\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

I'm copping $31,489 a year just from SGOV/GSY Dividends

My budget is like $35k, im basically covering shit This i...
sinister locus
  01/03/26
4% is pretty good
amber step-uncle's house
  01/03/26
SGOV is 4.20% and GSY is 4.61% saar when market tanks 15%...
sinister locus
  01/03/26
4% is pretty good
amber step-uncle's house
  01/03/26
That's more then 4% nigga, can u even math? do u even percen...
sinister locus
  01/03/26
Grats on the 4 percent
amber step-uncle's house
  01/03/26
it's 4.37% in total, thats moar than 4% faggotchod
sinister locus
  01/03/26
4perc
amber step-uncle's house
  01/03/26
After taxes it’s like 0.00000001%
Azure mind-boggling genital piercing
  01/03/26
i wont owe taxes, get a disability exemption for being turd
sinister locus
  01/03/26
how much u have invested in that, my nigga?
irradiated hyperactive foreskin parlor
  01/03/26
720,467 im only abt half equities now, may sell more. fee...
sinister locus
  01/03/26
Check out JAAA, probably the best near cash equivalent.
bonkers alcoholic feces theater stage
  01/03/26
tank u saar, looks good maybe will move some SGOV to that to...
sinister locus
  01/03/26
do u have a newsletter i want to learn to manage my portfoli...
Fuchsia sound barrier
  01/03/26
sure: www.onlyfans.com/turdblowsurportfolio
sinister locus
  01/03/26
I'm thinking of putting about 200k into CAG to catch appreci...
big multi-billionaire
  01/03/26
Conagra Brands Inc? that shit has been on a straightline ...
sinister locus
  01/03/26
lol, I'm running the wheel strategy on 100 shares of CAG for...
bonkers alcoholic feces theater stage
  01/03/26
Good idea. I'll sell puts at prices I like.
big multi-billionaire
  01/03/26
i think i get like high 3s from my savings account bro
Navy hyperventilating stead potus
  01/03/26
behold the POWERGOY Savings Account
sinister locus
  01/03/26
yes im a powergoy i keep like 15k in a savings account
Navy hyperventilating stead potus
  01/03/26
explain why GSY. why not dump everything in SGOV practically...
Appetizing carnelian menage
  01/03/26
tbf the current spread for credit risk makes GSY not worth i...
bonkers alcoholic feces theater stage
  01/03/26
Also SGOV actually beat GSY over five years, lol: https:/...
bonkers alcoholic feces theater stage
  01/03/26
GSY gets .4% more div and it seems safe as furk nigga even i...
sinister locus
  01/04/26
If bitcoin drops to 80k it would dwarf any returns from hold...
cordovan jewess ticket booth
  01/03/26
Does VUSXX make sense for a NY bro? Currently park my cash t...
Stimulating main people
  01/03/26
SGOV performs the same as VUSXX. If you are considering JAA...
bonkers alcoholic feces theater stage
  01/03/26
Is SGOV a good place to hold cash? SGOV and similar (VMFX...
zippy den
  01/03/26


Poast new message in this thread



Reply Favorite

Date: January 3rd, 2026 1:41 PM
Author: sinister locus

My budget is like $35k, im basically covering shit

This is $86.27 a day FREE money for doing nothing, I can easily live nicely in Asia on that forever

And this is only with abt $720,467, half my NW, in these two ETF

If I went 100% then im making over 60k FREE money thats insane

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559306)



Reply Favorite

Date: January 3rd, 2026 1:43 PM
Author: amber step-uncle's house

4% is pretty good

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559318)



Reply Favorite

Date: January 3rd, 2026 2:05 PM
Author: sinister locus

SGOV is 4.20% and GSY is 4.61% saar

when market tanks 15% i will start buying stooks again

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559428)



Reply Favorite

Date: January 3rd, 2026 2:13 PM
Author: amber step-uncle's house

4% is pretty good

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559451)



Reply Favorite

Date: January 3rd, 2026 2:14 PM
Author: sinister locus

That's more then 4% nigga, can u even math? do u even percents?

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559453)



Reply Favorite

Date: January 3rd, 2026 2:15 PM
Author: amber step-uncle's house

Grats on the 4 percent

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559455)



Reply Favorite

Date: January 3rd, 2026 2:15 PM
Author: sinister locus

it's 4.37% in total, thats moar than 4% faggotchod

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559460)



Reply Favorite

Date: January 3rd, 2026 2:16 PM
Author: amber step-uncle's house

4perc

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559462)



Reply Favorite

Date: January 3rd, 2026 3:43 PM
Author: Azure mind-boggling genital piercing

After taxes it’s like 0.00000001%

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559854)



Reply Favorite

Date: January 3rd, 2026 3:46 PM
Author: sinister locus

i wont owe taxes, get a disability exemption for being turd

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559862)



Reply Favorite

Date: January 3rd, 2026 1:48 PM
Author: irradiated hyperactive foreskin parlor

how much u have invested in that, my nigga?

