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Car payments now average $750/month; can get 100-month financing

https://www.wsj.com/business/autos/car-payments-now-average-...
hyperventilating background story
  12/25/25
happy hannukah!
thirsty school coffee pot
  12/25/25
Who does this though? I usually put down 40-50% usually and ...
odious antidepressant drug
  12/25/25
1. Buy cash. 2. Take advantage of dealer financing. 3. Lea...
hyperventilating background story
  12/26/25
Lease lmao
odious antidepressant drug
  12/26/25
are u too poor to pay cash for a car?
dashing mediation library
  12/26/25
...
clear excitant sex offender lay
  12/26/25
If you get something under $20K maybe, otherwise at least in...
Naked parlour
  12/26/25
csb
dashing mediation library
  12/26/25
dealer financing is often a good deal
hyperventilating background story
  12/26/25
Isn't it a little disgraceful to not have higher return alte...
violet razzle sound barrier
  12/27/25
Most people don’t have a spare $20-30k lying around wh...
Light stage
  12/26/25
this is the most prestigious law boart in the world. who car...
dashing mediation library
  12/26/25
It you haven't spent 5-8 years saving up 20-30k to buy a car...
Contagious dark ladyboy stock car
  12/26/25
Xo does though. This isn’t “the most prestigious...
judgmental navy hissy fit senate
  12/26/25
The thread is about the average car payment. Not the car buy...
Light stage
  12/26/25
Depends on what rates are and what else you might need cash ...
Naked parlour
  12/26/25
lol @ xo poors that cant stomach both a car purchase and an ...
dashing mediation library
  12/26/25
This. My HVAC went a month ago and I just wrote a check for ...
odious antidepressant drug
  12/26/25
personal cars will go down as the stupidest most counter pro...
Startling flushed candlestick maker
  12/26/25
It's fun to drive and even more fun with a decent car. At so...
Naked parlour
  12/26/25
the amount govts msut spedn to build infra for this is absur...
Startling flushed candlestick maker
  12/26/25
You’re a retard. 99% of our country isn’t set up...
Twinkling Balding Church Clown
  12/26/25
US had street cars and shit before niggas got "rights&q...
Startling flushed candlestick maker
  12/26/25
This. If I tried to bus to work it would take two hours...
Naked parlour
  12/29/25
I think you’re understating how much niggers ruin the ...
erotic station potus
  12/26/25
i commented to my NOWAGamerikkkan breh in saigon other night...
Startling flushed candlestick maker
  12/26/25
...
citrine insanely creepy locale ape
  12/27/25
Every car costs at least $40k now.
Light stage
  12/26/25
lol no.
Bespoke legal warrant
  12/26/25
Show me a new car that’s suitable for a family of 5 an...
Light stage
  12/26/25
Kia Carnival
hyperventilating background story
  12/26/25
Good goyim! My first car cost about $200 and ran for 2 ye...
Naked parlour
  12/26/25
My car payment is $678.57. 3 more payments left!
Geriatric slate cuck
  12/26/25
DF in April 2026: these car title loan outfits are a total r...
bistre zippy idiot messiness
  12/26/25
I just buy used and pay cash. Fuck these usurious loans. You...
exciting chapel
  12/26/25
None of these idiots know you can get a decent slightly used...
Bespoke legal warrant
  12/26/25
Walmart.com has a surprisingly decent selection
Abnormal wrinkle hunting ground
  12/26/25
Cr. lol at having a payment when a GX 460 is 35k
seedy angry sandwich rehab
  12/26/25
Just paid off both my cars this morning! Titles are on the ...
Bespoke legal warrant
  12/26/25
Congrats, bro. I get my one outstanding title in April.
Geriatric slate cuck
  12/26/25
Congrats! We are now elite. Actual title holders on decen...
Bespoke legal warrant
  12/26/25
I’ve never had a car payment in my life. On my 21st ca...
sepia macaca
  12/26/25
Yeah but your dad’s money bought them for you, RSF.
Bespoke legal warrant
  12/26/25
COME ON DOWN TO MARCO RUBIO TOYOTA
Maroon home digit ratio
  12/26/25
Buy a cybertrunk $80k w/ 84 mo financing at 6.5% cr???
Translucent heady business firm dysfunction
  12/26/25
?
Translucent heady business firm dysfunction
  12/29/25
you'll own it after 50 years of payments
boyish parlor
  12/26/25
silver over $79/ounce. gold over $4500/ounce.
Comical State Factory Reset Button
  12/26/25
"One problem is that automakers aren’t making mod...
violent coral piazza tattoo
  12/27/25
Or make sedans taller?
Charismatic market kitty cat
  12/27/25
if you bought a tesla model 3 with their financing deal and ...
overrated cruel-hearted set
  12/27/25
No Consumer Financial Protection Bureau means incoming 40% A...
carmine generalized bond bawdyhouse
  12/27/25
I am seriously considering selling my entire vehicle collect...
Bearded Coiffed Really Tough Guy
  12/27/25
Coon
abusive crackhouse
  12/27/25


