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Bill Ackman: Pres. Trump, how about we charge fees for paying mortgage early?

Lmao. The masks are completely off. https://x.com/billac...
Paralegal Mohammad
  01/11/26
“I talked with an (((expert))), he said the (((math)))...
cannon
  01/11/26
Trump and Bill Pulte, scion of Pulte Homes and the author of...
Paralegal Mohammad
  01/11/26
I was expecting the made-up expert to have She pronouns tbh
cowgod
  01/11/26
LJL. Thought this would be flame. And his reason? "W...
Nazca Redlines
  01/11/26
Oy vey! Because it’s never about helping Americans,...
Paralegal Mohammad
  01/11/26
Don't MBS in theory reduce borrowing costs/interest rates fo...
woah
  01/11/26
Yes to first, no to second.
me mum died in the holly (TT6)
  01/11/26
...
Smoked Double Baked Sweet Potato Skins and Wings
  01/11/26
Why wouldn't that be a good option to make a choice lock int...
,.,,,.
  01/11/26
Because it’s the textbook definition of a moral hazard...
Paralegal Mohammad
  01/11/26
Honestly I never understood how so many countries and people...
i gave my cousin head
  01/11/26
until now?
me mum died in the holly (TT6)
  01/11/26
he probably starting noticing after 10/7/23. that was when i...
Shekky Coinberg
  01/11/26
Trump, please let us lock in regular Americans into 30 year ...
me mum died in the holly (TT6)
  01/11/26
50*
Paralegal Mohammad
  01/11/26
"sorry your mum died, since it wasn't in a holly, we ar...
me mum died in the holly (TT6)
  01/11/26
does this mean there would also be a fee if you paid everyth...
htt
  01/11/26
That’s one type of prepayment, yes.
Paralegal Mohammad
  01/11/26
(guy trying to use a mortgage for the points)
me mum died in the holly (TT6)
  01/11/26
Yes, the MBS holders must be compensated for those who choos...
David Poaster Wallace
  01/11/26
...
So we looked at the data
  01/11/26
And not just Kushner's buddy MBS!
Trust If Aryan
  01/11/26
Other countries have this but the interest rate is renegotia...
Louis Poasteur
  01/11/26
you cant even flush toilet paper down the toilet in other co...
i gave my cousin head
  01/11/26
americans are disgusting
me mum died in the holly (TT6)
  01/11/26
Goyim will eat this up fuck they are stupid as shit
girth brooks
  01/11/26
...
So we looked at the data
  01/11/26
...
i gave my cousin head
  01/11/26
...
CapTTTainFalcon
  01/11/26
came here to bump a funny flame thread title
....,.,.;;;,.,,:,.,.,::,.....,:.,..,..
  01/11/26
Fuck you Trump cucks! Kike demon worshipping traitors to hum...
Trust If Aryan
  01/11/26


Poast new message in this thread



Reply Favorite

Date: January 11th, 2026 2:12 PM
Author: Paralegal Mohammad (Death, death to the IDF!)

Lmao. The masks are completely off.

https://x.com/billackman/status/2010139261282959528

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581042)



Reply Favorite

Date: January 11th, 2026 2:16 PM
Author: cannon

“I talked with an (((expert))), he said the (((math))) is sound!”

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581059)



Reply Favorite

Date: January 11th, 2026 2:22 PM
Author: Paralegal Mohammad (Death, death to the IDF!)

Trump and Bill Pulte, scion of Pulte Homes and the author of the 50 year mortgage are probably taking this suggestion very seriously. America First!

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581078)



Reply Favorite

Date: January 11th, 2026 2:34 PM
Author: cowgod

I was expecting the made-up expert to have She pronouns tbh

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581099)



Reply Favorite

Date: January 11th, 2026 2:23 PM
Author: Nazca Redlines

LJL. Thought this would be flame.

And his reason? "While this feature is attractive for homeowners, it comes at a significant cost as buyers of mortgage backed securities (‘MBS’) require a significant increase in spread to compensate them for giving the borrower the option to prepay at anytime."

How about, instead, we just ban mortgage backed securities? And also, while we're at it, other CDOs, derivatives, high-frequency trading, and corporate ownership of single-family homes, all of which are detrimental to 99.9% of Americans.



(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581079)



Reply Favorite

Date: January 11th, 2026 2:27 PM
Author: Paralegal Mohammad (Death, death to the IDF!)

Oy vey!

Because it’s never about helping Americans, it’s about pulling wool over their eyes and keeping them dumb to sell short-term dopamine hits while hurting them in the long-run. His suggestion is literally to pay the Jewish banker an extra fee every time you refinance a mortgage.

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581089)



Reply Favorite

Date: January 11th, 2026 2:38 PM
Author: woah (hitler did nothing wrong)

Don't MBS in theory reduce borrowing costs/interest rates for home buyers? And increase mortgage availability?

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581116)



Reply Favorite

Date: January 11th, 2026 2:41 PM
Author: me mum died in the holly (TT6)

Yes to first, no to second.