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559342)



Reply Favorite

Date: January 3rd, 2026 2:06 PM
Author: sinister locus

720,467

im only abt half equities now, may sell more. feels good will wait for jews to tank market then buy TQQQ

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559429)



Reply Favorite

Date: January 3rd, 2026 3:47 PM
Author: bonkers alcoholic feces theater stage

Check out JAAA, probably the best near cash equivalent.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559865)



Reply Favorite

Date: January 3rd, 2026 4:07 PM
Author: sinister locus

tank u saar, looks good maybe will move some SGOV to that to cop extra 1%+

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559940)



Reply Favorite

Date: January 3rd, 2026 3:48 PM
Author: Fuchsia sound barrier

do u have a newsletter i want to learn to manage my portfolio for maximum safety and income

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559872)



Reply Favorite

Date: January 3rd, 2026 4:07 PM
Author: sinister locus

sure:

www.onlyfans.com/turdblowsurportfolio

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559945)



Reply Favorite

Date: January 3rd, 2026 3:58 PM
Author: big multi-billionaire

I'm thinking of putting about 200k into CAG to catch appreciation and an 8% dividend. I'm holding back because of inflation spikes again, CAG will probably plummet to $12 and cut the dividend. But it it falls into the 16s, I think I'll go for it.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559911)



Reply Favorite

Date: January 3rd, 2026 4:08 PM
Author: sinister locus

Conagra Brands Inc?

that shit has been on a straightline down nigga

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559950)



Reply Favorite

Date: January 3rd, 2026 4:34 PM
Author: bonkers alcoholic feces theater stage

lol, I'm running the wheel strategy on 100 shares of CAG for fun.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560031)



Reply Favorite

Date: January 3rd, 2026 7:02 PM
Author: big multi-billionaire

Good idea. I'll sell puts at prices I like.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560384)



Reply Favorite

Date: January 3rd, 2026 4:01 PM
Author: Navy hyperventilating stead potus

i think i get like high 3s from my savings account bro

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559921)



Reply Favorite

Date: January 3rd, 2026 4:08 PM
Author: sinister locus

behold the POWERGOY Savings Account

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559952)



Reply Favorite

Date: January 3rd, 2026 4:11 PM
Author: Navy hyperventilating stead potus

yes im a powergoy i keep like 15k in a savings account

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559959)



Reply Favorite

Date: January 3rd, 2026 4:58 PM
Author: Appetizing carnelian menage

explain why GSY. why not dump everything in SGOV practically guaranteed 4.2? why GSY for a few k a year?

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560086)



Reply Favorite

Date: January 3rd, 2026 5:06 PM
Author: bonkers alcoholic feces theater stage

tbf the current spread for credit risk makes GSY not worth it right now imho but that can change.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560113)



Reply Favorite

Date: January 3rd, 2026 5:08 PM
Author: bonkers alcoholic feces theater stage

Also SGOV actually beat GSY over five years, lol:

https://seekingalpha.com/symbol/JAAA/charting?axis=percentage&compare=JAAA%2CGSY%2CSGOV&interval=5Y&metric=totalReturn&series=line

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560120)



Reply Favorite

Date: January 4th, 2026 1:15 AM
Author: sinister locus

GSY gets .4% more div and it seems safe as furk nigga even if it had max drawdown like in 2020 its 4% and i just shift it into equities:

Risk Type SGOV (0-3 Month Treasury) GSY (Ultra-Short Duration)

Credit Risk Virtually Zero (Backed by the US Govt). Low to Moderate (Corporate debt).

Interest Rate Risk Near Zero (Resets every 90 days). Low (Average maturity is <1 year).

Liquidity Risk None (Treasuries are the most liquid asset). Low (But can widen during a panic).

Max Drawdown (Hist.) ~0.05% (Extremely stable). ~4.50% (Saw stress in 2020).

Yield (Risk Premium) Base Rate (~4.6% - 5.0%). Base Rate + ~0.50% "Risk Premium".

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560948)



Reply Favorite

Date: January 3rd, 2026 7:07 PM
Author: cordovan jewess ticket booth

If bitcoin drops to 80k it would dwarf any returns from holding 4% cash. Let's hope this oil seizure by Trump doesn't cause a huge spike in bitvoin on monday

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560399)



Reply Favorite

Date: January 3rd, 2026 8:19 PM
Author: Stimulating main people

Does VUSXX make sense for a NY bro? Currently park my cash there. Dropped down to 3.7ish recently but no state taxes. Too dumb to figure out if I should move my cash to SGOV or JAAA.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560526)



Reply Favorite

Date: January 3rd, 2026 8:27 PM
Author: bonkers alcoholic feces theater stage

SGOV performs the same as VUSXX. If you are considering JAAA, you need to figure out if credit spread for JAAA makes up for the state tax hit, I'm not an NYmo. I predict more rate cuts in 2026 and this will all become increasingly irrelevant. At some point you may want to consider ibonds even.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560543)



Reply Favorite

Date: January 3rd, 2026 8:44 PM
Author: zippy den

Is SGOV a good place to hold cash?

SGOV and similar (VMFXX for one) are generally fine for parking cash. They are likely to result in a loss of real value over time, as they won't beat inflation. However, most of us tend to need someplace to park some cash.Dec 12, 2025

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560574)