Poast new message in this thread



Reply Favorite

Date: December 25th, 2025 8:10 PM
Author: hyperventilating background story

https://www.wsj.com/business/autos/car-payments-now-average-more-than-750-a-month-enter-the-100-month-car-loan-fcd7d284?st=s2hbkk&reflink=desktopwebshare_permalink

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49539753)



Reply Favorite

Date: December 25th, 2025 8:15 PM
Author: thirsty school coffee pot

happy hannukah!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49539765)



Reply Favorite

Date: December 25th, 2025 8:19 PM
Author: odious antidepressant drug

Who does this though? I usually put down 40-50% usually and aggressively pay it off.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49539777)



Reply Favorite

Date: December 26th, 2025 6:32 AM
Author: hyperventilating background story

1. Buy cash.

2. Take advantage of dealer financing.

3. Lease.

4. Fall for four quadrant and sign 100-month lease.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540293)



Reply Favorite

Date: December 26th, 2025 9:07 AM
Author: odious antidepressant drug

Lease lmao

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540437)



Reply Favorite

Date: December 26th, 2025 7:17 AM
Author: dashing mediation library

are u too poor to pay cash for a car?

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540328)



Reply Favorite

Date: December 26th, 2025 9:08 AM
Author: clear excitant sex offender lay



(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540439)



Reply Favorite

Date: December 26th, 2025 9:24 AM
Author: Naked parlour

If you get something under $20K maybe, otherwise at least in my situation the $40-50,000 is better off being saved elsewhere.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540458)



Reply Favorite

Date: December 26th, 2025 9:25 AM
Author: dashing mediation library

csb

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540465)



Reply Favorite

Date: December 26th, 2025 5:29 PM
Author: hyperventilating background story

dealer financing is often a good deal

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541464)



Reply Favorite

Date: December 27th, 2025 3:42 AM
Author: violet razzle sound barrier

Isn't it a little disgraceful to not have higher return alternatives for parking your cash?

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49542246)



Reply Favorite

Date: December 26th, 2025 9:17 AM
Author: Light stage

Most people don’t have a spare $20-30k lying around when they need to buy a car.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540446)



Reply Favorite

Date: December 26th, 2025 9:24 AM
Author: dashing mediation library

this is the most prestigious law boart in the world. who cares about most people

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540459)



Reply Favorite

Date: December 26th, 2025 11:11 AM
Author: Contagious dark ladyboy stock car

It you haven't spent 5-8 years saving up 20-30k to buy a car you have other fucking problems

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540678)



Reply Favorite

Date: December 26th, 2025 12:12 PM
Author: judgmental navy hissy fit senate

Xo does though. This isn’t “the most prestigious most people board in the world”

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540756)



Reply Favorite

Date: December 26th, 2025 12:50 PM
Author: Light stage

The thread is about the average car payment. Not the car buying habits of UMC lawyers.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540848)



Reply Favorite

Date: December 26th, 2025 9:23 AM
Author: Naked parlour

Depends on what rates are and what else you might need cash for. Put the minimum down, and pay off aggressively. you never know when you'll need cash for something else like a furnace that dies in February in Minnesota.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540457)