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581121)



Reply Favorite

Date: January 11th, 2026 6:17 PM
Author: Smoked Double Baked Sweet Potato Skins and Wings (gunneratttt)



(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581560)



Reply Favorite

Date: January 11th, 2026 2:32 PM
Author: ,.,,,.

Why wouldn't that be a good option to make a choice lock into 5.35% or pay 6%? Obviously if the base rate was 3% the lockable rate wouldn't offer the same 65basis discount because no one would pay early. But the consumer is not forced into anything unless he's a dumb nigger.

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581097)



Reply Favorite

Date: January 11th, 2026 2:38 PM
Author: Paralegal Mohammad (Death, death to the IDF!)

Because it’s the textbook definition of a moral hazard? Because it encourages the consumer to take on more debt? These people operate under the assumption that there should be no guardrails to protect citizens in any society that isn’t Israel. They have universal healthcare and highly subsidized college there. Why don’t you?

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581115)



Reply Favorite

Date: January 11th, 2026 2:36 PM
Author: i gave my cousin head

Honestly I never understood how so many countries and people from all over the world could kick out a single race so many times independently

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581108)



Reply Favorite

Date: January 11th, 2026 2:36 PM
Author: me mum died in the holly (TT6)

until now?

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581111)



Reply Favorite

Date: January 11th, 2026 2:45 PM
Author: Shekky Coinberg ((zurich is stained))

he probably starting noticing after 10/7/23. that was when i started paying attention to the JQ because of all the carnage in gaza (and at the same time, them crying on news programs about how they're the victim).

but the oppression of the palestinians was just the tip of the iceberg. man, what you find out when you start looking into the jewish people is astounding. much like what the board found when they started scrutinizing spaceporn as a father.

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581129)



Reply Favorite

Date: January 11th, 2026 2:36 PM
Author: me mum died in the holly (TT6)

Trump, please let us lock in regular Americans into 30 year debt agreements that come with significant penalties if they try to renegotiate or pay off early. Think of the basis points saved upfront just for the small change of being locked into something for 30 years!

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581109)



Reply Favorite

Date: January 11th, 2026 2:45 PM
Author: Paralegal Mohammad (Death, death to the IDF!)

50*

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581128)



Reply Favorite

Date: January 11th, 2026 2:54 PM
Author: me mum died in the holly (TT6)

"sorry your mum died, since it wasn't in a holly, we are gonna need a 10% prepayment fee of the mortgage to transfer it to you"

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581142)



Reply Favorite

Date: January 11th, 2026 2:40 PM
Author: htt

does this mean there would also be a fee if you paid everything up front all at once?

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581118)



Reply Favorite

Date: January 11th, 2026 2:45 PM
Author: Paralegal Mohammad (Death, death to the IDF!)

That’s one type of prepayment, yes.

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581126)



Reply Favorite

Date: January 11th, 2026 2:54 PM
Author: me mum died in the holly (TT6)

(guy trying to use a mortgage for the points)

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581145)



Reply Favorite

Date: January 11th, 2026 2:57 PM
Author: David Poaster Wallace

Yes, the MBS holders must be compensated for those who choose not to participate in a mortgage.

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581152)



Reply Favorite

Date: January 11th, 2026 4:10 PM
Author: So we looked at the data



(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581311)



Reply Favorite

Date: January 11th, 2026 4:19 PM
Author: Trust If Aryan

And not just Kushner's buddy MBS!

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581330)



Reply Favorite

Date: January 11th, 2026 2:56 PM
Author: Louis Poasteur

Other countries have this but the interest rate is renegotiated every 3-5 years and the prepayment penalty only occurs if rates went down and it only applies to the remaining time until the next renewal period

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581150)



Reply Favorite

Date: January 11th, 2026 3:01 PM
Author: i gave my cousin head

you cant even flush toilet paper down the toilet in other countries

i dont give a fuck what they do

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581162)



Reply Favorite

Date: January 11th, 2026 3:04 PM
Author: me mum died in the holly (TT6)

americans are disgusting

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581175)



Reply Favorite

Date: January 11th, 2026 3:02 PM
Author: girth brooks

Goyim will eat this up fuck they are stupid as shit

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581165)



Reply Favorite

Date: January 11th, 2026 4:10 PM
Author: So we looked at the data



(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581310)



Reply Favorite

Date: January 11th, 2026 4:18 PM
Author: i gave my cousin head



(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581329)



Reply Favorite

Date: January 11th, 2026 6:12 PM
Author: CapTTTainFalcon



(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581555)



Reply Favorite

Date: January 11th, 2026 3:10 PM
Author: ....,.,.;;;,.,,:,.,.,::,.....,:.,..,..


came here to bump a funny flame thread title

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581188)



Reply Favorite

Date: January 11th, 2026 4:18 PM
Author: Trust If Aryan

Fuck you Trump cucks! Kike demon worshipping traitors to humanity

(http://www.autoadmit.com/thread.php?thread_id=5820747&forum_id=2#49581328)