but being on a train several hours with nothing but white people while you take a trip to some other state would actually be a pleasant experience. Literally impossible with blacks. Even a single black on a train car can ruin it.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540494)



Reply Favorite

Date: December 26th, 2025 2:23 PM
Author: vivacious gaping codepig

i commented to my NOWAGamerikkkan breh in saigon other night that we were drinking beer outside 7-11 and there were hoards of trannie bar girls next door and across the street hoards of viets in a street cafe and next to us a birdshit family was also outside drinking some coconut shit and this was purely impossible to laughable proportions in the US totally cause of NIGGAS

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541101)



Reply Favorite

Date: December 27th, 2025 3:32 AM
Author: Marvelous Casino



(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49542240)



Reply Favorite

Date: December 26th, 2025 9:16 AM
Author: Very Tactful Chapel

Every car costs at least $40k now.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540444)



Reply Favorite

Date: December 26th, 2025 10:00 AM
Author: Seedy gaming laptop hall

lol no.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540497)



Reply Favorite

Date: December 26th, 2025 12:22 PM
Author: Very Tactful Chapel

Show me a new car that’s suitable for a family of 5 and costs less than $40k after taxes and fees.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540787)



Reply Favorite

Date: December 26th, 2025 5:28 PM
Author: Misanthropic prole

Kia Carnival

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541459)



Reply Favorite

Date: December 26th, 2025 9:20 AM
Author: sable big round eye

Good goyim!

My first car cost about $200 and ran for 2 years or so and would have gone longer if I hadn't totaled it. Gen X here though.



(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540449)



Reply Favorite

Date: December 26th, 2025 9:24 AM
Author: Laughsome pontificating new version resort

My car payment is $678.57. 3 more payments left!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540461)



Reply Favorite

Date: December 26th, 2025 2:46 PM
Author: trip buff jewess

DF in April 2026: these car title loan outfits are a total ripoff!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541154)



Reply Favorite

Date: December 26th, 2025 9:54 AM
Author: Provocative Parlor Potus

I just buy used and pay cash. Fuck these usurious loans. You can get something fairly nice and presentable under 40k.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540490)



Reply Favorite

Date: December 26th, 2025 10:08 AM
Author: Seedy gaming laptop hall

None of these idiots know you can get a decent slightly used car for $20k.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540518)



Reply Favorite

Date: December 26th, 2025 11:14 AM
Author: splenetic market gunner

Walmart.com has a surprisingly decent selection

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540683)



Reply Favorite

Date: December 26th, 2025 10:47 AM
Author: bistre bawdyhouse electric furnace

Cr. lol at having a payment when a GX 460 is 35k

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540631)



Reply Favorite

Date: December 26th, 2025 9:58 AM
Author: Seedy gaming laptop hall

Just paid off both my cars this morning! Titles are on the way!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540495)



Reply Favorite

Date: December 26th, 2025 10:49 AM
Author: Laughsome pontificating new version resort

Congrats, bro. I get my one outstanding title in April.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540635)



Reply Favorite

Date: December 26th, 2025 9:15 PM
Author: Seedy gaming laptop hall

Congrats! We are now elite. Actual title holders on decent cars.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541793)



Reply Favorite

Date: December 26th, 2025 12:16 PM
Author: Sickened odious foreskin location

I’ve never had a car payment in my life. On my 21st car. Always cash

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540766)



Reply Favorite

Date: December 26th, 2025 9:24 PM
Author: Seedy gaming laptop hall

Yeah but your dad’s money bought them for you, RSF.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541804)



Reply Favorite

Date: December 26th, 2025 1:02 PM
Author: Arousing Carmine Half-breed Trailer Park

COME ON DOWN TO MARCO RUBIO TOYOTA

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540867)



Reply Favorite

Date: December 26th, 2025 5:18 PM
Author: aqua goal in life internal respiration

Buy a cybertrunk $80k w/ 84 mo financing at 6.5% cr???

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541448)



Reply Favorite

Date: December 29th, 2025 12:35 PM
Author: aqua goal in life internal respiration

?

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49547176)



Reply Favorite

Date: December 26th, 2025 5:30 PM
Author: snowy set private investor

you'll own it after 50 years of payments

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541469)



Reply Favorite

Date: December 26th, 2025 5:37 PM
Author: Multi-colored Cream Tanning Salon

silver over $79/ounce.

gold over $4500/ounce.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541483)



Reply Favorite

Date: December 27th, 2025 12:42 AM
Author: thriller deranged hunting ground

"One problem is that automakers aren’t making models with a sticker price under $30,000"

Anything that cheap will be sedan, which a GoyTruck will easily swallow. These giant trucks are a scourge and causing everyone to upgrade to bigger (and thus more expensive) vehicles to keep their families safe.

The solution is to heavily tax these trucks but ofcourse birdshits will be opposed to that.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49542169)



Reply Favorite

Date: December 27th, 2025 12:44 AM
Author: big-titted charismatic spot pervert

Or make sedans taller?

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49542171)



Reply Favorite

Date: December 27th, 2025 1:45 AM
Author: Overrated depressive

if you bought a tesla model 3 with their financing deal and tax credit, it's like $500/mo payement

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49542199)



Reply Favorite

Date: December 27th, 2025 3:17 AM
Author: maniacal ocher menage regret

No Consumer Financial Protection Bureau means incoming 40% APR loans, thanks and happy new year!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49542231)



Reply Favorite

Date: December 27th, 2025 3:45 AM
Author: Excitant Twisted Macaca Famous Landscape Painting

I am seriously considering selling my entire vehicle collection and taking uber everywhere. Probably I will keep my old pick up.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49542249)



Reply Favorite

Date: December 27th, 2025 3:47 AM
Author: soggy brindle trump supporter piazza

Coon

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49542250)