Reply Favorite

Date: December 26th, 2025 9:25 AM
Author: dashing mediation library

lol @ xo poors that cant stomach both a car purchase and an appliance repair

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540462)



Reply Favorite

Date: December 26th, 2025 5:29 PM
Author: odious antidepressant drug

This. My HVAC went a month ago and I just wrote a check for $20k only because they couldn’t accept cash. This is XO. I spent $100k on a watch.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541465)



Reply Favorite

Date: December 26th, 2025 6:46 AM
Author: Startling flushed candlestick maker

personal cars will go down as the stupidest most counter productive invention of all time, it maeks zero sense, all this money wasted on cars and gas cld build literally free public transport all over world, but of course places with niggas wldnt like that but in asia it maeks perfect sense



(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540310)



Reply Favorite

Date: December 26th, 2025 9:25 AM
Author: Naked parlour

It's fun to drive and even more fun with a decent car. At some point personal enjoyment should count into your decisions.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540463)



Reply Favorite

Date: December 26th, 2025 2:21 PM
Author: Startling flushed candlestick maker

the amount govts msut spedn to build infra for this is absurd u faggot and then most countries dont have oil so they have to import it and also import cars which they usually pay in USD, this is an insane thing

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541094)



Reply Favorite

Date: December 26th, 2025 9:50 AM
Author: Twinkling Balding Church Clown

You’re a retard. 99% of our country isn’t set up like NYC or London or even Prague or Munich. People need to carry large amounts of shit to their houses and travel large distances across rural areas. What kind of public transportation do you envision for Bentonville Arkansas? How would you have a bus bring you from some random sub-development to your suburban style office building 25 miles away? You can buy your own cheap used car and insurance and gas and probably spend $500 per month on this, which is way less than what it would cost to fund public transportation capable of providing the same service.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540485)



Reply Favorite

Date: December 26th, 2025 2:22 PM
Author: Startling flushed candlestick maker

US had street cars and shit before niggas got "rights" in 60s

most ppl wldnt even live in suburbs if not for niggas

that said, now that u have sefl driving furk private car ownership it shld be banned or made hideously expensive

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541096)



Reply Favorite

Date: December 29th, 2025 12:31 PM
Author: Naked parlour

This.

If I tried to bus to work it would take two hours each way with unbathed niggers for half the trip. I'd consider it if I had a few too many DUIs or if the roads were really bad and I had to get to the office. so far, I've never had to try it.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49547166)



Reply Favorite

Date: December 26th, 2025 9:58 AM
Author: erotic station potus

I think you’re understating how much niggers ruin the whole concept. People would still have cars, but being on a train several hours with nothing but white people while you take a trip to some other state would actually be a pleasant experience. Literally impossible with blacks. Even a single black on a train car can ruin it.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540494)



Reply Favorite

Date: December 26th, 2025 2:23 PM
Author: Startling flushed candlestick maker

i commented to my NOWAGamerikkkan breh in saigon other night that we were drinking beer outside 7-11 and there were hoards of trannie bar girls next door and across the street hoards of viets in a street cafe and next to us a birdshit family was also outside drinking some coconut shit and this was purely impossible to laughable proportions in the US totally cause of NIGGAS

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541101)



Reply Favorite

Date: December 27th, 2025 3:32 AM
Author: citrine insanely creepy locale ape



(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49542240)



Reply Favorite

Date: December 26th, 2025 9:16 AM
Author: Light stage

Every car costs at least $40k now.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540444)



Reply Favorite

Date: December 26th, 2025 10:00 AM
Author: Bespoke legal warrant

lol no.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540497)



Reply Favorite

Date: December 26th, 2025 12:22 PM
Author: Light stage

Show me a new car that’s suitable for a family of 5 and costs less than $40k after taxes and fees.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540787)



Reply Favorite

Date: December 26th, 2025 5:28 PM
Author: hyperventilating background story

Kia Carnival

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541459)



Reply Favorite

Date: December 26th, 2025 9:20 AM
Author: Naked parlour

Good goyim!

My first car cost about $200 and ran for 2 years or so and would have gone longer if I hadn't totaled it. Gen X here though.



