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For the average UMC dude, journey to $1m liquid is easy; getting to $10m is slog
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Date: December 16th, 2025 8:46 AM Author: Flushed digit ratio That’s it. Title. If you just sock away on autopilot without much effect on your life sometime in your 30s, maybe 40s if you had a slower start, you finding yourself with $1m liquid.
Figuring out how to 10x that in a reasonable amount of time, on the other hand, is the fight of a lifetime. “Just fund your 401k and backdoor IRA” ain’t gonna cut it. |
Date: December 16th, 2025 9:06 AM Author: puce abusive hominid Genius OP we got here. It’s much harder to make 10x than 1x. Genius insight. (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513240) |
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Date: December 16th, 2025 9:08 AM Author: brilliant lascivious juggernaut Bro getting from (((in debt))) to $1m is not “1x.” (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513242) |
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Date: December 16th, 2025 9:09 AM Author: Flushed digit ratio (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513245) |
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Date: December 16th, 2025 11:55 AM Author: puce abusive hominid low iq schtick? when did you say debt in the op? (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513643) |
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Date: December 16th, 2025 12:51 PM Author: amethyst new version ape "average umc dude" (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513842) |
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Date: December 16th, 2025 2:24 PM Author: puce abusive hominid ur prole, not umc, bro. the average umc dood isnt 400k in debt like u (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49514205) |
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Date: December 16th, 2025 2:46 PM Author: amethyst new version ape "average umc dude" (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49514281) |
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Date: December 17th, 2025 9:06 AM Author: brilliant lascivious juggernaut (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49516078) |
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Date: December 16th, 2025 12:54 PM Author: internet-worthy gaming laptop stock car lol at this kike (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513855) |
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Date: December 17th, 2025 9:04 AM Author: brilliant lascivious juggernaut (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49516072) |
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Date: December 16th, 2025 9:10 AM Author: Milky concupiscible national doesnt resonate with me. the first 1M was really hard. the next few have been easy since market gains now contribute substantially to my NW. (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513252) |
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Date: December 16th, 2025 11:59 AM Author: razzle-dazzle bonkers prole I remember being irate in 2009-10 that I had basically no money to invest and thought stuff would go up bigly. Turned my $10,000 into like $12,000 or whatever. Now every time I look at my accounts they are always 100000k higher (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513668) |
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Date: December 16th, 2025 12:43 PM Author: Glassy Yapping Round Eye The first 100k-250k is way harder than the 1-2.5 mill (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513806) |
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Date: December 16th, 2025 12:49 PM Author: well-lubricated swashbuckling factory reset button space every dollar you save is like a little soldier youre building an army to fight for YOU (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513832) |
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Date: December 17th, 2025 9:59 PM Author: sooty hilarious kitchen puppy are you at $10 million though? (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49518208) |
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Date: December 17th, 2025 10:39 PM Author: Milky concupiscible national no but i have no doubt ill get there. there was real doubt id make 1M starting from negative 200k (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49518356) |
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Date: December 18th, 2025 2:44 AM Author: Flushed digit ratio u on ur death bed at 88:
“I maed it. $11.5m liquid. My wayward, grey-haired, paunchy 55-year-old son can finally enjoy the fruits of my lifetime of labor.” |
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Date: December 18th, 2025 11:38 AM Author: Milky concupiscible national (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49519146) |
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Date: December 18th, 2025 11:23 AM Author: sooty hilarious kitchen puppy what are you at? getting to $10 million is hard af for a wagie (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49519097) |
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Date: December 18th, 2025 11:37 AM Author: Milky concupiscible national 3.5 (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49519141) |
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Date: December 18th, 2025 3:42 PM Author: sooty hilarious kitchen puppy i'm going to break 8 with the year end bonus and i fucking give up and want to die (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49519878) |
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Date: December 18th, 2025 3:55 PM Author: Milky concupiscible national keep billing brah (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49519928) |
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Date: December 18th, 2025 4:17 PM Author: sooty hilarious kitchen puppy will do thank (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49520032) |
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Date: December 16th, 2025 9:12 AM Author: splenetic lake keepsake machete "Easy to a million" is still 15-20 years in your reckoning. The fact is wagecucks aren't meant to get wealthy. Some do, the same way some people win the lottery. But the typical UMC wagecuck is a slave who society allows to have a nicer than average prison cell and lets you think you are amassing wealth in your "401k" and "Roth IRA" which are just prison cells for your money til you're too old to use it for anything meaningful except Carnival cruises and nursing care.
The only way out of slavery is to become a capitalist and entrepreneur, then 10m, 50m etc are easy. But a wagecuck doing that would be like a pig flying. |
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Date: December 16th, 2025 12:37 PM Author: Anal Mad Cow Disease lol at "10m, 50m etc are easy." Just do be an entrepreneur and build a $100m company. For the average schmuck, it's probably better to just join a company that has good equity comp and work for a decade while keeping expenses down to the extent possible. Most niggas aren't going to be Henry Ford just because they start a business. (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513792) |
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Date: December 16th, 2025 2:09 PM Author: splenetic lake keepsake machete Exactly what I'm saying. They are born to be wagecucks. They fundamentally don't have it to be a self-sufficient captain of industry. (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49514161) |
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Date: December 16th, 2025 2:19 PM Author: thirsty bearded macaca Where would you rate yourself on a scale of born to be a wagie to Henry Ford (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49514187) |
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Date: December 16th, 2025 3:08 PM Author: splenetic lake keepsake machete I'm like 1/10 of a Mike Burry type. A deciburry (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49514342) |
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Date: December 16th, 2025 12:00 PM Author: razzle-dazzle bonkers prole Also that million now is equivalent to $250k 20 years ago (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513673) |
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Date: December 16th, 2025 12:52 PM Author: amethyst new version ape (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513847) |
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Date: December 16th, 2025 12:55 PM Author: Glassy Yapping Round Eye This ties into this weeks Torah portion (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49513861) |
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Date: December 17th, 2025 10:10 PM Author: salmon forum voyeur (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49518242) |
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Date: December 16th, 2025 2:47 PM Author: sooty hilarious kitchen puppy cr (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49514283) |
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Date: December 17th, 2025 9:07 AM Author: Citrine Institution Mexican by "liquid" do you mean post-tax non-retirement? also let's NOT make this about my Net Worth which is perfectly respectable imho. (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49516080) |
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Date: December 17th, 2025 9:55 PM Author: Flushed digit ratio I just mean liquid. So not counting shit like home equity or your baseball card collection but IDGAF if it’s in an IRA or a brokerage account or a bank account—as long as you can pull it out within a reasonable time, say three business days or less, it’s liquid to me. (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49518194) |
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Date: December 17th, 2025 10:42 PM Author: Mahogany Garrison my baseball cards are collector grade, it's basically cash equivalent. many standard houses too. makes no sense to exclude (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49518362) |
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Date: December 17th, 2025 10:42 PM Author: canary startled marketing idea library No one even brought up your net worth, champ. (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49518360) |
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Date: December 18th, 2025 2:50 AM Author: Know-it-all aqua pisswyrm kitty this country needs to be destroyed (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49518627) |
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Date: December 18th, 2025 11:40 AM Author: vivacious pearl wrinkle This ties to your overhead starting to get away from you as you start to feel more secure in your finances and family commitments increase (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49519157) |
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Date: December 18th, 2025 3:39 PM Author: Flushed digit ratio mods (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2#49519866) |