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POLL: What is your 401(k) balance right now

...
Hateful Hunting Ground Athletic Conference
  06/27/25
A tiny pink 500k
crimson mental disorder
  06/27/25
that's not that bad
Hateful Hunting Ground Athletic Conference
  06/27/25
I guess not but the thought of grinding out another 20 years...
crimson mental disorder
  06/27/25
age?
Concupiscible Voyeur Water Buffalo
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Exciting bespoke stag film
  06/27/25
Yep, I’m early 40s lol
crimson mental disorder
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Translucent Geriatric Step-uncle's House Becky
  06/27/25
It depend on if that's his primary retirement or if he has ...
copper doctorate
  06/27/25
$130k
gay internet-worthy crackhouse
  06/27/25
that's horrendous
Hateful Hunting Ground Athletic Conference
  06/27/25
i'm in between these two guys
galvanic death wish
  06/27/25
Same, I'm in between two guys
twinkling useless lay
  06/27/25
The sum total of all my retirement and brokerage accounts is...
gay internet-worthy crackhouse
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Concupiscible Voyeur Water Buffalo
  06/27/25
My mom says I'm special.
gay internet-worthy crackhouse
  06/27/25
even that's not true
Concupiscible Voyeur Water Buffalo
  06/27/25
LOL
Concupiscible Voyeur Water Buffalo
  06/27/25
$3.4 million in combined marital plans.
dark high-end center french chef
  06/27/25
damn
galvanic death wish
  06/27/25
Age?
Exciting bespoke stag film
  06/27/25
Such a waste of capital.
Beady-eyed puppy stage
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Duck-like dysfunction theater
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Concupiscible Voyeur Water Buffalo
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Duck-like dysfunction theater
  06/27/25
...
Beady-eyed puppy stage
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Crawly contagious love of her life
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Ruby vigorous boistinker
  06/27/25
.
gay internet-worthy crackhouse
  06/27/25
Something like $800-900k for wife and I.
well-lubricated lodge dragon
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Beady-eyed puppy stage
  06/27/25
If you work in-house matching makes it a no-brainer.
well-lubricated lodge dragon
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Beady-eyed puppy stage
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
well-lubricated lodge dragon
  06/27/25
I want my yacht now.
Beady-eyed puppy stage
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
well-lubricated lodge dragon
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Beady-eyed puppy stage
  06/27/25
If that's your perspective then sure, stop contributing into...
well-lubricated lodge dragon
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
boyish partner abode
  06/27/25
Why not put it in a Roth?
Jet-lagged razzmatazz juggernaut personal credit line
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Duck-like dysfunction theater
  06/27/25
180
Beady-eyed puppy stage
  06/27/25
Did you know you're not required to contribute to a 401K?
Duck-like dysfunction theater
  06/27/25
(guy who is not a biglaw partner)
Beady-eyed puppy stage
  06/27/25
$700k Wife - $600k
azure address
  06/27/25
43yo, $900k
Bateful Thirsty Old Irish Cottage
  06/27/25
Early 40s. ~$2.1mm
Wonderful sneaky criminal
  06/27/25
Late 20s, 250k
Jet-lagged razzmatazz juggernaut personal credit line
  06/27/25
Good job , young gun
gold arrogant hall
  06/27/25
lol at these responses
Translucent Geriatric Step-uncle's House Becky
  06/27/25
go on...
Concupiscible Voyeur Water Buffalo
  06/27/25
30000k
Soul-stirring casino
  06/27/25
$399,443.16
laughsome khaki nowag immigrant
  06/27/25
Monday is likely to be a big day for you friend
Duck-like dysfunction theater
  06/27/25
🤞🏻
laughsome khaki nowag immigrant
  06/27/25
IDK $150Kish. But I haven't been working long.
coral site boiling water
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
milky gaming laptop sanctuary
  06/27/25
Same.
peach out-of-control national pocket flask
  06/27/25
350,000 Kinda sad
curious fuchsia gaping
  06/27/25
all stock/bond investments are like 750k.
Glassy adventurous pervert
  06/27/25
$386k total. $324k in trad, $62k in Roth
awkward toilet seat skinny woman
  06/27/25
Zero
stirring stage
  06/27/25
Crrrrrrrrrrrrrr
Beady-eyed puppy stage
  06/27/25
For Benzo reasons or RSF reasons?
Wonderful sneaky criminal
  06/27/25
$6 million or so. I checked in January.
peach out-of-control national pocket flask
  06/27/25
...
Duck-like dysfunction theater
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Cerebral plaza
  06/27/25
$0. I don’t have a 401(k).
Bull headed wild pistol
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Hateful Hunting Ground Athletic Conference



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: crimson mental disorder

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Hateful Hunting Ground Athletic Conference

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: crimson mental disorder

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Concupiscible Voyeur Water Buffalo

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Exciting bespoke stag film

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: crimson mental disorder

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Translucent Geriatric Step-uncle's House Becky

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: copper doctorate

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: gay internet-worthy crackhouse

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Hateful Hunting Ground Athletic Conference

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: galvanic death wish

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: twinkling useless lay

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: gay internet-worthy crackhouse

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Concupiscible Voyeur Water Buffalo

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: gay internet-worthy crackhouse

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Concupiscible Voyeur Water Buffalo

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Concupiscible Voyeur Water Buffalo

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: dark high-end center french chef

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: galvanic death wish

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Exciting bespoke stag film

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Beady-eyed puppy stage

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Duck-like dysfunction theater

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Concupiscible Voyeur Water Buffalo

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Duck-like dysfunction theater

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Beady-eyed puppy stage



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Crawly contagious love of her life

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Ruby vigorous boistinker

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: gay internet-worthy crackhouse

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: well-lubricated lodge dragon

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Beady-eyed puppy stage

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: well-lubricated lodge dragon

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Beady-eyed puppy stage

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: well-lubricated lodge dragon

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Beady-eyed puppy stage

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: well-lubricated lodge dragon

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Beady-eyed puppy stage

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: well-lubricated lodge dragon

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: boyish partner abode

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Jet-lagged razzmatazz juggernaut personal credit line

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Duck-like dysfunction theater

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Beady-eyed puppy stage

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Duck-like dysfunction theater

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Beady-eyed puppy stage

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: azure address

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Bateful Thirsty Old Irish Cottage

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Wonderful sneaky criminal

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Jet-lagged razzmatazz juggernaut personal credit line

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: gold arrogant hall

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Translucent Geriatric Step-uncle's House Becky

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Concupiscible Voyeur Water Buffalo

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Soul-stirring casino

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: laughsome khaki nowag immigrant

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Duck-like dysfunction theater

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: laughsome khaki nowag immigrant

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: coral site boiling water

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: milky gaming laptop sanctuary

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: peach out-of-control national pocket flask

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: curious fuchsia gaping

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Glassy adventurous pervert

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: awkward toilet seat skinny woman

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: stirring stage

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Beady-eyed puppy stage

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Wonderful sneaky criminal

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: peach out-of-control national pocket flask

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Duck-like dysfunction theater



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Cerebral plaza

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Bull headed wild pistol

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)