(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540449)



Reply Favorite

Date: December 26th, 2025 9:24 AM
Author: Geriatric slate cuck

My car payment is $678.57. 3 more payments left!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540461)



Reply Favorite

Date: December 26th, 2025 2:46 PM
Author: bistre zippy idiot messiness

DF in April 2026: these car title loan outfits are a total ripoff!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541154)



Reply Favorite

Date: December 26th, 2025 9:54 AM
Author: exciting chapel

I just buy used and pay cash. Fuck these usurious loans. You can get something fairly nice and presentable under 40k.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540490)



Reply Favorite

Date: December 26th, 2025 10:08 AM
Author: Bespoke legal warrant

None of these idiots know you can get a decent slightly used car for $20k.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540518)



Reply Favorite

Date: December 26th, 2025 11:14 AM
Author: Abnormal wrinkle hunting ground

Walmart.com has a surprisingly decent selection

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540683)



Reply Favorite

Date: December 26th, 2025 10:47 AM
Author: seedy angry sandwich rehab

Cr. lol at having a payment when a GX 460 is 35k

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540631)



Reply Favorite

Date: December 26th, 2025 9:58 AM
Author: Bespoke legal warrant

Just paid off both my cars this morning! Titles are on the way!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540495)



Reply Favorite

Date: December 26th, 2025 10:49 AM
Author: Geriatric slate cuck

Congrats, bro. I get my one outstanding title in April.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540635)



Reply Favorite

Date: December 26th, 2025 9:15 PM
Author: Bespoke legal warrant

Congrats! We are now elite. Actual title holders on decent cars.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541793)



Reply Favorite

Date: December 26th, 2025 12:16 PM
Author: sepia macaca

I’ve never had a car payment in my life. On my 21st car. Always cash

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540766)



Reply Favorite

Date: December 26th, 2025 9:24 PM
Author: Bespoke legal warrant

Yeah but your dad’s money bought them for you, RSF.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541804)



Reply Favorite

Date: December 26th, 2025 1:02 PM
Author: Maroon home digit ratio

COME ON DOWN TO MARCO RUBIO TOYOTA

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49540867)



Reply Favorite

Date: December 26th, 2025 5:18 PM
Author: Translucent heady business firm dysfunction

Buy a cybertrunk $80k w/ 84 mo financing at 6.5% cr???

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541448)



Reply Favorite

Date: December 29th, 2025 12:35 PM
Author: Translucent heady business firm dysfunction

?

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49547176)



Reply Favorite

Date: December 26th, 2025 5:30 PM
Author: boyish parlor

you'll own it after 50 years of payments

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541469)



Reply Favorite

Date: December 26th, 2025 5:37 PM
Author: Comical State Factory Reset Button

silver over $79/ounce.

gold over $4500/ounce.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49541483)



Reply Favorite

Date: December 27th, 2025 12:42 AM
Author: violent coral piazza tattoo

"One problem is that automakers aren’t making models with a sticker price under $30,000"

Anything that cheap will be sedan, which a GoyTruck will easily swallow. These giant trucks are a scourge and causing everyone to upgrade to bigger (and thus more expensive) vehicles to keep their families safe.

The solution is to heavily tax these trucks but ofcourse birdshits will be opposed to that.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49542169)



Reply Favorite

Date: December 27th, 2025 12:44 AM
Author: Charismatic market kitty cat

Or make sedans taller?

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49542171)



Reply Favorite

Date: December 27th, 2025 1:45 AM
Author: overrated cruel-hearted set

if you bought a tesla model 3 with their financing deal and tax credit, it's like $500/mo payement

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49542199)



Reply Favorite

Date: December 27th, 2025 3:17 AM
Author: carmine generalized bond bawdyhouse

No Consumer Financial Protection Bureau means incoming 40% APR loans, thanks and happy new year!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49542231)



Reply Favorite

Date: December 27th, 2025 3:45 AM
Author: Bearded Coiffed Really Tough Guy

I am seriously considering selling my entire vehicle collection and taking uber everywhere. Probably I will keep my old pick up.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49542249)



Reply Favorite

Date: December 27th, 2025 3:47 AM
Author: abusive crackhouse

Coon

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2#49542250)